Unbreakable
For the DEI practitioners, cultural changemakers, and those carrying the weight of this work-this book is for you. When you don't have a blueprint, sometimes you must build one-and then become it. Unbreakable: A Changemaker's Guide is both a resource and a rallying cry for those navigating the complexities of DEI work in systems that are often resistant to change. Whether you are the first, the few, or the only in your workplace, this book equips you with the strategies, tools, and insights to sustain both your mission and yourself. Lois Castillo understands the emotional and professional toll of this work-the underestimation, the systemic resistance, the personal stakes. Through practical guidance, personal reflections, and tested frameworks, she offers a lifeline to practitioners striving to drive impact without losing themselves in the process. This book is more than a guide; it's a companion for those who refuse to waver in their commitment to equity and inclusion. When the work gets hard, let Unbreakable remind you: You are not alone. You are part of something bigger. And you are, indeed, unbreakable.
Unbreakable
For the DEI practitioners, cultural changemakers, and those carrying the weight of this work-this book is for you. When you don't have a blueprint, sometimes you must build one-and then become it. Unbreakable: A Changemaker's Guide is both a resource and a rallying cry for those navigating the complexities of DEI work in systems that are often resistant to change. Whether you are the first, the few, or the only in your workplace, this book equips you with the strategies, tools, and insights to sustain both your mission and yourself. Lois Castillo understands the emotional and professional toll of this work-the underestimation, the systemic resistance, the personal stakes. Through practical guidance, personal reflections, and tested frameworks, she offers a lifeline to practitioners striving to drive impact without losing themselves in the process. This book is more than a guide; it's a companion for those who refuse to waver in their commitment to equity and inclusion. When the work gets hard, let Unbreakable remind you: You are not alone. You are part of something bigger. And you are, indeed, unbreakable.
The Turnover Of Labor
"The Turnover Of Labor," originally published in November 1919, delves into the critical issue of employee retention and its impact on industrial efficiency. Authored by Boris Emmet, this study provides a comprehensive analysis of the causes and consequences of labor turnover during a pivotal period in industrial history. Emmet examines various factors contributing to employee departures, including working conditions, wages, and management practices. The book offers valuable insights into the economic and social dimensions of labor mobility, presenting statistical data and practical recommendations for reducing turnover rates and improving workplace stability.This historical study remains relevant for understanding the dynamics of labor markets and the ongoing challenges of employee retention. It is essential reading for human resource professionals, industrial relations scholars, and anyone interested in the history of management practices.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Singles Tax
As single living hits record highs, The Singles Tax offers actionable tips and expert insights to help solo earners build savings, retire confidently, travel wisely, and live comfortably. When it comes to finances, single people can't seem to get a break: whether that's taxes, housing, retirement, or something as simple as a hotel room. With The Singles Tax, Ren矇e Sylvestre-Williams uses her expertise as a financial journalist and a single person to explain how things got this way and what we can do to manage that tax, from personal finance strategies to pushing to change the tax code. Each chapter provides thought-provoking insights and answers questions such as: Why can't two people just live together and be considered an economic unit? Can people get married to take advantage of the few tax benefits for couples? Will that lead to rom-com shenanigans? Can single people ever retire? Why did housing get so expensive, and are solo earners doomed to roommates? Do they need a will? Sylvestre-Williams also shares stories, trials, and triumphs from other singles and advice from financial experts on how to navigate the systemic disadvantages of singledom. Delivering friendly, battle-tested advice, The Singles Tax is the ultimate intersectional guide for single people who want to take control of their financial lives and build a secure financial future.
Risk and Reward
"One of the greatest financial writers of this era" -Downtown Josh Brown, star of CNBC's The Halftime Report, co-founder and CEO of Ritholtz Wealth Management *********** Let me tell you the secret to investing. There is no secret... When investing your hard-earned money, risk and reward are attached at the hip. There are no shortcuts. Getting rich overnight is a pipe dream. Author, podcast host, and Director of Institutional Asset Management at Ritholtz Wealth Management Ben Carlson CFA, offers a modern guide to surviving and thriving in the markets by taking a wrecking ball to his own investment philosophy to truly examine the good, the bad and the ugly. Carlson contextualises the biggest risks of long-term investing by analysing key moments in global financial history. He examines everything from the Great Depression and its aftermath in the 1930s to the Japanese financial bubble of the 1980s, to the bursting of the dot-com bubble in the 2000s, and considers what modern investors can learn from these events to apply to their future trading strategies. Part practical manual, part economic history, Risk & Reward will give you a better grasp of the biggest risks in investing and teach you how to protect yourself against them so you can survive the short-term, and thrive in the long-term. Whether you're a first-time saver or a lifelong investor, this book will change how you see risk - not as something to fear, but as the very reason reward exists. *********** "If you want to get better at managing your money, Risk & Reward is a must-read" -Nick Maggiulli, author, Just Keep Buying
Money and Me
"A compelling roadmap to a financial and personal life well lived." --William J. Bernstein, Bestselling author, The Four Pillars of Investing"An honest guide to both financial success and how to live a meaningful life." --Nick Maggiulli, Bestselling author, Just Keep Buying and The Wealth Ladder It's called personal finance for a reason. How can we use our income and wealth to make ourselves happier? What drives our financial decisions? How should we think about retirement and the financial markets? The answers to these questions vary for each of us. Join renowned financial writer Jonathan Clements on a fascinating journey to explore the connection between money and the rest of our lives. In this thoughtful guide to personal finance, he covers a wealth of topics including effective savings and investing strategies, good financial habits, as well as insightful life lessons and sage advice for nurturing meaningful relationships and personal happiness. Full of wisdom, humour and sentiment, Money and Me combines the articles Jonathan wrote for HumbleDollar with deeply personal anecdotes from his own life. He shares his reflections upon receiving a terminal cancer diagnosis and the subsequent financial decisions it prompted. No matter your age or situation, you will be able to apply his wisdom to your own financial practices, and strive ever closer to the goal of financial freedom for yourself and your family.
