Human at Work
The world of work, the way we work and we, who work, will continue to evolve. From commuting to large industrial units, to operating from structured cabins and now from homes--every change has brought its set of challenges. It has become imperative for humans to be at the forefront of it. Human at Work delves into these challenges, the rapid technological advances, digital transformation and economic uncertainties that serve as opportunities and threats for the future of work. These developments call for agile leadership, ethical decision-making and commitment to continuous innovation in an ever-shifting landscape. Each chapter of this book guides business leader into developing a human-centric approach to the changing dynamics of the workplace. It also highlights the need for companies to ensure team collaboration and foster employee well-being while being inclusive and sustainable. Filled with useful cases and practical exercises by seasoned HR veteran Richard Lobo, this book is an excellent resource for anyone on how to better the future of the human at work.
The Money Mentor
The Money Mentor is my take on the classic self-help book - with one major difference: It's a bullshit-free zone!If you're reading this, it's because you've recognised that your finances need help. Either that or your kids gave you the book as a Christmas stocking-filler, it's pouring with rain and there's nothing on telly this afternoon.Seriously, however you got here isn't important. The important thing is - you're here. Right here, right now is where you start getting control of your finances. This is where you stop throwing money away like it's going out of fashion and start saving. This is where your financial worries start to lessen. This is where you and your family begin to get ahead in the game.What I do is very straightforward - I help ordinary Mums and Dads burdened with standard 30-year home loans, pay off those loans within 7 to 10 years. Yes, you read that correctly - you can be mortgage-free in 7 to 10 years simply by following a plan that we create together.It's not magic. There's no smoke and mirrors. It's not even a secret how we can do this together. In fact, I call it the 'not-so-secret, secret', because anyone can do it.Together, we examine your lifestyle and make a detailed assessment of your living expenses. Using that information, we then give every single dollar of your family's monthly income a specific purpose and structure it within a realistic budget. And guarantee to pay the loan off in 7 to 10 years.Paying your home loan off over 30 years is bullshit! It's the biggest rip-off. When you're sitting in your bank, arranging your home loan, their entire focus is on the minimum monthly repayment. That just means they're forecasting their juicy profits over a 30-year period. Profits that you're paying for.We can even pay off that 30-year loan earlier in some cases. One of our records is having cleared a mortgage in only 3.5! Mortgage-free in three and a half years - wouldn't everyone love to be in that position?Our aim is to disrupt the passive, inherited way of thinking encouraged by the banks and to completely change traditional Mum and Dad psychology. Not with idealistic nonsense and impossible to achieve pie-in-the-sky advice aimed at solving unrealistic or non-typical situations. This book is packed with proven, practical and realistic strategies that work. If you and your family follow the process that we all agree to in the beginning, you will achieve the results we predict at the start. Guaranteed!
A Better Way to Manage Your Everyday Money
Are you frustrated, angry, or anxious about money? Your income is not the problem. How you manage your income is where improvement is needed. First, understand how your everyday money works by reading the book. Then take charge of your household finances by using PerNetFlow; the only software on the planet that helps you plan how you will be using your income. See a complete picture of your income and expenses for the next twelve months. Be organized. Manage your income, bills, and all other personal financial tasks with a single tool. You will always know exactly where your finances stand. Use a forward looking forecast. You have a view of your next twelve months of finances. You can see if you'll be saving or burning money each month which helps you make better decisions. Play with "what if?" scenarios. You will find it easy to consider various decisions with PerNetFlow. Can you afford to go on a vacation next summer? What's the impact of buying a new car? Easily plan a way out of debt. With a clear picture of your cashflow for the next twelve months, you can put together a pay-off plan that is comfortable and, more importantly, is a way forward that you can stick with to completion. The choices you have for getting debt free when using PerNetFlow include a consolidation loan or creating custom pay-off plans: one debt, debt snowball, amortize a high balance credit card. Automate your savings. Integrate saving plans into your automatic PerNetFlow cashflow spreadsheet for retirement plus any other of your short-term and long-term saving goals. Keep you financial information safe. No connections to anything online. No passwords or account numbers are use by PerNetFlow for anything.
