Public Budgeting in Georgia
This book describes the institutions and process through which the Georgia General Assembly adopts a budget, the executive-legislative branch politics that transpire during the process and the tax and spending policies that the process produces. It argues that the state's budget is developed by fiscal conservatives within a culture of fiscal conservatism that is conducive to low taxes and low spending. It identifies the patterns and trends of taxing and spending over several decades and during the administrations of nine governors. Its chapter on the line-item veto illustrates the nature of executive-legislative budget relationships in the state. It concludes with an examination of the important milestones in the evolution of Georgia budgeting and a comparison of Georgia with other states on several dimensions. The book offers insights and assessments that will be of interest to budgeting scholars, students of state government, and citizens who want to know more about how government taxing and spending decisions are made.
Investing Made Simple and Easy
Investing Made Simple and EasyThe 35 essential personal finance, wealth management, and trading tips that pro should share The world's greatest investors had strategies. Here's yours... all condensed into an easy-to-understand roadmap to success. Do you have discipline and patience? Then you have two of the key skills that made Warren Buffet the billionaire he is today. It's difficult not to look at the field of investment and wealth management and think there's too much to learn to make a success of it... and indeed, there are a great many in-depth books out there that make it seem even more daunting. You could study finance to a deep level for years, and still continue to learn something new. But do you really need to? Thankfully, the answer is no. There are shortcuts, and these shortcuts rely on using the work of others who've gone before you. Franck Normandeau has been in the game for over 20 years, and he's done all the background reading for you. So if you have a thirst for reaping the rewards of investment but lack the passion for trawling through heavy finance literature, you're in luck. You can see success in the financial arena with just the smallest amount of background reading - all you need is someone to pinpoint the most important points for you and condense them into digestible, easy-to-manage nuggets of wisdom. And that's exactly what you'll find between these pages. Inside, you'll discover: ● The 9 traps that are getting in the way of your success - and how to sidestep them with skill and efficiency● Essential tips for making sure your emotions never get the better of wise financial choices● When doing nothing is the answer to building something big - discover how to master this art for big rewards● What the system doesn't want you to know about pension plans - and a better strategy for making sure your retirement years are paved with gold● Relatable analogies that make even the driest of financial concepts easy to understand● The single most common investment that really isn't an investment at all... uncover the secret most investors miss (and make a better decision)● 4 rules of building the perfect portfolio (without falling into common traps) And much more. Successful investment is about being aware of the hazards that lie ahead and knowing the most important gameplays... So if you thought you needed years of studying to uncover the skills you need to succeed, think again. All you need is someone to boil it all down to its very essence - the most important things you need to know to open the doors to success. And lucky for you, someone's done just that...
Greensight, the Sustainability Guide for Company Directors
As senior leaders on the board and in the C-suite, you know a problem cannot be solved until it is understood. Sustainability is the defining challenge of our times. Greensight helps company directors, the C-suite and other leaders by: Simplifying the alphabet soup of sustainability jargon into board languageProviding references, infographics, explanatory tables, and checklistsFraming four typologies for business sustainability readinessClearly outlining sustainability governance and accountabilities for boards and C-suitesWorldwide, regulations changing your accountability and exposure are in place or in the pipeline. Investors, who increasingly care about sustainability and its impact on the quality of the business and its valuations, are asking pointy questions. Customers and employees are, too.As leaders, how do you get everyone onboard for the sustainability transition? How do you get measurable results that address both environmental concerns and financial needs? How do you ensure you have the right attitudes, culture, and governance in place to thrive, not just survive, in the world of tomorrow? Greensight is your answer to these challenges....."In this highly accessible guide, board members and senior management gain a comprehensive road map detailing what they must consider and where they must lead. Every boardroom should have a copy; every chair should build governance discussions around it; and it should be required reading for every director and every CEO."Philip Forrest AM, Member of the Governing Council, Singapore Institute of Directors"At last, a how-to manual on sustainability that prepares company directors for converting today's voluntary disclosures to tomorrow's preconditions for corporate survival. Greensight allows directors to become proactive champions for a healthier planet, whilst leading their companies to long-term, sustainable profits."Kris Wadia, Board Director and CEO, Humanized Leadership"Greensight cuts through the noise, providing a clear and concise guide for business, public sector, and civil society leaders to manage their massive local and global responsibilities."Lauren N. Sorkin, Executive Director, Resilient Cities Network"This book is both a primer to get you started and a reference book you will dip into again and again. Boards and management would do well to buy Greensight and hand it out to their executives!"Supriya Sen, Senior Advisor at McKinsey, NID Institutional Investor
Fraud and Corruption
This book discusses and analyses fraud and corruption cases from many industries including construction, finance, pharmaceutical, transport, retail, medical, health, communication, education and military.The book is divided into two sections. The first part presents case studies that cover several industry sectors, including not only well-known frauds like Bernie Madoff, Wells Fargo and the Enron case, but also recent events such as the Theranos/Elisabeth Holmes case. The second section of the book includes materials on fraud and corruption such as the full text of the United Nations Convention Against Corruption, the OECD Convention on Combating Bribery of Foreign Public Officials in International Business, and the EIB's Anti-Fraud Policy and Whistleblowing Policy. It also includes examples about current corporate anti-corruption policies from companies like Apple, Tesla and Coca Cola. For interested readers, the book offers additionally a list of films that realistically cover the topics fraud, corruption and whistleblowing.
Advanced Reit Portfolio Optimization
This book provides an investor-friendly presentation of the premises and applications of the quantitative finance models governing investment in one asset class of publicly traded stocks, specifically real estate investment trusts (REITs). The models provide highly advanced analytics for REIT investment, including: portfolio optimization using both historic and predictive return estimation; model backtesting; a complete spectrum of risk assessment and management tools with an emphasis on early warning systems, risk budgeting, estimating tail risk, and factor analysis; derivative valuation; and incorporating ESG ratings into REIT investment. These quantitative finance models are presented in a unified framework consistent with dynamic asset pricing (rational finance). Given its scope and practical orientation, this book will appeal to investors interested in portfolio optimization and innovative tools for investment risk assessment.
