Life on Your Terms
It's no secret that medicine has changed. Quality metrics and reimbursement are now prioritized over patient interests and compassionate care. Doctors are seen-and treated-as replaceable cogs in a profit-making machine. As a doctor, how do you shake up a broken system? How do you reclaim your role as a healer for both yourself and your patients? Your answer lies within financial freedom. In Life on Your Terms, Dr. Letizia Alto and Dr. Kenji Asakura show how to free yourself from the sixty-hour (or more) workweek by investing in real estate. You'll read the fictional stories of two doctors who follow their own financial paths and uncover very different results. Will you learn from their journeys and claim financial freedom for yourself and your family? The culture of medicine depends on it. Create an extra source of monthly income, save on taxes, and live a life you want-and love-with this inspirational guide that reveals what investing in real estate can do for you.
The Wealth Decision
A "practical and inspiring" (Tiffany Aliche, New York Times bestselling author of Get Good with Money) road map for becoming a millionaire and building the foundation of generational wealth from a self-made, first-generation multimillionaire. Demystify the path to wealth once and for all with Dominique Broadway's unique strategy for taking control of your finances and becoming a millionaire. Based on simple steps and small decisions that build upon each other that anyone can execute (even those who have never had money or who face debt), The Wealth Decision includes: -What orange juice has to do with building wealth (hint: it's about wanting the good stuff) -Strategies for spending your way to wealth -One single question to determine if you're on top of your money -How to avoid saving your way to debt -A road map to score higher on your credit score -Dominique's framework for picking the best investments for you -What insurance has to do with your legacy Written with millennials and Gen Z-ers in mind, The Wealth Decision "fills an essential need" (Dr. Paris Woods, author of The Black Girl's Guide to Financial Freedom) by showing you how to make that one decision to be wealthy. It then takes you through the most important decisions you need to live a life of financial freedom and ensuing strategies to build generational wealth and become a millionaire. Worksheets, resources, visuals, quizzes, and graphs bring Dominique's strategies to life. With information on everything from crypto to day-trading to modern financial trends, The Wealth Decision is a must-have for anyone looking to level up their financial situation.
Messages from Money
You and Money are a ThingYou have a relationship with Money whether you are aware of it or not. If you look at your money as if it were a friend or a romantic partner, how would you be doing? Are you caring and supportive? Are you distrustful and fearful? Would you want to hang around you if you were Money?When she was a financial advisor, Ellen Rogin used to share traditional strategies to help her clients reach their goals. And they often did. Then she realized that significant progress can occur using a surprising approach-and this can help the traditional methods work even more effectively. This is the process you'll discover in this book so you can create an exceptional relationship with Money.In Messages from Money, you'll learn how to: Move from money worry to welcoming it into your lifeTap into your financial intuition to prosper moreMove from goal setting to goal gettingUse your money as a force for good in the worldWouldn't it be amazing if you could talk to Money and see what it had in store for you? In this book you'll discover how to do this and learn prosperity practices that will ensure that you and Money live happily ever after.
An Anatomy of Tax Havens
Tax havens in offshore lands like Switzerland, the Cayman Islands and the Bahamas were once considered a rarity, the preserve of the super-rich. Today, they are big business available to the masses. Their goal? To avoid any form of accountability. Own nothing. Possess everything. Be answerable to no one. Where are these tax havens? What forms can they take? What future lies in store for them, and why should we care? An Anatomy of Tax Havens: Europe, the Caribbean and the United States of America answers these questions, and more, in the first comparative study in one volume of European, Caribbean and United States tax havens. It examines their simple origin to the extreme forms some take today, delving into the murky subculture that has deliberately made them impenetrably obscure. Uniquely, it combines detailed technical expertise (regulatory regimes, financial crime, legal and equitable structuring) with an analysis of their impact on domestic and global political, economic, environmental and social concerns. An Anatomy of Tax Havens is a fascinating, informative read for a broad readership; from legal, accountancy and tax practitioners to compliance regulators, law enforcement agencies, and students and researchers interested in business studies, taxation, and crime.
Real Estate License Exams for Dummies
Get ready to close on your new career as a real estate agent Real Estate License Exams For Dummies is packed with all the information you need to know to get your license and begin your lucrative and rewarding real estate career. With four practice tests and 525 flashcards online, you'll be well on your way to launching the real estate career of your dreams. Plus, there are more practice questions throughout each of the subject review sections in the book, so you can work through all the topics covered on the test. With real estate laws for all 50 states, this is your perfect study guide, no matter where you're planning to work. Learn the latest on real estate taxes, contracts, mortgage types, and beyond. Then, get test-day tips that will help you succeed. Real estate, here you come. Review everything you need to know to pass your real estate licensing exam Get proven study techniques and testing strategies to help you earn a high score Use flash cards, a glossary of terms, and online practice tests to prepare Learn about new fair housing initiatives and other changes in the marketLooking to start or restart a career in real estate? Real Estate License Exams For Dummies is your guide.
