How to Retire
What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their "time on earth" allocations. On the financial side of the ledger, the book delves into knowing your retirement income style (Wade Pfau), understanding how your spending might change in retirement (David Blanchett), and organizing your portfolio to support in-retirement cash flows (William Bernstein). Other interviews probe softer but no less important considerations, such as how to spend in order to optimize happiness (Ramit Sethi), the value of burnishing relationships later in life (Laura Carstensen), and living life so that you have no regrets in the end (Jordan Grumet). These lessons help soon-to-retire and already-retired individuals and their advisors tackle retirement with confidence, wisdom, and a specific plan for maximizing their financial and human capital.
The Reality of Real Estate
Many people look at real estate as a kind of "fall back" career that brings quick money without a huge investment of time or energy. But as we see in this compelling book by real estate broker and business trainer, Wayne Throop, the reality is very different. Succeeding as a real estate salesperson requires resourcefulness, patience, perseverance, and creativity. As Wayne shares in this impactful book, it also requires a paradigm shift: you are not signing up a "j-o-b" when you get your real estate licence. You are starting a small business that could either fail in a year or two, or take you to the pinnacle of financial independence. In this "manual of hope" Wayne shares who you need to be, what equipment you need to have, and what actions you must take in order to propel your dream of real estate success into the six-figure range and beyond. "Wayne's book is a Godsend to anyone who is considering real estate, who is looking to re-invigorate their career, or who is just looking to refresh their business. Real Estate IS a business... and you have to treat it like a business! You need a plan.. you need direction... you need a budget... you need to surround yourself with positive like-minded people... you need to succeed! This book will help you do all of that!"- Kent Browne, Broker/Owner/Founder of Royal LePage Team Realty
Stock Strategies Success Through Machine Learning.
In 2023 about 61% of adults in the United States invested money in the stock market. The goal of stock market trading, done by both large institutions and individuals, is of course to make a profit. However, many day traders and individual investors fail when it comes to making a good return. Many trades are influenced by psychology and emotion rather than data, which can be analyzed to determine the best stocks to buy at any given time. Algorithmic trading can be used to solve some of these obstacles for individual investors. Algorithmic trading involves setting up rules that cause trades to be automatically executed when specific criteria are met. Some trading strategies can be profitable and many depend on timing and historical data. In this thesis the goal is to predict the best trading strategies for stocks over a given period of time. Furthermore the goal is to predict the best trading strategy to buy and sell a stock during each hour of the trading day. It was possible to predict whether or not trading strategies would be profitable at each hour of the trading day with 69.93% accuracy, beating a baseline value of 50%. It was possible to predict the best strategy overall per hour of the trading day with 29.54% accuracy, beating a baseline value of 11.11%.
Retirement Is Not For Everyone
Traditional retirement as we know it, a reward for work well done or the inevitable end of a life well lived depending on your perspective, is changing dramatically. Baby Boomers have created this change because they continue to work beyond the traditional retirement age of 65 in significant numbers. The number over the age of 65 in the workforce has grown to 27 percent for men and 20 percent for women and it is expected to continue to grow. Just look around and you can see them everywhere, from the mall to the marketplace, and everywhere in between. Market research conducted through interviews of Baby Boomers who were still working beyond the traditional retirement age of 65 revealed that approximately one-half of them had to work and one-half of them chose to work. Baby Boomers who were still working because they had to do so expressed themselves in negative ways as victims of unfortunate life circumstances with little control over their own lives. This book provides them with hope that there are positive benefits to doing so even though they arrived at this place due to unfortunate life circumstances. Baby Boomers who are still working because they chose to do so expressed themselves in more positive ways as capable people who had control over their own lives. This book provides them with validation of these same positive benefits. The co-authors, a Baby Boomer and a Millennial, encountered numerous people in both situations with similar, and in many instances identical, experiences of their own. The book is as much about them as it is about the people they interviewed. The Millennial perspective was added because research has shown that Millennials face the same challenges as Baby Boomers, including working beyond the traditional retirement age of 65. Carefully crafted to be used by both Baby Boomers and Millennials, this remarkable resource contains comprehensive information written in comprehendible language about the many components of retirement, including t
Playing the Game of Futures & Options
When trading futures and options, if you stick to a certain set of rules, you will probably never lose money. You won't become a billionaire in a day, but how about you know when to enter a trade and when to avoid it. How about you know how to eliminate the risk altogether. If not eliminate it, minimise it. Also know when you can earn exponentially and when a small gain is better than the risk. This is your rulebook for trading futures and options, and how about you win for a change while Playing the Game of Futures and Options.
Long-Term Care Insurance NOW!
Who should NOT own long-term care insurance? What are the 3 best ways to self-insure for long-term care? What are the 5 types of insurance that can help pay for long-term care? 4 questions you MUST ask when comparing policies! What new regulations are protecting policyholders from big rate increases? Which Life/LTC hybrid should you AVOID? The #1 reason most people should NOT buy a Life/LTC hybrid! Why a Roth IRA should NEVER be used to self-insure for long-term care. What is Washington state's new long-term care payroll tax? How is it better than long-term care insurance? How is it worse? Will it come to your state? In his latest book, long-term care insurance expert Scott A. Olson, CLTC answers these questions and more. His first book, "Simple LTC Solution: How to Protect Your Life's Savings with a Long-Term Care Partnership Program" was released in 2018. "The industry has expanded since then," Olson says. "Consumers have more choices now than ever before. It's like walking down the cereal aisle in the grocery store!" Many top companies are now offering well-rounded, affordable, and comprehensive long-term care products of all kinds: Life/LTC hybrids, Recovery policies, long-term care partnership policies, and revamped traditional long-term care insurance. "But it's never been more confusing to consumers," Olson continues. "That's why I wrote this book, to help inform consumers so that they can better understand their choices and pick something that works for them."