Neglected Links in Economics and Society
This book deals with the Neglected Links in economics and society. These neglected links are the inner bonds and lines which keep the society and economy together and are almost interconnected although they are very often treated and discussed separately in different discourses. Contemporary discussion has forgotten to think universally and to integrate items into one common field of observation. Instead, too often particular items are studied and discussed as being independent of each other without acknowledging a broader context. The book gives an exemplary instruction on how to treat reciprocal links and how to work in an interdisciplinary way, which tackles history, sociology and economics at least. By so doing, the book as also serves as an educational instruction for integrative and interdisciplinary science instead of recapitulating mono-disciplinary approaches. Discussion includes topics such as social and economic inequality research, limits of rationality, and orthodoxiesand heterodoxies of economic research, as well as a discussion of the heroes of interdisciplinary thought.
Coercion, Authority and Democracy
Classical liberalism has typically sought to maintain as much room as possible for the exercise of personal initiative in the face of the encroachment of states. This book explores these questions of coercion and authority in the context of the size and scope of the state and argues that the state and its agents should be held to the same moral rules as are the individuals it rules over. The book considers how a distinct feature of the state is its police or coercive power, about which one may ask how the state acquires it and what if anything would justify its use. It considers the implication that there is nothing inherent about state agents that entitles one to behave in ways that we would not accept from a private actor, and how once that argument is made, the state's claim to authority is weakened. The author also discusses the extent to which democracy has been thought to provide any sort of justification for coercion or authority. This book will be of interest to academics and students of political philosophy, especially classical liberalism, and legal philosophy.
Automated Day Trading Strategies
⭐ Includes Exclusive Algorithmic Trading Strategies Designed By Top Crypto TradersLearn How To Create Your Own Cryptocurrency Trading Bot Without Coding! ⭐ Want to make huge profits in the cryptocurrency market? In this book, we cover the best strategies for automated trading. We will also go over how to use these strategies and why they are so effective. You will learn how to create your own cryptocurrency trading bot (without coding) to remove emotions from the equation so that you make consistent profits regardless of what's going on in the market. I've also included all of my most effective crypto day trading strategies as well as an easy-to-follow blueprint which shows exactly to execute the trading strategies. Whether beginner or expert trader, these are simple yet powerful strategies that can greatly increase your PNL. There are many advantages to automating your trades, including: - The ability to remove emotions from the equation- You don't need to sit in front of your screen 24/7 as the software does all of the trading for you- You can easily backtest your strategies and optimize your parameters to increase profitability.- You can make use of other people's trading strategies which have been tried and tested Get This Book Now For A Limited Time Discount!
Passive Income Investing
If you want to generate a passive income then this book is a beginner's guide on financial freedom with secrets, ideas and blueprints. Make money with Blogging, Dropshipping, Ecommerce and Affiliate Marketing. In current economy, it can be difficult for people with white collar jobs to make ends meet, let alone live a lavish life. No wonder so many people are looking for opportunities to make some extra cash to fulfill their desires.And although there are many ways to generate passive income, often middle class individuals don't have understanding of different businesses or enough time on their hands to invest in other projects. Many times people take an initiative but lack of experience and early failure results in discouragement. This book will help you to understand the idea of FF formula i.e. financial freedom formula enabling you to develop an amazing perspective about managing and investing your money where you can see great returns. Often people are so consumed with their lives, they start with a pessimistic attitude. That's why the most important thing is to change the mindset and focus it on winning and being successfulYou will be introduced to ecommerce and the fundamental strategies you need to learn to establish your own business. You will learn about affiliate marketing and the secret tricks that can lead you to generate additional income. Moreover, the book will teach you everything about dropshipping and blogging and how you can establish a successful business. I can find everything on the internet. Why do I need this bookInternet offers a lot of information but it's scattered and you never know which sources to trust. You are more likely to be confused instead of feeling confident. This book brings together everything that you need to generate a passive source of income. I don't know anything about blogging/dropshipping/ecommerce. Can I learn these skills?A number of people who are making money through these sources don't have relevant college degrees or even formal training. If you are tech savvy enough and willing to work hard, you can learn how to use these skills to earn yourself some passive income. Will I be able to generate enough income through these?Absolutely! All of these are actually full time businesses but due to automation and outsourcing, now everyone can do it. Stop reading this and get the book now!- new version -
A Treatise on the Principles and Practical Influence of Taxation and the Funding System
A Treatise on the Principles and Practical Influence of Taxation and the Funding System is an unchanged, high-quality reprint of the original edition of 1863. Hansebooks is editor of the literature on different topic areas such as research and science, travel and expeditions, cooking and nutrition, medicine, and other genres. As a publisher we focus on the preservation of historical literature. Many works of historical writers and scientists are available today as antiques only. Hansebooks newly publishes these books and contributes to the preservation of literature which has become rare and historical knowledge for the future.
Affordable Housing as a Profitable Impact Investment
The challenges of affordable housing are manifold. However this presents an opportunity to private investors, real estate companies, and developers. With the growing global trend for impact-based investments, many institutional investors have begun to consider the merits of this asset class. This book examines not only the profitability of these assets, but also whether these assets rely on government subsidy. It discusses why investors have become more interested in this product and which investment criteria influence the financial performance of these assets. The authors employed a mixed method approach to collect data at two tiers, first through surveys and afterwards through interviews of 8 firms (3 publicly listed companies, 3 private equity companies, 1 foundation, and 1 state bank) across Germany, the United Kingdom, and the United States. Investment criteria are analyzed using inferential statistics, specifically the Hierarchical Algorithm Cluster Analysis. The financial characteristics of the companies are examined and compared using descriptive statistics and the qualitative interview output is explored using the thematic Latent Coding Analysis. Furthermore, the book explains how the bond-like nature of affordable housing is a profitable impact investment option, and how this strategy is particularly worthwhile for institutional investors. It also describes that profitability of affordable housing products is not dependent on subsidy. Still, affordable housing products supported by government incentives in the United Kingdom and United States are most attractive. The book illustrates six important investment strategies identified by veterans in this field to have an influence on the financial feasibility of affordable housing products.
