Financial Literacy to Understand Money
Financial Literacy to Understand Money aims to empower senior school students, young adults and new Australians by teaching them essential financial skills and helping them to understand how money works. It is a comprehensive guide to basic financial matters for young adults.It covers the six key areas you need to understand to make better informed financial decisions: managing your money, borrowing, taxes, insurance, investments and protecting your money.For example, the following areas are covered: compounding and budgeting; banking accounts; loans such as credit cards; Australian Government, State Government and Local Council taxes; insurance policies; valuations of basic assets to invest in to grow wealth and being careful with your money.It highlights what questions need to be asked when making financial decisions and its key focus is on financial calculations with worked examples. Difficult concepts are explained simply. Like superannuation with contributions, tax and accumulation, student loans with indexation and repaying student loans. With his expertise in finance and ability to use simple language, Roy Shackley likes to give back to the community through educating.
Liberate
Liberate is a transformative guide to financial literacy that empowers young adults to take charge of their financial future with confidence and purpose. Dr. Barclay Roper combines practical strategies and key insights to demystify money management, making financial freedom accessible to anyone willing to learn. From building a solid financial mindset to mastering the fundamentals of saving and investing, Liberate offers a comprehensive approach to financial independence. Young adults will discover how to grow their income, allocate resources effectively, and build wealth through disciplined investing. Parents wanting to raise financially literate children can also apply the principles of financial independence, creating a lasting legacy. Dr. Roper redefines what it means to be truly wealthy, highlighting creativity, purposeful giving, and the fulfillment that comes from sharing knowledge with others.Packed with actionable insights and clear financial concepts, Liberate is a powerful resource for teenagers, young adults, and parents who are ready to turn financial literacy into lasting independence.
Big Book of Big Tractors
Open the giant fold-out pages of this bright, friendly book to discover some of the biggest and most amazing tractors ever built - and some little ones too. Colorful pictures show all kinds of machines, from combine harvesters to snow and sea tractors, with facts about their special equipment. Includes links to video clips to see tractors at work.
The Boy Who Loves Toy Trains
Ivan S. Stone has been a toy train enthusiast since the age of three, starting with Thomas and Brio wooden trains. However, his passion truly ignited at age five when his father took him to a family friend's home. In the attic, he discovered an electric train layout unlike anything he had ever seen. It was a mesmerizing display of toys, gadgets, colors, shapes, wheels, sounds, lights, and miniature people-all moving at once. With the trains as the centerpiece, young Ivan was instantly captivated.His fascination grew further with the magical train displays at Sears and Roebuck during the Christmas season. Now an advertising executive and salesman, Ivan continues to immerse himself in the world of trains, frequently attending gatherings and conventions to indulge in his hobby. And so, his story begins-with no end in sight.
The Boy Who Loves Toy Trains
Ivan S. Stone has been a toy train enthusiast since the age of three, starting with Thomas and Brio wooden trains. However, his passion truly ignited at age five when his father took him to a family friend's home. In the attic, he discovered an electric train layout unlike anything he had ever seen. It was a mesmerizing display of toys, gadgets, colors, shapes, wheels, sounds, lights, and miniature people-all moving at once. With the trains as the centerpiece, young Ivan was instantly captivated.His fascination grew further with the magical train displays at Sears and Roebuck during the Christmas season. Now an advertising executive and salesman, Ivan continues to immerse himself in the world of trains, frequently attending gatherings and conventions to indulge in his hobby. And so, his story begins-with no end in sight.
Cambridge Igcse璽”[ and O Level Economics Coursebook with Digital Access (2 Years)
This coursebook will help your students build an understanding of key economics concepts, with engaging imagery and real-life examples to ensure topics are accessible for all students. Engage your students with a variety of activities to encourage active learning, from writing a podcast script to conducting research as a group. Students will explore the importance of economics in society, through topics such as the basic economic problem, price elasticity and globalisation. Access videos in the digital version of the coursebook, to provide additional support for students with English as an additional language.
Trans History: A Graphic Novel: From Ancient Times to the Present Day
Everything You Need to Know Before You're 18 (But Won't Get Taught in School)
Future Millionaire
No matter how young you are or where you're starting from, you are a future millionaire. Declare it. Know it. Demand it. And, with help from bestselling author and self-made millionaire Rachel Rodgers, start working toward it. Future Millionaire is filled with insights on how to develop the right mindset and build smart money habits that will allow you to follow your dreams, build your wealth, and maximize your potential.Rachel Rodgers--author of We Should All Be Millionaires and creator of her own eight-figure business--knows what it's like to be broke. She also knows what it's like to rise above your circumstances and radically change your future. Now, in her first book for young adults, Rodgers empowers readers 13 and up to do the same.Future Millionaire unpacks all the financial concepts you never learned about in school, like creating a budget, managing debt, investing your savings, and more. Rachel also discusses how to think like a millionaire--creating a healthy money mindset, boundaries, and goals--and act like a millionaire, using your money to support causes that you believe in and upending systems that favor the 1% over marginalized communities.You'll also learn how to: Reframe negative, self-sabotaging thoughts so you can pave the way for future success Invest in yourself by practicing self-care, establishing healthy boundaries, and upgrading your everyday life Create a budget, tackle debt, and start investing so you can see your money grow Use your money to achieve your dreams and make a difference in the world around you
Britannica All New Kids' Encyclopedia
Fully updated edition of Britannica's landmark children's encyclopedia, with up-to-the-minute facts, figures and images, featuring everything from supernovas to Taylor Swift, and from ancient Egypt to artificial intelligence.Earth, Space, Animals, History, STEM: This landmark encyclopedia from Britannica has them all! With more than 400 pages of up-to-the-minute information, including the very latest facts and figures, cutting-edge expert insights, and over 1,000 illustrations, photographs, and maps, this gorgeous compendium will satisfy even the most curious minds.Unlike old encyclopedias that are structured from A to Z, this encyclopedia will take you on a journey from the beginning of time to the present day and even into the future! Meanwhile, 100 experts from around the world, and a whole team of Britannica fact-checkers, fulfill Britannica's reputation for authentic, trustworthy information.Full of amazing facts you can trust, this updated edition of Britannica's bestselling encyclopedia will spark curiosity and wonder in every reader.
From Office Boy to Reporter; Or, The First Step in Journalism
From Office Boy to Reporter; Or, The First Step in Journalism
The Trans and Gender Diverse Teen Resilience Guide
A teen-friendly guide to help you embrace your identity, build resilience, and thrive. As a transgender or nonbinary teen, you may sometimes feel like you are alone. The world can be a scary, unkind place, and if you're struggling to find support, you may be tempted to lose hope. But it's important for you to know that there are other teens out there just like you--as well as a whole community of folks who have been where you are now, and who are thriving as adults. Finding hope, happiness, and community takes time. In the meantime, this compassionate guide can help. Written just for trans and nonbinary (TGNB) youth, this book offers trauma-informed skills to help you embrace who you are, give and find support in community, and thrive. You'll discover tools to help you manage intense emotions and stress, cultivate self-compassion, prioritize self-care, and create communities of support. Finally, you'll learn how to focus on creating the life you want to live, in a positive community of others. When faced with life's challenges, it's vital to remember that you are not alone, and you deserve to be happy, safe, and loved. No matter what. This book can help support you as you navigate the world and discover all the wonders that make you you.
