Make Money Easy
Align your financial goals with your Meaningful Mission to achieve lasting abundance and prosperity, from the host of School of Greatness. Are you tired of living paycheck to paycheck? Do you feel trapped by all your expenses every month? Do you wonder how some people enjoy financial peace and freedom while others seem stuck? Your relationship with money begins with having the right mindset. Until you learn how to shift your thoughts, feelings, and behaviors around money, you'll keep doing what you've always done. And get the same results. Leveraging insight gleaned from the many financial experts on the School of Greatness show, the latest research around the psychology of money, and his own journey to success, Lewis Howes offers the practical advice and mindset reframing to make the peace and fulfillment you desire a day-to-day reality. Lewis walks you through: Identifying your Money Style Connecting your money mindset with your Meaningful Mission7 Money Habits for financial peace and freedomOnce you are empowered with these tools, you will be able to make all the money you want--no matter your circumstances.
Constructing Insurable Risk Portfolios
Constructing Insurable Risk Portfolios offers a data-driven approach to devising risk retention programs that safeguard firms from a multitude of risks. Because firms face many risks, including fire damage to their buildings, liability from management misconduct, and external threats like cyber attacks, this book treats these potential liabilities as a "portfolio." Drawing inspiration from Markowitz portfolio theory, it leverages techniques from probability, statistics, and optimization to build algorithms that construct optimal risk insurable portfolios under budget constraints.Features: - Through engaging case studies and supporting statistical (R) code, readers will learn how to build optimal insurable risk portfolios.- The book illustrates a frontier that depicts the trade-off between the uncertainty of a portfolio and the cost of risk transfer. This visual representation, mirroring familiar Markowitz investment tools, enables informed decision-making and easy adoption by risk advisors.- The book lays the mathematical groundwork for constructing optimal insurable risk portfolios in an effective and aesthetically pleasing manner.- For those interested in the detailed mathematical aspects of insurable risk portfolio optimization, comprehensive proofs and derivations are available in an online supplement.This book equips students, academics, and practitioners with quantitative tools to analyze real-world risk portfolios. Additionally, it empowers financial analysts to provide data-driven insights that enhance their advisory roles for risk managers.
Don't Start a Side Hustle!
This book is the definitive guide to pivoting your life, working world, and entire mindset so you can join the wealthy unemployed and take back your time while making more money.
The History and Rebirth of the Remarkable Haile Gold Mine
The Haile Gold Mine in rural South Carolina dates from 1827, a generation before the California Gold Rush, and contains the largest gold deposit in the Eastern United States. The mine has been an important gold producer under several owners in different economic periods, and for most of the past 190 years has been the largest gold producer in the South. In 2017, it reopened after a $700 million investment by Canadian and Australian companies. The History and Rebirth of the Remarkable Haile Gold Mine tells the story of changing interpretations in the geology of the area, of the evolution in mining and gold-extraction technology, and of the transition from individual to corporate ownership and from slave labor to a highly-skilled workforce. It highlights the aspirations, struggles, successes, and failures of those who sought to exploit the mine's wealth and of the workers employed to do so while providing a case study of the 10-year effort to explore, develop, finance, and permit a modern gold mine. Far more than nostalgia, this book is a business-focused look at the economics of gold mining over the years with an emphasis on how changes in the metal price and investor sentiment as well as the involvement of environmental regulations and organizations impact mining decisions as much as refinements in geophysics and processing technology.
Global Trends in Job Polarisation and Upgrading
This open-access book offers a comparative analysis of changes in employment structures on a global scale, focusing on employment trends during the first decades of the 21st century across 17 developed and developing economies, including countries from Europe, North America, Central and Latin America, and Asia. The authors examine patterns of occupational change in all cases, with job upgrading and polarization being the most prevalent, and explore the factors driving these changes, such as technological change, the increased participation of women, the growth of service-oriented sectors, and others. Particular attention is given to the impact of the COVID-19 pandemic on employment. By applying consistent methods across all countries, the book provides a comprehensive understanding of employment dynamics and trends worldwide, representing one of the most significant efforts to produce comparative evidence on a global scale to date. As such, it will be of interest to researchers and policymakers focused on labor, inequality, and economic development.
Correlation of Wisdom & Wealth - Learn the Proper Way of Equity Investment
Corporate Governance
Corporate governance has become increasingly central to corporate reporting and management as businesses face growing pressure to address their responsibilities in sustainability and corporate accountability. The evolving focus on effective corporate governance has driven the introduction of new laws, regulations, standards, and best practices, reshaping its framework, principles, and functions. Business leaders and students must stay informed about these significant reforms and the associated accountabilities. This book offers a clear, accessible guide to the key regulations, laws, and best practices essential for robust governance and stakeholder protection. It covers the roles and responsibilities of all key players in corporate governance, including directors, management, auditors, accountants, legal counsel, and financial advisors. Taking a practical approach, the book explores topics such as financial markets, investor confidence, oversight, managerial, compliance, internal and external auditing, legal advisory functions, and performance reporting. It serves as a valuable resource for students and professionals seeking a comprehensive understanding of corporate governance responsibilities.Designed for both undergraduate and graduate levels, this book equips students with the knowledge and skills needed to become successful business leaders. It is an ideal reference for business colleges, accounting schools, and other corporate governance programs, with individual chapters adaptable for various accounting and business courses.
