Three Wolves at Your Door
In Three Wolves at Your Door, veteran investment professional Scott Ross pulls back the curtain on Canada's financial services industry and reveals how everyday investors can unknowingly lose thousands of dollars each year. Through the story of Jenn, a trusting investor blindsided by hidden costs and half-truths, Ross shows how the system really works-not how it is marketed to the public. Using dramatized conversations and real-world scenarios, he unpacks the underlying mechanics of financial advice, investment products, and the psychological traps that smart, normal people fall into.Through these engaging stories, Ross introduces the "three wolves"-banks, financial advisors, and government-and explains how their incentives often work against your financial future. Readers will discover how hidden fees quietly compound against their wealth, how conflicted advice and misleading claims persist, and how costly investment products erode long-term returns. Most importantly, this book shows you how to recognize the wolves, protect your financial future, and take back control of your money.
The Balanced Leader
Today's leaders are expected to do more, move faster, and deliver consistent results in increasingly complex environments. But traditional leadership models-built on constant output, pressure, and urgency-are no longer sustainable. One that shifts the focus from performance at all costs... to performance that can actually be sustained. Blending practical leadership strategy with insights into human capacity, this book explores how awareness, alignment, and presence directly impact focus, communication, decision-making, and team performance. Inside, you'll learn how to: Improve clarity and focus in high-demand environments, Strengthen emotional intelligence and communication, Make aligned decisions with confidence, Build trust and psychological safety within teams, Lead effectively through pressure, change, and uncertainty, and Designed for modern leaders, professionals, and organizations, The Balanced Leader provides a grounded, practical framework for creating lasting impact-without burnout.
Buying a Home - Don't Let Them Make a Monkey Out of You! 8th Edition
8TH EDITION - UPDATED FOR 2026 BUY THE HOME. SKIP THE REGRET.At best, buying a home is a complicated process. At worst, it can be an emotional and financial nightmare. Every day, unprepared homebuyers are getting scammed, cheated, and neglected by untrained real estate agents and unscrupulous lenders looking to make a quick buck at the buyerʼs expense.In this internationally acclaimed guide for homebuyers, you will discover how to avoid the financial traps and pitfalls that the real estate and mortgage industries have set for you. By understanding your rights as a homebuyer and knowing how to protect them, you can purchase your next home with confidence and peace of mind.In this 8th edition of Buying a Home: Don't Let Them Make a Monkey Out of You, you will learn: How to hire a real estate agent that will protect your interestsOne simple strategy to buy a home with great resale potentialHow to shop for the cheapest loanImportant things to look for when selecting a homeWhich floorplans work and which ones to avoidHow to write an offer that protects your interestsThe four most common negotiating strategiesHow to recognize homeowner scamsMuch, much moreIn a real estate transaction, the buyer assumes all the risk. The seller walks away from the property, free of any obligation or responsibility. The buyer pays for inspections, appraisals, closing costs, and ends up with the house and a mortgage.The sensible information you'll find in this book is unlike anything you have read online or in any other real estate book. You will learn how to make smart choices when you purchase your next home and how to recognize fraud when you see it!Don't let them make a monkey out of you!
Money Smarts for Teens - Master Budgeting, Credit, and Student Loans Like a Pro
Money Smarts for Teens: Master Budgeting, Credit, and Student Loans Like a ProA Teen's Playbook for Financial FreedomUnlock the Code to Your Financial Future-Before You Graduate.You just got your first paycheck. For thirty seconds, you feel like a millionaire-until the "quiet panic" sets in. Should you save for a car? Buy those earbuds? Or say yes to the mall trip your friends are pushing? Suddenly, that $120 feels a lot smaller.Welcome to the most financially significant moment of your life. It's not about the amount on the check; it's about the habits you build right now. In Money Smarts for Teens, author Vin Finchcliffe hands you the "New Game+" strategy guide for navigating the real world without the "rude financial surprises" that trip up most adults.This isn't a dry lecture on "being responsible". It's a level-by-level breakdown of how to play offense with your money. You will learn how to: Decode Your Pay Stub: Understand why your "net pay" is always smaller than your "gross pay" so you aren't blindsided by the government's claim on your cash.Identify Spending Triggers: Recognize the social, emotional, and environmental cues that marketers spend billions to engineer.Master the Digital Wallet: Secure your apps against rising mobile fraud and avoid "impatience taxes" like instant transfer fees.Build Elite Credit: Learn the FICO formula to ensure lenders compete for your business, rather than the other way around.Crush Student Debt: Decipher confusing college award letters and choose repayment plans that fit your actual career path.Start Your Side Hustle: Turn existing skills into recurring income streams that diversify your wealth.By the time you reach the final level, you won't just have a budget-you'll have a Money Code. Whether you are sixteen or eighteen, your greatest asset isn't your income; it's time. Learn how to put compound interest to work while you sleep and turn a ten-dollar investment into a lifetime of freedom.Stop navigating in the dark. It's time to stop letting money manage you and start building a life of options. Your financial independence starts today.