Quantum Computing Strategy
Quantum computing is not merely an incremental advancement in computing technology; it represents a fundamentally new paradigm, distinct from classical computing. Rooted in quantum mechanics, it introduces an entirely novel information theory. As a result, translating existing models, solution designs, and approaches to quantum computing is a complex, non-trivial task. This comprehensive book demystifies quantum concepts through accessible explanations, practical case studies, and real-world examples from industries such as aerospace, agriculture, automotive, chemicals, energy, finance, government, healthcare, manufacturing, supply chain, and telecommunications.Blending a business perspective with a scientific rigor, this book is divided into two parts. The first part covers foundational technical concepts, including quantum mechanics principles that enable quantum technologies, key quantum algorithms, mathematical frameworks, quantum computing technologies, post-quantum cryptography, the types of problems quantum computers solve, and the technology's outlook. The second part focuses on practical applicability, presenting industry use cases, guidance on approaching quantum computing problems, mapping use cases to quantum computing, responsible quantum computing practices, and a roadmap for businesses preparing for quantum adoption. This structured approach equips readers with the knowledge and tools to effectively integrate quantum computing into their strategic planning.Quantum Computing Strategy: Foundations and Applicability serves as an essential reference for technology enthusiasts, business leaders, policymakers, and educators seeking to understand the benefits quantum computing offers enterprises. Designed as a self-contained learning resource, it empowers readers to navigate the emerging quantum landscape confidently.
Digital Wellbeing
Digital detoxes don't work. Our wellbeing relies on finding a balance. Improve your focus and create healthy habits that will enrich your life with Digital Wellbeing. So much of our lives are now spent looking at screens, whether we're working on our laptop or checking social media on our phones. It's too easy to become overwhelmed by constant notifications and endless emails, leading to frustration, stress and burnout. In this groundbreaking book, leading wellbeing expert Petra Velzeboer draws upon academic research and fascinating interviews with global experts to uncover the practical insights that will allow you to improve your daily life, set healthy boundaries with technology and prioritize your Digital Wellbeing.
Digital Wellbeing
Digital detoxes don't work. Our wellbeing relies on finding a balance. Improve your focus and create healthy habits that will enrich your life with Digital Wellbeing. So much of our lives are now spent looking at screens, whether we're working on our laptop or checking social media on our phones. It's too easy to become overwhelmed by constant notifications and endless emails, leading to frustration, stress and burnout. In this groundbreaking book, leading wellbeing expert Petra Velzeboer draws upon academic research and fascinating interviews with global experts to uncover the practical insights that will allow you to improve your daily life, set healthy boundaries with technology and prioritize your Digital Wellbeing.
The Science of Getting Rich (Collector's Edition) (Laminated Hardback with Jacket)
Selling Your House
Homes are in high demand: Don't sell yours for less than it's worth!The U.S. housing market offers solid possibilities for selling one's home at a profit. But what should you do first--or at all? Renovate or remodel? Call an agent? Wait for peak selling season? Selling Your House: Nolo's Essential Guide gives you useful tools for strategizing and preparing, selecting the strongest offer, and closing the deal, including: - making your property look its best- determining the right sale price and time- working with agents- choosing among buyers' bids, and- negotiating the contract.Arrange a quick and successful home sale with this all-in-one guide.
Social Security, Medicare & Government Pensions
Your complete guide to Social Security retirement, Medicare or Medicaid benefits, and other federal benefitsIf you want to get the highest possible retirement or pension income-not to mention the best medical coverage-turn to Social Security, Medicare & Government Pensions to discover the benefits you're entitled to and how to claim them as easily as possible.Navigate the complex and often daunting Social Security and Medicare systems using the resources and information in this complete guide. Learn about Medicare coverage, including Part D prescription drug coverage, and understand how Medicare Advantage and Medigap insurance plans work and which makes the most sense for you. Also learn how to claim disability benefits, veterans benefits, and federal retirement benefits.Bonus: If you're denied any medical treatment or benefits, this book teaches you how to file an appeal with Medicare, Social Security, or your state's Medicaid agency.This new edition has the latest benefit numbers for Social Security, Medicare, SSI, and veterans benefits and includes recent changes to Medicare and Medicaid coverage.