The Buy, Borrow, Die Strategy
How the Ultra-Wealthy Legally Pay (Almost) Zero Taxes While Growing Their Fortunes-And How You Can Too-What if I told you the IRS tax code is not broken-but designed for the wealthy?-What if you could legally pay little to no taxes like the richest people on the planet-without being a billionaire?There's a secret the ultra-rich use to multiply their wealth while paying less tax than the average worker. It's not a loophole. It's not illegal. And it's not something your accountant will ever tell you. It's called The Buy, Borrow, Die Strategy-and if you're not using it, you're giving away a fortune.For the first time, this powerful wealth-building playbook is revealed in detail-giving you a step-by-step roadmap to keep more of your money, build unstoppable wealth, and pass it on for generations.What You'll Discover Inside: ✔ How the Rich Legally Pay No Taxes - The exact financial system billionaires use to avoid taxes while their wealth skyrockets.✔ Why Selling Assets is a Financial Trap - The deadly mistake 99% of investors make-and how to avoid it.✔ How to Use Debt to Build Tax-Free Wealth - The "billionaire borrowing" trick that turns assets into unlimited, tax-free cash flow.✔ The Wealth Protection Blueprint - How to use trusts, life insurance, and estate planning to ensure your fortune stays in your family forever.✔ How to Apply These Strategies at Any Income Level - You don't need to be a millionaire to start playing the game like the wealthy.The IRS Won't Teach You This. But It's Time You Learned. The truth is, the tax system isn't rigged against you-it's just designed for those who know how to use it.The rich aren't smarter than you. They just play by a different set of rules-rules that you're about to learn.Every year you wait to apply these strategies is costing you thousands of dollars.
Moving Beyond Broke
In the vein of Get Good with Money and The Black Girl's Guide to Financial Freedom, an accessible, witty, and necessary guide from the beloved creator of The Broke Black Girl that addresses the unique financial issues of Black women and others shut out of traditional finance conversations. Dasha Kennedy grew up in a family where finances were not discussed. At fifteen, she already had bad money habits that would follow her into adulthood. At nineteen, she realized that the Fortune 500 executives who promote financial literacy did not look or sound anything like her. And she knew she couldn't be the only person who felt as lost and overlooked as she did when it came to money management. So, she started the website The Broke Black Girl and discovered an entire community of people who were desperate for money advice and understanding. Now, Kennedy provides the ultimate user-friendly resource, featuring engaging and relatable stories from her own personal finance journey. With actionable advice and an engaging voice, she helps us take control, move past shame and anxiety, build family wealth in a single generation, and become financially independent forever.
Work, Pay, and Sustainability
Daphne Greenwood presents the first comprehensive introduction to pluralist labor economics. She expands the economics toolbox with theories taken from institutionalist, feminist, social, ecological, and stratification economists. Pluralists, she explains, focus on how formal and informal institutions affect the distribution of productivity dividends--and how this has evolved over time. Pluralists are concerned with job quality as well as financial compensation. They acknowledge the modern-day abundance created by technology, but advocate for institutional changes to direct it in equitable and sustainable ways. Building on the work of many heterodox economists, Greenwood introduces wage and employment models that are embedded in the economy, environment, and society. Beginning with evidence on work and pay in the US today, she explains why tools for analyzing commodity exchange are not sufficient for analyzing labor relationships. She brings bargaining power to the fore, analyses dynamic monopsony, and looks at the role of wealth as well as income in framing opportunities. Throughout the book, Greenwood addresses threats to sustainability and equity from unpaid social costs; institutional changes such as financialization and fissured workplaces; as well as race-ethnicity and gender. Among the possibilities explored for improving work and pay are sectoral bargaining, job guarantees, worker-owned cooperatives, and universal basic income.The first undergraduate-friendly book on its topic, Work, Pay and Sustainability is an important resource for students and scholars alike.
Work, Pay, and Sustainability
Daphne Greenwood presents the first comprehensive introduction to pluralist labor economics. She expands the economics toolbox with theories taken from institutionalist, feminist, social, ecological, and stratification economists. Pluralists, she explains, focus on how formal and informal institutions affect the distribution of productivity dividends--and how this has evolved over time. Pluralists are concerned with job quality as well as financial compensation. They acknowledge the modern-day abundance created by technology, but advocate for institutional changes to direct it in equitable and sustainable ways. Building on the work of many heterodox economists, Greenwood introduces wage and employment models that are embedded in the economy, environment, and society. Beginning with evidence on work and pay in the US today, she explains why tools for analyzing commodity exchange are not sufficient for analyzing labor relationships. She brings bargaining power to the fore, analyses dynamic monopsony, and looks at the role of wealth as well as income in framing opportunities. Throughout the book, Greenwood addresses threats to sustainability and equity from unpaid social costs; institutional changes such as financialization and fissured workplaces; as well as race-ethnicity and gender. Among the possibilities explored for improving work and pay are sectoral bargaining, job guarantees, worker-owned cooperatives, and universal basic income.The first undergraduate-friendly book on its topic, Work, Pay and Sustainability is an important resource for students and scholars alike.