Your Money and Your Mind
When it comes to money, there are some things we all have in common: the thoughts, worries and attachments we give it. For many people, money is no longer viewed as a source of energy that can help us find the meaning in our lives, but has rather become the meaning itself. But what if it's possible to live more intentionally and abundantly with our finances? Your Money and Your Mind invites you to rethink your relationship with money by taking a closer look at who you truly are and what really matters to you. It takes you on a journey through modern psychology and the true nature of our minds, while leaning into philosophical and spiritual wisdom from around the world and throughout the ages. Through the lens of his lived experience as a Chartered Financial Planner, helping hundreds of individuals and businesses manage their money, author Adam Cockerham explores just how significant a role our minds can play in the manifestation of our financial lives. This isn't just a theoretical journey. This is a deep, reflective, practical book that guides you through real-world examples of everyday financial decisions. It covers spending and saving, retirement planning, financial hardship, investing, debt and much more. In Your Money and Your Mind, you will learn how to: Understand the mechanics of how your thoughts shape your realityAdopt wisdom from global cultures, both ancient and contemporaryApply this understanding to your financial life by exploring case studies and healthier approachesLive more freely, at peace with moneyAt its core, this book is about looking internally first. When you better understand yourself, your experiences and the nature of your mind, your relationship with life and money can change in a powerful and lasting way.
Even More Than Money
"Both powerful and deeply needed" --Cary Carbonaro, CFP(R), MBA, author, Women and Wealth"Twenty real stories from advisors sharing what they've actually seen" --Carl Richards, author, Your Money"Genuinely transformative" --Tim Maurer, CFP(R), RLP(R), author, Simple Money *** What if the greatest risk isn't running out of money--but running out of life before you use it? Most people approach money backwards. They obsess over the mechanics--the budgets, the investment strategies, the ever-present desire to get more. They don't stop to consider that money is only a tool. Even More Than Money shares 20 transformative stories told by financial advisors of real people that they have helped. Within these thought-provoking, real-life examples, one thing becomes clear: money isn't just for tomorrow's security, it's for today's purpose. From a corporate executive who traded her corner office for a ticket booth at Wrigley Field, to a couple who spent two decades building their wilderness dream, to a widow who learned that true wealth comes from letting go, these stories reveal what happens when we align our resources with what matters most. Through five powerful frameworks: Living, Changing, Dreaming, Giving, and Enduring, the stories from the financial advisors in this book guide you beyond traditional planning into a richer understanding of money's true purpose. You'll discover: - Why the most successful savers often struggle most with spending- How to give yourself permission to use what you've earned- The art of balancing security with the courage to pursue bold dreams- Why waiting until "someday" may mean never living at all This isn't another book about maximizing returns. It's about maximizing your life. Whether you're approaching retirement, navigating a major transition, or simply questioning whether you're truly living the life you've worked so hard to build, these stories will challenge your assumptions about wealth, security, and what it means to live well. Because the goal isn't just having enough. It's knowing what enough is for.
The Financial Mindset Fix
"Grand Prize Winner" 2023 Next Generation Indie Book Awards, "Best in Self-Help" 2023 Next Generation Indie Book Awards, "Gold Medal in Self-Help" Independent Publisher Book Awards, "Category Finalist" Eric Hoffer Book Awards, "Runner-Up for Best in Nonfiction" San Francisco Book Festival, "Honorable Mention" London Book Awards, "Honorable Mention" Los Angeles Book Festival, "Honorable Mention" New York Book Festival, "Dysinger Award for Outstanding Publication in Counseling" Illinois Counseling AssociationUncover Twelve Mindset Shifts That Will Transform Your Financial Future As a therapist, Joyce Marter noticed an extraordinary trend: as her clients improved their mental health, they leveled up in other areas of their lives. They received raises, they got promotions, and some even started their own business. This epiphany led her to develop an insightful and ingenious process for releasing limiting habits and beliefs so you can begin your journey to freedom and prosperity. Here, Joyce shares the culmination of her life's work as the go-to expert on the "Psychology of Success"--a proven method to help you improve your financial well-being by focusing on your psychological and relational issues around money. By working with The Financial Mindset Fix, you will learn how to: - Recover from burnout, overwhelm, financial stress, and money anxiety- Improve your mental health by practicing better self-care and accessing the support you need and deserve- Change the way you think, feel, and behave with money to end self-limitation and self-sabotage and welcome far greater success- Embrace your worth and set healthy boundaries in your financial relationships with others at home and at work- Create a personal and professional vision for holistic success that includes work-life balance and tending to your dreams- Use simple tools from cognitive behavioral therapy, mindfulness, and narrative therapy to change your life personally, professionally, and financially For anyone looking to step into a life of wealth and well-being, this is a welcome guide. "In this wonderful new book, successful therapist Joyce Marter gently takes you by the hand and walks you down the path toward better mental health and abundant financial life. Her twelve unique mindsets will revolutionize your relationship with money and significantly improve the way you view yourself." ―Stephen M. R. Covey, author of New York Times and #1 Wall Street Journal bestseller The Speed of Trust
Short Selling Master
At a time when many of us are struggling with crushing student loans, mounting medical debt, and relentless inflation, Short Selling Master is your practical roadmap to financial independence. Verified seven-figure short seller and host of The Friendly Bear podcast, David Capablanca takes you through his journey from architect student, to brain tumour survivor, to trading expert on Wall Street, where he developed his groundbreaking approach to achieving financial freedom through ethical short selling. This book outlines specific, actionable strategies for mastering the fundamentals of short selling. You'll learn how to: - Recognize market manipulation patterns - Time trades for maximum profit - Spot red flags in company financials - Capitalize on the market movements that most traders miss Beyond technical knowledge, Capablanca shares proven methods for maintaining emotional discipline and invaluable mindset techniques essential for trading success, making this a must-read for anyone wanting to take control of their financial future. No matter your trading level, this is your time-tested blueprint to becoming a short selling master and building wealth for the long term.