Principles of Real Estate Practice in New York
Performance Programs Company's Principles of Real Estate Practice in New York contains the essentials of New York real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by New York license law and the New York salesperson 77-hour prelicense course outline. It is based on our highly successful and popular national publication, Principles of Real Estate Practice, which is in use in real estate schools nationwide.The text is tailored to the needs of the prelicense student. It is designed tomake it easy for students to learn the material and pass their real estate examprepare students for numerous career applicationsstress practical, rather than theoretical, skills and knowledge.Principles of Real Estate Practice in New York is streamlined, direct and to-the-point. It includes multiple learning reinforcements. It has a student-oriented organization, both within each section and from section to section. Its examples and exercises are grounded in the authors' many years in real estate education.Table of ContentsLicense Law and RegulationsLaw of Agency and DisclosureEstates and InterestsLiens and EasementsDeeds and ConveyancesTitle Closing and CostsContract of Sale and LeasesReal Estate FinanceLand Use RegulationConstruction and Environmental IssuesValuation Process and Pricing PropertiesHuman Rights and Fair HousingMunicipal AgenciesProperty InsuranceLicensee SafetyTaxes and AssessmentsCondominiums and CooperativesCommercial and Investment PropertiesIncome Tax Issues in Real Estate TransactionsMortgage BrokerageProperty ManagementReal Estate MathematicsFor New York students looking for a New York-specific exam prep book, New York Real Estate License Exam Prep: All-in-One Review and Testing to Pass New York's Real Estate Exam is now available.
Wealthy & Wise
Creating your own wealth doesn't happen overnight. It's born from disciplined, informed decisions made over several years. While there are several ways to create wealth, investing in stocks is one of the best ways to build it over time. Wealthy & Wise gives you a clear strategy, based on actual experience, that helps you identify valuable stocks, understand when to buy, hold, and sell them, and when to also sell options with the same stock names. Building on investing methodologies developed by greats, Wealthy & Wise highlights that lower-risk decisions compounded over time are a no-brainer way to create wealth. No book has given such a straightforward, low-risk methodology for selling options quite like this one. Written to reshape your investment perceptions, strategies, and journeys while opening up the conversation about finances-a typically opaque topic-Wealthy & Wise strives to create not only wealthy investors but also wise and curious humans ready to go forth and impact positive change in all areas of life.
Rich Woman, Poor Woman
Record levels of women are retiring in poverty - the current figure is 1 in 6 in Australia. Should we be surprised when women earn less than men, shoulder the load when it comes to unpaid work at home, and take more and longer breaks from paid work to have children? The difference between a rich woman and a poor woman is very often financial literacy. Australia has a superannuation system, the envy of many other countries in world, and most of us don't understand it. Super school doesn't exist. Financial literacy as a wider topic has been taught in high schools since 2015 but, somehow, the crucial subject of superannuation is left out of the mix. Rich Woman, Poor Woman addresses this knowledge gap. Well-researched, practical and written in an easy-to-read style, Rich Woman, Poor Woman explores: - What exactly is super, and how it can work harder for you - How to adopt super money habits and make a plan to achieve financial independence - Set and forget strategies to grow your super faster - Hacks for all ages: women in their 20s, 30s, 40s, 50s and 60s.
The London Stock Exchange
Trading in financial markets offers a powerful way to build wealth, but it can be daunting for beginners. With numerous trading methods available, understanding which approach suits your needs and goals is crucial. This introduction provides a comprehensive overview of the most popular trading methods for beginners, helping you navigate through the options to find what works best for you.Trading generally involves buying and selling financial assets such as stocks, bonds, commodities, and currencies. Each method comes with its own set of benefits and risks, and what works best for one individual may not be ideal for another. For beginners, the choice of trading method can significantly impact their learning curve, risk exposure, and potential returns.In this guide, we'll explore various trading methods including Stock Trading, Exchange-Traded Funds (ETFs), Mutual Funds, Index Funds, Robo-Advisors, Forex Trading, and Cryptocurrency Trading. Each of these methods caters to different investment preferences and risk tolerances.
Stock Exchange UK
Stock investing offers a path to potential wealth and financial security, but it also demands a strategic approach. Whether you are looking to build long-term wealth, generate passive income, or actively trade stocks, the foundational knowledge and practical insights can make a significant difference in your investment journey.In this comprehensive guide, we will explore the essential aspects of stock investing and trading, tailored specifically for those based in the UK. We will cover everything from the basics of how to get started with stocks, to selecting the best brokerage accounts, trading strategies, and common pitfalls to avoid. You will learn how to choose and buy stocks, understand the best places to invest, and discover strategies used by successful investors and traders.Our exploration will also delve into the dynamics of the London Stock Exchange (LSE), the importance of understanding market trends, and the benefits of various investment vehicles such as ETFs and REITs. We'll address the intricacies of making money through dividend stocks, IPOs, and growth stocks, and provide you with actionable strategies to maximize your profits while managing risk.This guide aims to equip you with the knowledge to make informed investment decisions and enhance your financial literacy. Whether you are a beginner taking your first steps into the stock market or an experienced investor looking to refine your strategies, the insights provided here will help you navigate the complexities of trading and investing in the UK financial markets.Welcome to your essential introduction to investing, where we break down everything from investing basics for beginners to advanced strategies. Whether you want to master stock investing without fear, explore green investing for beginners, or discover the best stock ideas in 2024, this guide gives you the knowledge to invest wisely.New to the market? Start with understanding investing and the basics of investing, including how to analyze understanding stocks and investing. Learn how to build a diversified investing portfolio through smart portfolio investing, and consider alternative options like bond investing and bonds for investing. For those interested in modern strategies, we cover the basics of investing ETFs and how to implement the best stock investing plan for long-term growth.We provide specialized guidance for all investors: Women starting their journey (investing for beginners women)Teens building early wealth (beginning investing for teens)Anyone seeking investing help with personal finance investmentDiscover how to align your personal finances and investing goals while exploring the best investing ideas for today's market. From investing on trade techniques to investment learning resources, we help you learn investing at your own pace.Ready to take control of your financial future? Whether you're making your first investments for beginner or looking to refine your strategy, this guide covers all the essentials for successful investing in the US (investing us) and beyond. Start growing your wealth today with confidence!
