How to be Happy with Money
Money is a game. Most people were never taught the rules.We learned math, history, and how to take tests. But not how to budget, build credit, invest, or avoid the financial traps that keep people stressed and stuck. Meanwhile, prices keep rising and paychecks fall behind. Financial anxiety has become the default. If you've ever felt lost or behind with money, you're not alone. There was never a rulebook.How to Be Happy with Money flips the script. Written by entrepreneur and finance graduate Bradley Smith, this book turns money from a source of stress into a skill you can actually master. Through real stories, psychology, and practical tools, it shows you how to use money intentionally to build a life you're proud of.This isn't a textbook. And it's not about extreme frugality or get-rich-quick schemes. It's a straight-talk guide that makes money simple, clear, and engaging. Without jargon or fluff. Money becomes a game you can learn to play, not a problem you're stuck reacting to.Inside, you'll learn: Why mindset matters more than mathSimple habits that compound freedom every monthHow to use debt as a tool-not a trapWhere to invest so your money grows while you sleepCrypto basics, risks, and where it fitsHow to define success on your own termsWork and wealth are changing fast with automation and AI. Not everyone will benefit. This book helps you understand the rules, invest in yourself, and position your money to support a life of freedom, purpose, and long-term happiness.Money doesn't have to control you. Once you understand it, you can use it to build a life that actually feels rich.
Retire Early with Real Estate
Retire Early with Real Estate: I'm FIRED! explains a step-by-step approach to financial independence that combines core personal finance habits with rental property investing. It covers how to define financial freedom, reduce debt pressures, build a workable budget, set up an emergency fund, start retirement savings, and improve credit readiness before taking on larger investments. It then focuses on rental properties as a long-term income strategy, outlining the basic steps to purchase a first rental, prepare it for tenants, manage ongoing maintenance, and use systems such as outsourcing and property management to reduce day-to-day workload.
The Look of Success
The Look of Success: Redefining Achievement, Identity, and Fulfillment on Your Own Terms challenges conventional ideas about what it means to succeed in today's professional and personal landscape.For decades, success has been framed as a destination defined by productivity, status, income, or recognition. Yet many high-achieving individuals find that reaching these milestones does not bring the fulfillment they expected. Instead, it creates a sense of misalignment-the realization that the life they have built no longer reflects who they are becoming.In this reflective, research-informed work, Dr. Karissa Thomas reframes success not as something to chase or perform, but as an evolving alignment between identity, values, and lived experience. Drawing on leadership insight, adult identity development, and emotionally intelligent reflection, the book explores how cultural expectations, inherited narratives, and professional conditioning shape how success is defined and pursued.Rather than offering formulas or surface-level motivation, The Look of Success invites readers to examine the internal dimensions of achievement. Through grounded insight and reflective prompts, readers are guided to distinguish external performance from internal fulfillment, recognize where ambition has become misaligned, and redefine success in ways that support integrity, clarity, and long-term well-being.Written for professionals, leaders, students, and individuals navigating periods of transition or recalibration, this book speaks to those who have succeeded by conventional standards yet sense there is more. It offers a framework for conscious self-definition-one that allows success to be revisited, refined, and lived intentionally as life and priorities evolve.The Look of Success contributes to contemporary conversations on leadership, identity, and sustainable achievement by reframing success as something to be defined and inhabited, rather than measured or proven.
Mortgage Meltdown
Mortgage Meltdown examines the historical development and modern role of Fannie Mae in the U.S. housing finance system, tracing how a New Deal-era mortgage association evolved into a government-sponsored enterprise central to the secondary mortgage market. It explains core mechanisms of residential mortgages, securitization, mortgage-backed securities, and the guaranty model that supports investor liquidity, then follows key policy and regulatory turning points from Fannie Mae's creation in 1938 through privatization in 1970 and the expansion of its market influence. The book places Fannie Mae's operations in the context of the 2008 financial crisis, describing how incentives, regulation, competition from private-label securitization, and rising foreclosures contributed to systemic vulnerability and taxpayer exposure. It reviews major post-crisis reform efforts and outlines policy proposals focused on limiting public liability, restructuring servicing and risk management around delinquent loans, and supporting homeownership through measures that address lending practices and housing supply constraints. Written for readers interested in housing policy, financial regulation, and real estate finance, the approach is analytical and explanatory, combining market structure primers, historical narrative, and policy-focused discussion to map past outcomes and evaluate possible reforms.
The Power of Real Estate Investing
The Power of Real Estate Investing presents a seven-step framework for building long-term wealth through property, combining personal finance fundamentals with real estate strategy. It covers how mindset influences financial decisions, how to map current finances and define target income levels, and how to translate those targets into a practical wealth plan based on measurable numbers and repeatable habits. The book also addresses common barriers to taking action, including fear of failure, procrastination, and unclear goals, and explains how these factors can affect investing outcomes. The real estate sections outline how investors evaluate opportunities at the point of purchase, approach cash-flow investments, and understand basic performance measures such as cash-on-cash return. It introduces several ways investors structure deals, including cash-flow approaches, capital growth considerations, and multi-let concepts, along with guidance on focus, systems, and prioritization. Additional chapters describe partnership models and joint venture structures, ways to find and present opportunities, and how leverage can be applied across people, finance, and operations to scale a portfolio with clearer processes and reduced decision friction. This book is written for beginners and early-stage investors who want an organized entry point into real estate investing, as well as working professionals who are trying to connect budgeting, income planning, and investment strategy into a coherent path. Its approach is practical and structured, using step-by-step explanations, examples, and action-oriented checklists to clarify how investing decisions relate to cash flow, risk, and long-term financial stability.