How Not to Invest
This book was designed to reduce mistakes. Your mistakes with money. Tiny errors, epic fails and everything in between. You can do thousands of things right, but make just a few of the errors we discuss, and you destroy much of your portfolio. If you could learn how to avoid the unforced errors investors make all the time, you would make your life so much richer and less stressful. The counterintuitive truth is avoiding errors is much more important than scoring wins. How Not To Invest shows you a few simple tools and models that will help you avoid the most common mistakes people make with their money. Learn these, and you are ahead of 98% of your peers. Make fewer errors, end up with more money. How Not To Invest lays out the most common errors investors make. Barry Ritholtz reveals his favorite mistakes, including the lessons we can learn from some of the wealthiest and most error-prone investors. We all make mistakes. The goal with this book is to help you make fewer of them, and to have the mistakes you do make be less expensive.
Happiness Is a Serious Business
Happiness at work isn't just a 'nice-to-have' - it's essential for success. Grounded in robust evidence and brought to life with real-world insights, this book offers a practical roadmap for building motivated teams that work well together and achieve results. Whether you're a leader or simply care about creating better workplaces, this is your invitation to take happiness seriously.Read this book to: Understand what happiness at work really looks likeBoost happiness to improve team performanceLead in ways that build trust and wellbeingAvoid common mistakes that undermine team happinessUse practical strategies to build thriving, happy teams
Stock Exchanges, London And Provincial
"Stock Exchanges, London And Provincial: Ten-year Record Of Prices And Dividends" is a comprehensive historical record of financial data. Compiled by Fredc. C. Mathieson & Sons, this book offers a detailed look at the performance of stocks on the London and provincial exchanges over a decade. It provides invaluable insights into price fluctuations and dividend payouts, making it an essential resource for financial historians, economists, and anyone interested in the historical trends of the stock market. This record serves as a valuable reference for understanding the economic landscape of the period.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Financial Freedom for Millennials & Gen Z
"The future of personal finance starts with spare change and a winning mindset." Book DescriptionFinancial Freedom for Millennials & Gen Z: Grow Big Money with Spare Change is a clear, practical guide designed for a new generation of earners who refuse to be limited by traditional career paths. This book offers actionable strategies to: Build wealth starting with small amountsLeverage digital tools and micro-investing appsCreate multiple income streams independentlyAdopt a financial freedom mindset in today's economyIn a fast-changing financial and professional world, this guide is the roadmap for anyone seeking true independence - even from zero.About the AuthorEthan Wealthmore is a globally recognized personal finance educator and bestselling author of multiple books on financial independence. With years of experience and thousands of young professionals mentored, Ethan is a trusted voice for Millennials and Gen Z seeking to take control of their financial future. Critical Acclaim & Media Reviews"An essential read for anyone under 40 who wants to build a free and prosperous future."- Financial Literacy Journal"Ethan Wealthmore is the voice this generation has been waiting for - practical, honest, and inspiring."- The Independent Finance Review"This book is what Robert Kiyosaki would write if he were 25 today."- Next Gen Money MagazineCopies SoldOver 100,000 copies sold in under 12 months - a clear testament to the impact and value of this title for the next generation of financially empowered readers. Reader Reviews"I didn't think it was possible to start investing with so little. This book changed my life!"- @jamiebuildswealth (Amazon Verified)"Straightforward, practical, no fluff. Finally, someone speaking our language."- @investwithmia (Goodreads)"I bought it for my daughter, and now I'm reading it too. A must-read for all ages."- Customer Review on Barnes & NobleGive your customers a title that sells itself!Financial Freedom for Millennials & Gen Z is ideal for: Independent and chain bookstoresPublic and school librariesCollege and university bookshopsRetail channels focused on financial educationOrder now and stock a bestselling title that truly speaks to the new generation of readers.
An Evaluation of Public and Private Sector Housing Alternatives for Military Families
This study explored the three primary housing alternatives along with their associated benefits and costs for military members at Robins Air Force Base. Using a case study methodology, qualitative and quantitative data were collected from contract documents, cost records, statements and testimonies to Congress, literature, census data, and interviews with civil engineering, contracting, financial management and legal professionals. This data was analyzed to determine which housing alternative seems to provide the best benefits at the lowest costs for military members and the government. The results of the study indicated that private sector alternatives are less expensive than government provided housing. In addition, it appears that the MHPI is reaching its goals of providing housing faster and at a lower cost to the American taxpayer than traditional on base housing.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
An Investigation of Prioritizing Research Topics in Professional Communication
This research explored which areas and methods of research need to be identified and developed to most effectively communicate business and technical information. The research was sparked by the current literature which indicates that a gap exists between academicians, who do most of the research, and practitioners, who utilize the research results. This effort was intended to address possible causes of this problem by establishing the importance of nine research topic areas, six data collection methods/sources, and three data analysis methods for both academicians and researchers and other demographic characteristics. The research concludes that the participants generally agreed on which factors were most important. Findings indicated that researchers and practitioners tended to agree on data analysis methods and data collection methods/sources but did show some disagreement on research topic areas. The research also uncovered evidence that demographic characteristics such as level of degree, area of degree, job, and English as a first language may influence which factors are considered to be most important to the professional communication process.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Introducing Blue to Green
Dear Fellow Airman, The purpose of this publication is to provide you with a practical, consolidated, and military-centric financial guide. My goal is to educate, empower, and improve your quality of life by encouraging you and equipping you with the tools necessary to make wise choices with your money. Bottom-line, I want to prepare you for financial success! Before we dive into the learning process, I would like for you to keep something in mind..."Only you can prevent forest fires." I know...I know. Right now you're thinking, "What the heck does this have to do with my money?" Well, just stay with me for a second. Believe it or not, this famous message from Smokey Bear is more than 60 years old. Though the saying was recently updated to read "wildfires," the principle clearly remains the same--you and I need to be accountable for our actions. This is certainly the case concerning our personal finances. My sincere desire is that you will read and learn many great things from this publication. But my greater hope is that you will actually DO these things, and do them well. The information you'll find on the following pages is only helpful if you apply it.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Surrounded by Idiots Revised & Expanded Edition
A fully revised and expanded edition of the runaway bestseller, Surrounded by Idiots--now with more: Text - Charts - Examples - Snark! Master the four basic behavior types and change the way you communicate! Do you ever think you're the only one making any sense? Or tried to reason with your partner with disastrous results? Do long, rambling answers drive you crazy? You are not alone. After a disastrous meeting with a highly successful entrepreneur, who was genuinely convinced he was 'surrounded by idiots, ' communication expert and bestselling author Thomas Erikson dedicated himself to understanding how people function and why we often struggle to connect with certain personality types. Erikson's simple yet ground-breaking techniques will help you understand yourself better, hone communication and social skills, handle conflict with confidence, improve dynamics with your boss and team, and get the best out of the people you deal with and manage. At a moment in time when understanding one another is more important than ever, Thomas Erikson revisits his most popular title, offering an updated and expanded edition that will make you a master of communication.