Elliott Wave - Fibonacci High Probability Trading
A Wonderful Duo In The Financial Markets!We're talking about the combination between the Elliott Wave Principle and Fibonacci. Whether you love them or hate them, it can't be denied that these two tools together bring about an amazing synergy in financial trading.Have you struggled with finding timeless and universal trading strategies?Are you tired of combining different trading indicators without working out the best way to trade?Have you failed with establishing a complete trading method that can be applied in different markets and conditions?Are you serious about finding a complete trading system that perfectly incorporates the best price action tools in the financial market?If your answer is "Yes", this book is for you. In this edition, you will see how Elliott Wave and Fibonacci go hand in hand and reinforce each other so neatly that they are considered the best trading duo in financial trading.Think about it, if you believe trading is all about probability, then you would need to do everything to increase your chance of winning the game over the long term. It can either be increasing your win rate or increasing your potential reward versus risk in each trade you take. Either way, a synergy between two of the highest-rated tools in trading can be one that you should focus your time and energy on.Here is a glimpse of what you will learn in "Elliott Wave - Fibonacci High Probability Trading".The interesting origins of Elliott Wave and Fibonacci concepts;The nature of the financial markets that may surprise you;Waves and the game of psychology;How to master the wave determination using the Elliott Wave principle;Fibonacci tools and the art of market timing;Eight wonderful relationships between the two tools that will provide you a distinct edge in the market;Powerful trading strategies built on a proven model to help you grasp the best opportunities in the markets;What are trade filters and why have they become part of my trading strategies?And more!All these contents are presented in a specific and well-illustrated manner, and you will never have to worry about the clarity of the content and illustrations included. Also, you will see how all of the points above are closely connected from start to end to contribute to the final strategies.Whether you are a newbie and want to seek the right path from the beginning or an experienced trader who wants to improve your trading results, this book is surely FOR YOU.So, if you want to become the next master of this wonderful duo in trading the financial markets, scroll up and click the "Buy" button.
Cashed Up with Commercial Property
Did you know that investing in commercial property can dramatically accelerate your income and build generational wealth for your family? The secret is out: Commercial property investing is quickly becoming a mainstream strategy for Australians looking to build a property portfolio. Why? Because it can generate positive cash flow faster than residential investment. That means reaching financial security for you and your family sooner--not to mention more money for those home renovations, school fees, vehicle upgrades, or dream holidays. Author and specialist buyers agent Helen Tarrant walks you through how to build a commercial portfolio from the very beginning. Drawing on real-world examples and breaking down all the numbers, Cashed Up with Commercial Property offers a detailed, specific blueprint for successful investing. You'll learn how to: Put together your first commercial property deal, with tips on finance strategies, different property types and due diligence Understand the commercial property lingo so you can invest like a professional Build a portfolio that balances cash flow with growth, so you can benefit from ready money now and later Uplift your properties and add value to your investments in simple, effective ways Accelerate your retirement, with greater returns in a much shorter time By following the strategies that helped Helen build a $10 million investment portfolio, you'll set up your own step-by-step plan for investing in commercial property--so you too can diversify your investments, create more accessible equity and find true financial freedom.
The Everything Guide to House Hacking
Discover the path to financial freedom with this step-by-step guide to house hacking--the simple real estate investment strategy that lets you live for free and earn income.For most people, rent or a mortgage takes up the largest chunk of their income. But with house hacking, that piece can come down to virtually zero--and it's easier than you'd think! In its simplest form, house hacking is the real estate investment strategy where you buy a multifamily house and rent it out to cover your costs and live for free. But this can come in all shapes and sizes, whether it be inviting in roommates, owning multiple properties, live-in flips, vacation rentals, or even participating in Airbnb. In The Everything Guide to House Hacking, you will learn: -The pros and cons of house hacking -The minimum you need to get started -What a smart investment looks like -Whether renovating is worth it -How to be a responsible landlord -How to find responsible tenants -And more! Discover everything you want to know about homeownership and how you can build wealth from your investment properties. The path to financial freedom starts here.
I Will Teach You to Be Rich: The Journal
As seen on the new NETFLIX series! What's Your Rich Life? An interactive journal from the bestselling author of I Will Teach You to Be Rich If someone asked you that question, would you know the answer? Most of us have never thought about what our Rich Life looks like beyond "Doing what I want, when I want." Or, we're told all our lives to save...but then what? How do we enjoy the results? Using this journal, you can finally give yourself the time to design your Rich Life. Work through eye-opening exercises and powerful prompts to understand how to: --Get to the root of your money beliefs and rewire them for the next chapter of your life. --Ask $30,000 questions instead of $3 ones. --Identify your Money Dials--the things you love spending on, like travel, eating out, health, or convenience--and develop a plan to spend more on what matters to you most. Once you know what your Rich Life looks like, you can start to live it. No more vague goals. No more procrastinating. Just beautiful, detailed vision and the confidence to make it real. So find a quiet room, grab a cup of coffee, and let's get to work.