Investing in Multifamily Real Estate
Build Wealth, Create Impact, and Leave a Legacy Through Multifamily Real EstateWhether you're a first-time investor or an experienced entrepreneur ready to scale, Investing in Multifamily Real Estate is your roadmap to long-term income, meaningful impact, and lasting generational wealth. This practical, insightful guide demystifies the multifamily investing process-from sourcing deals and financing strategies to negotiation, asset management, and scaling across markets.Drawing from real-world stories, case studies, and proven frameworks, this book will help you: Define your investment identity and build a winning strategyAnalyze markets and find off-market deals others overlookLeverage smart financing, technology, and data to maximize ROIBuild the right team and navigate legal, operational, and risk management challengesAlign your investments with your values and legacy goalsThis isn't just about owning property-it's about owning your future. Learn how to turn multifamily real estate into a vehicle for cash flow, community impact, and a legacy that lives on.
The Warren Buffett CEO
Get ready for the definitive look at Berkshire Hathaway, the world's largest and most successful conglomerate. The Warren Buffett CEO, 25th Anniversary Edition dives deep into the transformation of a legendary company and its leaders. Readers will learn about: From $1 Billion to $47 Billion: Track the stunning growth of Net Operating Earnings and explore Berkshire Hathaway's strategic shift from relying solely on insurance investments to incorporating massive growth in insurance underwriting income, manufacturing, service, retail, railroads, and energy. The Next Era: Buffett to Abel: An in-depth analysis of the transition from "teacher" Warren Buffett to his designated "coach," Greg Abel. Discover how Abel's management style will sustain Berkshire's unique culture and drive future expansion. The Untouchable Culture: Uncover the secret behind Warren Buffett's proudest 56 year career achievement: never losing a subsidiary CEO to a competitor--a remarkable record that continues 25 years later. Hear from the executives themselves on how this loyalty is maintained through a historic leadership change. The Insurance Engine: Four new chapters dedicated to the core of Berkshire's success. Meet the three insurance executive wizards, including Ajit Jain's potential successor, generating profitable float and the exceptional investment manager entrusted with a portion of the multi billion equity portfolio. Inspiration & Innovation: Read the incredible story of Katie Farmer, who rose from intern to become the world's first female railroad CEO, driving a substantial portion of Berkshire's operating earnings. Building America: Explore how Clayton Homes, under family manager Kevin Clayton's leadership, expanded from his father's management of a family business publicly traded one to wholly owned Berkshire subsidiary and becoming the nation's largest home builder. Plus, the must-read Appendixes! Featuring a "Then and Now" update on subsidiary CEOs, a jaw-dropping chart of the "Conglomerate of Everything," and a humbling list of 25 Years of Mistakes made by the world's greatest investor.
Get Good at Money
Get Good at Money is a beginner-friendly guide to investing designed to remove fear, confusion, and overwhelm from the financial process.Written in a clear and approachable style, this book helps readers understand how money works without relying on complex strategies or technical jargon. Instead, it focuses on building steady habits, developing long-term thinking, and creating a calm, sustainable approach to investing.Whether you're just starting out or looking to reset your financial foundation, this guide provides the clarity and confidence needed to move forward - without pressure, panic, or perfection.
Ultimate CV
Does your CV have the X factor? Do you want your CV to impress potential employers and show them exactly what they want? Ultimate CV, now in its 5th edition and part of the successful Ultimate series, provides you with the key guidance you need to create an irresistible CV that will grab any recruiter's attention. This book will help you to stand out from other candidates, open doors to job interviews and maximize the potential for job offers. Careers and CV guru Martin John Yate shows you how to position plain facts into a powerful sales pitch that will get you the job you want. Ultimate CV covers every aspect of this crucial part of the job-hunting process. It contains hundreds of sample CVs, tailored to specific jobs and industries, that you can use and personalize for your own applications. Alongside insightful advice on hunting for jobs, this indispensable book will give you all the guidance you need to create a distinctive, professional CV so you can get that dream job. About the Ultimate series...The Ultimate series contains practical advice on essential job search skills to give you the best chance of getting the job you want. Taking you all the way from starting your job search to completing an interview, it includes guidance on CV or r矇sum矇 and cover letter writing, practice questions for passing aptitude, psychometric and other employment tests, and reliable advice for interviewing.
Ultimate Cover Letters
Does your cover letter have the X factor? How can you make sure that it communicates what employers really want? Ultimate Cover Letters, from best-selling author and careers expert Martin John Yate, describes how to write the very best cover letters, helping you to open doors to job interviews and offers of employment, and outshine all other candidates. From the very popular Ultimate series, the book offers sound advice on assembling letters and how to use key 'power phrases' to get results, as well as over 100 sample letters to cover a variety of situations. These include e-mail responses to online applications, speculative letters, letters to answer advertised vacancies, follow-up letters, networking letters and even acceptance and resignation letters. Now including a chapter on how to develop your professional image and integrate it into your job search letter, Ultimate Cover Letters 5th edition covers all aspects of this crucial part of the job-hunting process in an engaging and approachable way, ensuring you put every chance of success by your side. Ultimate Cover Letters will help you make the perfect first impression. About the Ultimate series...The Ultimate series contains practical advice on essential job search skills to give you the best chance of getting the job you want. Taking you all the way from starting your job search to completing an interview, it includes guidance on CV or r矇sum矇 and cover letter writing, practice questions for passing aptitude, psychometric and other employment tests, and reliable advice for interviewing.