Travel for Free
Have you always wanted to travel the world, but felt like you couldn't afford it? Are you already paying too much for airlines and hotels? This book will show you how to discover the world of award travel, from mastering the basics to creating strategies to earn and spend your points and miles most efficiently.As one of the leading experts in credit cards and award travel, Jason Steele has contributed thousands of articles to over 100 outlets. Along the way, he has earned and redeemed millions of points and miles, which he has used for him and his family of five to travel for free across the country and around the world. In this book, he'll illustrate the advantages and drawbacks of the major credit card, airline and hotel programs. Then, he'll help you put it all together with simple "recipes" for creating exciting award trips, with almost no airline or hotel costs.Now is the time to stop dreaming about travel and to start taking action towards earning the points and miles necessary to make your dreams come true. When you are done learning how to Travel For Free, you'll be able to travel as often as you want, not just as much as you can afford.
It's Not a F___ing Pyramid
Think all MLM books are hype, hustle, and horseshit? Yeah-so did the author. It's Not a F___ing Pyramid is the brutally honest, laugh-out-loud guide to surviving-and actually thriving-in the wild world of network marketing. Written by a no-BS Aussie who accidentally joined the profession and refused to drink the Kool-Aid, this book tears the glitter off the industry and shows you how to build something real. No toxic positivity. No spammy scripts. No pretending to be a millionaire on Instagram. Just raw lessons, stories from the trenches, and actionable advice for everyday humans who want more-without becoming the person everyone dodges at family BBQs. Inside, you'll learn: Why most people fail-and how to avoid itHow to build a team without begging or bullshittingThe truth about duplication, hype, events, and burnoutWhat to say (and not say) if you don't want to sound like a scammerHow to build a business that actually feels goodEvery chapter ends with real-world "homework" to help you cut through the crap and grow with integrity. Whether you're brand new to MLM or a battle-worn survivor wondering what the hell happened, this book will feel like a slap, a hug, and a laugh-sometimes all at once. Forget the dream boards and fake flexing. This is network marketing, done differently.And it just might be the honest kick in the ass you've been waiting for.
Freshly Brewed Coaching
At Freshly Brewed Caf矇, Wayne and Matt aren't just having coffee-they're brewing transformation. They believe personal growth and coaching shouldn't be reserved for corporate executives; it should be accessible to everyone-from the small business owner to the shop manager, from the tradesperson to the barista behind the counter. Through engaging, real-life conversations, Freshly Brewed Coaching: Crafting a Bold New You follows Wayne and Matt as they guide everyday people-like Connor, Susie, Rick, and Phil-through the struggles of self-doubt, career pivots, and personal roadblocks. With humor, insight, and practical coaching principles, they challenge each person to rethink their goals, embrace change, and take control of their future. This isn't just a book-it's an interactive journey. Readers are encouraged to reflect on their own lives, diagnose where they are, prescribe a plan for growth, and ultimately thrive. Whether you're feeling stuck in your career, questioning your purpose, or just looking for inspiration to take that next step, Freshly Brewed Coaching will show you that selfimprovement isn't out of reach-it's as simple as the right conversation at the right time. So grab a cup of coffee, pull up a chair, and start your own transformation. Because the only thing standing between you and your next breakthrough... is a decision.
Freshly Brewed Coaching
At Freshly Brewed Caf矇, Wayne and Matt aren't just having coffee-they're brewing transformation. They believe personal growth and coaching shouldn't be reserved for corporate executives; it should be accessible to everyone-from the small business owner to the shop manager, from the tradesperson to the barista behind the counter. Through engaging, real-life conversations, Freshly Brewed Coaching: Crafting a Bold New You follows Wayne and Matt as they guide everyday people-like Connor, Susie, Rick, and Phil-through the struggles of self-doubt, career pivots, and personal roadblocks. With humor, insight, and practical coaching principles, they challenge each person to rethink their goals, embrace change, and take control of their future. This isn't just a book-it's an interactive journey. Readers are encouraged to reflect on their own lives, diagnose where they are, prescribe a plan for growth, and ultimately thrive. Whether you're feeling stuck in your career, questioning your purpose, or just looking for inspiration to take that next step, Freshly Brewed Coaching will show you that selfimprovement isn't out of reach-it's as simple as the right conversation at the right time. So grab a cup of coffee, pull up a chair, and start your own transformation. Because the only thing standing between you and your next breakthrough... is a decision.