Reforming Occupational Licensing in the Us
Nearly one-third of US workers must obtain a license from a government agency to perform their jobs legally. This impacts employees across all areas, including lawyers, doctors, and accountants, as well as florists, hairdressers, physical therapists, and plumbers. The justification for occupational licensing is that potential consumers allegedly lack the information and knowledge to judge the competence of a service provider. This necessitates a licensing system built to ensure that customers are served by people who have received adequate training and certification in their profession. While there are recognizable benefits of occupational licensing, the training and certification requirements create barriers to entry for employees or those entering the profession. These barriers can limit competition, raise service costs, and restrict consumer access to essential services. Recent empirical work suggests that consumers have incurred these costs without being adequately protected from incompetent or unscrupulous service providers. This book addresses this situation head on. In light of occupational licensing's shortcomings, the authors of this book propose and analyze constructive reforms, assessing their effects on key professions such as law, medicine, and finance. Chapters identify the significant costs of current policies and they recommend practical reforms that rely more on market forces. The resulting book provides new ways to reduce licensing costs without compromising service quality.
The Relationship-Driven Leader
Discover the power of relationship-building to enhance your leadership, boost your team's well-being, and drive organizational success.In today's dynamic business environment, the success of any organization is deeply rooted in the quality of its internal relationships. In The Relationship-Driven Leader, psychologist and organizational behavior expert Dr. Karen Bridbord offers a revolutionary guide to career success and advancement, regardless of your industry, your company's size, or your role. This groundbreaking book sheds light on how nurturing strong work relationships can lead to unmatched productivity and greater overall wellness throughout the organization and among its staff. Through compelling research and insightful case studies, Bridbord reveals the detrimental impact dysfunctional relationships can have on both personal and business achievements, and how to come back from "relationship system failure." By rethinking workplace relationships, you can foster deeper connections within your team, resulting in enhanced cohesion and well-being for all members.The Relationship-Driven Leader explores the profound influence of everyday interactions on team experience and team performance. Bridbord emphasizes the importance of "micro-moments" in leadership to spark significant improvements. This book empowers you to take the first step toward becoming the leader everyone aspires to work with by enhancing your leadership skills, boosting workplace productivity, and mastering innovative conflict-management techniques. By focusing on well-being through relationship-building, you can create a healthier, more engaged, and more productive team.
Career Forward
*USA TODAY Bestseller* "A compass for those navigating their professional journeys" (Forbes) that "reveals often surprising work advice" (New York Post), this empowering guide, from former PepsiCo COO Grace Puma and former Nike President of Consumer Direct Christiana Smith Shi, shows how to prioritize a career path, build professional value, and enjoy a full life both in and out of the workplace. At a time when many long-held workplace structures and beliefs are changing, Career Forward is a beacon for women aspiring to achieve success and satisfaction in rewarding careers. Drawing on decades of experience reaching the top of Fortune 500 companies, Grace Puma and Christiana Smith Shi show women how to maximize their career journeys, get paid what they're worth, navigate the shifts that occur in any company, build a leadership identity, and have a full life in and out of work. The authors challenge negative stereotypes about female ambition, and urge women to be bold, follow their dreams, and seize the chance to lead "big" lives. The secret is to focus on career first, job second. Instead of chasing a better job title or a salary bump, the goal should be a long-range career path that leads to success. "Career forward" means keeping a focus on the future and recognizing that being good at your job is often not enough--that you should take every opportunity to boost your connections, take on "difficult" assignments, and work actively to broaden your skills. Packed with personal anecdotes and wisdom from women who've been there, and featuring quizzes and checklists for self-evaluation, Career Forward provides a wealth of valuable lessons, including the advice to think of yourself as a "growth stock" and, instead of chasing the elusive work-life balance, living a well-rounded 360-degree life that fully embraces both. Offering a refreshing response to anyone who wonders whether working hard is really worth it, Puma and Smith Shi's emphatic answer is "yes," because by correctly following the blueprint in Career Forward, the rewards will far outweigh the effort.
An Introduction to Cognitive Economics
This book introduces readers to "cognitive economics," a rapidly emerging interdisciplinary science built on economic, psychological, and data scientific foundations. Throughout the book, economist Andrew Caplin provides new approaches to help scholars collaborate and solve problems that can shape economic outcomes and bridge the gap between theoretical knowledge and the real world. Divided into two parts, the first section brings readers up to speed on economic concepts that underlie decision-making mistakes, such as utility functions, subjective beliefs, and costs of learning. It also explores real-world applications, including improvements in legal decision-making, online privacy protection, and optimizing human-AI collaboration. The book also discusses the future impact of AI on the workforce and emphasizes the need for decision-making skills and financial literacy in navigating this evolving landscape. In the second section of the book, Caplin addresses the barriers to progress within social sciences, advocating for interdisciplinary cooperation and innovative measurement techniques to advance the field. The book invites readers to contribute to the development of cognitive economics. Whether you are a socially-conscious and hard-working citizen, business leader, scholar, or policymaker, this book will help you understand why cognitive economics matters to you and how you can contribute to its takeoff. This book is available open access, which means it is freely available online.