Suddenly Unemployed
You got fired. Or laid off. Or your company restructured you out of existence. Whatever happened, your world just got turned upside down - and the career advice industry is not going to help you. The motivational platitudes, the "opportunity for growth" framing, the cheerful suggestions to "network your way to your dream job" - none of it addresses what it actually feels like to be unemployed, broke, and running out of options.Suddenly Unemployed does.Written by Richard Lowe, a former Director of Computer Operations who spent twenty years at Trader Joe's - a $16 billion company with 38,000 employees and 474 stores - this book comes from someone who sat across the table and made hiring decisions for two decades, then had to rebuild his own professional identity from scratch after leaving corporate life. That combination of perspectives, the hiring manager and the desperate job seeker, is what makes this guide different from everything else on the shelf.The book covers the full arc of unemployment: what to do in the first 48 hours when your brain isn't working, how to calculate exactly how long your money will last, the psychological grind that sets in after the panic fades, side gigs that actually generate cash this week, and the job search strategy that most people get completely backwards. You'll find four original frameworks - The Job Search Inversion, The 30-Second Bridge, The Three-Lever Diagnosis, and Always-On Readiness - that give you concrete tools instead of vague encouragement.Chapters on networking when desperation is written all over your face, interviewing from a position of weakness, and negotiating when you have almost no leverage address the situations most career books pretend don't exist. Specialist chapters on job searching with ADHD, navigating unemployment with a disability, finding work after retirement, protecting yourself from scams targeting desperate people, and what to do when your entire industry is dying make this one of the most comprehensive unemployment guides ever written.This is not a book about finding your passion or embracing uncertainty. It's a book about getting employed again - with your finances, your relationships, and your sanity as intact as possible.
Colorful Stripes Weekly & Monthly Academic Planner 26-27
This student planner has all the room you need to excel and slay your academic year!2026 & 2027 yearly calendarPersonal & emergency informationSchedule timetable for up to 4 semestersAssignments & Exams timetable2 pages for yearly goalsMonthly at a glance double spread with room for top 3 priorities, to-do list & notes (SUN-MON)Weekly at a glance double spread with to-do list & doodle space (MON-SUN)Federal holidays included in the monthly viewBook tracker8 ruled pages8 dotted pagesSmall 6x9 inches
Selling Options for Income - Volume 2
Every options seller eventually faces the same brutal reality - drawdowns, volatility spikes, assignments at the worst possible moment, and stretches where income slows or disappears entirely. Most traders aren't destroyed by bad strategies. They're destroyed because they never learned to manage risk professionally.Selling Options for Income: Volume II picks up where Volume I left off. Instead of repeating the fundamentals, this book teaches you what separates traders who survive long-term from those who blow up - the defensive skills professional option sellers rely on when markets push back hard.Inside you'll learn how to: - Manage deep in-the-money positions without panic- Roll options with structure and logic instead of emotion- Use assignment as a strategic transition, not a crisis- Repair losing positions using time and premium- Control your exposure during volatility regime shifts- Recognize when stepping aside protects your long-term income- Preserve capital while your recovery unfoldsThroughout the book you'll find Info Nuggets - short, powerful insights that act like a mentor tapping you on the shoulder at exactly the right moment.This book assumes you already understand cash-secured puts, covered calls, and the Wheel Strategy. What it delivers instead is something far more valuable - durability.Long-term success in options trading is not built during easy markets. It is earned during difficult ones.
Stop Doom Spending
If your spending habits make no sense to you, this book will.Stop Doom Spending is a practical, psychology-based guide for people who know what they should do with money, but still find themselves stress-buying, impulse spending, rationalising bad purchases, and wondering where the hell their paycheck went.This is not another preachy budgeting book built for robots, minimalists, or people who get a thrill from color-coded spreadsheets.It is for real people with real stress, real habits, and a nervous system that sometimes treats online shopping like emotional first aid.Inside, you'll learn how to: understand the psychology behind doom spending, money anxiety, and impulsive financial decisionsbreak the cycle of buy, regret, shame, repeatspot the hidden traps behind scarcity marketing, social comparison, and BNPL creepuse simple tools like the 10-second pause, cart quarantine, and friction walls to stop spending before it startsreplace retail therapy with healthier dopamine sources that actually helpbuild a calmer, stronger money identity that lasts beyond one motivated SundayGrounded in behavioral science and written in plain English, Stop Doom Spending helps you understand why you spend the way you do, how to interrupt the pattern, and what to do instead.If you are tired of feeling smart in every area of life except your bank account, this book will help you get back in control, without shame, guilt, or fake guru nonsense.