The Stoic Capitalist
'An inspiring story of a life well lived.' MICHAEL R. BLOOMBERG, Founder of Bloomberg LP and Bloomberg Philanthropies The Stoic ideal of a well lived life has been around since 300BC, but what can we learn from it 2,300 years later? In The Stoic Capitalist, Robert Rosenkranz shows how its teachings can lead to a life of accomplishment, fulfillment, and impact. Stoic principles are applied not just to help you cope but to achieve your most ambitious goals. He offers an astute combination of philosophical, psychological, and business observations, along with practical advice spanning topics as diverse as finance, investments, negotiation, hiring, time management, art collecting, philanthropy, and longevity. He explains how ancient philosophy and its psychological insights can be used to create extraordinary outcomes in your personal and professional life. Each of the short chapters offers ideas you can use to thrive. Along the way, you meet a lively global cast of RAND nuclear strategists, pioneering artists, scientist-entrepreneurs racing to extend the human lifespan, and iconic figures in the Wall Street boom years. The book offers an insider's perspective on the creation of such major developments as private equity, hedge funds, and junk bonds. Rosenkranz writes as he speaks, with the engaging voice of a Renaissance man who is insatiably curious, eager to learn, open to all viewpoints, but embracing none without critical thought. Reading this book may help you realize your childhood dreams.
Navigating Tax Land
Tax strategies for all who feel lost in the land of tax seasonConstant rule changes and confusing jargon can make anyone feel like they've entered a foreign country. This guide helps you make sense of taxes without costly professional help or complicated software so you can file with confidence by April 15.Learn how to keep your money where it belongs with sections on: Saving money with smarter deductions and timingUnlocking tax breaks for families, students, and retireesTurning side gigs, rentals, and more into real tax advantagesAvoiding common pitfalls that end up costing you moneyStop dreading April 15th. Learn small changes that can lead to lasting savings and greater financial control.
Secure Your Future
In "Secure Your Future," author Tiffany C. Jacobs presents a vital resource tailored specifi cally for Millennials and individuals of any age who seek to understand the essentials of estate planning. With a conversational tone and accessible language, Jacobs demystifi es the complex world of estate planning, offering practical insights and actionable advice to help readers secure their fi nancial futures with confi dence.At the heart of the book lies the core message of the importance of proactive estate planning. Jacobs illuminates the critical role that Last Wills & Testaments play in crafting a legacy and ensuring the smooth transfer of assets to loved ones. Through relatable examples and real-life scenarios, readers are guided through the process of creating a comprehensive estate plan that refl ects their values and goals.Beyond wills, Jacobs explores the signifi cance of Powers of Attorney, emphasizing the importance of choosing trusted individuals to make fi nancial and healthcare decisions on one's behalf. By empowering readers to designate responsible agents and outline their wishes in advance, "Secure Your Future" equips them with the tools to navigate unexpected circumstances with confi dence and peace of mind.In addition to traditional estate planning tools, Jacobs sheds light on the often-overlooked aspect of healthcare directives. Through Living Wills and Healthcare Directives, readers learn how to assert their autonomy and ensure that their medical preferences are honoured, even if they are unable to communicate them directly. By addressing these critical aspects of end-of-life planning, Jacobs empowers readers to advocate for their own well-being and maintain control over their medical care.Moreover, "Secure Your Future" underscores the inseparable link between estate planning and fi nancial freedom. Jacobs emphasizes the importance of adopting sound fi nancial strategies and planning for the future, enabling readers to transform their aspirations into tangible realities. By instilling a proactive mindset and providing practical guidance on fi nancial planning, Jacobs empowers readers to take charge of their fi nancial destinies and build a solid foundation for long-term security and prosperity.In summary, "Secure Your Future" serves as an indispensable guide for Millennials and individuals of any age embarking on the journey of estate planning and fi nancial freedom. Through its accessible approach and actionable insights, the book equips readers with the knowledge and tools they need to safeguard their legacies, protect their interests, and pave the way for a brighter tomorrow.
Secure Your Future
In "Secure Your Future," author Tiffany C. Jacobs presents a vital resource tailored specifi cally for Millennials and individuals of any age who seek to understand the essentials of estate planning. With a conversational tone and accessible language, Jacobs demystifi es the complex world of estate planning, offering practical insights and actionable advice to help readers secure their fi nancial futures with confi dence.At the heart of the book lies the core message of the importance of proactive estate planning. Jacobs illuminates the critical role that Last Wills & Testaments play in crafting a legacy and ensuring the smooth transfer of assets to loved ones. Through relatable examples and real-life scenarios, readers are guided through the process of creating a comprehensive estate plan that refl ects their values and goals.Beyond wills, Jacobs explores the signifi cance of Powers of Attorney, emphasizing the importance of choosing trusted individuals to make fi nancial and healthcare decisions on one's behalf. By empowering readers to designate responsible agents and outline their wishes in advance, "Secure Your Future" equips them with the tools to navigate unexpected circumstances with confi dence and peace of mind.In addition to traditional estate planning tools, Jacobs sheds light on the often-overlooked aspect of healthcare directives. Through Living Wills and Healthcare Directives, readers learn how to assert their autonomy and ensure that their medical preferences are honoured, even if they are unable to communicate them directly. By addressing these critical aspects of end-of-life planning, Jacobs empowers readers to advocate for their own well-being and maintain control over their medical care.Moreover, "Secure Your Future" underscores the inseparable link between estate planning and fi nancial freedom. Jacobs emphasizes the importance of adopting sound fi nancial strategies and planning for the future, enabling readers to transform their aspirations into tangible realities. By instilling a proactive mindset and providing practical guidance on fi nancial planning, Jacobs empowers readers to take charge of their fi nancial destinies and build a solid foundation for long-term security and prosperity.In summary, "Secure Your Future" serves as an indispensable guide for Millennials and individuals of any age embarking on the journey of estate planning and fi nancial freedom. Through its accessible approach and actionable insights, the book equips readers with the knowledge and tools they need to safeguard their legacies, protect their interests, and pave the way for a brighter tomorrow.