Utah Real Estate License Exam Prep
Features of Utah Real Estate License Exam Prep (UT-RELEP): National Principles & Law Key Point Review (60 pages)Real Estate Math Key Formula Review & Practice (20 pages)Utah-Specific Laws and Practices (28 pages)National Practice Tests (500 questions)Utah Practice Tests (110 questions)Utah Sample Exam (100 questions)We know the real estate licensing exam can be tough, and very nerve-wracking to prepare for. That's why we created Utah Real Estate License Exam Prep (UT-RELEP) the way we did. Since we have been managing real estate schools and developing curriculum for forty years, we know how all this works - or fails to work.UT-RELEP is comprehensive in that it contains both key content review and testing practice. And the text review is Utah-specific - not just simplistic national content, but terse, relevant and accurate Utah laws and regulations presented as a well-organized set of state 'key point reviews' ideal for pre-test memorization. But let's not dismiss the importance of the national content either. UT-RELEP's national key point reviews are a succinct compression of tested national principles and practices that comprise the national portion of state license exams from coast to coast. Our content is drawn from our own national textbook, Principles of Real Estate Practice - one of the most widely used principles textbooks in the country. Finally, our national content, as well as our question selection, is further tailored to the state testing outline promulgated by Pearson Vue for Utah. Thus the breadth and depth of the law reviews and test questions reflect the topic emphasis of your state's testing service and your Utah license exam.A word about the test questions... UT-RELEP's testing practice section consists of ten national practice tests, eight state practice tests, and one state exam sample test. The practice tests are roughly 50 questions in length and the sample test is 100 questions. The test questions are designed to cover the content covered by the law reviews - which reinforces your learning of the total body of information tested by your state exam. The questions are direct, to the point, and designed to test your understanding. When you have completed a given test, you can check your answers against the answer key in the appendix. You may also note that each question's answer is accompanied by a brief explanation, or "rationale" to further reinforce your understanding.In the end, as you know, it's all up to you. Unlike other publications, we are not going to tell you that using this book will guarantee that you pass your state exam. It still takes hard work and study to pass. But we have done our best here to get you ready. Following that, the most we can do is wish you the best of success in taking and passing your Utah real estate exam. So good luck!!
Share Attack
80 must-read tips and techniques to get you started in trading Trading shares can make you rich - but it's not risk-free. You need years of experience to navigate the dangers and seize the best opportunities at the right time. Malcolm Stacey has done the hard work for you: he's learned how to be successful through years of his own experience and countless conversations with top traders. Now he's ready to share this knowledge and give you a head start. Probably Britain's best-known shares blogger, Malcolm has traded from his armchair for nearly 30 years. He's gone through it all, from frothy bull market bubbles to crunching crashes. As a BBC business reporter, he interviewed some of the most successful share traders in the world who revealed to him their top-secret strategies and tips. He's also spoken to countless business leaders to learn what makes a good company - the kind you want to be backing. In Share Attack, he distils all of this into 80 vital trading tips and techniques that you can put into practice right now. Filled with insight and experience, Share Attack is a trading book with teeth - a fascinating beginner's guide for those who want to start trading more actively. It's fast-moving and entertaining - and packed with years of techniques, tricks and red flags. You'll learn from Malcolm's early mistakes and benefit from his successes. Malcolm can't guarantee to make you rich by trading shares, but you can give yourself a much-needed edge by learning the top secrets of those who've done it all before. It's time for the Share Attack!
Fraud and Corruption
This book discusses and analyses fraud and corruption cases from many industries including construction, finance, pharmaceutical, transport, retail, medical, health, communication, education and military.The book is divided into two sections. The first part presents case studies that cover several industry sectors, including not only well-known frauds like Bernie Madoff, Wells Fargo and the Enron case, but also recent events such as the Theranos/Elisabeth Holmes case. The second section of the book includes materials on fraud and corruption such as the full text of the United Nations Convention Against Corruption, the OECD Convention on Combating Bribery of Foreign Public Officials in International Business, and the EIB's Anti-Fraud Policy and Whistleblowing Policy. It also includes examples about current corporate anti-corruption policies from companies like Apple, Tesla and Coca Cola. For interested readers, the book offers additionally a list of films that realistically cover the topics fraud, corruption and whistleblowing.
Farming Assets
Forget the one-size-fits-everyone financial advice out there.Many business owners lose money regularly due to taxes eating away at their revenue. Yet the topic of taxes isn't fully addressed in most financial plans. Thankfully, there is a system that helps you avoid paying more than your fair share of taxes, and Asset Coach and Tax Strategist Robert Wolf shows you how.His Asset Buddy System's unique approach has helped hundreds of business owners keep more of their money (legally) while building tax-free cash flow and wealth. Whether you want to save for retirement, build that second home, take the family vacation of a lifetime, pay for children or grandchildren to attend college, or create a financial legacy, Wolf shares the exact steps to help you reach your goals.This guide to wealth building shows you: How to build your wealth and create tax-free cash flow by shifting your revenue into tax-efficient assets.How choosing the right employment status can reduce your taxes and improve your ability to reach your financial goals.How to identify and overcome the five "economic termites," so you keep more of your hard-earned revenue.How you can overcome the worst economic factor of them all to build a thriving asset portfolio that sustains you and creates financial stability and security.Robert Wolf brings his 20-plus years of experience into this book to help you turn your financial goals and dreams into a thriving future. Now is the best time to begin!
Foundations of Real Estate Financial Modelling
NAMED ONE OF THE BEST COMMERCIAL REAL ESTATE BOOKS BY THE MOTLEY FOOL "Staiger gives us the technical tools needed to build robust pro forma modeling around our real estate assets." -MillionAcres Now in its third edition, Foundations of Real Estate Financial Modelling equips a new generation of students and professionals with a resource MillionAcres guarantees they'll "use throughout [their] commercial investing career[s]." Designed to provide increased scalable basis of pro forma modelling for real estate projects, this complete update and revision of the classic text offers a step-by-step introduction to building and understanding the models underlying investments in properties from single-family rentals to large-scale developments. Case studies drawn from the author's storied investment career put models into real-world context while problem sets at the end of each chapter provide hands-on practice for learners at any stage of their real estate careers. This edition employs the innovative financial metric P(Gain) to quantify the probability of a Return of Capital, ensuring readers' ability to answer the most fundamental question of investing-What is the probability I'll get my money back? The fully revised and enhanced third edition is organized in three functional units: (1) Real Estate Valuation Basics, Theory, and Skills, (2) Real Estate Pro Forma Modelling, and (3) Real Estate Pro Forma (Enhancements). Chapters cover: Interest Rates (Prime, LIBOR, SOFR) Amortization (Cash-Out Refinance modelling) ADC (Acquisition, Development, Construction) Module Rent Roll Module (including seasonality) Waterfall Hotel Consolidation Stochastic Modelling and Optimization Additional chapters are dedicated to risk quantification and include scenario, stochastic, and Monte Carlo simulations, equity waterfalls, and integration of US GAAP financial statements. A companion website provides the real estate pro forma models to readers as a reference for their own constructed models, www.pgainllc.com. An ideal companion in the classroom and the boardroom, this new edition of Foundations of Real Estate Financial Modelling will make even novices the "experts in the room on [their] chosen asset class" (MillionAcres).
