Resurgent
A practical handbook examining how established businesses can use their unique advantages to fight back and win in a digital arena too often dominated by tech start-ups, disruptors and unicorns. The big four tech companies (Microsoft, Amazon, Apple, Microsoft) have had an enormous impact on our everyday lives. A new wave of start-ups in the tech sector has dominated the press and swallowed up huge amounts of investment. But what about those established companies in the traditional parts of the world's economies, from energy, industrial and consumer goods to travel and health? They rarely got a mention. Everyone was talking about the disrupters - the start-ups and the entrepreneurs - and not about the incumbents. This book is a call for a reality check. For at the core of our established companies are capabilities and qualities that remain highly relevant in the digital age. They are often market leaders for very good reasons - they know their customers and markets well, and they have great product, sales and marketing expertise. They are operationally savvy and financially strong, with deep insights into areas of expertise that no one else has, giving them a unique advantage. John Fallon and Julian Birkinshaw have come to a clear conclusion: incumbents are not going quietly into that dark night. Organizations will need to jettison their analogue baggage and infrastructure and embrace digital transformation. They will survive and they will prosper. And this book will show them how to do it.
Power Struggles
According to the International Energy Statistics of the Energy Information Administration, in 2023, the United States produced more oil than any nation -- at any time. It has been the leading producer of crude oil for the past six consecutive years. Mike Mauceli's new book, Power Struggles, explores the game-changing advancements in oil and gas exploration, the new technological advances in horizontal drilling, and fracing. Power Struggles also offers valuable insight for investors into strategic methods for minimizing tax liabilities, reducing risk, and generating tax-free income, showcasing tools for building wealth. By adopting these strategies, investors can substantially decrease tax obligations and pave the way for accelerated wealth growth.
The Secret Diary of Governance
What if the biggest risks in business were hiding in plain sight - and only a handful of people knew where to look?Governance is often invisible. But it's the difference between headlines and handcuffs, between integrity and implosion. In the high-stakes world of FTSE 100 and FTSE 250 boardrooms, chartered company secretaries and chartered governance professionals are quietly steering the governance ship - asking the hard questions, holding the red lines, and keeping companies safe when the stakes couldn't be higher. This book lifts the lid on the boardroom's most guarded realities. Through real-life stories of power struggles, ethical crossroads, near misses and quiet victories, it reveals the unseen influence of those who protect companies from the inside out.For board directors, aspiring governance leaders, and anyone who believes business should be better - this is your invitation into the side of business you were never meant to see.
The Secret Diary of Governance
What if the biggest risks in business were hiding in plain sight - and only a handful of people knew where to look?Governance is often invisible. But it's the difference between headlines and handcuffs, between integrity and implosion. In the high-stakes world of FTSE 100 and FTSE 250 boardrooms, chartered company secretaries and chartered governance professionals are quietly steering the governance ship - asking the hard questions, holding the red lines, and keeping companies safe when the stakes couldn't be higher. This book lifts the lid on the boardroom's most guarded realities. Through real-life stories of power struggles, ethical crossroads, near misses and quiet victories, it reveals the unseen influence of those who protect companies from the inside out.For board directors, aspiring governance leaders, and anyone who believes business should be better - this is your invitation into the side of business you were never meant to see.
Assisted Living Revolution
Real families. Real heartbreak. Real hope. A revolutionary guide to senior care through powerful true stories.If you've ever struggled with the decision of how to care for an aging parent or worry about your own future, Assisted Living Revolution will speak directly to your heart. Blending heartfelt personal stories with expert advice, this compelling book pulls back the curtain on the broken systems of traditional senior living and shines a light on a better path forward.From emotionally overwhelmed caregivers to adult children blindsided by high costs and neglect, these true, story-driven accounts will feel all too familiar. But within each chapter is a message of hope: Residential Assisted Living (RAL) homes-small, community-based senior care alternatives-are changing the landscape of elder care across America.Written by Isabelle Guarino, CEO of the RAL Academy, and RAL researcher Kurt Coleman, this book is part inspiration, part practical guide, and entirely real. Whether you're seeking options for a loved one or considering launching your own care home, you'll find both emotional validation and actionable steps in these pages.Perfect for fans of Chicken Soup for the Soul, caregivers, adult children, and anyone exploring senior care options, nursing home alternatives, or how to start a residential assisted living home, this is more than a book-it's a movement.Because our seniors deserve better. And so do the families who love them.