Real Estate Investing
Real Estate Investing: A Beginner's Guide to Rental Income and Long-Term Wealth presents an introductory overview of how real estate can be used to generate returns through rent, appreciation, or a combination of both, with attention to the practical decisions that shape outcomes. It outlines core concepts such as property types (residential, commercial, industrial), active versus passive investing, and common limitations and risks that affect real estate transactions and ongoing ownership. The book is written for first-time and early-stage investors who want a structured starting point before committing capital, including readers evaluating rental properties and those comparing real estate with other investment options. It uses a practical, step-by-step approach rather than a narrative format, focusing on planning, decision-making, and basic operating considerations. Topics include essential terminology (REITs, leverage, diversification, partnerships, and related concepts), a staged investment procedure from clarifying funds availability and investment motives to selecting a target market and criteria, and an introduction to financing and capital management. It also covers property selection methods, ways to improve property returns through cost control and operational choices, and pre-investment checks such as profitability, liquidity, tax considerations, and fraud awareness.
Retirement
Building retirement plans so solid even Klingons want in.Retirement isn't the end of your mission-it's the beginning of your greatest adventure.You've spent decades navigating the grind. Now it's time to chart a new course, one filled with purpose, play, and paychecks that never quit.In Retirement: Beyond the Final Frontier, best-selling author and nationally recognized retirement strategist Kelly Shaw teams up with financial powerhouse JaLynn Manser to deliver a powerful, easy-to-understand roadmap to lasting income, maximum freedom, and a whole lot more fun in retirement.You'll discover: The real secret to lifetime income (without gambling your future on the stock market)Why traditional advice like "draw 4%" is basically space junkHow to create Playchecks and Paychecks for LifeThe "Retirement Launch Protocol"-a step-by-step game plan to start living boldly nowWhether you're nearing retirement or already there, this book will equip you with the tools, mindset, and mission control needed to retire boldly, live richly, and leave a legacy.So suit up, Captain. The next phase of your journey begins now.
Retirement
Building retirement plans so solid even Klingons want in.Retirement isn't the end of your mission-it's the beginning of your greatest adventure.You've spent decades navigating the grind. Now it's time to chart a new course, one filled with purpose, play, and paychecks that never quit.In Retirement: Beyond the Final Frontier, best-selling author and nationally recognized retirement strategist Kelly Shaw teams up with financial powerhouse JaLynn Manser to deliver a powerful, easy-to-understand roadmap to lasting income, maximum freedom, and a whole lot more fun in retirement.You'll discover: The real secret to lifetime income (without gambling your future on the stock market)Why traditional advice like "draw 4%" is basically space junkHow to create Playchecks and Paychecks for LifeThe "Retirement Launch Protocol"-a step-by-step game plan to start living boldly nowWhether you're nearing retirement or already there, this book will equip you with the tools, mindset, and mission control needed to retire boldly, live richly, and leave a legacy.So suit up, Captain. The next phase of your journey begins now.
Retirement, The Great Escape Plan
Retirement isn't the end of the road. It's a great escape.For many Australians, retirement is seen as something to cautiously manage. But what if it could be a bold new chapter created on your terms?In Retirement: The Great Escape Plan, award-winning financial adviser Jenny Brown challenges outdated ideas of retirement and offers a practical, reassuring roadmap for creating a life that is rich in every sense of the word. Drawing on decades of experience and real stories from clients who have made their own great escape, Jenny explores the emotional, lifestyle and financial realities of leaving work and stepping boldly into what comes next.In four easy-to-follow parts, Jenny helps you take stock of where you are now, define what freedom looks like to you, and turn long-held dreams into achievable plans. You'll learn how to calculate your personal 'financial freedom number', design a lifestyle aligned with your values, navigate the shift away from work, and make the most of your time, health and independence. This practical book is not about slowing down. It's about living well with clarity, confidence and purpose. Whether retirement is on the horizon, already underway, or a long way off, Retirement: The Great Escape Plan will help you approach this new phase of life with optimism and control.
The Strategic Millionaire, Expanded Edition
An insightful discussion of the seven immutable principles that power financial prosperity In the newly revised and expanded second edition of The Strategic Millionaire: Seven Laws of Wealth The Rich Don't Tell You, veteran financial technology leader Armando Pantoja challenges the conventional mindsets that prioritize instant gratification and embrace immediate rewards in favor of strategies that emphasize long-term decision making, foresight, and calculated risk taking. Pantoja explains how you can recognize emerging trends before they become mainstream and capitalize on opportunities early. He walks you through how to cultivate a mindset of abundance, build diverse networks, and invest in income-generating assets. You'll also find: Strategies to build a balanced lifestyle that incorporates rest and collaboration Ways to build sustained productivity and progress toward realistic and ambitious financial goals Careful and clear discussions of the practical, hands-on laws that enable sustainable financial success Perfect for entrepreneurs, founders, and other business leaders, The Strategic Millionaire is also a must-read for investors, traders, finance and tech enthusiasts, and anyone else interested in building a financially prosperous future.
A Little Book on Inheritance Tax
Inheritance Tax: everyone loathes it, few understand it, and fewer still know how to avoid paying more than necessary. If you've ever wondered how it really works - or how to stop it taking a sizeable bite out of your estate - this concise and accessible book will point you in the right direction.With over twenty-five years in the industry, Lee W. Denham blends practical guidance, gentle humour and stories from real client situations to make sense of a notoriously confusing tax. You'll learn how to sidestep the most common mistakes and take control of your planning - proving once again that Inheritance Tax truly is, as one former Labour Chancellor put it, "a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue."
ChatGPT Prompts for Real Estate Agents
ChatGPT Prompts for Real Estate Agents: Sell Smarter, Save Time, and Automate Your Real Estate Business with AIUnlock the power of artificial intelligence to revolutionize your real estate career.In ChatGPT Prompts for Real Estate Agents, author Grant Mercer shows you how to harness AI to write persuasive listing descriptions, generate social media content, automate your CRM, and close deals faster - all while saving hours of work each week.Whether you're a new Realtor or a seasoned professional, this hands-on guide gives you ready-to-use ChatGPT prompts that transform the way you market, communicate, and negotiate. Discover how to use AI to handle repetitive tasks, enhance your brand voice, and stay ahead of competitors embracing this new era of real estate innovation.���� Inside, You'll Learn How To: Write listing descriptions that sell - in minutes, not hoursCreate engaging social media posts, Reels, and video scripts tailored to your local marketAutomate emails, newsletters, and follow-ups using smart CRM workflowsGenerate negotiation scripts and objection responses that keep deals aliveBuild personalized marketing funnels that attract buyers and sellersAvoid common AI pitfalls and stay compliant with fair housing laws
The Divorce Money Map
What if your divorce didn't have to feel like the end- but the start of a brand-new chapter?Whether you wanted the divorce or not, one truth remains: your financial world has shifted. Suddenly, the money decisions you once made together now rest squarely on your shoulders. It's overwhelming, emotional, and-let's be honest-sometimes terrifying.The Divorce Money Map is your steady guide through the fog. With clear, compassionate, step-by-step exercises, this practical workbook helps you: Understand your current financial picture-and where you want to go next.Create a plan that supports your redefined family and future dreams.Move from confusion to confidence with actionable tools and checklists.You're not alone on this journey. With the right guidance and support, you can turn uncertainty into empowerment and rebuild your life on a foundation of strength, clarity, and hope.It's time to chart your new course. It's time to dream again.
