You're Not Broke, You're Broken
Watching your mother split a hamburger in two to feed you and your baby sister changes you. It creates a mindset where money isn't about wealth but survival. And when survival is your only frame of reference, financial freedom seems impossible.But here's the truth: how you use money is a trained behavior. Whether you struggle with finances or have built substantial wealth, your relationship with money was shaped by your past-your upbringing, your environment, and the lessons (or lack thereof) you absorbed along the way.I know this firsthand. Growing up on the Westbank of New Orleans, money wasn't a conversation about building wealth-it was about making it to the next paycheck. Financial struggles were a constant reality; without realizing it, I was conditioned to repeat the cycle. It took years of failure and self-reflection to finally understand that financial freedom isn't about how much money you make but how you manage what you have.This book is about breaking free from the financial patterns that keep you stuck. It's about shifting from survival mode to a mindset of abundance. Through personal stories, hard lessons, and fundamental strategies, I'll show you how to take control of your money instead of letting money control you.Jay Gaudet is a successful financial and real estate investment advisor with deep experience in hedge funds, pension funds, sovereign wealth funds, REITs, capital allocation, fund creation, capital raising, and portfolio financing. He's also a popular speaker and holds a Master's Degree from Southern University and A&M College, in Baton Rouge, Louisiana.
Organizational Communication 3e
Organizational Communication helps students understand their communication as participants in organizations throughout their lifetimes. It begins with how pre-career experiences influence our expectations for organizational experiences and ends with organizational exits, including retirement. This approach provides a seamless integration of theory and application while helping students at any stage of life reflect on past experiences, prepare for new endeavors and roles, and understand vital organizational theories and perspectives in new and concrete ways.
Sell Yourself Like a CEO
"Don't just work in your career-own it."Sell Yourself Like a CEO distills 16 years of insider experience with top CEOs, sharing the strategies and mindsets they use to lead and elevate their careers. This guide is your step-by-step playbook to taking control of your career trajectory with clarity, confidence, and purpose. Designed for ambitious professionals ready to stand out, this book gives you the tools to navigate high-stakes moments and secure the roles you deserve.Inside, you'll discover: The CEO Mindset - Gain a clear, strategic approach to guide your career decisions.Building a Personal Brand - Develop a unique identity that makes you unforgettable.Mastering Interviews - Showcase your value confidently to secure the best roles.Negotiating with Impact - Approach salary and role discussions with a winning strategy.90-Day Success Plan - Transition into new roles with a plan for long-term success.With real-world examples, actionable insights, and behind-the-scenes wisdom usually reserved for top executives, Sell Yourself Like a CEO is your key to take control of your career and claim your path!
Personal Leadership in the Age of No Retirement
Finalist in the Leadership: Motivation category of the Goody Business Book Awards 2025We are living longer and often healthier lives than ever before in history. Shouldn't our work lives adapt to this new era of longevity? By introducing a sustainable personal leadership development approach that is fit for purpose in this era, Personal Leadership in the Age of No Retirement addresses the inevitable shift in societal attitudes towards work, health, wellbeing, and expectations around retirement and helps individuals to effectively navigate the coming years of their lives. The book provides a model that is flexible, inclusive, and individualised. The authors, experts in organisational psychology and management, emphasise the need for recalibration of personal leadership goals and actions for sustainable and fulfilling working lives. The book's scientific research insights combined with the relatable examples and practical exercises will help mid-career business executives, professionals, and the general reader reflect on their career journey to date and adapt their personal developmental needs in light of new aspirations and realities so they can plan purposeful and meaningful actions to unlock the next chapter successfully.
A Story Is a Deal
A fascinating exploration of how to use the power of storytelling to create irresistible pitches, build passionate brand loyalty, motivate teams and lead with charisma. 'Will Storr is a genius' Rory Sutherland'A captivating and enlightening read . . Will Storr is an unusually talented and insightful writer' Adam Grant'Storr shares profound insights' Seth Godin'Whip smart, insightful and ridiculously entertaining' Jimmy Carr____________________________________________________ Using the latest findings from social psychology, evolutionary psychology, organisational psychology and neuroscience, A Story is a Deal argues that we won't unlock the true power of story if we treat it merely as something we read on a page, see on a screen or hear in a speech. Storr shows how successful stories shape identities, which changes beliefs, drives action and achieves extraordinary results. With examples ranging from Aztec rituals to Apple's legendary advertising successes (and long-forgotten fails), A Story is a Deal lays out a revolutionary new method for creating the most persuasive messaging: by harnessing the power of our storytelling brains._____________________________________________________ 'Intensely original and powerfully practical' Jonah Berger'A fascinating insight into the human mind' Levinson Wood'A very clever book that makes the reader feel cleverer with every page' Daniel Finkelstein'Powerfully persuasive and urgently practical' Bruce Daisley'Will Storr has a unique ability to explain our social world in ways that would never otherwise occur' Jack Dee
Problematization and evaluation of learning in vocational education
The Licensing Racket
A bottom-up investigation of the broken system of professional licensing, affecting everyone from hairdressers and morticians to doctors, lawyers, real estate agents, and those who rely on their services. Tens of millions of US workers are required by law to have a license to do their jobs--about twice as many as are in unions. The requirements are set by over 1,500 industry-specific licensing boards, staffed mainly by volunteers from the industries they regulate. These boards have enormous power to shape the economy and the lives of individuals. As consumers, we rely on licensing boards to maintain standards of hygiene, skill, and ethics. But their decisions can be maddeningly arbitrary, creating unnecessary barriers to work. And where boards could be useful, curbing harms and ensuring professionalism, their performance is profoundly disappointing. When Rebecca Haw Allensworth began attending board meetings, she discovered a thicket of self-dealing and ineptitude. Drawing on hundreds of hours of interviews with board members and applicants, The Licensing Racket goes behind the scenes to show how boards protect insiders from competition and turn a blind eye to unethical behavior. Even where there is the will to discipline bad actors, boards lack the resources needed to investigate serious cases. The consequences range from the infuriatingly banal--a hairdresser prevented from working--to the deeply shocking, with medical licensing boards bearing considerable blame for the opioid crisis and for staffing shortages during the COVID epidemic. Meanwhile, unethical lawyers who are allowed to keep their licenses are overrepresented among advocates working with the most vulnerable groups in society. If licensing is in many arenas a pointless obstacle to employment, in others it is as important as it is ineffective. Allensworth argues for abolition where appropriate and outlines an agenda for reform where it is most needed.