Six Steps Forward
Learn the full spectrum of personal finance from basic budgeting to long-term legacy planning.Are you tired of feeling overwhelmed by your money? In a world of conflicting advice and confusing terminology, Six Steps Forward cuts through the noise to offer you a real, proven path to financial independence. Whether you are starting from scratch or recovering from a setback, you will learn: Mastering your budget and cash flow to create your foundation of wealthUnderstand insurance so you can choose coverage that actually protects what mattersSave smarter using IRAs and other tools to reduce your tax burdenGet back on track after life's unexpected setbacksBuild a legacy that extends beyond your own bank account into something you're proud of.Built and backed by decades of expertise, you will find practical guidance to help you take control of your future.
Workshops with Wow
Workshops with WOW! is a practical guide for facilitators, trainers and workshop leaders who want to create learning experiences that are engaging, inclusive and memorable. Drawing on more than 25 years of experience, Jeanette Long shares proven tools, systems and strategies for planning workshops, understanding participants, encouraging meaningful interaction and delivering sessions that have real impact. The book covers adult learning principles, group dynamics, questioning and listening, workshop preparation, online facilitation, large-group engagement and the practical details that can make or break a session. Designed for both new and experienced facilitators, Workshops with WOW! helps readers move beyond simply presenting information to creating workshops that participants genuinely value and remember. The manuscript explicitly positions the book as a practical, hands-on guide for workshop deliverers and facilitators, with strong emphasis on adult learning, preparation, engagement, online delivery and systems.
Turning Bricks into Gold
What does it take to build serious wealth through London property development - without starting with serious money?Thirty years. Many completed residential developments. An average profit of over thirty percent on Gross Development Value. An average build period of fifteen months. These are not projections. They are the verified results of a single developer, working small to medium scale sites in one of the world's most complex and competitive property markets.In Turning Bricks into Gold, Zoran Gacesa shares the complete methodology behind those results - the framework he built from scratch after a costly first mistake, and refined across three decades of development through recessions, planning battles, financial crises, and at least one Victorian culvert discovered directly beneath a proposed house foundation.This is a book for aspiring developers who want a practical roadmap - not theory. For experienced property professionals who want a clear-eyed view from the coalface. And for high net worth individuals who want to understand how passive investment in carefully selected development projects can generate returns that are difficult to find elsewhere.You will learn: How to find and assess development sites that others overlook - How to establish the price ceiling - How to secure planning permission - How to develop without contributing a penny of your own capital - How to structure joint ventures, SPVs and sleeping equity partnerships - How to manage construction, control costs, and exit profitably.The numbers in the case studies are real. The lessons are hard-won. The methodology works.The London property market rewards those who know what they are doing. Know what you are doing.
L'矇conomie politique de la d矇centralisation en Afrique
La Charte africaine des valeurs et des principes de la d矇centralisation, de la gouvernance locale et du d矇veloppement local, adopt矇e en juin 2014 par les ?tats membres de l'Union africaine ? Malabo (Guin矇e 矇quatoriale) est entr矇e en vigueur en janvier 2019. Elle est devenue la r矇f矇rence institutionnelle supranationale de tous les ?tats africains en mati癡re de d矇centralisation. Quels sont les d矇fis du Burkina Faso en mati癡re de d矇centralisation apr癡s son adh矇sion ? cette Charte en octobre 2019 ? Cet ouvrage suit une d矇marche novatrice d'analyse en 矇conomie politique des institutions.
My Job Sucks
You've been lied to your entire working life.Every piece of career advice you've ever received, every motivational poster hanging in your office, every HR presentation about "company values" was carefully crafted to keep you compliant, grateful, and afraid. The employment relationship isn't a partnership. It's a system designed to extract maximum value from you while convincing you to be thankful for the privilege.My Job Sucks is the book corporations hope you never read.Veteran IT executive and ghostwriter Richard G. Lowe Jr. spent 33 years inside corporate America, including two decades as Director of Computer Operations at Trader Joe's. He knows exactly how these systems work, what each level of management actually wants from you, and how HR's real job has nothing to do with your wellbeing. After leaving corporate life at 53 and generating $120,000 in his first year from four independent income streams, he wrote the book that should have existed decades ago.This isn't motivational advice dressed up in business language. It's a tactical manual. You'll learn to read the early warning signs of layoffs before they happen, negotiate compensation from market data instead of desperation, document everything in ways that protect you legally, and recognize toxic workplaces before you're trapped inside them. You'll understand why your coworkers aren't your friends, why HR is the company's legal defense team, and how the "unlimited PTO" benefit is one of the most cynical scams in modern corporate America.Every chapter covers the problem, the discussion, the solutions, and practical exercises. The compensation chapter includes word-for-word scripts for the four situations that derail most salary conversations. The exit strategy chapter gives you the exact sequence for leaving on your terms, not theirs.Twenty-two chapters. No filler. No corporate diplomacy. Just the playbook they didn't want you to have.