The Rubicon Leader
WHO MUST YOU BECOME TO LEAD OTHERS? The Rubicon Leader is not a book about becoming better at leadership. It is a book about becoming someone capable of leading.Rooted in the timeless truth that every great leader must cross a point of no return, this book challenges the promise of quick tips and surface-level techniques. Instead, it begins where leadership is forged: with identity.Drawing on history's most enduring leaders, from Caesar and Cleopatra to Confucius and Lincoln, and grounding their lessons in modern neuroscience and psychology, Vahab Hasiri lays out a practical path through three irreversible transformations.First comes the Inner Revolution, the demolition and reconstruction of the self. Then the Outer Influence, where trust, presence, and persuasion replace authority. Finally, the Eternal Legacy, where leaders build cultures, systems, and people that thrive long after they are gone.Written with the clarity of a global operator who has led through growth and uncertainty, The Rubicon Leader offers philosophical depth and structured frameworks for real change.This is not a book to skim or consume passively. It is a blueprint for those capable of more and willing to do the work required to cross the river and never return the same.START BUILDING INFLUENCE THAT OUTLASTS YOU.
The Rubicon Leader
WHO MUST YOU BECOME TO LEAD OTHERS? The Rubicon Leader is not a book about becoming better at leadership. It is a book about becoming someone capable of leading.Rooted in the timeless truth that every great leader must cross a point of no return, this book challenges the promise of quick tips and surface-level techniques. Instead, it begins where leadership is forged: with identity.Drawing on history's most enduring leaders, from Caesar and Cleopatra to Confucius and Lincoln, and grounding their lessons in modern neuroscience and psychology, Vahab Hasiri lays out a practical path through three irreversible transformations.First comes the Inner Revolution, the demolition and reconstruction of the self. Then the Outer Influence, where trust, presence, and persuasion replace authority. Finally, the Eternal Legacy, where leaders build cultures, systems, and people that thrive long after they are gone.Written with the clarity of a global operator who has led through growth and uncertainty, The Rubicon Leader offers philosophical depth and structured frameworks for real change.This is not a book to skim or consume passively. It is a blueprint for those capable of more and willing to do the work required to cross the river and never return the same.START BUILDING INFLUENCE THAT OUTLASTS YOU.
Connection Not Perfection(TM)
What if the key to powerful communication isn't polish - but presence?Speak with confidence.Lead with authenticity.Connect with impact.In Connection Not Perfection(TM), award-winning speaker coach Andrea Heuston invites you to rethink what it means to be a powerful communicator. This isn't about flawless delivery or memorized scripts, it's about showing up with intention, empathy, and trust in your voice.Drawing from decades of experience coaching TED speakers and executives at global brands, Andrea shares personal stories, practical tools, and her signature CONNECT Framework. Whether you're preparing for a keynote, leading a team, or navigating a challenging conversation, this book is your guide to speaking with clarity, conviction, and real human connection.Because the most memorable messages aren't perfect, they're personal.
The Wrong Kind of Expert
Most investment advice comes from the wrong kind of expert.Financial advisers, finance professors, accountants, and bank managers all have strong opinions about how you should invest in stocks. They'll tell you to diversify broadly, buy index funds, focus on the long term, and trust the process.There's just one problem: most of them have never successfully invested their own money in individual stocks. Their advice reflects their professional training and regulatory constraints-not what actually works in the real world.What if you approached stock investing differently?After selling my accounting software business in 2013, I became a full-time investor by necessity.I immersed myself in studying the methods of the world's greatest investors-Warren Buffett, Charlie Munger, Peter Lynch, and others who had actually built fortunes through stock investing. I combined their wisdom with my own business experience to develop a practical approach that made sense in the real world.The result? Average annual returns of over 35% since 2013.This is the approach I share in The Wrong Kind of Expert.In this book, you'll discover: Why conventional wisdom about diversification and index funds often leads to mediocre returnsHow to evaluate stocks the way successful business owners evaluate businesses-by understanding what actually creates valueThe lessons from history's most successful investors, and how to apply them todayWhy most professional investors underperform the market, and what you can do differentlyHow to avoid the psychological traps and emotional mistakes that destroy returnsThe critical difference between price and value, and why this distinction is essentialReal-world examples of investment decisions and what they reveal about effective investingThis isn't academic theory. It's practical guidance from someone who's done it.I don't manage other people's money. I don't sell financial products. I don't earn commissions on trades. I have nothing to sell you except the information in this book-the same approach that's built substantial wealth for me over the past decade.The advice in these pages is fundamentally different from what you'll hear from financial professionals. I learned from investors who actually made money, not from textbooks written by academics. I think about stocks as a business owner, not as a finance professional calculating risk metrics.Business owners think about value, growth, competitive advantages, and long-term prospects. Financial professionals think about asset allocation, risk-adjusted returns, and portfolio optimization.One of these approaches consistently makes money. The other keeps financial professionals employed.Who this book is for: This book is for intelligent people who want to take control of their investments but are tired of advice that seems designed to benefit everyone except the investor. It's not a get-rich-quick scheme. It's a thoughtful, common-sense approach to building wealth through stock investing-the kind of approach that works when your own money is at stake.If you're ready to think like a business owner and learn from investors who actually succeeded, this book will show you how.