Non-Invasive Data Governance Strikes Again
Non-Invasive Data Governance Strikes Again provides a blend of 50 applicable lessons learned and perspectives gained from years of assisting organizations worldwide to follow the popular non-invasive approach from the bestseller Non-Invasive Data Governance.Non-Invasive Data Governance (NIDG) does not mean that the governance of data and information will be easy or without trials and tribulations. Non-invasive does not mean that the program will be low impact. The title of this book is a dichotomy: achieving measurable results by being less threatening while the impact of striking with this approach can be huge. NIDG focuses on leveraging existing levels of accountability while addressing opportunities to improve. Read about a new framework for Non-Invasive Data Governance in this book that views the main components of a successful program through different levels and perspectives of the organization.There is not a more prolific source of original ideas in the data governance community than Bob Seiner. He's in the field every day working alongside his clients to help them address real business opportunities and problems. So when Bob shares "experience and perspective" in his new book you are tapping into literally thousands of hours of hard work and creative thinking which have been applied in the real world.Tony Shaw CEO and Founder DATAVERSITYIn this sequel to Non-Invasive Data Governance Bob Seiner uncovers unwraps exposes defrags and dissects the lessons and the questions he has discovered in the application of his groundbreaking methodologies for data governance. The reader will be well prepared with examples of how to manage steward measure and to become the best Data Governance professional with the least possible friction.Michelle Finneran Dennedy Chief Executive Officer PrivacyCode Inc. and Partner Privatus Strategic ConsultingBob's invention of the Non-Invasive Data Governance methodology has helped to revolutionize the way organization's manage data. And this book shares the lessons he has learned putting NIDG to practice. So if you are looking for guidance on governing your organization's data without requiring significant changes to existing processes or infrastructure let Bob's latest book be your guide.Craig Mullins President & Principal Consultant Mullins Consulting Inc. Too often data books present a rose-colored lens of how things should be. Bob Seiner certainly has the pedigree to know what needs to change but he also has the practical experience to make it happen. This book is a key that can help anyone unlock the knowledge that Bob has accumulated the hard way from the experience of many real-life data governance implementations. Everyone should add this to their data bookshelf since no matter the scenario there is likely to be a chapter or essay that will apply and help improve the situation. I can't imagine a better encore to Bob's original Non-Invasive Data Governance book! Anthony Algmin Founder Algmin Data Leadership
Pragmatic Data Governance
Starting a new data governance program? Resetting a program that's stalled? On a tight budget? Apply the "what and how" to deliver data governance. Pragmatic Data Governance is an approach that was able to deliver a functioning program in less than two years. Implement Business-Led Data Governance is the strategy and Synchronize Organizational Opinion Regarding Shared Data Assets is the goal. Six supporting tactical objectives and their activities support the goal and deliver business-led data governance.Pragmatic Data Governance distills on-the-job experience from assignments with banking and government clients over a 14-year period enhanced with books webinars and training modules. Special mention goes to the insights gained from the DAMA Data Management Body of Knowledge (DMBOK).A minimalist and hand-made metadata repository called the Data Governance Integrated Business Glossary (DG-IBG) supports the Pragmatic Data Governance approach. A data governance program catalogs and documents an organization's data asset inventory with business and technical metadata such as definitions data quality rules and table and column details. The DG-IBG is modeled using Oracle SQL Developer Data Modeler and implemented with 60+ tables and 320+ columns in Microsoft SQL Server Express both free downloads from Oracle and Microsoft.By capturing and documenting data issues in the DG-IBG we can support business-side stakeholders in prioritizing and resolving data issues. Reflecting on the data issues gives us insight into data management success factors that may be absent such as formal data quality or master data management programs. This insight supports cost/benefit analysis in business cases for these initiatives.
Universities under Neoliberalism
The COVID-19 pandemic, the surge of populism, the climate crisis and many other destabilizing factors in our time, all point at the expectation of trustworthy knowledge and reliable organization devoted to knowledge production and dissemination. However, universities remain enmeshed in economic liberalization and ensuing cultural struggles where their funding, governance and practices reflect market imprints - even academic ideals such as originality, or social ideals such as relevance have been transformed into measurable units and thereby risk losing their historical sway. This predicament is the focus of this book.The book explores the rise of neo-liberalization in academic system in a highly unlikely place: Sweden, a country with a strong social democratic tradition and a long history of state regulation of higher education. As an advanced welfare state with a powerful labour movement and a large public sector, market ideals and practices have been carefully curtailed historically. This notwithstanding, a neoliberal university model has evolved there, reshaping notions of academic identities, institutional directions and notions of quality. This edited collection will be of value to researchers, academics and students with an interest in organizational studies, governance, management, higher education, sociology and politics.
Pensions and Informal Sector in India
This book deals with the pension of uncovered people in India, the informal or unorganized sector workers who contribute more than fifty percent of India's total output.
A Practical Guide to Paying off Your Mortgage Early
This book shows borrowers how to manage their mortgage debt and repay it more quickly so that they are debt-free. It seeks to empower consumers, young and old, by providing a roadmap to help borrowers achieve financial security through planning for the future, insuring their income and setting up an emergency fund.
The Retirement Income Shift
Recently, I began working with a client who should have been living his best life. He had entered retirement just ten years earlier with a $1.2 million portfolio, a large family home, a luxury vacation home, and plans to someday leave his children a large estate. He and his wife enjoyed travel, treating family members to memorable vacations, participating in meaningful hobbies, supporting charities important to them, and hosting the best parties in town. This was the life he had worked, saved, and invested for decades to achieve. Yet as we looked at his current situation, he was in tears. That $1.2 million portfolio was down to $470,000. There was a very real possibility that if he didn't make some major changes, he would run out of money within a few years.I'm sure you don't want this to happen to you. Instead, your retirement years become your "golden" years, when you have the money that you need to last the rest of your life. Throughout this book, you will learn how to use a conservative yet dynamic strategy to align your investments to reach your goals. By using the wisdom of math and logic, you can help assure yourself a comfortable retirement that lasts as long as you do.By the end of this book, you will have: An understanding of how to use the Income + Growth = Total Return equation to make your investments last a lifetime. Learned how to use math and logic to determine the best investments for your specific needs. Learned why commonly accepted investment maxims shouldn't be so commonly accepted. And been provided with specific strategies to make sure you have enough income in retirement to live the life you want to live. You are going to hear countless ways to create income while you're building your portfolio; unfortunately, there are only two ways that you will get income from your portfolio once you retire. The first way, and the most common, is engineering income by taking withdrawals from your assets. If you think about it, you can call each withdrawal a set amount of income for you to spend as needed. You can set these withdrawals on autopilot to be paid to you monthly. The question is: Where is the income coming from? I wrote this book to provide options for you to consider as you build, and then withdraw from, your financial portfolio.