The Estate Settler's Organizer
The Estate Settler's Organizer If you are overwhelmed at the thought of handling the transition of all the financial accounts to settle your deceased friend or family member's estate, The Estate Settler's Organizer was designed with you in mind.This simple-to-use organizer provides a practical way to quickly get a handle on which specific accounts you will be dealing with and the key pieces of information you will need to close out those accounts. Being able to visually capture progress is a lifesaver as you strive to keep progress on one account separated mentally from other accounts.The Estate Settler's Organizer contains easy-to-use checklists and tables to help you collect the information you need for administering the estate. These tables: correspond to the work needed to transition accounts by both trustees and administrators settling an estateidentify key information needed for each transition area, and then keep the information organized and availableEach chapter focuses on a different aspect of the estate-settling process. Topics covered include paying for the funeral, income, expenses, assets, liabilities, and online accounts. There is ample space for tracking each account.This user-friendly organizer not only reduces stress and confusion but is time-efficient. Without a structure for keeping track of actions throughout the process, we all tend to revert to the proverbial "small pieces of paper" or the electronic equivalent. This results in information being scattered and often lost. When callbacks are received, if the needed information is not readily available, both frustration and more callbacks can result.
Middle Class to Millionaire
Is it still possible for a middle-class American to become a millionaire?Imagine creating enough passive income to surpass your earned active income. Imagine living without worrying about current expenses or the next recession. Imagine securing your financial future decades before retirement. In Middle Class to Millionaire, David Vernich demonstrates how investing in real estate can be a simple, profitable solution for sustainable financial security, long-term growth, and complete peace of mind. He provides the insight he's learned as a banker who realized that his 401(k) wouldn't provide the lifestyle he truly wanted. By forming a small team of investors and securing a loan with good credit, David became a real estate investor and changed the course of his life within a few short years. When you invest in real estate, you invest in a worry-free financial future without sacrificing the life you live today. Stop thinking of the reasons you can't and learn why you can in this must-read for everyone who wants security, stability, and a lifetime of passive income.
Metaverse Investing
WHAT IS THE METAVERSE (AND HOW CAN I INVEST IN IT?)The metaverse is closely linked with the blockchain and cryptocurrencies when we talk about it today.Blockchain Definition: What You Need to KnowBlockchain technology is most simply defined as a decentralized, distributed ledger that records the provenance of a digital asset. By inherent design, the data on a blockchain is unable to be modified, which makes it a legitimate disruptor for industries like payments, cybersecurity and healthcare. Our guide will walk you through what it is, how it's used and its historyHow to buy real estate in the metaverseThe hottest metaverse platforms for purchasing virtual real estate are Sandbox and Decentraland. Did you know that Snoop Dogg and Steve Aoki own land in Sandbox? A plot of land situated between these two celebrities is currently on sale for a cool $2.5 million.What Is An NFT? Non-Fungible Tokens Explained"A non-fungible token (NFT) is a certificate of authenticity and an indication of individuality. It's like buying a work of art with an attachment that states that the work of art is "one of one", the only item of its kind"QUESTIONS TO ASK BEFORE INVESTING IN AN NFTIs the NFT desirable now because of its novelty today, or will it have long-standing value?Will there be a market for the NFT in the future?Is the artist transparent, and do they communicate openly and reliably with their communities?Does the artist have a strong community that they've built over time?In this guide will teach you how to invest in metaverse: Step-by-Step to Crypto Art, NFTs, VR, Web3, Digital Assets, Virtual Land in the Metaverse, Blockchain Gaming and much more.
Corporate Governance in the Knowledge Economy
Tackles issues such as the advent of technology, cultural changes associated with the incorporation of Gen Y into the workforce, and the proliferation of social networks and effects such as Big Data and cyber-threatsExplores the relationship between senior management and the rank and file of the organization to create an ethical corporate culture Identifies a series of problems that arise and illustrates them through real-life case studies
ISO 9001 for all Real Estate Industries
This EASY to understand book is ideal for all departments and other people who are new to ISO 9001, (International Standard) who want to getmore out of an established Quality Management System (QMS). Particularly for employees who just need a basic understanding of what ISO 9001 is and how it applies to them. This Book was written so that anyone at any level of the organization can get to the heart of the standard's requirements and how they apply to the organization quickly and simply
Debt Recovery
Debt is something most of us dread. Worse than that is being put in a situation where debt collectors start bombarding you with long threatening and intimidating calls, emails and mails. It is humiliating, disheartening, frustrating and frightening to hear how your salary will be garnished, how your assets might be sold off and how your friends, neighbors, landlord, prospective creditors, employers, colleagues at work and other people will be told about your inability to pay your debts. Here is a preview of what you'll learn...The debt free mindsetThe credit purgeAssessing your resourcesHow to consolidate your debtHow to liquidate and create a repayment planHow to build sustainable wealth for lifeMuch, much more!This is a brief discussion of the origins and functioning of the indian credit recovery infrastructure. India's 1985 sica act put in place a debtor friendly regime in which defaulting borrowers could delay resolution for long periods of time and strip assets of value. The debt recovery tribunals in the 1990s attempt to create a more creditor friendly regime but their effectiveness is limited by restrictions on their scope. The sarfaesi act, enacted in 2002, permits seizure of secured assets and has been the most effective means of recovery.
You Are Worthy
From a former business editor at The New York Times, "a cleareyed and narrative-driven approach to rethinking one's financial story." (Kirkus Reviews) "What makes You Are Worthy such a superpower of a tool is that Kelley helps you uncover, acknowledge--and, where necessary, heal--your money story and money relationship." --Manisha Thakor, CFA, CFP, founder of MoneyZen and author of On My Own Two Feet and Get Financially Naked Many women live in silence, holding fear and shame about their finances. Many know they could feel better financially but are unsure how to even begin to change. In You Are Worthy, Kelley Holland, a former New York Times business editor and award-winning financial journalist, goes to the heart of women's money challenges--shining a light on problem areas, providing solutions, and instilling the confidence and skills you need to take charge of your money and achieve financial well-being. In this accessible, easy-to-follow resource, Holland leverages her professional experience and more than 100 interviews with women around the country, taking you step by step through the process of transforming your relationship to money. You will shed outdated beliefs about your abilities; you will be inspired to put your money to work; and you will come away with skills and knowledge to create an integrated financial plan to help you achieve your goals. Affirming and empowering, You Are Worthy will leave you feeling as if you've just had a thorough, reassuring money conversation with a trusted guide. After reading this book, you will feel less alone in your money challenges. You will build vital financial skills and knowledge. And you will come away with greater confidence, clarity, and hope--not just about money but about your whole life.