The Ultimate Retirement Guide for 50+
The instant NEW YORK TIMES BESTSELLERWALL STREET JOURNAL BESTSELLERPUBLISHERS WEEKLY BESTSELLERUSA TODAY BESTSELLER#1 PERSONAL FINANCE EXPERT Now in paperback, revised & updated for 2025 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you've saved, you may feel like you're all on your own. Except you're not--because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more--starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
High school students' reading practices and writing performance
The Sustainable Portfolio
Invest in a Better Future with Every DollarIn "The Sustainable Portfolio: Financial Planning for the Conscious Investor," discover how your investments can align seamlessly with your values, paving the path toward a more ethical and impact-driven financial future. This groundbreaking book invites you to explore the evolving landscape of sustainable investing, making your financial goals a true extension of your beliefs.Explore a world where profit and ethics coexist. Dive deep into the evolution of sustainable investment strategies and unravel the complexities of Environmental, Social, and Governance (ESG) criteria. Each chapter offers critical insights into setting investment objectives that reflect both your financial aspirations and your commitment to positive global impact.Imagine crafting an investment policy that resonates with your personal ethos. Whether you're assessing risk management in ESG investing, or navigating tax-efficient sustainable strategies, this book equips you with the necessary tools to ensure your portfolio is as responsible as it is profitable. Learn the art of asset allocation tailored for the conscious investor, keeping both diversification and purpose in mind.Empower your retirement and estate planning with sustainability at the core. From understanding the role of financial advisors in sustainable investing to measuring the real-world impact of your investments, this book is your comprehensive guide to navigating the intricate ecosystem of responsible investing. Overcome challenges like greenwashing and stay informed within this rapidly changing field.Embrace the future of investing where your portfolio does more than just grow-it's a catalyst for change. Engage in ethical wealth management and secure a legacy that mirrors your vision of sustainability. This book is not just a guide; it's a call to action for those ready to make a meaningful difference, one investment at a time.
Real Estate Rules
The incisive guide of how to effectively invest in real estate and REITs In Real Estate Rules: The Investor's Guide to Picking Winners, Avoiding Losers in Listed Property, celebrated real estate investor Harm Meijer delivers a startlingly insightful and eye-opening roadmap to successful property investment. This book explains the golden rules of investing in European real estate companies, including Real Estate Investment Trusts (REITs). It's full of real-world examples and anecdotes drawn from the author's long and storied career in the industry. Real Estate Rules contains: Robust tools for making informed investment decisions and staying clear of the "vicious downward spiral of doom" Understanding market cycles and mastering the art of acting contrarian during downturns to maximize your investment How macro drivers, central bank moves and government stimuli can be game changers for real estate markets Techniques for assessing the management's value creation and its alignment with shareholders Insights to ensure a solid capital structure and avoid leverage traps in downturns Advice on how to navigate the European stock markets with its unique challenges for Real Estate Investment Trusts Real-world case studies illustrating these principles in action, highlighting key lessons for investors You'll also learn why acting on conviction, thorough research, strong relationships, and most importantly, trust are key to achieving lasting success. Perfect for Real Estate Investment Trust investors, people interested in investing directly in individual properties, and other market participants, Real Estate Rules is also a must-read for anyone involved in the real estate industry looking for an insightful investor perspective on the sector.