National Finance
This book aims to look into countries' national financial behaviors and their attributes under the modern financial system and explore several important themes regarding national finance. Different from the commonly referred to finance discipline which studies financial affairs in general, national finance focuses on the most essential and immediate issues pertaining to a country's financial development: After a country designs its top-level financial layout and chooses a regulatory regime, how should it lead its domestic finance to develop and overtake? How should a country's financial system respond to the worldwide rapid development of hi-techs? How to guard against and cope with systemic or regional financial risks? How should a country participate in the construction and promotion of a new international financial order amid international financial powers? These are all questions national finance as a subject must address at the highest level.
How Crypto Changed My Life With Only $20
Cryptocurrency has been prominent in society for several years now, but many people still don't understand just how lucrative this opportunity could be.Traditional media outlets are quick to tell you about significant drops in the value of cryptocurrency, trying to scare regular people from investing.But if you invest time in yourself, learning about how to understand the project behind each coin, how secure it is, and what potential it holds, you can make plenty of profit from investing in crypto.The best part? You don't need a lot of capital to get started.How Crypto Changed My Life With Only $20 will talk you through how investing in crypto changed my life, and how it can do the same for you too.I managed to achieve success with cryptocurrency even during my lowest point in life, and now I have all the information you need to see the same results.In this book, I have added everything I have learned about cryptocurrency-how you can trade it, how you can buy it, and where to buy it.This book is your ticket to financial freedom and true self-belief.Inside How Crypto Changed My Life With Only $20, discover- ● the history of cryptocurrencies.● how to use factual websites to make informed investments.● the difference between exchanges.● the earning potential of cryptocurrencies in the modern era.
Life on Your Terms
It's no secret that medicine has changed. Quality metrics and reimbursement are now prioritized over patient interests and compassionate care. Doctors are seen-and treated-as replaceable cogs in a profit-making machine. As a doctor, how do you shake up a broken system? How do you reclaim your role as a healer for both yourself and your patients? Your answer lies within financial freedom. In Life on Your Terms, Dr. Letizia Alto and Dr. Kenji Asakura show how to free yourself from the sixty-hour (or more) workweek by investing in real estate. You'll read the fictional stories of two doctors who follow their own financial paths and uncover very different results. Will you learn from their journeys and claim financial freedom for yourself and your family? The culture of medicine depends on it. Create an extra source of monthly income, save on taxes, and live a life you want-and love-with this inspirational guide that reveals what investing in real estate can do for you.
The Soviet Space Programme
The Soviet Space Programme (1988) presents a comprehensive over-view of the Soviet space programme from its beginnings up to the end of the 1980s. One important theme explored is the degree to which the Soviet space programme was oriented towards military capabilities, and concludes that the degree of military involvement was high.
Social and Economic Studies Within the Framework of Emerging Global Developments Volume 3
This book is the third volume of Social and Economic Studies within the Framework of Emerging Global Developments which includes empirical and theoretical original chapters written by researchers from different countries and universities. The target audience of this book is researchers, students and academics interested in social and economic studies.
Cryptocurrency for Seniors
In a world rapidly transitioning into the digital age, the financial landscape is evolving at an unprecedented pace, and the concept of cryptocurrency has emerged as a transformative force. "Cryptocurrency for Seniors" is a practical guide designed specifically for older adults who may be new to the world of cryptocurrencies but are eager to navigate this innovative financial realm.As the baby boomer generation enters their retirement years, understanding the potential and pitfalls of cryptocurrency becomes increasingly important. This book begins by demystifying the complex jargon and technological intricacies surrounding cryptocurrencies, ensuring that even those with limited prior knowledge can grasp the fundamentals. It covers essential topics such as blockchain technology, Bitcoin, Ethereum, and other popular cryptocurrencies, explaining how they work and why they matter.
Global Pension Challenges
This book unpacks what pension systems aim to achieve, the uncertainties they face and how they are attempting to resolve them. Analysing pension provision from the systemic, political-economy and personal perspectives, it contextualises commonalities and differences in pension systems across the globe.
How To Buy Your First Home
Dr. Mark Huddleston has helped open ordinary people's eyes to owning property worldwide. Most people live under false myths and misconceptions about purchasing a property. People waste lots of time missing out on buying a home and amassing wealth. Why make someone else rich when you can be paying yourself? Dr. Mark Huddleston holds two Ph.Ds. and Has over 30 years of experience in banking and finance. Holds Life insurance, and Health licenses. And has his series 6 and 63 financial licenses. Dr. Huddleston is a force to be reckoned with when it comes to the hard facts of what he is writing about.
Becoming A Wealthy Woman on Purpose
Prepare to challenge what you thought you knew about wealth!Get ready to push your boundaries and create an extraordinary, abundant, and fulfilling life!Becoming a Wealthy Woman on Purpose explores the unique perspectives of women and how they relate to money. It addresses the needs of women that are not currently being met in the world of personal finance. It helps women: ● build their financial confidence, ● identify their most aligned wealth building strategies, ● accelerate their results, and● prepare for the next phase of wealth.This book was written to help women who have been underserved, undervalued, and underestimated. Instead of trying to turn them into something they're not, it celebrates every aspect of who women are and shows them how to apply those gifts to their wealth journey. This approach to wealth is not greedy or tacky. Instead, it is fulfilling, nurturing, and wholesome.Within this guide women will find the confidence, strategies, and support they need to create a life of wealth and purpose."As women change their world, they change THE world."