Networking Without the BS
Richard Lowe spent decades doing networking wrong before he figured out what actually works. Not the watered-down, smile-and-collect-business-cards version. The real thing - building professional relationships that carry weight when you need them most.This book starts with a Friday night system crash at Trader Joe's, where Lowe managed technology infrastructure for a $16 billion retail operation. He spent hours trying to reach vendors who either didn't answer or treated him like a ticket number. Nobody showed up. He had twenty years in the industry and zero people he could actually call. That failure drove everything that came after.What follows is a direct, no-theory guide to professional networking built from forty-five years across two completely different careers - technology executive and professional ghostwriter. The principles don't change between industries. The tactics do, and Lowe covers both.The book addresses what most networking books won't. Cold outreach is not networking, though it has a role when done right. Content marketing is not networking, even if every marketing guru says otherwise. LinkedIn posts haven't brought Lowe a single client - but a strong profile has brought him several. The distinction matters and he explains exactly why.Readers will find specific approaches to building relationships that last, converting connections into referrals, networking as an introvert, navigating international business relationships, and using modern tools without letting them replace the human work that actually closes business.The final two chapters go where other networking books don't. The LinkedIn chapter is written by someone who optimized over three hundred executive profiles at Vision Board Media and knows what works and what doesn't. The neurodivergent chapter addresses ADHD, autism, and rejection sensitive dysphoria directly - a diagnosis Lowe received at sixty-four, which reframed patterns he'd spent a lifetime working around.This is not inspiration. It's a practical guide written by someone who got it wrong first, learned why, and built a second career on the lessons.
The Balanced Leader
Today's leaders are expected to do more, move faster, and deliver consistent results in increasingly complex environments. But traditional leadership models-built on constant output, pressure, and urgency-are no longer sustainable. One that shifts the focus from performance at all costs... to performance that can actually be sustained. Blending practical leadership strategy with insights into human capacity, this book explores how awareness, alignment, and presence directly impact focus, communication, decision-making, and team performance. Inside, you'll learn how to: Improve clarity and focus in high-demand environments, Strengthen emotional intelligence and communication, Make aligned decisions with confidence, Build trust and psychological safety within teams, Lead effectively through pressure, change, and uncertainty, and Designed for modern leaders, professionals, and organizations, The Balanced Leader provides a grounded, practical framework for creating lasting impact-without burnout.
Our Next 250 Years
Economic outcomes are not determined by intentions alone. They are shaped by the incentives embedded in public policy and the systems that guide investment, production, and work. Over time, these incentives influence how capital is allocated, how businesses operate, and the availability and quality of jobs. They determine whether resources are directed toward productive growth or diverted into less efficient uses, and whether opportunities expand or contract across the economy. In Our Next 250 Years: Incentives and Jobs, Charles Patton examines how policy decisions shape economic behavior at every level. Taxes, regulation, education, trade, and technological change all establish the incentives that drive decision-making across the economy. These forces influence where capital flows, how businesses organize production, and how labor is valued and deployed. Employment outcomes, including job availability, stability, and wages, are not isolated results. They are the direct consequence of the system created by policy choices. When incentives are aligned with long-term growth, investment supports innovation, productivity, and expanding opportunity. Businesses respond by competing, improving efficiency, and creating jobs that offer greater stability and upward mobility. When incentives are misaligned, capital shifts toward short-term or less productive activities, productivity weakens, and employment becomes more uncertain. These outcomes are not accidental or unpredictable. They follow from the structure of the system and the signals it sends to participants. This book explores how incentive design affects not only economic performance, but also resilience, adaptability, and the distribution of risk and reward. It examines how policies can unintentionally undermine their own objectives and how different approaches to taxation, regulation, and investment shape long-term economic direction. By tracing the connection between policy decisions and real-world outcomes, it provides a framework for understanding why some systems sustain growth and opportunity while others do not. Drawing on economic history and institutional analysis, Incentives and Jobs shows how incentives operate across sectors and over time, and why thoughtful policy design is essential to long-term stability and prosperity. Incentives and Jobs is the third volume in the Our Next 250 Years series.
Our Next 250 Years
Economic outcomes are not determined by intentions alone. They are shaped by the incentives embedded in public policy and the systems that guide investment, production, and work. Over time, those incentives influence where capital flows, how businesses operate, and what kinds of jobs are created or lost. In Our Next 250 Years: Incentives and Jobs, Charles Patton examines the chain linking policy to real-world outcomes. Taxes, regulation, education, trade, and technological change all establish incentives that guide economic decisions. Those decisions determine capital allocation, shape business behavior, and ultimately define the availability, stability, and quality of employment. When incentives are aligned with long-term growth, investment supports innovation, expands opportunity, and strengthens economic security. When they are misaligned, capital shifts away from productive use, job quality declines, and economic resilience weakens. These effects are not random. They follow directly from the structure of the system. Drawing on economic history, institutional analysis, and practical examples, this book shows how incentive structures drive outcomes across industries and over time. It clarifies why policy design matters, how unintended consequences emerge, and what distinguishes systems that sustain growth from those that undermine it. Incentives and Jobs is the third volume in the Our Next 250 Years series, which examines how policy, power, and incentives interact to shape the nation's long-term economic future.