The Essentials of Confident Communication
Two Powerful Books. One Life-Changing Communication Toolkit.The Essentials of Confident Communication brings together two bestselling guides -The Essentials of How to Talk to Anyone and The Essentials of Public Speaking - into one transformative volume. Whether you're navigating everyday conversations or preparing for a big presentation, this 2-in-1 combo gives you the skills, strategies, and confidence to speak with clarity, connect deeply, and leave a lasting impression.BOOK ONE: The Essentials of How to Talk to AnyoneHave you ever walked away from a conversation thinking, "Why did I say that?" Or worse-"Why didn't I say anything at all?"✅ Learn how to start natural conversations - even with strangers✅ Build confidence using a simple 2-part framework that doesn't feel forced✅ Decode body language and respond in ways that deepen trust✅ Master listening techniques that make people feel seen and heard✅ Know what to say when conversations get awkward, tense, or emotional✅ Turn small talk into meaningful connections - without being "that person"Bonus: Includes interactive practice exercises, real-life scenarios, and Voice AI prompts so you can rehearse social skills in a low-pressure setting using Voice ChatGPT.BOOK TWO: The Essentials of Public SpeakingWhat if the same tools used by history's greatest orators could help you deliver a memorable speech, even if you're nervous, introverted, or completely new to public speaking?✅ Discover Aristotle's timeless 5-part rhetoric formula and how to use it today✅ Follow the 8-step system to go from blank page to confident delivery✅ Calm your nerves using proven mindset and anxiety-reducing strategies✅ Learn what to do (and not do) with your tone, gestures, and body language✅ Engage any audience with stories, energy, and credibility✅ Use persuasive NLP-based techniques to influence and inspire✅ Create outlines for any type of speech - from casual to professionalJust clear, proven methods to help you speak with confidence, own the room, and get your message across.Why This Combo Works: Most people separate "daily conversations" from "public speaking," but the truth is-the skills are deeply connected. The ability to speak with confidence, think on your feet, and connect authentically matters just as much at a family dinner as it does on stage. This bundle gives you both.If you've ever wished you could: Start conversations that actually go somewhereFeel less awkward at networking events, job interviews, or social gatheringsSpeak clearly under pressure, even when nerves kick inBecome the kind of communicator people remember (for all the right reasons)Yes! Then this 2-in-1 book was made for you!Whether you're stepping onto a stage or into a conversation, your words matter.Let this 2-in-1 guide show you how to use them well.
Surrounded by Idiots Revised & Expanded Edition
A fully revised and expanded edition of the runaway bestseller, Surrounded by Idiots--now with more: Text - Charts - Examples - Snark! Master the four basic behavior types and change the way you communicate! Do you ever think you're the only one making any sense? Or tried to reason with your partner with disastrous results? Do long, rambling answers drive you crazy? You are not alone. After a disastrous meeting with a highly successful entrepreneur, who was genuinely convinced he was 'surrounded by idiots, ' communication expert and bestselling author Thomas Erikson dedicated himself to understanding how people function and why we often struggle to connect with certain personality types. Erikson's simple yet ground-breaking techniques will help you understand yourself better, hone communication and social skills, handle conflict with confidence, improve dynamics with your boss and team, and get the best out of the people you deal with and manage. At a moment in time when understanding one another is more important than ever, Thomas Erikson revisits his most popular title, offering an updated and expanded edition that will make you a master of communication.
The Eppo/Olaf Compendium of National Procedures
This Croatian EPPO/OLAF volume discusses the Croatian laws relevant to European Public Prosecutor's Office (EPPO) investigations of EU fraud in Croatia. It covers EPPO procedures in Croatia, practical examples, EU fraud typologies, criminological findings and relevant case law. The volume also introduces criminal financial law in fraud cases and discusses the key defenses that must be protected in EPPO proceedings. The second part summarizes the provisions governing OLAF investigations in Croatia, with a focus on external investigations under Regulation 2020/2223. Prof. Dr. Lucija Sokanovic acted as national expert for this publication. While written in English, the volume includes footnotes that reproduce the original Croatian legislation in Croatian. Easily navigable with the help of visual symbols, it is designed as a quick reference tool for academics, students, practitioners and other interested readers.
The Eppo/Olaf Compendium of National Procedures
Poland does not participate in the EPPO mechanism, but cooperates with OLAF. Therefore, this Polish EPPO/OLAF volume, introduced by Dominika Czerniak, discusses the specific attitude of Polish legislation towards the PIF acquis sector, Title V of the TFEU, the importance of Art. 587 (European Investigation Order) of the Polish Code of Criminal Procedure and the newly inserted Art. 615a. It also contains an analysis and compilation of the EU and Polish legislation on EU fraud offenses. These relevant laws are dealt with in the first chapter of this volume. The Anti-Fraud Office (OLAF) and its national partners carry out investigative missions, which are the subject of the second part of the book. Dr. Dominika Czerniak acted as the publication's national expert. While written in English, the volume includes footnotes that reproduce the original Polish legislation in the local language. Easily navigable with the help of visual symbols, it is designed as a quick reference tool for academics, students, practitioners and other interested readers.
International Commodity Control
Originally published in 1984, at a time when international commodity control was brought from the periphery to the centre of international trade policy, this book provided a new and more comprehensive approach to, and an analytical appraisal of, international commodity controls.