Market Corrections 101
���� Market Corrections 101: Your Essential Guide to Thriving in Financial Turbulence ����️With markets constantly shifting and corrections looming, every investor needs a strategy to weather the storm. Enter Clara Capital, your trusted guide in the world of finance, bringing you a comprehensive playbook to not just protect, but also grow your investments during market downturns.���� Inside This Essential Guide: ���� Dive deep into the history and patterns of market corrections.����️ Equip yourself with proven strategies to shield your portfolio from volatility.���� Discover actionable steps to capitalize on market downturns and maximize gains.���� Understand the psychology driving market movements and investor behaviors.���� Access tools and techniques tailored for long-term financial growth and resilience.Whether you're just starting your investment journey or have been in the game for years, Market Corrections 101 is your indispensable companion. Navigate the complexities of the financial world with confidence, armed with insights from Clara Capital's vast experience.���� Don't let market corrections catch you off guard. Equip yourself with the knowledge to thrive! ����
Plan for Happy
Everybody in this world needs financial help, they just don't know they need it yet. As a qualified financial planner I can only help so many people and as a business owner I have to charge to do this. But financial advice is so important, I wanted to make this available to everyone. This book is basically like I am working directly with the reader and taking them through our financial planning process - from understanding their financial history, to setting long-term goals and everything in between. The book has specific actions the reader can take in terms of increasing saving, how to be tax-efficient in their investing and what investment strategy they can use.***A wonderful book. Financial planning is, when done properly, as much a question of philosophy and psychology as it is about economics and finance. It is always welcome to see someone recognise this. Rory Sutherland, Vice Chairman, Ogilvy
Public Financial Management and Internal Control
This open access book focuses on the 'downstream' element of PFM, that is how public organisations utilise public resources. It argues that improvements in PFM/IC will only flow from a recognition that what really matters is the quality of management. Management reform is an essential precondition to the successful implementation of many new techniques. Only when a managerial capacity exists willing to take advantage of the opportunities created by such technical developments, is it beneficial to pursue them. The benefits of PFM/IC flow from an improved quality of management.Despite enormous efforts, reform of public financial management and internal control (PFM/IC) in developing and transition economy countries has not been particularly successful in improving the quality of public service delivery and the use of public resources. This book outlines why this is and suggests a new approach. The analysis set out in this book is particularly relevant especially given limited national budgets and squeezed international aid budgets. These management changes include to the political/official relationships, to management structures, to budgetary and accounting arrangements and to the relationships between, particularly, the ministry of finance and other ministries. They require the delegation of operational management, developments in financial management and in accountability arrangements and a reconsideration of personnel policies, penalty and sanction arrangements. Managerial training for the civil service will be a key requirement. Reform may impact upon traditional cultural practices. These changes are all inter-related and should be coordinated.
Public Financial Management and Internal Control
This open access book focuses on the 'downstream' element of PFM, that is how public organisations utilise public resources. It argues that improvements in PFM/IC will only flow from a recognition that what really matters is the quality of management. Management reform is an essential precondition to the successful implementation of many new techniques. Only when a managerial capacity exists willing to take advantage of the opportunities created by such technical developments, is it beneficial to pursue them. The benefits of PFM/IC flow from an improved quality of management.Despite enormous efforts, reform of public financial management and internal control (PFM/IC) in developing and transition economy countries has not been particularly successful in improving the quality of public service delivery and the use of public resources. This book outlines why this is and suggests a new approach. The analysis set out in this book is particularly relevant especially given limited national budgets and squeezed international aid budgets. These management changes include to the political/official relationships, to management structures, to budgetary and accounting arrangements and to the relationships between, particularly, the ministry of finance and other ministries. They require the delegation of operational management, developments in financial management and in accountability arrangements and a reconsideration of personnel policies, penalty and sanction arrangements. Managerial training for the civil service will be a key requirement. Reform may impact upon traditional cultural practices. These changes are all inter-related and should be coordinated.
Iconic Consumer Brands for More Defensive, Lower-risk Investing
The Defensive Global Consumer Franchise Stocks Theme offers a balanced alternative between the higher risks associated with general equity investing and the safety of risk-free government bonds.Companies in the theme own many iconic brands, such as Coca-Cola, Colgate, Listerine, Cadbury, Gillette, Head & Shoulders, Guinness, Heineken, Nescaf矇, Dove, Vaseline, and Ben & Jerry's. Their sales and profits tend to be defensive during recessions, because they are essential items, or affordable luxuries. Because they are low-ticket, everyday, repeat purchases, their sales and profits tend to be predictable. And, finally, because they are irreplaceable in consumers' minds, they can often raise prices without losing customers.Defensive, predictable, and inflation-resistant sales and profits - such enviable attributes! What better way for the risk-averse investor, who nonetheless wants a reasonable return on their capital, to invest?
Becoming A Wealthy Woman on Purpose
Prepare to challenge what you thought you knew about wealth!Get ready to push your boundaries and create an extraordinary, abundant, and fulfilling life!Becoming a Wealthy Woman on Purpose explores the unique perspectives of women and how they relate to money. It addresses the needs of women that are not currently being met in the world of personal finance. It helps women: ● build their financial confidence, ● identify their most aligned wealth building strategies, ● accelerate their results, and● prepare for the next phase of wealth.This book was written to help women who have been underserved, undervalued, and underestimated. Instead of trying to turn them into something they're not, it celebrates every aspect of who women are and shows them how to apply those gifts to their wealth journey. This approach to wealth is not greedy or tacky. Instead, it is fulfilling, nurturing, and wholesome.Within this guide women will find the confidence, strategies, and support they need to create a life of wealth and purpose."As women change their world, they change THE world."