22 Rules of Emotional Intelligence
Unlock the Secret to Thriving in Your Career with Emotional Intelligence!In today's fast-paced, competitive workplace, technical skills alone aren't enough to guarantee success. The key to standing out, building strong relationships, and achieving your goals lies in mastering emotional intelligence (EI). But where do you begin?"22 Rules of Emotional Intelligence for Career Success" is your ultimate guide to developing the human-centric skills that every professional needs to thrive. Packed with practical advice, relatable examples, and lighthearted humor, this book transforms the concept of emotional intelligence into actionable steps you can implement immediately.Discover how to: - Stay calm and collected under pressure with emotional regulation techniques.- Build lasting relationships that inspire trust and collaboration.- Master the art of assertiveness without being aggressive.- Communicate with clarity, confidence, and authenticity.- Turn feedback into a tool for personal and professional growth.- Adapt to change with resilience and positivity.- Cultivate a growth mindset to embrace challenges and learn from mistakes.Each chapter dives into one of the 22 rules, offering step-by-step guides, real-world scenarios, and easy-to-follow strategies designed to make your work life better-and your career unstoppable. Whether you're a seasoned leader, a team player, or just starting out, this book is for anyone looking to elevate their professional life. Why this book matters: - It helps you reduce workplace stress, manage conflicts, and make better decisions.- It empowers you to connect deeply with colleagues and lead with authenticity.- It turns everyday challenges into opportunities for growth and success. With "22 Rules of Emotional Intelligence for Career Success," you'll gain the tools to become more confident, compassionate, and effective in your career. No matter your role or industry, these rules will help you unlock your full potential and take your career to new heights.Invest in yourself today-success starts with mastering emotional intelligence! This is the Book 1 that presents EI principles. The Book 2: Emotional Intelligence Checklist, guide the reader to assess, evaluate, and master your emotional intelligence.
Navigating Your Career
Presenting a new approach to career progression, that transcends the conventional ladderclimbing model, encouraging a broader view of professional success. Addresses the crucial question: "Why do you want to work?", setting the stage for a deeper job market explorationProvides unique insights by combining the perspectives of three authors from different generationsToday's young professionals face challenges in finding their career paths. There is a plethora of options, as they are navigating the expectations of family, friends, and society. This book addresses these challenges, offering tools and new insights to better understand yourself and the evolving job market. The authors critically examine generational traits and challenge the conventional wisdom of "follow your passion." They provide a comprehensive guide for those looking to tailor their career paths to their unique strengths and desires. Additionally, it offers a grounded overview from the authors' diverse generational viewpoints on how the work environment has evolved to what it is today. This provides young professionals with key insights they often miss. It thoughtfully demonstrates how to match personal strengths and aspirations with the current ever shifting landscape of professional opportunities.