Agency at Work
Burnout, anxiety, and disconnection are at crisis levels. This book introduces agency - a proven, practical framework to thrive in the modern workplace.With burnout surging, Agency at Work offers a powerful and refreshing solution: reclaiming your personal, social, and growth agency to restore control, motivation, and meaning in your career.Drawing on real-world insights from thriving outliers - professionals who flourish despite overwhelming work conditions - Indro Roy presents 10 actionable rules that empower you to break free from frustration and stagnation.From time-boxing your tasks and reverse networking, to assembling a personal board of advisors, each chapter provides field-tested strategies that you can apply immediately to take ownership of your work, well-being, and future.
Agency at Work
Burnout, anxiety, and disconnection are at crisis levels. This book introduces agency - a proven, practical framework to thrive in the modern workplace.With burnout surging, Agency at Work offers a powerful and refreshing solution: reclaiming your personal, social, and growth agency to restore control, motivation, and meaning in your career.Drawing on real-world insights from thriving outliers - professionals who flourish despite overwhelming work conditions - Indro Roy presents 10 actionable rules that empower you to break free from frustration and stagnation.From time-boxing your tasks and reverse networking, to assembling a personal board of advisors, each chapter provides field-tested strategies that you can apply immediately to take ownership of your work, well-being, and future.
The Wealth Ripple
If you've ever felt like money was controlling your life instead of the other way around, The Wealth Ripple is your turning point. Cassandra M. Thomas, a certified financial educator with personal experience, guides you through the essential steps to take control of your finances no matter where you're starting from.From budgeting without shame to rebuilding your credit, escaping predatory traps, and growing real wealth through simple investing strategies, this book delivers practical tools with heart and hope. More than just dollars and cents, it's about changing your mindset, healing your relationship with money, and creating a legacy of financial freedom for generations to come.You don't need perfection. You just need a plan-and the willingness to start. The Wealth Ripple shows you how. ABOUT THE AUTHORCassandra M. Thomas is a Certified Financial Literacy Professional and Board-Certified Credit Consultant with a passion for helping people gain control of their finances and build a more secure future. She has spent years guiding individuals and families through budgeting, credit repair, and wealth-building strategies, always with a focus on making financial education practical and accessible.A strong advocate for underserved communities, Cassandra is committed to breaking the cycle of generational struggle by teaching people how to make informed, empowered financial decisions. Her clear, down-to-earth approach has helped people of all ages and backgrounds shift their mindset, take meaningful action, and start creating a legacy of stability and success.
More Than Money
Money isn't about math-it's about behaviour.We've all been taught how to earn and spend money, but almost no one has been taught how to think about it. That's why so many smart, hard-working people end up stressed, stuck, or broke-not because they lack intelligence, but because they've been playing the wrong game.In More Than Money: The Hidden Rules of Wealth, Happiness, and Freedom That Schools Never Teach You, J.T. Warren takes readers beyond the spreadsheets and stock charts to uncover the surprising psychology of financial success.Through engaging stories, timeless research, and practical insights, Warren shows why lasting wealth has little to do with IQ and everything to do with mindset, patience, and behaviour. You'll discover: Why some of the smartest people fail financially-and why ordinary people often succeedThe hidden costs behind every financial decision (and how to make peace with them)Why freedom-not luxury-is the ultimate goal of moneyHow to prepare for a future you can't predict-and a self you haven't yet becomeClear, thoughtful, and deeply human, More Than Money will change the way you see money-and, more importantly, how you see life. Whether you're just starting out or looking to redefine what wealth means to you, this book is your guide to building a life that feels rich, not just one that looks rich.Wealth isn't about what you have. It's about what you can choose.
Money Mastery
Plan better, stress less. Take small, confident steps toward financial wellness with this accessible workbook. Budgeting and financial planning can feel overwhelming--Money Mastery is here to help. This approachable workbook is designed for anyone, regardless of income. With easy exercises and simple language, it breaks down concepts like budgeting, saving, and retirement planning into manageable, encouraging parts. You don't need a background in finance, just a desire to feel more in control of your money. Whether you're just starting out, living paycheck to paycheck, or planning for retirement, you can use this easy-to-follow guide covering the essential building blocks of financial literacy, including: Strategies for savingBudgeting for beginnersRetirement planning, regardless of your ageGood money habits start with what you have right now. Through thoughtful prompts and step-by-step exercises, you'll learn how to track expenses, create realistic savings goals, understand how interest works for (or against) you, and build a simple plan for the future. From managing daily expenses to setting long-term financial goals, Money Mastery helps you break down the big picture into doable steps. It's a supportive guide for anyone ready to reduce financial stress and gain clarity around their money. Change doesn't happen overnight, but small steps build real momentum. Each choice you make--no matter how minor--adds up over time. Whether it's tracking your spending for one week or setting aside a few dollars, these small efforts lay the foundation for lasting financial habits. Take control of your finances before they take control of you.
The Real Steps to a Real Estate Sales Career
Milton's career unfold over the years. Like any meaningful journey, it's been filled with both challenges and triumphs. What's always stood out -confirmed time and again by those closest to him, including his wife Wendy-is that Milton simply doesn't give up. He's someone whose mind is always ticking, always searching for ways to do things better, and always thinking about how to help others along the way. Milton has carved out a successful path in real estate sales and management, but his impact goes far beyond that. He's built high-performing sales teams from the ground up and established multiple businesses across sectors like finance, conveyancing, coaching, and retail. At the heart of it all is his unwavering commitment to simplicity and results. He believes in cutting through the noise and focusing on what matters: delivering outstanding outcomes through consistent, solid performance. His energy is infectious, and his attitude is refreshingly optimistic. Over the years, he's been generous with his time-speaking at countless training and coaching sessions, and offering guidance to those trying to find their own way forward. His passion for helping people also extends into the community, where he's made a quiet but lasting impact on various local projects and clubs. The "Six Steps" he shares in this book are a direct reflection of his approach to life and business-practical, purposeful, and proven. Whether you're just starting out or looking to reignite your career, there's wisdom here that's well worth taking to heart.