Emerging Market Stocks
Emerging Market Stocks: investment in the Global Risk-Return Trade-Off covers emerging market investment risks and rewards. Countries in economic development are emerging markets. They give investors larger returns than developed markets but more dangers. This book will help you evaluate emerging market investment risks and benefits and design a suitable portfolio.Risk-Return Trade-OffThe risk-return trade-off underpins investing. It states that riskier investments yield higher returns. Investors in emerging markets face higher risks but larger returns. Risks include: Political risk: Emerging markets face more political instability than developed ones. Government corruption, asset expropriation, and other issues can affect investors.Recessions and inflation are more likely to hit emerging markets. Stock and other asset prices may fluctuate.Currency risk: Emerging market currencies are more volatile. If the currency they invest in falls, investors can lose money.Emerging Market InvestmentEmerging markets provide investors a chance to participate in global economic progress despite the risks. There are many ways to invest in emerging markets: Investors can buy emerging market equities and bonds directly. This can be done through a brokerage account, mutual funds, or ETFs.Indirect investment: Global funds that invest in established and emerging economies allow investors to indirectly invest in emerging markets. Investors can lower risk by diversifying their assets.Building an Emerging Market Stock PortfolioWhen developing an emerging market stock portfolio, consider these factors: Diversification: Diversify your portfolio across nations, sectors, and company sizes. This reduces risk if one country or sector underperforms.Risk tolerance: Choose investments that match your risk tolerance. Emerging market equities are riskier than established market stocks, so invest accordingly.Investment horizon: Emerging market investing requires a long-term view. Despite short-term volatility, emerging markets have outperformed developed markets over time.
Building the 21st Century City through Public-Private Partnerships
This book introduces the fundamentals of this unique form of cross-sector collaboration. From understanding the responsibilities of government and industry partners to stewardship of taxpayer dollars, this guide empowers developers to deliver successful commercial, leisure, and industrial projects neither could undertake on their own.
Starting from 瞿0
Are you ready to unlock your freedom and learn the secrets of property investing using other people's money?From the Award-Winning Property Investor and International Speaker Kristina Castellina, comes a ground breaking guide that shatters the myths around property investment and paves the way for your financial independence. At the age of 28, Kristina spent her life savings on property training and has built a multi-million-pound portfolio from scratch. Now she's here to empower and guide you to do the same.Within these pages, you will learn the secrets investors have used for decades. You'll uncover: -Proven strategies to structure recession-proof property deals, generating passive income.-A step-by-step approach to solving the daunting questions of "Where do I start?" and "What should I buy?"-Insider techniques to master the art of raising money, enabling you to buy properties without limits-Expert advice on crunching the numbers, ensuring the juiciest returns-Vital tips for avoiding common pitfalls and costly mistakesThis book isn't just about property; it's about building a legacy that offers you freedom, happiness, and a life of abundance.Kristina shines as a beacon of property expertise on the global stage, radiating positive energy, a warm heart and dedication to empowering others. Her mission is clear; to equip you with the tools and knowledge to create the life you deserve.Are you ready to build life-changing wealth as a property investor? The path starts here.
Corporate Governance Challenges in Pakistan
Corporate Governance Failures in Emerging Economies - Evidence from Pakistan provides detailed insights regarding corporate governance practices, legal and regulatory frameworks, drivers of corporate governance codes, levels of compliance and various corporate governance mechanisms in an emerging market context. The material outlines and discusses potential challenges to corporate governance development in these settings, emphasizing the wide array of formal and informal institutional factors that have both permitted and fostered corporate governance failures and scandals in Pakistan. This book will be of interest to anyone who is concerned with exploring issues relating to corporate governance outcomes in emerging market contexts and the relevance of institutional theory in offering explanations for the observed behaviour.
Why Defi Matters
There is a pressing need for a balanced account outlining what DeFi actually means for investors, banks and the finance industry. Why DeFi Matters cuts through the jargon and the hype to help people make more informed decisions in this space. It examines the evolution of DeFi and cryptocurrencies, analysing what it means for investors and the future of finance. It also outlines the developments that truly matter, distinguishing between longer-term trends and fads, and is a must-read for finance professionals, organizations and investors interested in moving into DeFi. Why DeFi Matters explores the rise of DeFi and provides focused, balanced analysis about this alternative financial system that is being built and how it will coexist with banks, institutions and traditional finance. It examines the aspects of DeFi that will materially change financial systems and how they will alter the nature of purchasing, lending, insurance and banking; the role of web3 and the metaverse in the new era of finance; and its role in the democratization of finance.
Vanishing Borders of Urban Local Finance
This book examines the emerging trends in vanishing borders of urban local government finance due to uncertain local tax and expenditure regimes. It analyzes the global developments with illustrations from state budgetary operations of the Indian federation. This trend has gained momentum due to concentration of population in cities and big towns as a consequence of globalization, leading to enhanced environmental vulnerability due to climate change. Expanding expenditure needs have not been corresponded by revenue regimes and transfers. Moreover, involving corporate sector in local area preference initiatives through mandatory corporate social responsibility (CSR) is an interesting development. It is expected to work as a local fiscal additionality to supplement locally provided civic and infrastructure services. This additionality may also evolve into public private partnerships at the local level. Such development however has the potential of displacing local government operations. The focus of the book hinges around critically examining setbacks to fiscal decentralization and challenges in improving the status of urban local finances to enhance fiscal autonomy of these governments, particularly in Indian scenario. The book also explores the possibility of an expanded role of local fiscal policy in the context of globalization and climate change, besides addressing the conventional responsibilities with respect to quality of civic services.