Linguistic Pathways to Wealth
Linguistic Pathways to Wealth is a practical, strategy-driven guide that shows how speakers of underrepresented and heritage languages, especially in the diaspora, can transform their linguistic skills into sustainable income, professional authority, and long-term financial growth. Drawing on years of teaching, assessing, interpreting, researching, and coaching across multiple countries, this book reveals a powerful insight: language is not just communication - it is economic capital.Inside this practical career guide, you will discover: How to monetise your native language skills50 diverse career opportunities using language skillsHow to search for high-paying job opportunitiesHow to access government, NGO, and private sector rolesThe certifications and requirements you actually need (and which ones you don't)How AI is transforming language careers and how to stay aheadHow to build a translation and interpreting businessRealistic income pathways from freelance to consultancyStrategies for positioning yourself as a professional linguistThis is not theoryThis is a roadmap for economic empowerment through language.Who This Book Is For: Multilingual professionals interested in earning from their language skillsLinguistics graduates unsure how to use their degreeInterpreters and translators seeking career expansionEntrepreneurs building language services businessesAnyone asking: How do I make money with my language skills?Why This Book Is Different: Most linguistics books focus on theory.Most career books ignore language professionals.Linguistic Pathways to Wealth sits at the intersection of: Language. Identity. Income. Opportunity.This is more than a career guide.It is a blueprint for multilingual professionals ready to build authority, impact, and financial growth.If you are multilingual, ambitious, and ready to turn language into leverage - Your pathway starts here.
S.O.A.R. with God
Searching for a job can be one of the most uncertain seasons of life.S.O.A.R. with GOD is a 30-day devotional for job seekers who want to stay grounded in faith while they search, wait, and prepare for what comes next. Whether you are recovering from job loss, pursuing a new opportunity, changing careers, or re-entering the workforce, this book offers daily encouragement rooted in Scripture and reflection.Each day includes a focused theme, a Scripture reference, a paraphrased Scripture line, a short reflection, and a guided journal prompt with space to write. Built around The S.O.A.R. Method(R), this devotional will help you stay grounded in faith and move forward with hope, clarity, and trust in God.
7 Lessons in Time Management
A SHORT COURSE IN TIME MANAGEMENT BASICS. 7 Lessons in Time Management is a quick course in managing your time effectively and getting things done giving you everything you need to know in just seven short chapters. From understanding how you work best, learning to say 'no' and simplifying your desktop, to effective scheduling, prioritization and delegation, you'll soon be on track to clear your desk by the end of the day. * Lesson 1: It all starts with you * Lesson 2: Understanding your job * Lesson 3: Organizing your workspace * Lesson 4: Managing your workload * Lesson 5: Coping with your colleagues * Lesson 6: Communicating effectively to save time * Lesson 7: Time management favourites Explore the main themes and ideas in time management, get a basic knowledge and understanding of the key concepts, and test your progress with practical and thought-provoking exercises. 7 Lessons in Time Management is your fastest route to success. ABOUT THE SERIES 7 Lessons are for people who want to succeed at work. From negotiating and content marketing to finance and social media, the series covers the business topics that matter and that will help you make a difference today. Written in straightforward English, each book features a course of 7 short lessons so that with just a little work, you can quickly master the subject.
Beyond Offices
A Fast Company Press bookRemote Work: An Employers' Biggest Challenge or Biggest Opportunity? Though remote work has been around since the late 1900s, it became the norm during the COVID-19 pandemic and has remained so years later. Many jobs can be done from anywhere, so long as the employee can connect. But now employers are pushing for a return to the office, despite data that shows productivity and creativity have not been negatively impacted. And with that push comes resistance as employees do not want to lose the flexibility remote work allows.But is there a solution? Yes, and author Clark Lowe offers a framework that encourages both employers and employees to acknowledge the other's perspectives and goals. Lowe provides guidance for employees to become the best remote worker and tips for how employers can better manage their remote employees.Beyond Offices explores the history, current state, and future of remote work in the United States. But the bottom line is that both employers and employees must work together in order to produce the best outcome for all parties.
Unlocking Peak Performance
Unlocking Peak Performance: The Science of Flow States dismantles the myth that high performance is rare, unpredictable, or reserved for the gifted few. Drawing on neuroscience, cognitive science, and systems thinking, this book reveals that flow - the state of effortless, focused execution - is not a random phenomenon but an engineered condition.Across 20 chapters, readers learn how to align the five core variables of flow: clarity of objective, challenge calibration, immediate feedback, protected attention, and intentional environmental design. Each section breaks down a component of performance - from attention and mental load to energy management and recovery - and shows how to structure, measure, and improve it systematically.This is not a book about motivation or mindset. It is a practical architecture for consistent peak performance - one that transforms flow from an occasional peak experience into a reliable baseline state.