What Professional Traders Really Use. Price Action
Master Price Action: How to Read and Use ItRead Charts Like a Professional TraderKey Patterns and Price CyclesProfessional Trading TechniquesProven Strategies, Explained Step by StepReal Market ExamplesThe Most Common Trading MistakesTrading Psychology That Actually MattersHow Market Manipulation WorksTrading Strategies Appliable for Both Futures and Stocks.This content is designed for both beginners who want to build a solid foundation and advanced traders looking to refine their skills.
The Unforgettable You
You did everything right, and you're still invisible. This is the playbook for being seen, respected, and unforgettable.The Unforgettable You is not another personal branding cheerleader. It's a self-coaching reset for professionals who've followed the rules, delivered results, and still get overlooked in rooms where decisions are made. Through 21 clarity-building chapters, you'll dismantle the quiet scripts that keep smart people small: that you need to be louder to be credible, that showing your work is bragging, that you'll be chosen if you just keep your head down and put the work in. You'll learn how to position your work, voice, and value in a way that builds recognition and opens the right doors, online, in interviews, and inside systems that filter people out before they're even seen.This is not a mindset book. It combines neuroscience, narrative strategy, and lived experience from years of helping others rebuild after layoffs, transitions, and systemic underestimation. It's written for fresh starters, mid-career relaunchers, and overlooked experts, especially those who don't want to fake extroversion or build a personal brand empire. This is an introvert-friendly, neurodiverse-aware, research-backed alternative to shouting.This is how you stop shrinking and start being remembered.Access the related free Career Prompt VAULT series at: www.theunforgettable.me/coursesWritten by Kinga Bali, a visibility architect and digital polymath, this book emerges from both research and lived experience. What began as an MBA thesis on executive presence, reputation management and positioning evolved into a body of work shaped by years of guiding others through career pivots, layoffs, and underrecognition. Kinga's own journey, from under-seen contributor to Top Voice, university lecturer, and author, quietly informs every chapter, offering not a system to follow, but a standard to grow into.This is the book that ends up stolen, or coffee-stained, marked, dog-eared, borrowed, left in your bag, because it works. It lives and brews with you. Again. And again.
Effective and Assertive Communication at Work
Unlock the #1 career skill that transforms how you're seen, heard, and respected at work.Do you ever struggle to speak up in meetings, set healthy boundaries, or push back on unreasonable requests? Do you sometimes fear that being direct will make you look aggressive-or that staying quiet will leave you overlooked? The truth is, communication can make or break your career. And the difference between being passed over and being promoted often comes down to one skill: assertiveness.In Effective & Assertive Communication at Work, you'll discover 50 proven scripts and practical frameworks to help you handle the conversations that matter most-from everyday exchanges to high-stakes negotiations. Whether you're clarifying expectations, handling a difficult colleague, managing up with confidence, or leading your own team, this book gives you the exact words to use so you can communicate with clarity, professionalism, and influence.Inside, you'll learn how to: ✔ Speak up confidently in meetings without rambling or apologizing✔ Handle difficult personalities and toxic behaviors calmly and directly✔ Ask for raises, promotions, and resources-without fear or awkwardness✔ Lead and delegate assertively while building trust and respect✔ Communicate clearly online through email, chat, and remote work tools✔ Build long-term habits so assertiveness becomes second naturePacked with actionable examples, adaptable scripts, and practice drills, this is your workplace playbook for career growth, influence, and credibility. Whether you're an early-career professional or a seasoned leader, you'll gain the tools to stop second-guessing yourself and start speaking with confidence.If you're ready to set boundaries, boost your career, and be respected for your voice, this book is your step-by-step guide.
Investing Is The Best Thing
Investing Is The Best Thing is the ultimate beginner's guide to building wealth-written for young adults taking their first financial steps and for parents who want to guide them with confidence.Designed as a true investing bible, this book breaks down complex financial concepts into clear, relatable lessons that anyone can understand-no prior experience required. From explaining what investing really is and why it matters, to showing how small, consistent actions can lead to long-term freedom, Investing Is The Best Thing turns confusion into clarity and fear into confidence.Through simple language, real-life examples, and timeless principles, readers learn how money works, how markets grow over time, and how patience and discipline can outperform luck. Rather than chasing trends or promising quick riches, this book focuses on building a strong investing mindset-one that lasts for decades.Perfect for: ● Young adults starting their financial journey● Parents teaching their children smart money habits● Families looking for a shared foundation in investingInvesting Is The Best Thing isn't about getting rich fast-it's about getting started right. This book empowers readers to make informed decisions, avoid common mistakes, and build a future where money works for them, not the other way around.If you've ever thought investing was "too complicated" or "not for you," this book will show you why investing truly is the best thing you can do for your future.
Retirement Planning Guidebook
⭐ OVER 60,000 COPIES SOLD ⭐The Retirement Planning Guidebook is a clear, practical retirement planning book for anyone approaching or already in retirement. Retirement planning is fundamentally different from saving during your working years-mistakes are harder to fix, and decisions are often irreversible.This retirement planning guide helps you make confident choices about income, taxes, health care, and lifestyle-without relying on one-size-fits-all advice.You'll learn how to: - Identify your retirement income style and choose strategies that fit you- Build reliable retirement income from investments and insurance- Decide when to claim Social Security to maximize lifetime benefits- Navigate Medicare and health insurance, including early retirement- Manage retirement taxes using withdrawals, Roth conversions, and RMD planning- Address housing and long-term care decisions- Organize estate and legacy planning essentials- Prepare for the non-financial side of retirement, including purpose and lifestyleThis book explains key retirement topics-such as the 4% rule, sequence-of-return risk, annuities, Medicare choices, Social Security taxes, IRAs and 401(k)s, and more-in plain English.The Retirement Planning Guidebook ensures no critical decision falls through the cracks, giving you a trusted framework to retire with clarity, confidence, and control.