My Mother's Money
A comprehensive, compassionate guide for navigating end-of-life financial decisions for an aging parent or other loved one--from an award-winning journalist who is also a Certified Financial Planner Have you just gotten the dreaded phone call--a parent or loved one has taken a turn for the worse and suddenly the burden is on you to manage their affairs? Or are you simply hoping to navigate complex financial conversations with your aging mother or father well in advance so you don't encounter problems later? This is the book for you. In this practical handbook, award-winning MarketWatch columnist and financial expert Beth Pinsker walks you through everything you need to know about the complex world of end-of-life financial planning. Weaving personal stories from her experience caring for her elderly mother with best practices gleaned from more than 100 experts and family caregivers, My Mother's Money is a much-needed lifeline to those facing one of life's most challenging transitions. Drawing on the latest legal, financial, and healthcare resources, Beth offers clear, actionable advice on common scenarios millions of people will face: How to become a parent's legally authorized healthcare and financial proxyBudget templates for projecting long-term care costsEasy-to-understand advice on settling an estate or handling insuranceScripts for broaching tricky conversations with aging parentsStrategies to avoid potential financial shortfallsTips for managing the emotional toll of "caregiver burnout"Watching your parents age can stir up a mix of emotions--nostalgia, concern, and often, a sense of uncertainty about the future. And assuming care for your aging loved ones can be an overwhelming sea of endless checklists, textbook explanations, and mind-numbing paperwork. With this definitive guide to elder financial planning, you can navigate these processes with confidence, saving time, energy, and peace of mind for what really matters.
Rethinking Investing
Sophisticated, simple "Bible" for long-term investors, especially those in or approaching retirement In just 10 short, accessible, and inviting chapters, Rethinking Investing: A Very Short Book on Very Long-Term Investing presents straightforward steps that ordinary people can take to better invest their money. This book dispels myths about the value of investment managers, highlights emotional tendencies that can cloud our financial judgment, explains why index funds are a savvy choice, and reveals secrets like why it's better to wait until age 70 to receive Social Security benefits--along with the calculations that make this decision crystal-clear. Written by renowned investor and popular author Charley Ellis, this must-read resource shows you how to set yourself up for investment success in three easy steps, with information on: Creating an optimal nest-egg withdrawal strategy to ensure you never run out of money, even if you live until age 100 Maximizing returns through tactics like reducing your tax bill and making full use of diversified investment vehicles Using a safe, passive investment strategy and letting the modern stock market do all of the hard work for you Rethinking Investing: A Very Short Book on Very Long-Term Investing is an essential read for long-term investors who want to start getting more from their money, especially those in or approaching retirement seeking to secure happier outcomes later in life.
The effects of the Pedagogical Political Project on school management
This work was conceived as a way of investigating the relationship between the management practised in primary schools and the participation of teachers in the respective Pedagogical Political Project. The discussion of this topic is justified in view of the need to deepen the reflection on the structure and the process of drawing up the pedagogical project for a democratic pedagogical practice aimed at the quality of education. This reflection is necessary because it can be seen that there are still schools that do not have democratic management, which is one of the principles observed in the Pedagogical Political Project, and do not have effective teacher participation in drawing up and constructing the school's pedagogical proposal. The data on which this study was based was collected by analysing documents and administering questionnaires to teachers at a municipal public school in S瓊o Paulo. The public school surveyed has a democratised management system in which the concentration of power is not exclusively in the hands of the headmaster, who generally gives the rules and orders for the pedagogical work.
Theoretical considerations on the occupational qualities of traits
The Inclusion of Autistic Children in the School Environment.
The Money Mentor
The Money Mentor is my take on the classic self-help book - with one major difference: It's a bullshit-free zone!If you're reading this, it's because you've recognised that your finances need help. Either that or your kids gave you the book as a Christmas stocking-filler, it's pouring with rain and there's nothing on telly this afternoon.Seriously, however you got here isn't important. The important thing is - you're here. Right here, right now is where you start getting control of your finances. This is where you stop throwing money away like it's going out of fashion and start saving. This is where your financial worries start to lessen. This is where you and your family begin to get ahead in the game.What I do is very straightforward - I help ordinary Mums and Dads burdened with standard 30-year home loans, pay off those loans within 7 to 10 years. Yes, you read that correctly - you can be mortgage-free in 7 to 10 years simply by following a plan that we create together.It's not magic. There's no smoke and mirrors. It's not even a secret how we can do this together. In fact, I call it the 'not-so-secret, secret', because anyone can do it.Together, we examine your lifestyle and make a detailed assessment of your living expenses. Using that information, we then give every single dollar of your family's monthly income a specific purpose and structure it within a realistic budget. And guarantee to pay the loan off in 7 to 10 years.Paying your home loan off over 30 years is bullshit! It's the biggest rip-off. When you're sitting in your bank, arranging your home loan, their entire focus is on the minimum monthly repayment. That just means they're forecasting their juicy profits over a 30-year period. Profits that you're paying for.We can even pay off that 30-year loan earlier in some cases. One of our records is having cleared a mortgage in only 3.5! Mortgage-free in three and a half years - wouldn't everyone love to be in that position?Our aim is to disrupt the passive, inherited way of thinking encouraged by the banks and to completely change traditional Mum and Dad psychology. Not with idealistic nonsense and impossible to achieve pie-in-the-sky advice aimed at solving unrealistic or non-typical situations. This book is packed with proven, practical and realistic strategies that work. If you and your family follow the process that we all agree to in the beginning, you will achieve the results we predict at the start. Guaranteed!
A New Social Function for the University of the 21st Century