Common Car Sales Greeting Mistakes
In car sales, the first minute of interaction can determine whether a customer stays and begins a conversation or quickly decides to leave.Many salespeople focus heavily on product knowledge, pricing strategies, and closing techniques. However, long before any of those skills matter, the customer forms an opinion based on the greeting.A rushed approach, poor body language, sounding scripted, or overwhelming the customer with too much information can instantly create discomfort. In many cases, the sale is lost before the conversation even has a chance to begin.Common Car Sales Greeting Mistakes reveals the most frequent errors salespeople make during the first moments of customer interaction and explains how these mistakes quietly drive potential buyers away.Instead of complicated sales theory, this book focuses on simple, real world situations that occur every day on dealership lots and showroom floors.Inside this practical guide you will learn: - Why first impressions matter so much in automotive sales- How poor greetings can cause customers to leave before the conversation begins- The mistake of ignoring customers when they arrive- Why being too aggressive can immediately push buyers away- How talking too much too soon damages early conversations- The dangers of sounding scripted instead of natural- How body language influences the customer's first impression- Why reading the customer correctly improves the greeting experience- Real stories from the sales floor that show how greetings can either lose or win a salePart of the Professional Skills Training Series, this book provides practical lessons drawn from decades of real world automotive sales experience.Sales professionals who understand what NOT to do during the greeting are far more likely to create positive first impressions, stronger conversations, and better sales opportunities.Because in car sales, the sale often begins or ends in the first minute.
The AI Stock Investor
Updated for 2026Think you've "missed the boat" on investing in cutting-edge technology? Think again...Now is the perfect time to invest in the #1 opportunity of the 2020s: Artificial Intelligence.Bill Gates says this is "Every bit as important as the PC or the internet."Google CEO Sundar Pichai calls AI "More profound than fire or electricity."And consulting firm PWC found that the AI industry will be worth over $15 Trillion by 2030.That's more than half the value of the entire S&P 500 today!And we're only in the early stages of AI's impact on the global financial landscape.Major players like Google, Amazon, and Tesla have already made significant investments in AI, and you can too with the help of this comprehensive guide.Remember, in the last technological leap of this magnitude... we saw stocks like Microsoft, Amazon and Google turn $1,000 into $250,000 or more!Inside, you'll discover: - The 2 most promising AI sectors to invest in for long-term growth- The 3 biggest myths about AI investing debunked- An in-depth analysis of the top 7 AI stocks to watch in 2026- The AI "unicorn" startup set to revolutionize the industry- How to avoid common pitfalls in AI investing"The AI Stock Investor" is written in plain English, making it accessible to anyone interested in AI investing, regardless of their background or experience.This book will show you how to become a successful long-term investor in the world of artificial intelligence, even if you've never read a finance or investing book before.To start your AI investing journey, scroll up and click "add to cart" today!
The Family Debt Reset
You already know you have a problem. You don't need another book to tell you that. You know it when your phone buzzes with a payment reminder and you swipe it away. You know it when you do the math on minimum payments and realize you'll be paying off a dinner from three years ago for another six years. You know it at 11:30 at night when the house is quiet and you open the banking app just to see if the number changed.You don't need to be convinced that credit card debt is a problem. You need a plan that actually works for a household like yours.The Family Debt Reset is the plan.Built around the 90-Day Family Debt Reset framework, this book walks you through three phases designed for real families with real stress, real arguments about money, and real bills that don't stop coming.Phase 1: Face It (Month 1)Stop guessing. Build a complete picture of what you owe, what it costs you, and where your money actually goes. Then freeze the bleeding so the debt stops growing while you build the strategy.Phase 2: Fix It (Month 2)Choose your payoff method, snowball, avalanche, or hybrid. Find hundreds of dollars hiding in your current spending. Start earning extra income this month, not next year. And learn how to talk about money with your partner without it turning into a fight.Phase 3: Future-Proof It (Month 3)Build the rules, safety nets, and habits that keep you from ending up back here. Create a family vision that fuels your discipline long after the motivation fades.What makes this book different: Built for couples and families, not individuals with spreadsheetsIncludes the relationship chapter most debt books skip entirelyAddresses earning more, not only spending lessComes with a complete toolkit of worksheets, trackers, and planning templatesRespects you enough to skip the shame and give you a real planThis is not a guilt trip. This is not a lecture. This is a 90-day system for working households who want to pay off credit card debt, stop fighting about money, and start building the life that's been waiting on the other side.Includes free downloadable toolkit with debt tracker, budget template, money leak audit, family money meeting guide, and more.