The Student's Guide to Financial Freedom
How to use money as a tool-not a source of stress-so you can build real freedom.Most students graduate knowing how to pass exams, but not how to manage money or make confident real-world financial decisions.The result? Student loan debt, missed opportunities, and years spent trying to recover financially.It doesn't have to be that way.In The Student's Guide to Financial Freedom, nationally recognized financial educator Dr. Paris Woods shows young people how to use money as a tool for freedom from the very beginning through practical financial literacy and smart money habits.Adapted from her bestselling guide that has helped over 130,000 readers take control of their finances, this student edition provides a clear, practical roadmap for avoiding common money mistakes and building lifelong skills most people never learn.Inside, students will learn how to: Graduate with little or no student debt - without sacrificing the college experience they wantEarn more early through smart career choices, side income, and personal brandingStart investing with confidence, even with limited money or experienceBuild a "Freedom Fund" for travel, career flexibility, or entrepreneurshipChoose the right bank accounts, credit cards, and financial tools from the startBuild strong credit safely - without falling into debt trapsAvoid common financial mistakes that cost young adults thousandsMake major life decisions with long-term freedom in mindCreate a simple money system that works even if you hate budgetingUnderstand how early decisions shape lifelong security, choice, and opportunityWho this book is for: Ideal for high school students, college students, recent graduates, and young adults who want a clear, empowering foundation in personal finance and long-term financial well-being.Parents and educators will also find it a practical resource for preparing young people to navigate real-world financial decisions with confidence.Pick up your copy today because the sooner you start, the more options you have.
Simply Wealthy
What if financial freedom wasn't complicated? What if building wealth could be achievied in just four easy, clear steps? Simply Wealthy is a refreshingly practical guide to mastering your money and reclaiming your future. Because true wealth isn't about chasing dollars, it's about creating a life where money works for you. Financial advisor Bryan Kuderna offers a hands-on, step-by-step guide that provides the tools and knowledge you need to build lasting financial security. Discover your natural tendencies toward saving, spending, and investing through four essential steps: Step 1. Protection First: Build a secure financial foundation.Step 2. Cash is King: Prioritize liquidity so you're ready for anything.Step 3. Control Your Debts: Manage financial obligations to focus on growth.Step 4. Wealth Maximization: Invest with intention and build your legacy. In a world of inflation, market volatility, and financial stress, simplicity is key to your plans. Whether you're starting out, stuck in a rut, safeguarding your fortune, or learning how the insiders do it, Simply Wealthy is your roadmap to financial freedom.
Breaking Bad News
With the first edition of Breaking Bad News, Jeff Hahn created an essential guide for surviving the first crucial hours of a reputation crisis. He synthesized thirty years of crisis communication experience into one model, helping brands navigate uncharted territory with tools proven to work whenever unexpected situations, malicious events, or head-scratching screw-ups threaten a reputation. Now, in this second edition of Breaking Bad News, Jeff has added a dozen new case studies from a variety of industries that include the energy and electric sector, food and beverage space, and the airlines. The models Jeff presents are adaptable. His examples, immediately applicable. When the spaghetti hits the fan, Breaking Bad News is the ultimate rapid response resource for crisis communication leaders.
Clever Girl Millionaire
Educational and inspiring; A step-by-step guide to follow on your journey to wealth creation! Clever Girl Millionaire isn't just a book you read once and place on a shelf; it's your indispensable guide to support you as you build real wealth, step by step, on your own terms. Each chapter is crafted not just to educate and inspire you, but to help you build momentum through action steps, thoughtful prompts, and practical exercises to help you apply what you're learning in your real life. Written by Bola Sokunbi, a self-made Black woman millionaire and founder CEO of Clever Girl Finance, one of the largest personal finance media/education platforms for women in the US, this book helps you: Sow seeds for your millionaire mindset by building confidence in your ability to build wealth, spending intentionally, minimizing debt, and putting your money to work for you Bounce back from setbacks by assessing the damage, creating a recovery plan, and giving yourself the grace you need to move forward without shame or self-judgement Build a long-term wealth blueprint through intentional goal setting, smart investing, and everyday habits that compound into lifelong financial freedom A celebration of ambition, possibility, and the power of financial empowerment, Clever Girl Millionaire is required reading for anyone seeking an inspiring and practical guide to wealth creation.
Breaking Bad News
With the first edition of Breaking Bad News, Jeff Hahn created an essential guide for surviving the first crucial hours of a reputation crisis. He synthesized thirty years of crisis communication experience into one model, helping brands navigate uncharted territory with tools proven to work whenever unexpected situations, malicious events, or head-scratching screw-ups threaten a reputation. Now, in this second edition of Breaking Bad News, Jeff has added a dozen new case studies from a variety of industries that include the energy and electric sector, food and beverage space, and the airlines. The models Jeff presents are adaptable. His examples, immediately applicable. When the spaghetti hits the fan, Breaking Bad News is the ultimate rapid response resource for crisis communication leaders.
Hope Is the Strategy
A new approach for organizations to structure and support human flourishing in the workplace In Hope Is the Strategy: The Underrated Skill That Transforms Work, Leadership, and Wellbeing, bestselling author and leader in the corporate wellbeing movement Jen Fisher shows how the future of work demands a fundamentally new approach to how we think about, structure, and support human flourishing in the workplace. Drawing on Fisher's personal experience with burnout and the resulting insights that fueled a corporate shift, her conversations with thought leaders across different industries, and the research, frameworks, and methodologies she put into place as one of the world's first Chief Wellbeing Officers, this book delivers exclusive, hard-won insights to understand what truly needs to change in how we work and demonstrates how we will all benefit from this new paradigm. Fisher reveals how hope--not as wishful thinking but as a practical, learnable skill--provides the foundation for sustainable performance, meaningful innovation, and authentic leadership in an uncertain world. In this book, readers will learn about: Wellness programs that treat symptoms rather than causes Leadership practices that prioritize short-term performance over long-term sustainability Organizational systems that unintentionally create burnout while trying to prevent it Hope Is the Strategy is an inspirational call to action for all individuals, leaders, and organizations to reimagine every aspect of work with human wellbeing at the center.