Why Defi Matters
There is a pressing need for a balanced account outlining what DeFi actually means for investors, banks and the finance industry. Why DeFi Matters cuts through the jargon and the hype to help people make more informed decisions in this space. It examines the evolution of DeFi and cryptocurrencies, analysing what it means for investors and the future of finance. It also outlines the developments that truly matter, distinguishing between longer-term trends and fads, and is a must-read for finance professionals, organizations and investors interested in moving into DeFi. Why DeFi Matters explores the rise of DeFi and provides focused, balanced analysis about this alternative financial system that is being built and how it will coexist with banks, institutions and traditional finance. It examines the aspects of DeFi that will materially change financial systems and how they will alter the nature of purchasing, lending, insurance and banking; the role of web3 and the metaverse in the new era of finance; and its role in the democratization of finance.
Unlocking Wealth
Are you ready to embark on a transformative journey to financial freedom and abundance? In "Unlocking Wealth: Your Blueprint to Financial Freedom and Prosperity," acclaimed author Oliver Wealthwright presents a comprehensive guide designed to empower you on your path to financial independence.Inside these pages, you'll discover the keys to unlocking your financial potential, regardless of your current knowledge or starting point. Oliver, a seasoned financial strategist with over two decades of industry experience, distills complex financial concepts into clear, understandable terms, making this book accessible and valuable for beginners and seasoned investors alike.This book covers the essential pillars of personal finance, from budgeting and savings to investments and debt management. You'll learn how to create a rock-solid financial foundation, build diverse income streams, and navigate the world of investments. Oliver delves into advanced strategies like tax-efficient investing and retirement planning, providing you with the tools to grow and protect your wealth."Unlocking Wealth" is not just a book; it's your blueprint to financial prosperity. It's a practical guide filled with actionable advice and time-tested principles that will empower you to take control of your financial destiny. As you follow the guidance within these pages, you'll gain the confidence and knowledge to make informed financial decisions, setting the stage for a life of abundance and financial freedom.Join the ranks of those who have transformed their financial dreams into reality. Whether you're just starting your financial journey or seeking to optimize your strategies, "Unlocking Wealth" is your trusted companion on the path to financial success. It's time to unlock your wealth, embrace your financial future, and live life on your terms.
One Drop in the Milky Way
A magical novel about Howard Harvard, who is retiring from his longtime job at a college. Would you believe that an Abraham Lincoln impersonator lives in the walls? Would you be surprised to see a skeleton walking on Holly Street? Why is there a Witch Woods street sign and where does it go? What will Criswell predict? Are animals visiting us from dreams? What about Louie's Bet Shop? Find the answers in this adventurous book for all ages. From the introduction: "Would you be surprised to see a skeleton walking along the sidewalk? I wonder if anyone would-in this time it doesn't seem such a shock. What would catch the attention of this modern audience of ours? What if Abraham Lincoln was added next to him? When the two of them walk the city streets they fit right in with America, treated to haunted flapjacks and free coffee, ready to face the day, and if there's a way to repair the damage that's been done, they will find it."
UnBrokable* III
This is the 2nd edition of UnBrokable* III. It has all new contents after hundreds of mistakes were fixed: Why do people get poorer despite working? 21. Approaching Too Many Women 22. Being Unnecessarily Busy 23. Eating Too Much 24. Not Living Long Enough 25. Not Having Strong Opinions 26. Living Recklessly 27. Preventable Medical Problems 28. Unnecessary Legal Problems 29. Talking Too Much 30. Spending Too Much on Pets
Spending Fast and Slow
In today's fast-paced world, we all know the feeling of being swept away in a whirlwind of consumerism, instant gratification and debt only to think, ' Where did all my money go this month?' In Spending, Fast and Slow, award-winning money coach Max Phelps helps readers understand the deep-rooted psychological factors that drive their spending habits and teaches them how to slow down spending to create a life of financial stability and true abundance. Married for 31 years, Max is self-confessed ' tight-arse' and his wife is a natural shopaholic. With polar-opposite money habits, money was a constant source of arguments for the first 11 years of their marriage. Many of his clients struggle with their partner's money mindset in much the same way. Drawing inspiration from the groundbreaking works of behavioral economists and psychologists, such as Daniel Kahneman's Thinking, Fast and Slow, Max delves into the intricacies of human decision-making to uncover the cognitive biases and heuristics that often lead us astray when it comes to spending. Spending, Fast and Slow is an invitation to a life where money becomes a tool for achieving your dreams rather than a source of stress.
Rethink Property Investing
The definitive guide to building a profitable commercial property portfolio -- now fully updated and revised Australia's bestselling commercial property book, Rethink Property Investing, offers practical advice for any investor looking to move beyond traditional residential real estate and enter the profitable world of commercial properties. Leading investors Scott and Mina O'Neill show you how they retired at the age of 28 and now live off the income generated by their $75 million commercial property portfolio. This invaluable guide dispels the investing myths and demystifies complex property principles and strategies using a clear, straightforward, and easy-to-understand approach. This is the book Scott and Mina wished they had when they started out: an honest, no-nonsense handbook filled with practical examples, personal stories, expert advice and real-world information. Rethink Property Investing aims to help you earn enough passive income to retire early and enjoy your life -- whether you're a residential property investor looking to go to the next level or an experienced investor seeking a more advanced approach. Now fully updated and revised, this edition shares detailed new property examples and gives the lowdown on value-add opportunities and investment strategies like syndicates. Rethink Property Investing will show you how to: Build your own commercial property portfolio following 7 Easy Steps and the Top 5 Property Plays Follow the strategies Scott and Mina O'Neill used to build a $75 million portfolio in 12 years Maximise the performance of your existing property portfolio using proven techniques Understand how different commercial properties perform, especially in the current economic climate and with current interest rates Find the best commercial property opportunities available today so you can build a $200K passive income Learn how you can create wealth successfully through commercial property investing, using simple yet powerful strategies from two people who have been there and done that. From developing an investment mindset to financing and managing your property, Rethink Property Investing will guide you every step of the way.