Taxation, Economy, and Revolt in Ancient Rome, Galilee, and Egypt
This volume introduces new perspectives on taxation policies in the Roman Empire, particularly its effects in the Galilee before and after the First Jewish Revolt. Suitable for students and scholars in Classical, Biblical, and Jewish studies, as well as economic history and Mediterranean archaeology.
Stock Exchange for Dummies
Discover how to profit from the stock market, even if you're a complete beginner.The stock market is the most powerful wealth-building tool ever invented.Are you ready to claim your share?This book will equip you with all the knowledge you need to start making money in the stock market right away.Don't risk your hard-earned money without a plan.To achieve significant financial success, you must understand how the stock market truly operates.Avoid common beginner mistakes and expensive pitfalls.Learn proven trading and investing strategies that deliver real results.This book provides everything you need.It's an easy-to-follow guide anyone can use.In this book, you will learn: The best place to open up a brokerage accountHow to trade momentum stocksHow to buy your first stockHow to pick stocks like Warren BuffettThe one thing you should never do when buying value stocks How to generate passive income in the stock marketHow Does a Company Benefit by Having Their Stock Listed on An ExchangeHow to Maximize Profits & Make Money with Growth StocksWhat are Common Stock Investing Mistakes to Avoid
Land Tenure Reform in Sub-Saharan Africa
This book examines the impacts of land tenure reform interventions implemented in Benin, Ethiopia, Rwanda, and Zimbabwe.
Cryptocurrency Essentials
Money, as a concept, has been an essential part of human civilization for thousands of years. Initially, societies relied on barter systems, where goods and services were exchanged directly. However, barter had limitations-specifically, the need for a double coincidence of wants, meaning both parties needed to want what the other had to offer. This inefficiency led to the development of money as a medium of exchange.
Dubai Realty Check
Ever Heard The Saying 'Learn From The Mistakes of Others?'Get ready, because this is not your typical real estate book!In Dubai Realty Check: Real Estate Nightmares, you'll ride the wildest rollercoaster of jaw-dropping stories, where people lost fortunes by repeating some common mistakes.Want to know how to avoid these costly mistakes? Jasmine Arora, the expert guru of Tilal Al Ghaf - Dubai's stunning crystal lagoon community - has your back. Jasmine pulls back the curtain the deals gone wrong, the fortunes lost, and the lessons learned the hard way. Featuring experiences from first-time buyers, seasoned investors, and those who thought they had it all figured out, this book will show you how to win big in Dubai's market...without losing your shirt. DO NOT BUY REAL ESTATE BEFORE READING THIS BOOK! ⭐⭐⭐⭐⭐ "Jasmine knows the market, she is transparent and honest and looks after customer interests. I highly recommend her." Alessio La Rosa, CEO of Shardana DMCC & Homeowner in Tilal Al Ghaf Ar. Jasmine Arora is not your typical real estate guru. As a COA-certified architect turned RERA-Certified property advisor, she's seen it all. Her insights are not just theoretical; they're battle-tested strategies that have navigated the trickiest deals in the desert. With a track record that speaks volumes, Jasmine is here to guide you through the highs and lows of the Dubai real estate jungle.
Dubai Realty Check
Ever Heard The Saying 'Learn From The Mistakes of Others?'Get ready, because this is not your typical real estate book!In Dubai Realty Check: Real Estate Nightmares, you'll ride the wildest rollercoaster of jaw-dropping stories, where people lost fortunes by repeating some common mistakes.Want to know how to avoid these costly mistakes? Jasmine Arora, the expert guru of Tilal Al Ghaf - Dubai's stunning crystal lagoon community - has your back. Jasmine pulls back the curtain the deals gone wrong, the fortunes lost, and the lessons learned the hard way. Featuring experiences from first-time buyers, seasoned investors, and those who thought they had it all figured out, this book will show you how to win big in Dubai's market...without losing your shirt. DO NOT BUY REAL ESTATE BEFORE READING THIS BOOK! ⭐⭐⭐⭐⭐ "Jasmine knows the market, she is transparent and honest and looks after customer interests. I highly recommend her." Alessio La Rosa, CEO of Shardana DMCC & Homeowner in Tilal Al Ghaf Ar. Jasmine Arora is not your typical real estate guru. As a COA-certified architect turned RERA-Certified property advisor, she's seen it all. Her insights are not just theoretical; they're battle-tested strategies that have navigated the trickiest deals in the desert. With a track record that speaks volumes, Jasmine is here to guide you through the highs and lows of the Dubai real estate jungle.
NMLS Study Guide 2024 and 2025
Introducing our NMLS Study Guide 2024 and 2025: 3 Practice Exams and NMLS SAFE MLO Test Prep [2nd Edition]! Trivium Test Prep's NMLS Study Guide includes everything you need to pass the NMLS MLO exam the first time.Quick review of the concepts covered on the NMLS SAFE Mortgage Loan Originator Exam3 full practice tests with detailed answer explanationsTips and tricks from experienced Loan OriginatorsTrivium Test Prep's NMLS Study Guide is aligned with the official NMLS SAFE Mortgage Loan Originator Exam framework. Topics covered include: Federal Mortgage-Related Laws, Other Mortgage Laws and Authorities, Qualified and Non-Qualified Mortgage Programs, Mortgage Loan Products and Terms, Loan Inquiry and Application Process, Qualification Processing and Underwriting, Closing, Financial Calculations Used in Mortgage Lending, Ethics, Uniform State Content NMLS & NMRC were not involved in the creation or production of this product, are not in any way affiliated with Trivium Test Prep, and do not sponsor or endorse this product. About Trivium Test PrepAt Trivium Test Prep, we understand that students need high quality, reliable test prep materials. Our test prep materials are developed by credentialed experts with years of experience who are excited to share their knowledge with you. We have resources available to assist in every step of your education - from high school, to college or the military, and even graduate school - everything you need to kickstart your career.