Own Your Time
Step-by-step resource showing couples how to control their money so they can control their time In Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind, Andy Hill, husband, father of two, and award-winning family finance coach, walks readers through simple yet highly effective steps families can take to achieve family financial independence. Covering the two biggest causes of parental stress, financial anxiety and being overworked, this book features real-life examples of couples who've conquered these family financial independence milestones and found better lives for themselves because of it. The book is broken down into 10 actionable steps that will take couples from overwhelmed to empowered. Topics include: Defining the life you want to live Investing early and consistently Growing the gap between income and expenses Inspiring generational wealth for kids Finding your three-day workweek (and four-day weekend) Maximizing family experiences Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind is an essential field-tested guide for parents seeking to break free from the constraints of financial stress and instead enjoy the benefits of financial independence.
Navigating Leadership In Chaos
The purpose of this study was to explore leader perception of leadership characteristics during times of chaotic change, like COVID-19. To explore this, I asked "What are leaders' perceptions of effective leadership characteristics in times of chaotic change?" This study was grounded in the constructs of Narcissistic Leadership, ServantLeadership, and used Q-Sort methodology. Participants were asked to sort 44 servant and Narcissistic Leadership characteristics from most effective to least, within the context of the first year of the COVID-19 pandemic. Results were analyzed and a three-factor solution emerged.This study showed that not only do leaders perceive both Servant and Narcissistic Leadership characteristics to be effective during times of chaotic change, but also that there are different styles of leadership that can be effective in the context of chaotic change events like the COVID-19 pandemic.
Credit Protection Blueprint
Protect the credit score you worked so hard to build-before something unexpected takes it away. Fixing your credit and paying down debt is hard.Losing that progress because of fraud, reporting errors, or surprise account activity is even worse. Most people don't protect their credit because they don't know how-not because they don't care. Credit Protection Blueprint gives you a clear, step-by-step plan to freeze your credit, stop fraud early, and protect your score without panic, obsession, or expensive services. This is not about fear.It's about preparation. If you've ever worried that identity theft, a reporting error, or an unauthorized account could drop your score overnight...If you've already repaired your credit or paid down debt and don't want to start over again...If surprise score drops leave you confused, reactive, and frustrated... This book was written for you. Inside, you'll learn how to: ✅ Freeze your credit the right way (and unlock it safely when needed) ✅ Prevent fraud and unauthorized accounts before damage spreads ✅ Stop surprise credit score drops caused by errors or delays✅ Monitor what actually matters-without checking your credit every day✅ Respond calmly and effectively if something goes wrong ✅ Use simple checklists and action plans to stay protected long term This is not credit repair.This is credit defense. - Credit Protection Blueprint completes the system: - Credit Repair Blueprint fixes what was broken- Debt Payoff Blueprint takes control and reduces pressure Credit Protection Blueprint protects your progress permanently Imagine knowing your credit is locked down-even when you're not thinking about it.No scrambling. No panic. Just control. That's what real credit protection looks like.
Too Good to Get Hired
This isn't a book about job searching. It's a survival guide for a system that punishes overqualified job candidates. If you're a professional over 40 - especially over 50 or 60 - you know the job market that once rewarded your experience now penalizes you for it. You've been told you're too experienced, too senior, too educated, or not the right fit. Translation: you're too good to get hired. Today's hiring system is run by algorithms and overseen by young hiring managers who don't want to hire anyone who reminds them of their mom or dad. They don't want to be outshined. Instead, they want safe, compliant, and cheap. But you're not done. You're not obsolete. You just need to understand the rules of how the modern employment system really works and how to win inside it. Too Good to Get Hired decodes the AI filters, biases, and fears that keep the most qualified people unemployed and provides a clear roadmap for turning your experience into an asset and not a liability. You don't need to work harder or dumb yourself down. You just need to reposition yourself. Because it only takes one yes to get into the right job for you
A Succession Blueprint
When it comes to family wealth, there is a curse active throughout the world: the first generation (G1) makes it, the second generation (G2) enjoys it, and the third generation (G3) destroys it. Rags to riches and back again in three generations.But it doesn't have to be this way. A Succession Blueprint is the companion guide to Four Voices: Managing love, loyalty, family wealth and succession through the generations, which tells the story of love, loyalty and wealth - and how they can happily co-exist and endure through the generations once we understand the family business theorem.Four Voices shared the journey from ungoverned to governed via the Jacksons - a fictional family whose stories helped illustrate the unique and complex challenges of family enterprise that so often lead to conflict, dysfunction and angst.In this companion guide, we revisit the Jacksons - focusing on the conversation between co-founders John and Ayesha Jackson and their trusted advisor during a series of meetings, where they are desperate to better understand the challenges they face and find a proven solution.
Game Theory For Everyday Life
GAME THEORY FOR EVERYDAY LIFE Why do you always lose arguments even when you're right? Why do your threats to your kids never work? Why did you feel like you lost in your last salary negotiation? The answer: you're playing a game whose rules you don't know. This is the practical beginner's guide to game theory-no formulas, no graphs, no academic jargon. Just actionable strategies you can use starting today in negotiations, relationships, parenting, teamwork, and financial decisions. Game theory isn't about casinos or equations. It's the science of making better decisions when your outcome depends on what others decide. And you use it every day without knowing it: when negotiating your salary, arguing with your partner, choosing lanes in traffic. Inside, you'll discover why distrust destroys work teams and how to break the cycle, how to "anchor" a negotiation to win before it starts, and what to do when no one wants to give in first during an argument. You'll learn why your punishment threats fail and how to design incentives that actually work, how to stop sabotaging your future self and beat procrastination, and why trying to "win" in your marriage makes you lose long-term. Whether you want to understand game theory without studying economics, you're looking for practical tools rather than abstract theory, or you're simply frustrated by negotiations where you feel you lose, this book connects concepts like Nash equilibrium, the prisoner's dilemma, and negotiation theory to your real life. No prior knowledge required. The book includes 30 chapters plus 2 practical appendices covering the 10 most useful games and the cognitive biases that sabotage your decisions. Perfect for readers of "Thinking, Fast and Slow," "Getting to Yes," "Predictably Irrational," and anyone interested in behavioral economics, decision-making, or practical psychology.