Personal Finance Workbook for Beginners
The practical way to financial empowerment Personal finances are an essential element of life, but many of us avoid dealing with them because we don't feel well-informed. Overcome any doubts you may have about your financial literacy with this financial workbook for beginners. You will learn key financial concepts, start to engage intentionally with your finances, and create a plan to approach your financial future with confidence. Regardless of your age or bank balance, now is the time to improve your financial health! Focus on the personal--Examine your relationship to money, look at how your values and behaviors influence your finances, then apply your priorities to set realistic and attainable goals. Tools for action--Use the quizzes, checklists, budget templates and financial exercises to assess the current state of your finances and kick off your financial planning for the future. Complex concepts demystified--Get comfortable with personal finance through straightforward advice and real-life examples. You will get practical information about dealing with debt, buying a home, retirement planning, and investing in your future. Prioritize your financial well-being with the Personal Finance Workbook for Beginners
Candlestick Forecasting for Investments
Candlestick charts are often used in speculative markets to describe and forecast asset price movements. This book is the first of its kind to investigate candlestick charts and their statistical properties.
Combating Corruption in the Middle East
This book examines the phenomenon of 'grand corruption' in Kuwait and the pattern in the wider region. It will be a valuable resource for academics, researchers and policy-makers working in the areas of financial crime and corruption.
ISO 9001 for all Real Estate Industries
This EASY to understand book is ideal for all departments and other people who are new to ISO 9001, (International Standard) who want to getmore out of an established Quality Management System (QMS). Particularly for employees who just need a basic understanding of what ISO 9001 is and how it applies to them. This Book was written so that anyone at any level of the organization can get to the heart of the standard's requirements and how they apply to the organization quickly and simply
Taxing Municipal Bond Income
Taxing Municipal Bond Income by Lyle C. Fitch addresses one of the most contested questions in American fiscal history: whether interest from state and local government bonds should remain exempt from federal income taxation. Tracing the debate from its origins in the late nineteenth century through the Pollock decisions and the ratification of the Sixteenth Amendment, Fitch shows how this exemption, though modest as a source of federal revenue, became a symbolic battleground over issues of equity, federalism, and the proper role of government. While critics denounce the exemption as a loophole that weakens the progressive tax structure and encourages uneconomic borrowing, defenders argue that eliminating it would raise the cost of local government and compromise financial independence at the state and municipal level. Framing the exemption as more than a technical matter, Fitch situates it within broader conflicts over centralized versus decentralized government and public versus private enterprise. He reviews past legislative battles, particularly the Roosevelt administration's failed campaign of the 1930s and early 1940s, and considers why efforts at outright abolition repeatedly faltered. The study is structured in three parts: the first examines market dynamics and the relative advantages of tax-exempt bonds for investors and issuers; the second evaluates the fairness and efficiency of the exemption within the fiscal system; and the third explores the technical and political feasibility of taxing both outstanding and future securities. In presenting alternative policy approaches, Fitch provides both a comprehensive analysis of the exemption's economic impact and a practical framework for legislators seeking reform. This title is part of UC Press's Voices Revived program, which commemorates University of California Press's mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1950.
Taxing Municipal Bond Income
Taxing Municipal Bond Income by Lyle C. Fitch addresses one of the most contested questions in American fiscal history: whether interest from state and local government bonds should remain exempt from federal income taxation. Tracing the debate from its origins in the late nineteenth century through the Pollock decisions and the ratification of the Sixteenth Amendment, Fitch shows how this exemption, though modest as a source of federal revenue, became a symbolic battleground over issues of equity, federalism, and the proper role of government. While critics denounce the exemption as a loophole that weakens the progressive tax structure and encourages uneconomic borrowing, defenders argue that eliminating it would raise the cost of local government and compromise financial independence at the state and municipal level. Framing the exemption as more than a technical matter, Fitch situates it within broader conflicts over centralized versus decentralized government and public versus private enterprise. He reviews past legislative battles, particularly the Roosevelt administration's failed campaign of the 1930s and early 1940s, and considers why efforts at outright abolition repeatedly faltered. The study is structured in three parts: the first examines market dynamics and the relative advantages of tax-exempt bonds for investors and issuers; the second evaluates the fairness and efficiency of the exemption within the fiscal system; and the third explores the technical and political feasibility of taxing both outstanding and future securities. In presenting alternative policy approaches, Fitch provides both a comprehensive analysis of the exemption's economic impact and a practical framework for legislators seeking reform. This title is part of UC Press's Voices Revived program, which commemorates University of California Press's mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1950.
The House That Ross Built
In "The House That Ross built" you will find a simple easy to follow process to flipping houses & investing in real estate. This short book is more than just a quick read, it's a handbook that walks you through the process of flipping houses step by step. Throughout the book you will find proven tips that will save you money, which means more money to your bottom line, and pocket. These proven tips that the author actually uses on his projects, will help you in avoiding a lot of the common mistakes made by new as well as experienced flippers & investors. The author is passionate about helping others get started in real estate and has been helping others for years build their own successful real estate business. This book is for those who have been thinking about getting started in real estate, but don't have the money to pay for one of those traveling seminars that charge thousands of dollars and don't provide results.
