東野圭吾紀念作品展
參考書115學年度上學期:早鳥優惠活動、2026/8/23前買國中小參考書即贈80元電子禮券!

Job Optional*

Job Optional*

吉伊卡哇 亞克力鑰匙圈-兔兔

吉伊卡哇 亞克力鑰匙圈-兔兔

呀哈★吉伊卡哇旋風再起,精選周邊看過來

內容簡介

Job Optional is a thoughtful and down to earth guide to retirement planning that offers unbiased, commonsense advice based upon the author's experience as a retirement planning professional. It offers both a primer to the financial world as well as a step-by-step guide to planning your own retirement. It is written in terms that a newcomer to investing can understand while providing all the pertinent information necessary to make informed financial decisions. It acts as a primer that takes a complicated topic and makes it accessible, while not diluting the information. Interestingly, for a book about money, the first recommended step in financial planning has nothing to do with the stock market or annuities, but the need for an individual to have a life purpose. One's goal should be to identify this purpose and to create a plan set out to organize your assets in such a way to most efficiently accomplish that end. Once this has been decided, the next step is into the world of finance. This begins with an analysis of today's investment risks. Once the risks are understood, specific strategies to overcome them are determined. A plan is created that ends with a final, written product. To do this, requires a solid understanding of the financial world and reading Job Optional makes this possible. Five chapters deal specifically with financial concepts, strategies, and terms, ordered as an organized outline to the logical steps in retirement planning. These are: purpose-based asset allocation, liquidity planning, income planning, growth planning, and estate planning. The book is a wealth of information as it describes the many elements and strategies of financial planning. Look here to learn about such things as the 4-percent withdrawal rule; strategies for interest-only, real-income, and guaranteed lifetime income; advice on watching your expenses; information on maximizing your legacy that includes basic IRA strategies; a list of basic documents such as powers of attorney and living wills; what to consider when choosing -- or breaking up with -- a financial advisor. The information is in-depth, detailed, and complete. In places, and this is a strong point as this makes abstract financial concepts real and understandable and adds interest and color. The book takes a friendly, conversational, tone as the investment information is intertwined with stories taken from the author's life, his parents' lives, and his clients. Retirement brings with it its own set of life changes, challenges, and situations. The sharing of these stories makes financial planning real. It also underscores the book's message that success isn't money, but purposeful living, and that good financial planning will allow you to achieve this goal and be a success on your own terms.

配送方式

  • 台灣
    • 國內宅配:本島、離島
    • 到店取貨:
      金石堂門市 不限金額免運費
      7-11便利商店 萊爾富便利商店 全家便利商店
  • 海外
    • 國際快遞:全球
    • 港澳店取:
      ok便利商店 順豐 7-11便利商店

詳細資料

詳細資料

    • 語言
    • 英文
    • 裝訂
    • 紙本平裝
    • ISBN
    • 9781962988209
    • 分級
    • 普通級
    • 頁數
    • 0
    • 商品規格
    • 出版地
    • 美國
    • 適讀年齡
    • 全齡適讀
    • 注音
    • 級別

商品評價

訂購/退換貨須知

加入金石堂 LINE 官方帳號『完成綁定』,隨時掌握出貨動態:

加入金石堂LINE官方帳號『完成綁定』,隨時掌握出貨動態
金石堂LINE官方帳號綁定教學

商品運送說明:

  • 本公司所提供的產品配送區域範圍目前僅限台灣本島。注意!收件地址請勿為郵政信箱。
  • 商品將由廠商透過貨運或是郵局寄送。消費者訂購之商品若無法送達,經電話或 E-mail無法聯繫逾三天者,本公司將取消該筆訂單,並且全額退款。
  • 當廠商出貨後,您會收到E-mail出貨通知,您也可透過【訂單查詢】確認出貨情況。
  • 產品顏色可能會因網頁呈現與拍攝關係產生色差,圖片僅供參考,商品依實際供貨樣式為準。
  • 如果是大型商品(如:傢俱、床墊、家電、運動器材等)及需安裝商品,請依商品頁面說明為主。訂單完成收款確認後,出貨廠商將會和您聯繫確認相關配送等細節。
  • 偏遠地區、樓層費及其它加價費用,皆由廠商於約定配送時一併告知,廠商將保留出貨與否的權利。

提醒您!!
金石堂及銀行均不會請您操作ATM! 如接獲電話要求您前往ATM提款機,請不要聽從指示,以免受騙上當!

退換貨須知:

**提醒您,鑑賞期不等於試用期,退回商品須為全新狀態**

  • 依據「消費者保護法」第19條及行政院消費者保護處公告之「通訊交易解除權合理例外情事適用準則」,以下商品購買後,除商品本身有瑕疵外,將不提供7天的猶豫期:
    1. 易於腐敗、保存期限較短或解約時即將逾期。(如:生鮮食品)
    2. 依消費者要求所為之客製化給付。(客製化商品)
    3. 報紙、期刊或雜誌。(含MOOK、外文雜誌)
    4. 經消費者拆封之影音商品或電腦軟體。
    5. 非以有形媒介提供之數位內容或一經提供即為完成之線上服務,經消費者事先同意始提供。(如:電子書、電子雜誌、下載版軟體、虛擬商品…等)
    6. 已拆封之個人衛生用品。(如:內衣褲、刮鬍刀、除毛刀…等)
  • 若非上列種類商品,均享有到貨7天的猶豫期(含例假日)。
  • 辦理退換貨時,商品(組合商品恕無法接受單獨退貨)必須是您收到商品時的原始狀態(包含商品本體、配件、贈品、保證書、所有附隨資料文件及原廠內外包裝…等),請勿直接使用原廠包裝寄送,或於原廠包裝上黏貼紙張或書寫文字。
  • 退回商品若無法回復原狀,將請您負擔回復原狀所需費用,嚴重時將影響您的退貨權益。
※ 本商品會員日滿額金幣加碼回饋最高15倍
金石堂門市 全家便利商店 萊爾富便利商店 7-11便利商店
World wide
活動ing