The Childfree Guide to Life and Money
An essential and comprehensive personal finance and money management guide for Childfree and Permanently Childless people.Design the life you want, then create the right financial plan to get you there.Financial planning looks vastly different for DINKs (dual-income, no kids) and SINKs (single-income, no kids). But nearly all the advice out there assumes you have children or will have them someday. Everything from pursuing the kind of career you want; deciding whether you want to buy a house, rent, or hit the road as a digital nomad; to planning and filing taxes; budgeting and investing your money; and getting set up for retirement or your later years is different. Simply said: When you aren't following the Standard LifeScript (go to college, get married, buy a house, have kids), you have the time, money, and freedom to do what you want.Childfree Wealth Specialist(R) Dr. Jay Zigmont flips FIRE--Financial Independence, Retire Early--on its head, showing how people without kids can live the FILE life--Financial Independence, LIVE Early--by following his eight No-Baby Steps. Whether you're single, coupled up, or planning the perfect Golden Girls living arrangement with your best friends, The Childfree Guide to Life and Money is the most comprehensive resource for designing your life, figuring out your finances, and living your best life.
Starting Early
You do not need to be a top earner to build long-term wealth. Starting Early will show you how.Using straight-forward language and worked examples, it reveals the building blocks of financial freedom, leaving you with practical insights that you can action immediately.Discover the habits of ordinary earners who have achieved financial security, and the get rich slow mindset they adopt. Find out what to invest in, when to start, how to do it, and the pitfalls to avoid along the way.Starting Early is the ideal short guide for anyone at an early stage of their career, or who wants to learn a proven formula for wealth creation.Invest under an hour of your day unlocking the ten steps to financial freedom.''...a financial guide that sets you up for life but takes under an hour to read'', Gaby Mendes, Founder and Director of Talk Twenties''...packed with insightful and practical tips, and a reminder of the compound power of little changes we can all make'', Paul Spiers, Founder of The New P&L Institute and host of The New P&L - Principles & Leadership in Business podcast series.'' ...the perfect resource for anyone looking to get ahead of the game and lay the foundations for future financial independence.'', Tim Robson, Managing Director of NSU Media.
Money Skills for Teen Girls
Here's How You Can Empower Your Teen Daughter To Take Control Of Her FinancesLooking for a personal finance book for your teenage daughter, niece, or granddaughter?Need an all-inclusive financial guide to help your teenager prepare for the complexities of adulthood?Do you want to help your teen girl learn more about budgeting, investing, or financial literacy, but don't know how?Introducing "Money Skills for Teen Girls" The Ultimate Money Management Book For Smart Teenage GirlsNow, you don't have to be a veteran investor or a financial guru to help your teen girl understand how money works, and how to make financial decisions with confidence.This game-changing personal finance book for teens offers easy-to-follow budgeting, saving, and investing strategies, specifically designed for teenage girls who want to navigate the stormy waters of the financial world.By the end of the comprehensive budgeting book, any teenage girl will be able to: Understand complex financial concepts through simple examples Learn how budgeting, investing, saving, and money management work in the real world Develop healthy financial habits that will set her up for future success Pursue entrepreneurial opportunities and develop a winning mindset Avoid common scams, and stick to her budgetBut Wait... That's Not All!In a world filled with financial traps, this financial literacy guide for teens will help any teen girl plan ahead, explore investment options, avoid impulse buys, and make informed spending decisions based on the core principles of personal finance.Whether you are looking for a simple way to teach your teenager the basics of money management, or want a more in-depth guide on entrepreneurship and financial independence, look no further.Why Wait? Grab Your Copy Now - Your Teenage Girl Will Thank You Later!
Be Financially Smart
About the BookA guide to dealing with money and personal finance written especially for women.In India, a country where only 27 per cent of the population is financially literate, as much as 80 per cent of Indian women struggle with personal finance. What keeps women from being financially empowered? What are the psychological barriers that come in the way of women managing their own finances and handling money? Especially when, traditionally, it is women who have managed household budgeting.In Be Financially Smart: The Modern Woman's Guide to Money, financial advisor and thought leader sets out to answer these questions and provide actionable steps to overcome the challenges women face. Not only does she address the psychology of money, but she also provides advice on the concrete steps and strategies that women can use to become financially literate and independent, and through this, live empowered and fulfilling lives.A guide that is easy to read and implement, this is the only book every woman needs to be financially smart.About the AuthorNita Menezes is a respected thought leader, keynote speaker and the founder of Financially Smart and MoneyPrastha. With almost three decades of expertise, she is a Certified Financial Planner and has a Fellowship in Life Insurance. Nita serves as the National President of WICCI Financial Literacy & Management Council and the India Country Chair for G100 Club-Financial Empowerment.Nita is also a Certified Image Consultant and specialises in personal branding and influence for financial entrepreneurs.Additionally, she has contributed to various articles in magazines like Outlook, FPSB India, etc. and has co-authored the book Know your Finance in collaboration with WICCCI FLM & Research Foundation of India with her team of WICCI women.She shares valuable insights on social media, balancing her dedication to health and wealth through fitness activities, reading, and traveling with her family.Explore more about Nita at www.nitamenezes.com and her firm at www.financiallysmart.in and www.moneyprastha.comConnect on social media via linktr.ee/bfinanciallysmart
Money Skills for Teen Girls
Here's How You Can Empower Your Teen Daughter To Take Control Of Her FinancesLooking for a personal finance book for your teenage daughter, niece, or granddaughter?Need an all-inclusive financial guide to help your teenager prepare for the complexities of adulthood?Do you want to help your teen girl learn more about budgeting, investing, or financial literacy, but don't know how?Introducing "Money Skills for Teen Girls" The Ultimate Money Management Book For Smart Teenage GirlsNow, you don't have to be a veteran investor or a financial guru to help your teen girl understand how money works, and how to make financial decisions with confidence.This game-changing personal finance book for teens offers easy-to-follow budgeting, saving, and investing strategies, specifically designed for teenage girls who want to navigate the stormy waters of the financial world.By the end of the comprehensive budgeting book, any teenage girl will be able to: Understand complex financial concepts through simple examples Learn how budgeting, investing, saving, and money management work in the real world Develop healthy financial habits that will set her up for future success Pursue entrepreneurial opportunities and develop a winning mindset Avoid common scams, and stick to her budgetBut Wait... That's Not All!In a world filled with financial traps, this financial literacy guide for teens will help any teen girl plan ahead, explore investment options, avoid impulse buys, and make informed spending decisions based on the core principles of personal finance.Whether you are looking for a simple way to teach your teenager the basics of money management, or want a more in-depth guide on entrepreneurship and financial independence, look no further.Why Wait? Grab Your Copy Now - Your Teenage Girl Will Thank You Later!