Mystery to Mastery Series
How many results do you get when you Google "Forex Trading"? In the world of trading, and more specifically, trading fiat currencies or the cryptocurrency markets, there are infinite amounts of resources. Is that a good thing or a problem? You may have felt overwhelmed or confused which could lead to missing out on amazing opportunities, maybe giving up or you may have started trading Forex without a clear plan and methodology exposing yourself to unnecessary market risk, which often leads to terrible losses or even worse, lucky profits, which are the recipe for future problems. No matter if you are experienced or new to trading, this book will help to clear the fog as you master the Forex currency markets. It will guide you throughout the various styles of trading as you find what suits you best. You will learn the use of tools and systematic methodologies professionals use setting the path to reaching safety and consistency in your trading. Imagine sitting down ready to trade knowing exactly what to look at, how to interpret it, feeling comfortable and confident as you execute trades with a higher degree of probability, following a set plan designed to maximize returns. Complement and enhance your development with your unique free access to the Survival to Mastery Trading course on-line and feel the satisfaction that comes from great market results and a job well done
Real Estate Investment
Encompasses both elementary and more advanced areas of real estate investment Offers a historical perspective that will particularly highlight the role of real estate cycles Covers a wide range of global investment issues that have come to prominence in the last decade​Includes an associated website that will provide up-to-date market trends, feature exercises and pricing models alongside referencing new reports/papers
The Theory of Fiscal Economics
The Theory of Fiscal Economics, by Earl R. Rolph, develops a comprehensive framework for understanding how government financial activity influences the private economy. Rolph argues that all such activity can be categorized as either market operations--purchases and sales of goods, services, or claims--or transfer payments, both positive and negative. Subsidies and interest on debt provide cash inflows to private groups, while taxes extract it. These mechanisms do more than alter monetary balances; they shape incentives through eligibility rules, tax bases, and rate structures, thereby affecting how resources are employed. Central to the book is the claim that, despite their legal variety, taxes are fundamentally similar in that they reduce private money incomes by the amount of revenue raised. In this view, so-called indirect taxation is not a unique burden on consumers in a monetary, price-rationed economy. Excises and import duties, often treated separately from other levies, are tested as cases where a consistent theory can replace fragmented traditions of thought. If a single explanation can clarify their incidence, Rolph contends, it can extend to income and other taxes as well. In pursuing this framework, Rolph emphasizes method as much as substance. He advocates the "clarification" of hidden premises, noting that many disputes arise from unexamined assumptions, such as believing an itemized tax line on a receipt proves who bears the burden. He employs simplified models--two-good economies or competitive pricing--to derive core results before gradually relaxing assumptions, always warning against oversimplifications that erase monetary and fiscal realities. Against theorists who insist taxes must always be paired with expenditures, Rolph holds that tax effects can be studied in isolation, since governments finance spending through multiple channels, including borrowing and asset sales. The book is not prescriptive but evaluative, highlighting where fiscal policies rest on faulty or ambiguous theories. By offering a logically consistent approach across tax types and grounding incidence analysis in monetary economies, The Theory of Fiscal Economics provides a durable template for analyzing government finance and its role in shaping economic behavior. This title is part of UC Press's Voices Revived program, which commemorates University of California Press's mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1954.
The Theory of Fiscal Economics
The Theory of Fiscal Economics, by Earl R. Rolph, develops a comprehensive framework for understanding how government financial activity influences the private economy. Rolph argues that all such activity can be categorized as either market operations--purchases and sales of goods, services, or claims--or transfer payments, both positive and negative. Subsidies and interest on debt provide cash inflows to private groups, while taxes extract it. These mechanisms do more than alter monetary balances; they shape incentives through eligibility rules, tax bases, and rate structures, thereby affecting how resources are employed. Central to the book is the claim that, despite their legal variety, taxes are fundamentally similar in that they reduce private money incomes by the amount of revenue raised. In this view, so-called indirect taxation is not a unique burden on consumers in a monetary, price-rationed economy. Excises and import duties, often treated separately from other levies, are tested as cases where a consistent theory can replace fragmented traditions of thought. If a single explanation can clarify their incidence, Rolph contends, it can extend to income and other taxes as well. In pursuing this framework, Rolph emphasizes method as much as substance. He advocates the "clarification" of hidden premises, noting that many disputes arise from unexamined assumptions, such as believing an itemized tax line on a receipt proves who bears the burden. He employs simplified models--two-good economies or competitive pricing--to derive core results before gradually relaxing assumptions, always warning against oversimplifications that erase monetary and fiscal realities. Against theorists who insist taxes must always be paired with expenditures, Rolph holds that tax effects can be studied in isolation, since governments finance spending through multiple channels, including borrowing and asset sales. The book is not prescriptive but evaluative, highlighting where fiscal policies rest on faulty or ambiguous theories. By offering a logically consistent approach across tax types and grounding incidence analysis in monetary economies, The Theory of Fiscal Economics provides a durable template for analyzing government finance and its role in shaping economic behavior. This title is part of UC Press's Voices Revived program, which commemorates University of California Press's mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1954.
Don't Run Out of Money in Retirement
Allen Harris, founder of Berkshire Money Management, has helped hundreds of families build steadily toward retirement success, skillfully guiding them through the best of times and the worst. In his decades-long career, Allen has navigated both calm and stormy waters, helping clients make the most of investment opportunities while protecting their portfolios in challenging times. Together they have confronted the bears and run with the bulls: Allen is a veteran of the dot-com bubble, the Great Recession, and the longest market expansion on record. Through the years, he and his colleagues have kept families and business owners on course to reaching their retirement dreams. During his career, Harris also founded a highly successful financial newsletter, worked at Smith Barney (now Morgan Stanley), and was chief investment officer of a boutique advisory firm. He previously authored Build It, Sell It, Profit: Taking Care of Business Today to Get Top Dollar When You Retire.