Careers in Business Law
If you are considering a career in business law, seeking a new practice area, or contemplating a shift in your legal career, this new guide provides practical advice, valuable insights, and actionable strategies that you can employ to prepare for a successful and fulfilling career in business law. The guide includes personal narratives and profiles of individuals from varied practice areas who have made significant strides in business law, often against the backdrop of historical underrepresentation and adversity. Their stories offer valuable lessons for lawyers at any career stage.Author Lana Manganiello, provides a detailed roadmap to a career in business law, including developing a deep understanding of the field, identifying niche areas of specialization, leveraging technology and innovation, and building a robust professional network. Beginning with choosing the right path and exploring career choices to navigating career evolution and challenges, this guide will help you: navigate the complexities of the legal professionintegrate market realities with career aspirationsnavigate career evolution and challengesovercome professional challengescultivate key professional relationshipsbuild expertise in your chosen areaforge your path in business lawleverage your success to effect positive change within the professionand much more!
Notes of Paraguay
"Notes of Paraguay" provides a brief yet insightful analysis of the local Capital Markets in Paraguay, a small country in the heart of South America and an emerging player in sustainable finance. Throughout its pages, readers will discover an overview of the evolution of Paraguay's Exchange (Bolsa), its origins in 1992 in the City of Asunci籀n, the increasing professionalization of its participants, and the early adoption of good practices and ESG (Environmental, Social, and Governance) standards. The economic context is essential, and the book explores Paraguay's bi-monetarism and the use of US Dollar as functional currency, a stable local currency the Guarani, low inflation, and solid growth projections, making it a promising destination for investors and a sound trading platform for South American enterprises. "Notes of Paraguay" delves into the local bond market, corporate securities and international sovereign bonds, showcasing the country's recent experiences in attracting global capital. The book includes some relevant sections on macroeconomic indicators and the existing savings mechanisms, offering a comprehensive guide for those interested in investing in Latin America. From governance challenges to capital market opportunities, "Notes of Paraguay" outlines the profile of a small nation on the rise, poised to further integrate into the global financial landscape.
The Money School
Realize financial stability and investing confidence with this one-of-a-kind resource by renowned money expert Nicole Lapin.New York Times bestselling author of Rich Bitch Nicole Lapin gives you the skinny on how financial markets and common investing strategies work to build your understanding and gain confidence. The Money School is divided into courses (of course), four of them, with three levels each, totaling 12 lessons all together. The first course focuses on the stock market, where you'll learn all about one of the most potent and accessible forces in our financial system. The second zooms into debt (the good kind!), where you own debt, not owe it via CDs and treasury bonds. The third course steps it up with more exotic or advanced securities like commodities, currencies, and derivatives. The final part wraps it all up with how you can make a portfolio to help you reach your own financial success as you define it.Once you have completed the courses, turn to the end of the book for self-assessment quizzes and a full dictionary of key financial terms to keep on hand as a resource. Class is in session!
Retirement Made Simple
Retirement doesn't have to be overwhelming. With this step-by-step guide, you'll discover a clear and simple approach to planning for a secure and stress-free retirement. Whether you're just starting out or already in the midst of your retirement journey, this book provides practical tools and actionable steps to help you take control of your financial future. From budgeting and saving to investing and managing risk, you'll gain the confidence to make smart, informed decisions every step of the way. It's time to build the retirement you've always dreamed of-one simple step at a time.
Inside the Insurance Industry - Fourth Edition
This comprehensive guide is perfect for anyone seeking to navigate the complexities of insurance, including individuals, business owners, students, attorneys, risk managers and insurance professionals.Highlights of this book include: New insights into managing risk and emerging industry trends.Expanded sections on pricing, claims processes, and securing the best insurance deals.Clear explanations of insurance company operations and how departments affect policyholders.Practical tools like a sample Insurance Proposal Worksheet.Tips for avoiding litigation and effectively handling insurance claims.A glimpse into the future of insurance and its potential impact.During a professional career as an insurance consultant spanning over 20 years, the author's primary focus during each project was to both enhance insurance coverage and save money for clients. This approach has been carried over into the contents of Inside the Insurance Industry - Fourth Edition, where readers can equally improve their insurance knowledge and save much more money than was invested to buy this book.Written in plain language, this book breaks down industry jargon, offering actionable advice for saving money and making informed decisions. Whether you are new to insurance or looking to deepen your expertise, this resource is designed for you!