How Not to Lose $1 Million
John Addis believes that most people probably shouldn't be managing their own money. However, if you do, or want to, this book will help you to get better at it by avoiding the traps. The key lesson in the book is that successful investors don't concentrate on picking winners; instead they work on minimising risk and learning from losses. John shares some of the mistakes he has made over his three decades of investing and, with the benefit of hindsight, the reasons why he made them. These include falling in love with a stock or a charismatic CEO, selling too soon as a stock continues to soar, misunderstanding the business model and not responding to obvious red flags. How not to lose $1 million is neatly structured into four categories: - stocks he bought but shouldn't have - stocks he bought but sold too soon - stocks he bought but sold too late - stocks he should have bought but didn' t. John's engaging storytelling makes his review of the stocks he invested in entertaining and enlightening. The value of this book is in the lessons investors can learn for their future investing success.
Your Money Playbook
From an NFL linebacker turned Ivy League professor, discover realistic and foolproof strategies for building financial freedom in the modern world. Brandon Copeland's determination to succeed and create the life he wanted launched him from Baltimore to the University of Pennsylvania and then to the NFL. Over his 10-year playing career, he saved and invested the majority of his earnings, created other business opportunities, and motivated his teammates as the locker room's money professor. He returned to the same Ivy League classrooms midway through his football career to launch his Life 101 financial education platform, reaching thousands of students in person and online. Now, in this guide, Copeland breaks down his life-changing course into four digestible quarters: The Art of Hustle--optimizing opportunities and generating multiple streams of income. The Power of Growth--demystifying investing and making money work for you. The Commitment to Smart Spending--saving on major expenses and reducing everyday costs. The Promise of Legacy--unpacking dreaded topics like insurance, wills, and estate planning. Your Money Playbook is a bold, practical, and action-oriented blend of candid introspection and strategy to help readers confront their financial insecurities and commit to building new, game-changing mindsets and practices. This accessible and inspirational guide puts the playbook for creating the life you've always imagined right in the palm of your hand.
Retirement Planning for Dummies
Proactively plan for a successful financial future after leaving the workforce Are you ready for retirement? Retirement Planning For Dummies is your comprehensive guide to shoring up your finances as you prepare to leave the workforce. Learn to manage and optimize your 401(k), balance retirement savings with other financial needs, and set up pensions and insurance. Plus, get the latest updates on all things retirement, including the SECURE Act and new withdrawal rules. Written by an expert investment writer, this beginner-friendly guide is full of financial wisdom that will smooth the road as you embark on your retirement planning journey. Learn the best saving practices to make your money grow Maximize your retirement knowledge to set you up for success Balance retirement savings with other needs Get up to speed on withdrawal limits, HSA rules, and self-employment considerations This book is for anyone looking for the best ways to save and plan for retirement, whether you just joined the workforce or are contemplating retirement in the near future.
The Triple Net PlayBook
Are you intrigued by the idea of real estate investment but wary of the burdens of property tax, insurance, and maintenance costs? *The Triple Net Playbook* is your definitive guide to navigating the lucrative world of triple net lease investments, where tenants cover these expenses for you.In this comprehensive playbook, you'll discover the secrets to successfully owning and managing triple net lease properties- a unique real estate strategy that allows you to enjoy consistent cash flow without the typical headaches of property ownership. Whether you're a seasoned investor or just getting started, this guide will equip you with the knowledge and tools to maximize your profits while minimizing your responsibilities.Inside, you'll learn: The fundamentals of triple net leases and why they're a game-changer for investors.How to identify and acquire high-performing triple net properties.Strategies to ensure your investments remain profitable and secure.Tips from industry experts to avoid common pitfalls and maximize returns.Step into the world of hassle-free real estate investment and let *The Triple Net Playbook* be your roadmap to financial freedom. Start your journey toward owning real estate that works for you-without the burden of property taxes.
Choose Confidence
Confidence is a choice. It's a hidden skill waiting to be unlocked.Unlocking your ability to choose confidence is the driving force behind this book. After helping thousands of people show up more confidently, I know confidence is the key to possibility.Confidence takes courage, creativity, and commitment.These elements form the foundation of a confident life, empowering you to face challenges, embrace your uniqueness, and persist through obstacles, big and small.You might be skeptical about the idea of choosing confidence. I get it. Self-doubt and fear can be powerful forces. But this book will show you practical ways to overcome these barriers and build your confidence muscle.In these pages, you'll learn: Techniques to identify and challenge self-limiting beliefsStrategies for authentically showing up in life and businessMethods to build resilience in the face of setbacksExercises to practice and strengthen your confidence dailyThis book is an invitation to allow readers of all ages to step out, step up, and let their light shine! This is about spreading confidence and giving that gift to as many people as possible. I believe confidence is a skill we all need to develop. You have the power already-you just need to decide to strengthen your confidence muscle.Confidence empowers you to face challenges head-on, make bold decisions, and stand up for your beliefs. Without confidence, even the most talented humans can fall behind, held back by self-doubt and fear. Confidence isn't just about believing in yourself; it's about taking action, pushing through barriers, and inspiring others to do the same.
Good Governance and Economic Growth
This book explores whether good governance boosts or hinders economic growth with perspectives from countries like India, USA, Nigeria, Turkey, Pakistan, Bangladesh, Nepal, and others, and on groups of developing nations like BRICS and ASEAN.