How to Invest
NEW YORK TIMES BESTSELLER A master class on investing featuring conversations with the biggest names in finance, from the legendary cofounder of The Carlyle Group, David M. Rubenstein. What do the most successful investors have in common? David M. Rubenstein, cofounder of one of the world's largest investment firms, has spent years interviewing the greatest investors in the world to discover the time-tested principles, hard-earned wisdom, and indispensable tools that guide their practice.​ Rubenstein, who has spent more than three decades in the hypercompetitive world of private equity, now distills everything he's learned about the art and craft of investing, from venture capital, real estate, private equity, hedge funds, to crypto, endowments, SPACs, ESG, and more. -How did Stan Druckenmiller short the British pound in one trade for a profit of $1 billion dollars? -What made Sam Zell the smartest, toughest investor the world of real estate has ever seen? -How did Mike Novogratz make $250 million off crypto in one year? -How did Larry Fink build BlackRock from scratch into a firm that manages more than $10 trillion? -How did Mary Callahan Erdoes rise to the top of J.P. Morgan's wealth management division to manage more than $4 trillion for individuals and families all over the world? -How did Seth Klarman perfect value investing to consistently deliver net returns of nearly 20 percent? With unprecedented access to global leaders in finance, Rubenstein has assembled the most authoritative book of its kind. How to Invest reveals the thinking of the most successful investors in the world, many of whom rarely speak publicly. Whether you're brand-new to investing or a seasoned professional, this book will transform the way you approach investing forever.
Taming the Lion
Richard Farleigh reveals the 100 secret strategies that he developed to enable him to succeed in the markets. During his time running a trading desk, Farleigh set out to develop a repeatable methodology based on observation and reasoning, not just on one-off flukes and luck, to enable him to outperform the market on a regular basis. The (potentially controversial) beliefs that he incorporates into his strategies include: - Markets tend to under-react, not overreact.- Big, obvious ideas offer great opportunities.- It is safe to invest with a consensus view.- Contrarian trading is usually irrational.- It is best to enter and exit the share market at the right times instead of always staying invested.- Price trends are well known but under-utilised.- Chartists are just astrologers.- Investment and trading are increasingly similar. Some of the techniques simply involve being better than other investors at some of the basics, including only chasing genuine opportunities, managing risks and coping with losses. As his trading results started to attract some attention, Farleigh was frequently asked to give presentations of his ideas to other professional traders. From the feedback during these sessions he realised that others were interested in an approach to investing which was based on first principles. Finding that anecdotes were the best way to make a point, and that ideas could be summarised into numbered strategies, allowed him to show clearly how the methodology worked. Years later, he is still using the same approach, and has found that amateurs, as well as professionals, are keen to find out how markets work and how to improve their investment performance. This book contains those secrets. ------ About the 100 Strategies The rules are based on two broad experiences. Firstly, my involvement with investing and trading has been an endless pursuit of looking for patterns and developing my own repeatable methodologies. I have wanted to turn an art into a science. Secondly, from so many conversations with intelligent and educated people, who are curious about markets, but have been unhappy with a lack of useful reading material. The book is intended for anyone with an interest in trading or investing, whether they are amateurs or professionals. The laws grew out of a series of popular lectures that I gave in my early career and out of the process of training new people to trade the markets. Perhaps a unique thing about my approach in this book is that I have developed a framework which is applicable to all markets, whether they are bonds, money market, commodities, currencies, stocks, or property. The more I have learnt about these markets the more I have been convinced that it is sensible to approach them the same way. This is very useful, especially when some markets are underperforming. This is a serious book. It is definitely not a "how to get rich quick" trick. I have presented my observations and interpretations as laws for practical purposes. It incorporates equally a lot of groundwork analysis of markets. In finance there has been a gap between practitioners and the theoreticians. I intend to bridge that gap with a solid and, at times, theoretical explanation for my observations. Nevertheless, I have presented the material in a personal way. It is light hearted, with lots of anecdotes. I have not done endless amounts of research on each of the laws, so at times I may have erred on the detail. However it is always the concepts that are important, as these are what I am trying to get across.
How to Get Great Tenants and Evict Bad Ones
Every landlord Wants a Great Tenant! Choosing a tenant is probably the most important decision a landlord will make. In, "How to Get Great Tenants and Evict Bad Ones," we explain how to get rid of headache tenants who pay their rent on time but drive their landlord crazy with complaints. We offer practical, valuable and dependable ways of screening a possible tenant. It's generally understood that over 95% of your tenant problems can be eliminated in the screening process. The eviction process is an essential and vital part of the landlord business and our step-by-step process of filing an eviction can make your process quick and easy so you can make your investment everything you've always wanted it to be. Get your copy today and see how you can get great tenants and eliminate the headache of bad ones.
Intuitive Expertise and Financial Decision-Making
This book provides insights into the hidden role of intuitive expertise in financial decision-making. The authors show and discuss how expertise combined with intuitive judgments positively affect decision-making outcomes. The book builds on the latest academic studies in this emergent field. In combination with the academic perspective, the authors provide a field study that they conducted in the context of mergers and acquisitions (M&As), a common and critical strategic investment for companies. The interviews were carried out with experts and decision-makers in large and successful international companies (i.e., M&A experts, CEOs, CFOs, and board members). The book provides a solid theoretical and empirically based grounding of the topic. In addition, it offers suggestions to practitioners on how they can develop and nurture intuitive expertise in strategic investment decision-making. The report of the field study provides examples and quotes from interviews to visualize findings, thus helping practitioners gain understanding and insights from the text. The authors also discuss the downsides of intuitive expertise, such as biases and flawed decision-making. For scholars, students, and professionals, the book offers a concise and up-to-date summary of an emergent stream of research, exploring how cognition and judgment affect financial decision-making.