Basic Money Workbook
Written for people-younger to older-who want to reduce personal financial stress by better managing their personal finances. Based on 50 years of managing his household's finances, the CPA author, retired after 39 years, uses common language and avoids technical terms. The Basic Money Workbook provides practical examples to get stated immediately.The Basic Money Workbook helps manage monthly spending by offering proven ways to track recurring and non-recurring monthly expenditures. Over time, these steps can reduce credit card debt.Preparing a personal plan, or budget, is suggested as one way to decide if your spending is roughly in line with your priorities. If you are interested in where you stand financially, a simplified balance sheet example is suggested. Other benefits are described.The Basic Money Workbook is not intended to provide investment advice. Instead, it provides and illustrates ways to be more comfortable with your monthly spending and income.Technology advances are discussed as they may apply to the suggestions in the Basic Money Workbook.For people already comfortable with their personal finances, this workbook may offer alternative ways to manage their personal finances. And it may help people be more aware of services their hired professional may be providing.
Leading with Emotional Intelligence
Lead with Emotional Intelligence and set your organization up for success!In today's fast-paced and ever-changing corporate landscape, being a successful board director requires more than just business acumen and strategic thinking. It demands emotional intelligence - the ability to understand, manage, and harness emotions in oneself and others to drive meaningful change.Drawing on her extensive experience in working with boards, the author Sanela Osmic, reveals the powerful impact of emotional intelligence on boardroom dynamics and organizational performance.This ground-breaking book provides practical advice on how to use emotional intelligence to navigate difficult situations, build stronger relationships, and make better decisions. From managing conflicts to communicating effectively, "Leading with Emotional Intelligence" covers it all.This book will help you: Navigate challenges with easeEstablish better collaborationInstitute better decision-making within the boardroomLead to a better workplace cultureCultivate the tools to lead organizations to successUtilize these skills to unlock the full potential of your organizationAnd so much more!This must-have guide is essential reading for board directors who want to stay ahead of the curve and make a real impact in today's dynamic business environment. With "Leading with Emotional Intelligence," readers will gain the skills and insights needed to lead with confidence, navigate complex challenges, and drive long-term success.Follow author and Founder and Managing Director of Ethical Governance, Sanela Osmic, as she reveals the secrets, tips, and knowledge she's gained over twenty years of experience in governance and working with boards in various capacities. Her actionable advice is sure to maximize your potential in the boardroom and out.Don't hesitate. Buy your copy now!
GameStop
The news has been full of headlines, whether watching on television, reading on a webpage, or following them through an online app. The world is in a 24/7 news cycle that none of us can escape from unless we literally go off the grid. If you are someone who is a news junkie and gets excited about the latest headlines, then you were probably intrigued by the events that occurred in late January related to GameStop and other retail stocks.Those who followed the events closely enough understood that a group of retail day traders, who communicated via social media and other online forums, caused one of the biggest stock market frenzies in recent times.You'll read about: How a few tweets led to a massive rise in GME pricesWhy Robin hood really suspended trading in meme stocksHow the irresponsible actions of a few billionaires led to mania in the marketThe fate of the hedge fund caught on the wrong side of GMEWhat the future holds for the stock market and investing in generalThis primer helps you build a solid foundation in options trading by exploring the headline-grabbing event that brought options into the mainstream. Learn how the armchair investors of Reedit successfully used options to squeeze hedge fund short sellers and spark a financial revolution.
The Art of Becoming a Multimillionaire Real Estate Investor
In The Art of Becoming a Multimillionaire Real Estate Investor, the Godfather and First Lady of real estate, Mike and Tolla Cherwenka, reveal the secrets behind their success in fixing and flipping houses.Using an array of personal examples and stories, the Cherwenkas detail six key steps to obtaining your real estate goals. Whether you have investing goals of flipping one house per year or two per week, this guide will help pave your way to reputable real estate success. It teaches you to: have an unbreakable focus;get money (good or bad credit/money or no money);find the right property;stage it so it sells; andsell with large returns.The Art of Becoming a Multimillionaire Real Estate Investor offers an informative, enthusiastic, and realistic look at investing in real estate. It includes both psychological and practical advice to help you overcome your fears and resistance to taking on the challenge as well as the nuts-and-bolts knowledge needed to act and succeed.Mike Cherwenka is known as the "Godfather of Fix-and-Flip" because he has flipped more than 2,100 homes. He also fosters real estate investors on their journeys to becoming experienced investors. Cherwenka teaches through a hands-on flipping experience.Tolla Cherwenka started flipping luxury homes in upscale communities in Atlanta, Georgia, in 2005. Additionally, she is a worldwide thought leader and business-transformation architect for a Fortune 500 software company.
The Art of Becoming a Multimillionaire Real Estate Investor
In The Art of Becoming a Multimillionaire Real Estate Investor, the Godfather and First Lady of real estate, Mike and Tolla Cherwenka, reveal the secrets behind their success in fixing and flipping houses.Using an array of personal examples and stories, the Cherwenkas detail six key steps to obtaining your real estate goals. Whether you have investing goals of flipping one house per year or two per week, this guide will help pave your way to reputable real estate success. It teaches you to: have an unbreakable focus; get money (good or bad credit/money or no money); find the right property; stage it so it sells; and sell with large returns.The Art of Becoming a Multimillionaire Real Estate Investor offers an informative, enthusiastic, and realistic look at investing in real estate. It includes both psychological and practical advice to help you overcome your fears and resistance to taking on the challenge as well as the nuts-and-bolts knowledge needed to act and succeed.Mike Cherwenka is known as the "Godfather of Fix-and-Flip" because he has flipped more than 2,100 homes. He also fosters real estate investors on their journeys to becoming experienced investors. Cherwenka teaches through a hands-on flipping experience.Tolla Cherwenka started flipping luxury homes in upscale communities in Atlanta, Georgia, in 2005. Additionally, she is a worldwide thought leader and business-transformation architect for a Fortune 500 software company.