The Essentials of Confident Communication
Two Powerful Books. One Life-Changing Communication Toolkit.The Essentials of Confident Communication brings together two bestselling guides -The Essentials of How to Talk to Anyone and The Essentials of Public Speaking - into one transformative volume. Whether you're navigating everyday conversations or preparing for a big presentation, this 2-in-1 combo gives you the skills, strategies, and confidence to speak with clarity, connect deeply, and leave a lasting impression.BOOK ONE: The Essentials of How to Talk to AnyoneHave you ever walked away from a conversation thinking, "Why did I say that?" Or worse-"Why didn't I say anything at all?"✅ Learn how to start natural conversations - even with strangers✅ Build confidence using a simple 2-part framework that doesn't feel forced✅ Decode body language and respond in ways that deepen trust✅ Master listening techniques that make people feel seen and heard✅ Know what to say when conversations get awkward, tense, or emotional✅ Turn small talk into meaningful connections - without being "that person"Bonus: Includes interactive practice exercises, real-life scenarios, and Voice AI prompts so you can rehearse social skills in a low-pressure setting using Voice ChatGPT.BOOK TWO: The Essentials of Public SpeakingWhat if the same tools used by history's greatest orators could help you deliver a memorable speech, even if you're nervous, introverted, or completely new to public speaking?✅ Discover Aristotle's timeless 5-part rhetoric formula and how to use it today✅ Follow the 8-step system to go from blank page to confident delivery✅ Calm your nerves using proven mindset and anxiety-reducing strategies✅ Learn what to do (and not do) with your tone, gestures, and body language✅ Engage any audience with stories, energy, and credibility✅ Use persuasive NLP-based techniques to influence and inspire✅ Create outlines for any type of speech - from casual to professionalJust clear, proven methods to help you speak with confidence, own the room, and get your message across.Why This Combo Works: Most people separate "daily conversations" from "public speaking," but the truth is-the skills are deeply connected. The ability to speak with confidence, think on your feet, and connect authentically matters just as much at a family dinner as it does on stage. This bundle gives you both.If you've ever wished you could: Start conversations that actually go somewhereFeel less awkward at networking events, job interviews, or social gatheringsSpeak clearly under pressure, even when nerves kick inBecome the kind of communicator people remember (for all the right reasons)Yes! Then this 2-in-1 book was made for you!Whether you're stepping onto a stage or into a conversation, your words matter.Let this 2-in-1 guide show you how to use them well.
The Fun Finance Formula
Discover the fun side of finance -and watch your wealth grow Most people think building wealth is tough, boring and definitely not fun. Personal finance expert Queenie Tan is here to change that! The Fun Finance Formula is all about helping you level up your money skills in a way that is both productive and joyful. Discover how to reframe your relationship with wealth -- and love the process of growing it too. With Queenie's simple but transformative principles for managing your money, you can balance saving and investing with the day-to-day spending that matters most to you. People who have fun with their goals are way more likely to crush them. Just like Olympians love their sport, you can love building wealth. You'll quickly see that growing your money can be exciting, rewarding ... and even a little addictive! Through practical strategies, real-life examples and simple tools for making smart financial decisions, Queenie makes even the most daunting money topics feel manageable. From budgeting and debt to investing and planning for the future, The Fun Finance Formula has you covered. Smash your financial goals: Understand where your money goes and take simple, practical steps to manage it more effectively. Feel good about money: Get confident about your financial decisions, overcome common fears and money myths and manage your finances with less stress. Build long-term wealth: Get started with investing in shares and achieve big goals like buying a home. Spend guilt-free where it counts: Saving isn't just about hoarding cash -- it's about spending it on the stuff that really matters! It's time to stop stressing and start managing your money in a way that makes you happy. The Fun Finance Formula will empower you to make informed financial choices and build a future you can feel proud of.
Brazil
The Antidote to "Brazil Risk" Turn Complexity into Your Greatest Competitive Advantage.What if everything that scares you about Brazil is actually your greatest opportunity for profit?For global investors, Brazil is an enigma. On one side, the postcard of carnival, beaches and soccer. On the other, headlines about crises and volatility that paralyze even the most experienced. Most investors back off, leaving one of the most fascinating value frontiers of the 21st century on the table.This book is not just another guide to the "country of the future." It is a field manual for the present. Written as an antidote to stereotypes, J. C. Queiroz offers a map for the skeptical investor to navigate and profit from Brazil's complexity.Here, "Brazil Risk" is not an obstacle, but a code to be deciphered. And those who decipher it find above-average returns.In these pages, you will discover: - The DNA of Volatility: Why crises that scare amateurs have forged resilient companies and a sophisticated financial market, ready to be explored.- The Heart of the Market: How to master the logic of "His Majesty, the Selic Rate" and understand why Brazilian fixed income is a powerful asset class, with opportunities for double-digit gains in sovereign bonds.- The Three Engines of the Economy: The strategy for investing in the power of global agribusiness, the consumption strength of 215 million people and the silent revolution of companies that are born to solve the country's chronic problems.- The Action Manual: A practical and direct guide on how to invest, from the simplest paths (ETFs and ADRs) to diving straight into the Brazilian Stock Exchange (B3), including a bonus listing the 50 largest companies on the stock exchange.Enough of seeing Brazil through the lens of fear. It's time to use the lens of strategy. If you are ready to transform complexity into competitive advantage, your journey to the real Brazil begins now.