The Science of Getting Rich
"The Science of Getting Rich" by Wallace D. Wattles. Wallace wrote this book in the early 1900's and is a must for achieving a mindset for wealth. Wallace explains how the mind and the way we think can change our lives drastically. By the Law of Attraction you can choose to live a full and abundant life. Free yourself from poor thinking and living paycheck to paycheck by following this step-by-step guide.
Epic Life
Justin Breen considers himself a results guy; he's great at making things happen, but not so great at generating awesome ideas. But that hasn't stopped him from creating an epic business and life!What Breen lacks in idea generation, he makes up for in his ability to recognize when an amazing idea is presented to him. The concepts that rule his life and success evolved from conversations with innovators. Learn the thirty transformational ideas Breen has gathered from some of the world's top business leaders. Each idea's chapter concludes with simplified takeaways to help you think and take action to incorporate them into your own business and life. The author of international bestseller Epic Business is back with Wall Street Journal and USA Today Bestseller, Epic Life. This sequel details how the ideas within led Breen to create and build two successful global companies-all while spending more time with his friends and family. Start your journey to creating your epic life today!
Landlord by Design 2
Discover your perfect path to real estate investing success with this simple start-up guide for beginners. Buying property might not be your first choice for making passive income-but it should be. With several ways to invest, property investment can be your ticket to a better life. In Landlord by Design 2, landlord Michael P. Currie shows you how easy building wealth can be. With two decades of experience in property investment, he combines personal stories with practical, actionable steps to help you step into smart real estate investing that provides immediate profits. You'll learn: Over 20 ways you can invest in real estate.Minimal-effort investment strategies that cost as little as $0.Low-risk, high-reward joint venture possibilities.How to hire a high-quality property manager.Tips on how to build a professional reputation. With hard work, anyone can make their dreams come true as a real estate investor. Don't suffer from FOMO-pick up Landlord by Design 2 and get started.
Epic Life
Justin Breen considers himself a results guy; he's great at making things happen, but not so great at generating awesome ideas. But that hasn't stopped him from creating an epic business and life!What Breen lacks in idea generation, he makes up for in his ability to recognize when an amazing idea is presented to him. The concepts that rule his life and success evolved from conversations with innovators. Learn the thirty transformational ideas Breen has gathered from some of the world's top business leaders. Each idea's chapter concludes with simplified takeaways to help you think and take action to incorporate them into your own business and life. The author of international bestseller Epic Business is back with Wall Street Journal and USA Today Bestseller, Epic Life.This sequel details how the ideas within led Breen to create and build two successful global companies-all while spending more time with his friends and family. Start your journey to creating your epic life today!
The One-Number Budget
In theory, traditional budgeting is an ideal solution for household financial management. It buys you control, peace of mind, and a retirement you can depend on. Except when it doesn't. When the numbers don't add up at the end of the month, you can feel like you're back at square one with nothing except shame and frustration to show for your effort.It's a problem that's easy to ignore-until ignoring it becomes impossible. No matter where you are in the savings journey, there's a way to simplify both your budget and your life to achieve your financial goals. In The One-Number Budget, retirement income planner John W. Crane reveals a new approach to budgeting that will forever impact how you look at retirement and financial management. He describes the current state of financial services, discusses the psychological aspect of spending, and explains why-and how-one number is all you need to help ensure that you're meeting your goals. With professional insight and customizable exercises, The One-Number Budget is a philosophy you can grow with and a plan you can stick to for clarity and confidence in all the financial aspects of your life.
19 Rules for Getting Rich and Staying Rich Despite Wall Street
Most people look at the wealthy and wish they could be rich. They wade into the stock market and perhaps make some money, but then lose some or all of it after the stock market goes into a sudden tailspin. Others make mistakes when buying real estate, whether it's their primary residence, a vacation home, or an investment property. In just about every case, amateur investors don't understand the simple logic of the Investment Pricing Pendulum(TM) or know how to use it to maximize opportunities and minimize mistakes. Even fewer people understand the secret of compounding returns or, more importantly, how to pay the least amount of short-term and long-term taxes on both capital gains and investment income. You need to know how and when to build a portfolio of fixed-income securities, not only to reduce the ups and downs of your investments but to boost their growth speed. In this book, you'll see what it takes and how simple the process can be. As a result, you'll spend less time worrying about money and more time enjoying your life. You'll be able to face unexpected events-both good and not so good-with confidence and resources. Knowing how to get rich and stay rich is in your hands.
Understanding Municipal Fiscal Health
Understanding Municipal Fiscal Health provides an in-depth assessment of the fiscal health of cities throughout the USA.
Personal Finance for Musicians
Personal Finance for Musicians is a no-nonsense, easy-to-read guide chock full of tips, advice, real world examples, step-by-step plans, and templates. Written by a music industry expert and finance expert, this book coaches you on a variety of financial topics relevant to musicians without intimidating or even worse--boring you.
The One-Number Budget
In theory, traditional budgeting is an ideal solution for household financial management. It buys you control, peace of mind, and a retirement you can depend on. Except when it doesn't. When the numbers don't add up at the end of the month, you can feel like you're back at square one with nothing except shame and frustration to show for your effort.It's a problem that's easy to ignore-until ignoring it becomes impossible. No matter where you are in the savings journey, there's a way to simplify both your budget and your life to achieve your financial goals. In The One-Number Budget, retirement income planner John W. Crane reveals a new approach to budgeting that will forever impact how you look at retirement and financial management. He describes the current state of financial services, discusses the psychological aspect of spending, and explains why-and how-one number is all you need to help ensure that you're meeting your goals. With professional insight and customizable exercises, The One-Number Budget is a philosophy you can grow with and a plan you can stick to for clarity and confidence in all the financial aspects of your life.