The Major Works of R. N. Elliott
Ralph Nelson Elliott (1871-1948) was of that rarest of breeds, a true scholar in the practical world of finance. His fascinating theory of stock market behavior is remarkably unique in that it goes way beyond the usual "get rich quick" methods so characteristic of the bulk of the literature. As A. Hamilton Bolton, founder of the Bank Credit Analyst, said, "He developed his principle into a rational method of stock market analysis on a scale never before attempted. In fact, the Wave Principle is much bigger than a mere stock market method. Over the years, it has has a profound effect on a small coterie of investors who not only have the ability to recognize a theory of immense practical value, but who have the ability to recognize a theory of immense practical value, but who have the ability to appreciate the aesthetic beauty of the human experience in the abstract. The Wave Principle has fascinated philosophers, mathematicians, psychologists, theologians and financiers alike. Now, for the first time ever, after being out of print for decades, the original works of R. N. Elliott have been made available in this one complete volume.
The Problem of Property
This book is Karl Widerquist's first statement of the "indepentarian" theory of property, called, "Justice as the Pursuit of Accord" (JPA). It argues the natural-rights-based arguments for unequal private property have failed to establish that institution as right. It is a legal privilege, inconsistent with the maximum equal freedom from interference. The book discusses how to establish and maintain a property system that best promotes freedom from interference. Paying taxes and obeying regulations is part of the purchase price of the right to control, use, or use-up any good made partly out of natural resources (i.e. all goods), because doing so interferes with people who control, use, or use-up fewer natural resources. A sufficient portion of that tax revenue has to be redistributed in the form of a Universal Basic Income to ensure the property system is in the interest of everyone.
Real Estate Analysis
Real Estate Analysis: A Financial Toolkit presents economic and financial models, applications and insights, packaged as a toolkit for analysts and other participants in commercial and residential real estate markets who seek to extend their insights into the measurement, performance and drivers of these markets.
The Millennial Real Estate Agent
Attention, aspiring real estate agents of the millennial generation! Get ready to revolutionize the industry with "The Millennial Real Estate Agent: Secrets, Selfies, and Sold Signs." This hilarious and informative guide is your ticket to success in the competitive world of real estate, where savvy social media skills and a fresh perspective are key.In this must-have book, you'll uncover the secret sauce to becoming a top-notch millennial real estate agent. From decoding millennial slang, memes, and emojis for effective client communication to mastering the art of multitasking while scrolling through TikTok, this book covers it all. Learn how to leverage Facebook, Twitter, Instagram, TikTok, and Snapchat to attract clients and close deals in a way that will leave your competitors in awe.Discover creative ways to monetize your love for open houses and housewarming parties, turning them into profitable ventures. Delve into the world of haunted houses and learn how to sell them without breaking a sweat (or losing your cool). Unleash the power of augmented reality to make every house tour an adventure, and master the art of persuasion through pop culture references and clever hashtags.But it doesn't stop there! "The Millennial Real Estate Agent" will teach you how to negotiate commission fees with a straight face (and a well-timed self-deprecating joke) and tap into the world of cryptocurrency, accepting Bitcoin for your commissions. You'll even learn how to attract the elusive millennial homebuyer, who spends more time on Tinder than in their dream home.Written in a funny and relatable tone, this book will have you laughing out loud as you uncover valuable insights and strategies. Packed with hilarious stories, mishaps, and practical tips from fellow millennial agents who have survived the real estate jungle, this guide is a game-changer for those ready to take their real estate career to new heights.So, whether you're a tech-savvy millennial looking to enter the real estate industry or an experienced agent wanting to adapt to millennial trends, "The Millennial Real Estate Agent: Secrets, Selfies, and Sold Signs" is the ultimate guide to thriving in today's competitive market. Get ready to conquer the real estate world, one funny and successful transaction at a time!
Velocity Banking
Strategies for leveraging the bank's money to pay off high interest debts in a fraction of the time without having to increase your income or change your lifestyle. Learn how others became debt free by using their credit card! Also, learn how to use Velocity Banking to pay off your mortgage in record time.
Cryptocurrency Investing for Beginners
Are you trying Bitcoin and other cryptocurrencies, but you are having difficulty achieving success in trading? If yes, then keep reading! This book can guide you from the basics so you would fully understand crypto trading. What are the benefits of having this book as a crypto trader? You will be given all the basic information about bitcoin and cryptocurrency. You will be able to get tips on how you can improve your trading skills. You will grow to learn more about crypto and become an expert. And so much more! Bitcoin and other cryptocurrencies have become increasingly popular since their inception in 2009, but for many, the concept of buying and selling a digital currency is still too complex. However, there are many benefits to trading in cryptocurrencies, and you can make a huge profit in the process. In this guide, you will learn everything you need to know about cryptocurrencies and how you can start trading in bitcoin. Cryptocurrencies, such as Bitcoin, Ethereum, Dogecoin, LiteCoin, Ripple, and many others, are becoming increasingly popular among investors and speculators. But how do you get started? This guide will show you the ins and outs of these new types of digital currencies-and how to trade them for a profit. You'll learn in layman's terms what each type of cryptocurrency is, how to buy them, and how to use them. If you want to learn how to invest in cryptocurrency but are not looking to lose a small fortune, this is the book for you. This book will teach you the basics of trading Bitcoin, Ethereum, Litecoin, and other popular cryptocurrencies. You'll also learn how to invest in the best coins to profit from the booming cryptocurrency market. Ready to get started? Click the "BUY NOW" button!