Harmony in Differences
This is the second title in the "Navigating China" series of books written by leading experts in the field of international business and cross-cultural communications. The book examines the importance of "politeness" when communicating and doing business in China, and what you should and should not do to make your experience a success. In the business world, politeness is more than just social etiquette - it's a cornerstone of success. Relationships are at the heart of business, and politeness acts as the glue that keeps those relationships strong. However, the way politeness is expressed can vary significantly across cultures, particularly for foreigners doing business in China. Politeness in China is deeply rooted in respect for hierarchy, relationships and cultural traditions. A simple business request in the West might be direct and efficient, but in China, it often requires more careful consideration of tone, humility and relational context. This book will help anyone doing business in or with China to navigate the hidden traps and understand how politeness works across cultures, which can then be the key to new opportunities.,
Some People Should Never, Ever Be Managers
Some People Should Never, Ever Be Managers serves as both a powerful wake-up call and a practical guide. Author Manuel Franco Ortega, with over 50 years of experience in leadership and data management, reveals the real-world consequences of bad management and the hidden costs of poor data. This book speaks to a wide audience: young professionals, employees who have experienced toxic leadership, aspiring managers, and data teams building resilient systems. It provides actionable strategies to: - Spot red flags and protect your well-being at work. - Respond to inappropriate manager behavior with professionalism and confidence. - Strengthen team dynamics and advance the profession of data management. - Harness AI and sound data practices for better decision-making. - Assess your own leadership readiness and character. Blending professional rigor with personal growth, Ortega shares his journey from a challenging childhood to executive leadership, offering hard-earned lessons for creating healthier workplaces and more responsible data practices
Some People Should Never, Ever Be Managers
Some People Should Never, Ever Be Managers serves as both a powerful wake-up call and a practical guide. Author Manuel Franco Ortega, with over 50 years of experience in leadership and data management, reveals the real-world consequences of bad management and the hidden costs of poor data. This book speaks to a wide audience: young professionals, employees who have experienced toxic leadership, aspiring managers, and data teams building resilient systems. It provides actionable strategies to: - Spot red flags and protect your well-being at work. - Respond to inappropriate manager behavior with professionalism and confidence. - Strengthen team dynamics and advance the profession of data management. - Harness AI and sound data practices for better decision-making. - Assess your own leadership readiness and character. Blending professional rigor with personal growth, Ortega shares his journey from a challenging childhood to executive leadership, offering hard-earned lessons for creating healthier workplaces and more responsible data practices
6 Figure Teens
If you are looking to establish a business as a that will earn you a 6 figure business before your 21st birthday or you have suddenly developed an interest in owning a business then this book is for you.In this book, you'll find out how to set up a business, things to know before setting up a business and things to do when and after you start a business.You'll also find the assistance adults can render to you in the process of creating a business.As it is provided in this book, you must take your time to understand things you have passion for and explore and mine this passion. You'll find more on this in the first chapter of this book
The Fundamentals of Finances Applied to Everyday Living
The Fundamentals of Finances Applied to Everyday Living is an easy to understand step-by-step guide to understanding finances for everyday people.
The Non-Obvious Guide to Emotional Intelligence (You Can Actually Use) 2nd Edition
Today's leaders are more stressed than ever. Whether you are leading a Fortune 500 company trying to retain top talent, or are an entrepreneur trying to cultivate the next great idea, the current corporate landscape is unpredictable, multi-factored, and complex. This is where the power of emotional intelligence comes in. The Non-Obvious Guide to Emotional Intelligence (You Can Actually Use) Goyette, Kerry [Author Repository] Final ISBN-10: 1940858917 ISBN-13: 9781940858913 Format: Paperback, 5.25 x 7.25, 135 pages Edition: No Edition Series: Non-Obvious Guides Price: $14.95 ($19.99 CAN) Ebook ISBN: Original On Sale Date: 07/30/19 - BO Reissue On Sale Date: Pub Month: July 2019 Season: Summer 2019 Division: Distribution Clients Publisher: Ideapress Publishing Imprint: 7831 - Ideapress Publishing Edition: XS8 - Ideapress Publishing TP Short Title: NOG Emotional Intel First Print: 0 Adv/Goal: 0 Book Description Today's leaders are more stressed than ever. Whether you are leading a Fortune 500 company trying to retain top talent, or are an entrepreneur trying to cultivate the next great idea, the current corporate landscape is unpredictable, multi-factored, and complex. This is where the power of emotional intelligence comes in. In this guide, Aperio founder and CEO Kerry Goyette challenges the conventional wisdom of EQ by breaking down the neuroscience of emotional intelligence and offering a bold and applicable new approach. See how emotional intelligence tactics empower you to leverage the impact of emotion, thrive in competitive environments, and prevent fight or flight responses from hijacking your best intentions. Explore ways to leverage EQ to connect with people, add value, and grow your business. IN THIS BOOK YOU WILL LEARN HOW TO: > Improve your decision-making when it matters most. > Navigate change and better manage disruption. > Identify the derailers that may be holding you back. > Trace problems to their roots so they can be solved more easily. > Be agile and thrive in today's chaotic environments. > Shape your company culture to drive loyalty and engagement.