Think and Grow Rich (Megalodon Financial Success Series)
Napoleon Hill's Think and Grow Rich is the best selling success book of all time, having guided countless entrepreneurs to great wealth. At the request of Andrew Carnegie, Hill interviewed the most successful figures of his day to glean advice and decipher what makes someone a winner. The impressive list of people studied included Henry Ford, John D. Rockefeller, Thomas Edison, Alexander Graham Bell, George Eastman, William Wrigley Jr., Charles M. Schwab, F.W. Woolworth, William H. Taft (the 27th President of the United States), and Theodore Roosevelt (the 26th President of the United States). Reading Hill's advice is a life-altering experience, not only granting anyone with the essential and easy-to-follow practical advice to achieve financial success, but also providing a guide to achieve anything one desires in life.Think and Grow Rich is Book 2 in the Megalodon Financial Success Series.
Micro Investing Mastery
Turn Change into Growth: Every Coin Can Become Your Fortune!Book DescriptionMicro Investing Mastery: Grow Big Money with Spare Change is the essential guide for anyone looking to build wealth starting with small amounts. Written clearly and accessibly, the book demonstrates with concrete examples how micro-investing is a powerful tool to democratize finance and make investing accessible to everyone. Each chapter takes the reader from investment basics to practical strategies to start growing their savings immediately, reviewing the best apps for beginners and emotional obstacles to overcome in order to achieve long-term financial success.About the AuthorETHAN WEALTHMORE, an expert in financial planning and renowned educator, combines twenty years of experience in investment with a unique talent for explaining complex concepts simply and motivatingly. Founder of Capital Insights Press, he has long been a key reference for those wanting to approach financial markets confidently and with the right mindset, thanks to numerous publications and successful seminars across the United States.Reviews from Critics and Press"A revolutionary guide that opens the eyes even of those who never thought investing could be within reach for everyone." - Financial Times Book Review -"A must-read for bookstores and libraries: combines clarity, practical examples, and the right enthusiasm to inspire every reader." - Publishers Weekly -"The benchmark for the new era of financial education. - Library Journal -Number of Copies SoldOver 25,000 copies sold in the first year in the United States, with steady growth in retail and library channels.Customer Reviews"Finally, a book that explained how to start investing without a large capital and without fear of making mistakes. Highly recommended!- Anna M., iPage purchaser"Practical, motivating, and clear. The strategies offered were immediately applicable to my small savings. - Roberto P. bookseller -Enhance your bookstore's selection with an up-to-date, in-demand, and highly useful guide: Micro Investing Mastery is the perfect tool to introduce new readers to the world of investing. Order now on IngramSpark's iPage platform and add value to your shelves with a title destined to become a bestseller!
Automobile Industry in India
This book offers a comprehensive exploration of the transformative role of Foreign Direct Investment (FDI) in shaping the trajectory of India's automobile industry. As one of the fastest-growing sectors in the Indian economy, the automobile industry has evolved from a nascent, domestic-focused market to a dynamic, globally integrated hub of innovation and production. At the heart of this transformation lies the strategic inflow of FDI, acting as a catalyst for technological advancement, infrastructure development, employment generation, and increased competitiveness. Through critical analysis, data-driven insights, and case studies, this book delves into the evolution, policy framework, challenges, and emerging trends of the sector. It examines how liberalized FDI policies, government initiatives like 'Make in India', and the growing demand for electric vehicles have collectively contributed to the sector's expansion. The book also evaluates the socio-economic implications of FDI in the industry and presents forward-looking perspectives on sustainability and global competitiveness. Automobile Industry in India: Driven by Foreign Direct Investment, Fueled for Growth is an essential resource for students, researchers, policymakers, and professionals in the fields of economics, international business, public policy, and automotive engineering, offering valuable insights into one of India's most vibrant and strategically significant industries.
Working Through Planetary Breakdown
Working through Planetary Breakdown offers a genuinely interdisciplinary engagement with the future of paid and unpaid work in the context of the twin challenges of decarbonisation and the growing impacts of an unstable climate.
Sustainability Disclosure
Sustainability Disclosure examines the evolution of sustainability disclosure resulting from the implementation of mandatory reporting legislation within the European Union using the evidence from the Non-Financial Reporting Directive (NFRD) and Corporate Sustainability Reporting Directive (CSRD).
Thank You For The Mountain
Drawing on her success as both a businesswoman and a devoted Christian, Alicia Fitts inspires readers on their journey to conquer life's "money mountains" through practical advice and unshakable faith in God. Having walked through many difficult seasons herself, Alicia writes from a place of deep understanding. She experienced rejection, mistreatment, and being overlooked before fully surrendering to God's will for her life. Now, she's sharing the powerful lessons that helped her embrace her authentic self and thrive as a woman, wife, business owner, and community change agent.This book is also a compelling compilation of Expert Highlights interviews, offering insight and strategies from financially free individuals who have successfully navigated their own money journeys. Their real-world experiences and practical tips add even more value to Alicia's powerful message.With this book, Alicia wants readers to know that success is your portion, and she will guide you through the process to financial wins. Enjoy this book filled with tangible, transferable, and transformative takeaways you can apply to your life today.
Real Returns
What if the biggest financial returns of our time come from solving the world's greatest challenges?Real Returns highlights the biggest opportunities in sustainable investing. It goes beyond applying ESG criteria to your investment portfolio to identify the biggest, most profitable and exciting sectors that provide both financial returns and sustainable outcomes. With strategies for your portfolio, evolving standards and frameworks and their limitations, it's a must-read for professional investors, finance professionals, chief investment officers, and business leaders navigating capital decisions. As the climate crisis and capital markets converge, this book could not be more urgent or more empowering.
Real Returns
What if the biggest financial returns of our time come from solving the world's greatest challenges?Real Returns highlights the biggest opportunities in sustainable investing. It goes beyond applying ESG criteria to your investment portfolio to identify the biggest, most profitable and exciting sectors that provide both financial returns and sustainable outcomes. With strategies for your portfolio, evolving standards and frameworks and their limitations, it's a must-read for professional investors, finance professionals, chief investment officers, and business leaders navigating capital decisions. As the climate crisis and capital markets converge, this book could not be more urgent or more empowering.