Art of the Dealmaker
Unlock the secrets of top-tier dealmaking with "Art of the Dealmaker," the ultimate guide for real estate professionals and business enthusiasts who aspire to excel, set the standard, and become legendary in their field. In this groundbreaking book, renowned real estate listing specialist, Lorenzo Sellers reveals the strategies and techniques that have propelled the most successful dealmakers to the pinnacle of their industries. Whether you're a seasoned real estate agent, an ambitious investor, or a budding entrepreneur, this book provides the roadmap to achieving unparalleled success through exceptional service and unmatched negotiation skills. What You'll Discover: Delivering Excellence: Learn how to exceed client expectations consistently, creating loyal advocates and repeat business. From first impressions to closing the deal, discover the art of providing luxury-level service to every client, regardless of the transaction size. Setting the Standard: Gain insights into setting and maintaining the highest standards in every aspect of your business. Understand how to differentiate yourself in a competitive market by showcasing your unique value proposition and expertise. Becoming Legendary: Explore the mindset and habits of legendary dealmakers. Uncover the secrets of their success and learn how to apply their winning strategies to your career. From mastering negotiation tactics to building a robust network, become the dealmaker everyone looks up to. Packed with real-world examples, actionable tips, and expert advice, "Art of the Dealmaker" is your go-to resource for transforming your approach to real estate and business transactions. Elevate your game, close more deals, and leave a lasting legacy of excellence. Join the ranks of legendary dealmakers today. Your journey to delivering excellence, setting the standard, and becoming legendary starts here.
South Carolina Advanced Real Estate Principles
Performance Programs Company's South Carolina Advanced Real Estate Principles: the "SCAP" Unit II Program has been developed to satisfy South Carolina's 30-hour Unit II requirement. The course also fulfills the Real Estate Commission's objective of giving South Carolina real estate licensees a carefully developed reinforcement of key real estate brokerage principles, concepts, and practices necessary to initiate a productive, professional career in real estate.Beyond an initial review of key principles, the SCAP Program takes on a further examination of essential skills and practices that will be necessary to meet client and customer transactional requirements within South Carolina's legal framework. Such skills examined include compliance with South Carolina agency and disclosure laws; how to properly represent and disclose property characteristics; and an intensive look at South Carolina transaction contracts: listings; the sales contract; options and contracts for deed. Beyond its agency and contracts topics, the SCAP further examines the other key subjects required by the Commission: ethics; handling trust funds; regulatory compliance; and critical cornerstones of professional practice. Finally, the last two modules of the SCAP program examine the various methods used to measure real property; price and appraise real property; and evaluate how real property is evaluated as a professional investment. These considerations encompass income properties as well as residential non-income property, and include pre-tax analysis as well as after-tax analysis.Taken as a whole, the South Carolina Advanced Real Estate Principles program is designed to deepen the new licensee's understanding of how brokerage works in actual practice - and how it is supposed to be undertaken in view of today's standards of professionalism, ethics, and legal compliance.
South Carolina Real Estate License Exam Prep
Features of Performance Programs Company's South Carolina Real Estate License Exam Prep (SC-RELEP): -National Principles & Law Key Point Review (60 pages)-Real Estate Math Key Formula Review & Practice (20 pages)-South Carolina-Specific Laws and Practices (28 pages)-National Practice Tests (500 questions)-South Carolina Practice Tests (125 questions)-South Carolina Sample Exam (100 questions)We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That's why we created South Carolina Real Estate License Exam Prep (SC-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works - or fails to work.SC-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is South Carolina-specific - not just simplistic national content, but terse, relevant and accurate South Carolina laws and regulations presented as a well-organized set of state 'key point reviews' ideal for pre-test memorization. But let's not dismiss the importance of the national content either. SC-RELEP's national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice - one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by PSI for South Carolina. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state's testing service and your South Carolina license exam.A word about the test questions... SC-RELEP's testing practice section consists of ten national practice tests, five state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews - which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question's answer is accompanied by a brief explanation, or "rationale" to further reinforce your understanding.In the end, as you know, it's all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your South Carolina real estate exam. So good luck!!For students looking for a South Carolina prelicense textbook to complement South Carolina Real Estate License Exam Prep, we also publish Principles of Real Estate Practice in South Carolina for Unit I and South Carolina Advanced Real Estate Principles (SCAP) for Unit II.
The Triple Net PlayBook
Are you intrigued by the idea of real estate investment but wary of the burdens of property tax, insurance, and maintenance costs? *The Triple Net Playbook* is your definitive guide to navigating the lucrative world of triple net lease investments, where tenants cover these expenses for you.In this comprehensive playbook, you'll discover the secrets to successfully owning and managing triple net lease properties- a unique real estate strategy that allows you to enjoy consistent cash flow without the typical headaches of property ownership. Whether you're a seasoned investor or just getting started, this guide will equip you with the knowledge and tools to maximize your profits while minimizing your responsibilities.Inside, you'll learn: The fundamentals of triple net leases and why they're a game-changer for investors.How to identify and acquire high-performing triple net properties.Strategies to ensure your investments remain profitable and secure.Tips from industry experts to avoid common pitfalls and maximize returns.Step into the world of hassle-free real estate investment and let *The Triple Net Playbook* be your roadmap to financial freedom. Start your journey toward owning real estate that works for you-without the burden of property taxes.
Essential Mathematics for Economics
This book covers mathematical topics that are essential for economic analysis in a concise but rigorous fashion. The book covers selected topics such as linear algebra, real analysis, convex analysis, constrained optimization, dynamic programming, and numerical analysis in a single volume.
Why You Should Date Your Bank, Not Marry Them!
Are you ready to transform your relationship with your bank and take control of your financial journey? Why You Should Date Your Bank, Not Marry Them is your essential guide to navigating the mortgage world and your finances with confidence and bravado.This book will give you: An opportunity for a fundamental mindset shift when it comes to managing your money. Knowledge and insights, so you feel better prepared to make decisions in line with your financial aspirations.A deeper understanding of the mortgage world and the potential advantages of engaging a mortgage broker.Awareness of common pitfalls often encountered in the mortgage process.Strategies to optimise your mortgage repayment approach over time.If you are serious about taking control of your financial future, embracing new perspectives, and navigating the mortgage world with confidence, Why You Should Date Your Bank, Not Marry Them is the book you need to read. Order your copy today and embark on your journey towards financial empowerment and a brighter future!