The Financial Crisis Inquiry Report, Authorized Edition
The definitive report on what caused America's economic meltdown- and who was responsible. The financial and economic crisis has touched the lives of millions of Americans who have lost their jobs and their homes, but many have little understanding of how it happened. Now, in this very accessible report, readers can get the facts. Formed in May 2009, the Financial Crisis Inquiry Commission (FCIC) is a panel of 10 commissioners with experience in business, regulations, economics, and housing, chosen by Congress to explain what happened and why it happened. This panel has had subpoena power that enabled them to interview people and examine documents that no reporter had access to. The FCIC has reviewed millions of pages of documents, and interviewed more than 600 leaders, experts, and participants in the financial markets and government regulatory agencies, as well as individuals and businesses affected by the crisis. In the tradition of The 9/11 Commission Report, The Financial Crisis Inquiry Report will be a comprehensive book for the lay reader, complete with a glossary, charts, and easy-to-read diagrams, and a timeline that includes important events. It will be read by policy makers, corporate executives, regulators, government agencies, and the American people
Business Process Analytics
The fourth edition of this widely used textbook offers a new perspective. Previously titled Business Process Modeling, Simulation and Design, as the new title suggests, this book is about analytical business process modeling and design. However, this new edition introduces analytics to the title and to the presentation. The main objective of this book is to provide students with a comprehensive understanding of the multitude of analytical tools that can be used to model, analyze, understand, and ultimately design business processes. The most flexible and powerful of these tools, although not always the most appropriate, is discrete-event simulation. The wide range of approaches covered in this book include graphical flowcharting tools, deterministic models for cycle time analysis and capacity decisions, and analytical queuing methods, as well as machine learning. The authors focus on business processes as opposed to just manufacturing processes or general operations management problems and emphasize on simulation modeling using state-of-the-art commercial simulation software. Business Process Analytics: Modeling, Simulation, and Design can be thought of as a hybrid between traditional books on process management, operations management, and simulation. The growing interest in simulation-based tools suggests that an understanding of simulation modeling, its potential as well as its limitations for analyzing and designing processes, is of key importance to students looking for a future career in operations management.Changes from the previous edition include the following: New section on data-driven process improvement (with data visualization) Added a subsection of control charts to the 6-sigma section Replaced business process reengineering with business process management Updated all text, figures, examples, and exercises to ExtendSim10 (current version) More coverage on design of experiments More coverage of machine learning and neural networks
The New Rules of Investing
The rules for investing have changed. Don't get left behind. Reboot your approach with this timely guide from a wealth management powerhouse.It's not hard to grasp why we need to change the way we think about investing. Over the past twenty-five years, new developments in world affairs, demographics, technology, and more have disrupted the old reality--and these changes directly affect the financial markets and your individual portfolio. Stock picking and Buffett-style investing are the financial tools of a bygone era, yet many investors are confused about what should take their place. So what do you need to know to protect and grow your wealth in these turbulent times?As the chief investment officer of UBS, the world's largest and only truly global wealth manager, Mark Haefele oversees the team that manages and advises around $4 trillion of clients' invested wealth. Mark has spent decades advising investors of all kinds--from high school students to government officials and UBS's unique global roster of billionaires. This has enabled him to sharpen his perspective while watching the old rules fall by the wayside.In this playbook for protecting and growing your wealth, Haefele shares the investing strategies he uses at UBS and distills his battle-tested philosophy into a set of actionable rules that can guide you into a secure financial future. You'll walk away knowing How to follow the money--see where governments are investing and how this insight can drive your own investment decisions.Why you should allocate assets and think about your wealth in three portfolio "buckets" that cover short-term, long-term, and legacy scenarios.How understanding yourself and your personal money issues pays off--literally.How to get results beyond the balance sheet via impact investing, which allows you to grow your portfolio while benefitting causes you care about.Accessible explanations, client case studies, personal stories, and bottom-line summaries make The New Rules of Investing a resource you'll consult time after time. Whether you're a novice working with a financial advisor, an experienced investor, or an investment professional, you'll be better equipped to manage your wealth more efficiently, calmly, and successfully.
Recalibrate
Recalibrate is an essential guide for leaders striving to manage the evolving workplace dynamics shaped by Millennials and Gen Z. Co-authored by Mike McDaniel and Tony Jeary, this book dives deep into the generational shifts affecting workforce expectations, focusing on how leaders can adapt and adopt new methods to engage these younger generations effectively. Using real-world examples and their combined expertise, the authors address the increasing importance of work-life balance, personal fulfillment, and a fast-paced, technology-driven world where younger workers seek purpose, not just paychecks. Through insights on leadership, blind spots, and maintaining a positive company culture, Recalibrate offers practical advice on fostering meaningful connections and retaining top talent.
The Future Boardroom
" A significant rethink of what is required of boards and board members to effectively execute their oversight mandate." Ronald O' Hanley, chairman and CEO, State Street At a time when many corporate leaders are turning away from progressive environmental and social policies, does this mean that the drive for corporate sustainability has crashed and burned? Helle Bank Jorgensen, who advises corporate boards around the world on how to deal with turbulent times, says the answer is a resounding No. Corporations still face urgent demands from regulators, politicians, customers, and other stakeholders to clean up their environmental behaviour and treat people fairly. This gives board members the complicated task of steering organizations that are facing conflicting demands from many quarters. This book, with insights from some of the world's top executives and board leaders, shows how boards should operate to deal with these unprecedented challenges, and how they can work better.