The Future Wallet
A payment can cross oceans in seconds, yet it can also vanish behind a forgotten seed phrase or an unhelpful support bot. If money is now software, what does a calm, humane routine look like for ordinary people who just want to earn, send, and save without drama? This book is a grounded guide to designing your day-to-day with digital wallets, choosing sensible routes for cross-border payments, and using a stablecoin guide to separate noise from usefulness. It shows how everyday crypto finance can sit alongside bank accounts, how to protect privacy in transactions without losing your paperwork, and how to balance convenience with financial sovereignty. Clear checklists turn remitting, invoicing, and budgeting into repeatable steps, while stories from freelancers, families, and micro-businesses make ideas tangible. For curious newcomers, independent workers, and globally connected households, these pages offer a portable playbook for global remittances and borderless money. By the end, you will hold a simple mental model for the personal finance future in a decentralized economy: fewer surprises, better choices, and tools that serve your values.
AI at Work
In a world where machines do more of the doing, this book shows you how to keep your edge where it matters most: judgment, creativity, and care. It is a field-tested guide to navigating AI at work without losing your values, turning tools into trusted partners and anxiety into a clear plan. You will learn to read automation trends, spot covert deskilling, and redesign your role around decisions only humans can-and should-make. Built for busy professionals and thoughtful leaders, it offers a practical path through the future of jobs: map your tasks, re-bundle value where algorithms stop, and strengthen the skills that compound over time. Through case studies, checklists, and simple rituals, you will master the art of AI job augmentation-using systems for speed while you supply judgment, ethics, and relationship. You will also find humane methods for emotional labor in the workplace, so trust and loyalty rise alongside efficiency. Whether you are early in your career or mid-flight, you will discover concrete reskilling strategies and sticky routines for upskilling with AI that fit real schedules. For the big-picture thinker, the book situates your choices within a fast-arriving post-work society, showing how to build resilient optionality and align with purpose-driven work-not just more output. If you want a sober, actionable playbook for human creativity vs AI-and a way to make technology serve the work that makes you proud-this is your next, necessary step.
Now What? A Journey to Future Career Success
Meet Sofia Esperanza-stuck in a dead-end job, she's ready to take control of her future andfind a career she truly loves. InNow What? A Journey to Future Career Success, Sofiaembarks on a transformative journey of personal and professionalgrowth, guided by lessonsthat will inspire you to take your own career into your hands. From setting clear, actionable goals tonavigating the world of networking and mentorship, Sofia's story is woven with practical advice that will help you overcomechallenges and build asuccessful career. Whether you're just starting out or ready for a change, Sofia's insights intoresumewriting, interview preparation, and financial planning will equip you with the tools youneed to thrive. Join Sofia as she learns, grows, and discovers that starting over is not just a possibility, but ajourney full of opportunities. This book will leave youempowered to chart your own path tocareer success. What are you waiting for? Take that first step and make your futurebright!
Budget Boss
Most founders don't fail for lack of revenue-they run out of clarity. This book gives you one coherent money map for life and business, so cash stops bouncing between accounts and decisions stop stealing your sleep. In plain language and usable templates, it shows how to build **zero-based budgeting** into a simple bucket system, pay yourself on purpose, and protect an **operating runway** that buys you calm. You'll learn how to structure an **envelope budgeting system** with modern tools, set a defensible **owner pay percentage**, and plan **seasonal cash flow** without drama. Instead of guessing taxes, you'll automate a realistic **tax set-aside for founders** and keep records that pass scrutiny. A crisp monthly cadence-the **monthly money review ritual**-helps you spot patterns, adjust buckets, and make one bold decision that compounds over time. This is for freelancers, solo founders, and small teams who want less noise and more margin; for anyone tired of moving money at midnight and calling it strategy. The pages are pragmatic: checklists, worked examples, and a minimal **small business budget template** you can run in an hour a month. By the end, you'll possess a reliable framework for **business and personal budgeting** that replaces panic with principle and gives your best ideas the cash they deserve.
The Tactical Negotiator
The Tactical NegotiatorControl the Conversation. Control the Outcome.When pressure is high, most people talk more.Professionals do the opposite.Written by a police hostage negotiator, The Tactical Negotiatorreveals the communication strategies used when conversations carry real consequences-where the wrong words can escalate conflict, destroy trust, or cost lives.This book strips negotiation back to its essentials: preparation, listening, timing, emotional control, and intent. You'll learn how to handle silence without panic, recognise misdirection, slow volatile situations, and influence outcomes without threats, manipulation, or force.Built on real-world crisis negotiation principles, this is a practical, step-by-step framework you can apply immediately-whether you're leading teams, managing conflict, dealing with difficult people, or navigating high-stakes conversations in work or life.No theory for theory's sake.No gimmicks.Just proven tactics that work when it matters most.If you want to stay calm under pressure, think clearly when others don't, and take control of conversations before they control you-this book is for you.
Culture on a Budget
Culture is not a poster or a perk. It is the cheap, repeatable system of behaviours that helps small teams move fast without breaking trust. This book shows how to build that system now-before you raise money, rent an office, or hire a "people" department. Inside, you will learn to turn fuzzy values into observable **values to behaviours**, design **low cost rituals at work** that compress coordination, and create **recognition systems that work** as teaching tools rather than sugar hits. You will adopt **decision principles for startups** that speed judgment without gambling the future, set **remote team communication norms** that protect flow, and use clear **conflict rules for teams** so disagreements make the work better. You will hire with care-**hiring for culture fit not clones**-and run a monthly **culture audit dashboard** to spot drift early and keep standards high. Built for operators, not orators, this is a practical **corporate culture playbook** for any **small team culture** that wants to feel big on purpose. This is for founders, leads, and team members who want less noise and more output. If you've felt the cost of vague values, meeting creep, or heroic firefighting, you'll find scripts, checklists, and cadences you can run next Monday morning. The result is a team that ships, learns, and repairs quickly-without charisma, theatrics, or budget.