Principles of Real Estate Practice in South Carolina
Performance Programs Company's Principles of Real Estate Practice in South Carolina contains the essentials of the national and South Carolina real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by South Carolina license law. It is based on our highly successful and popular national publication, Principles of Real Estate Practice, which is in use in real estate schools nationwide.The text is tailored to the needs of the pre-license student. It is designed tomake it easy for students to learn the material and pass their real estate examprepare students for numerous career applicationsstress practical, rather than theoretical, skills and knowledge.Principles of Real Estate Practice in South Carolina is streamlined, direct and to-the-point. It includes multiple learning reinforcements. It has a student-oriented organization, both within each chapter and from chapter to chapter. Its examples and exercises are grounded in the authors' many years in real estate education.Table of ContentsThe Real Estate BusinessRights in Real EstateInterests and EstatesOwnershipEncumbrances and LiensTransferring and Recording Title to Real EstateLeasing EssentialsLand Use Planning and ControlLegal DescriptionsFundamentals of Contract LawNational AgencyListing Agreements: An OverviewGeneral Brokerage PracticesOverview of Conveyance ContractsReal Estate Market EconomicsAppraising and Estimating Market ValueReal Estate FinanceReal Estate InvestmentReal Estate TaxationProfessional PracticesClosingsRisk ManagementProperty ManagementReal Estate MathematicsSouth Carolina Licensing EnvironmentSouth Carolina Regulation of LicenseesSouth Carolina Brokerage Relationships and AgreementsSouth Carolina Transaction AgreementsOther South Carolina Laws and PracticesGlossary of General Real Estate TermsIndexFor students looking for a South Carolina exam prep book, we also publish South Carolina Real Estate License Exam Prep: All-in-One Review and Testing to Pass South Carolina's PSI Real Estate Exam.
Multifamily Investors Who Dominate
Are you ready to dominate? Elite Investors represent just one half of one percent of all investors but transact significantly more deals per year than the average investor. Whether you are a beginner multifamily investor who hasn't bought your first deal or the CEO of a giant real estate investment trust (REIT), this book will teach you specifically how to operate in a manner that will shower you with more opportunities than you ever thought possible. Author Beau Beery, one of the highest producing multifamily brokers in the country, gives you the playbook of the most Elite Investors in the world. In this book Beery shows you how Elite Investors buy and sell more deals than the competition, build a reputation in the marketplace that magnetizes deals to them, and train their partner(s) and staff to find more deals. Learning these concepts will earn you the results of an Elite Investor. Beery shows the multifamily investor how to be the first to see every deal that comes to market, how to win the deal, how to close it, and what to do after the transaction that will leave every broker and referral source eager to do more deals with you. Incredible growth is just ahead! For the "Love Factor" and "Market Closing Tracker" spreadsheet templates mentioned in the book, visit https: //www.beaubeery.com/multifamily-market/popular-templates-guides
Multifamily Investors Who Dominate
Are you ready to dominate? Elite Investors represent just one half of one percent of all investors but transact significantly more deals per year than the average investor. Whether you are a beginner multifamily investor who hasn't bought your first deal or the CEO of a giant real estate investment trust (REIT), this book will teach you specifically how to operate in a manner that will shower you with more opportunities than you ever thought possible. Author Beau Beery, one of the highest producing multifamily brokers in the country, gives you the playbook of the most Elite Investors in the world. In this book Beery shows you how Elite Investors buy and sell more deals than the competition, build a reputation in the marketplace that magnetizes deals to them, and train their partner(s) and staff to find more deals. Learning these concepts will earn you the results of an Elite Investor. Beery shows the multifamily investor how to be the first to see every deal that comes to market, how to win the deal, how to close it, and what to do after the transaction that will leave every broker and referral source eager to do more deals with you. Incredible growth is just ahead! For the "Love Factor" and "Market Closing Tracker" spreadsheet templates mentioned in the book, visit https: //www.beaubeery.com/multifamily-market/popular-templates-guides
Virginia Real Estate License Exam Prep
Features of Performance Programs Company's Virginia Real Estate License Exam Prep (VA-RELEP): National Principles & Law Key Point Review (60 pages)Real Estate Math Key Formula Review & Practice (20 pages)Virginia-Specific Laws and Practices (36 pages)National Practice Tests (500 questions)Virginia Practice Tests (125 questions)Virginia Sample Exam (100 questions)We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That's why we created Virginia Real Estate License Exam Prep (VA-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works - or fails to work.VA-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Virginia-specific - not just simplistic national content, but terse, relevant and accurate Virginia laws and regulations presented as a well-organized set of state 'key point reviews' ideal for pre-test memorization. But let's not dismiss the importance of the national content either. VA-RELEP's national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice - one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by PSI for Virginia. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state's testing service and your Virginia license exam.A word about the test questions... VA-RELEP's testing practice section consists of ten national practice tests, five state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews - which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question's answer is accompanied by a brief explanation, or "rationale" to further reinforce your understanding.In the end, as you know, it's all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Virginia real estate exam. So good luck!!For students looking for a more comprehensive Virginia principles textbook, we publish Principles of Real Estate Practice in Virginia.
Virginia Real Estate Postlicensing for Salespersons
Virginia Real Estate Postlicensing for Salespersons is 30-hour review and applied principles coursebook for newly-licensed salespersons beginning their real estate careers in Virginia. It is designed to satisfy your one-time postlicense requirement as a salesperson actively practicing real estate in Virginia. Virginia Real Estate Postlicensing for Salespersons is used with approved salesperson postlicensing courses throughout Virginia.Table of Contents: Unit 1: Real Estate Law and RegulationsUnit 2: Agency LawUnit 3: Escrow RequirementsUnit 4: Real Estate FinanceUnit 5: Fair Housing, ADA and Civil RightsUnit 6: Ethics and Standards of ConductUnit 7: Risk ManagementUnit 8: Contract WritingUnit 9: Current Industry Issues and Trends