Captivated Health
Are you tired of watching your company's health insurance costs skyrocket year after year?If you're a CFO, business owner, or HR leader, you know the frustration: yet another "less bad" renewal, double-digit rate hike, and that gut-wrenching sense that your choices are limited because you have no data to actually fix the root cause and solve the problem.The American health insurance system is like a casino-the house always wins. There's no way to improve your odds without understanding the design and rules of the game.Here's the good news: Mark S. Gaunya, GBA, has a health insurance hack for you. The Captivated Health(R) platform is designed to help you improve your health insurance odds by putting the control in your hands.The Captivated Health platform will guide you to: Take Control by moving from system-decision to self-decision Gain Transparency as you free yourself from the "less bad renewal" cycle Leverage Confidence in your increased literacy to strategically influence outcomesSave Cash by reinvesting your dividends to create greater value for everyoneWhether you're directly responsible for your company's health insurance plan or you know someone who is, this book is for you. It's time to understand the health insurance casino and learn how to play to win-for your bottom line and for the health and well-being of your people.Start your journey toward taking control of your health insurance future with the Captivated Health platform today!
Collaborate Better
You know you need to collaborate to achieve complex goals. You also know collaboration is a slog. Why is it so hard? Because none of us are ever taught this fundamental business skill.Deb Mashek is here to change all that. Discover how to apply relationship science to make every workplace collaboration less painful and more productive - in just 6 minutes!
64+
Medicare shouldn't be complicated. Yet, too many people feel overwhelmed by confusing options, unexpected costs, and last-minute decisions. 64+ is your clear, step-by-step guide to navigating Medicare and retirement planning with confidence. Written by industry expert Chase Gruening, this book simplifies enrollment, breaks down coverage costly mistakes. Whether you're approaching 65, still working, or helping a loved one, 64+ ensures you understand your options and secure the best plan for your needs. With real-world insights and expert advice, this guide gives you the tools to protect your health, finances, and future-so you can navigate the next chapter with confidence.
Fly!
Whether you're in your sixties or twenties--single, married, rebuilding after a devastating loss, or simply wanting to feel more prepared for the unexpected--this book is for every woman ready to take control over her financial life. Steph Wagner, National Director of Women and Wealth at Northern Trust, offers an empowering, tools-based approach to help you achieve financial freedom and thrive for years to come. Steph Wagner appeared to have it all--a beautiful family and a picture-perfect life--until her husband of nearly 20 years left their family for another woman. A stay-at-home mom, Steph found herself facing financial devastation and some heavy emotional baggage. Her enviable life concealed the secrets of a harrowing childhood fraught with domestic abuse, and her divorce reopened old wounds. In the years since, Steph has built a thrilling new life and a powerhouse career as a nationally recognized authority on women's economic security. A model of resiliency and resourcefulness, her riveting personal story and hard-earned financial expertise have helped women across the country reclaim their financial futures. Her debut book, Fly! offers invaluable insights to help you: Uncover the roots of your relationship with money Evaluate your current financial landscape and learn how to make confident decisions around your wealth Set transformative goals and craft a comprehensive plan to turn your vision into reality Cultivate an empowering, supportive network Discover how financial independence can enhance your relationships and unlock exciting new opportunities Fly! is a call to action. And this journey isn't just about money; it's also about seizing new opportunities, pursuing your dreams, and living life on your own terms.
Transformational Communication
In a world of profound change and where every message shapes perception, the most influential and impactful leaders are those who communicate with purpose, power and presence. This book is your guide to becoming a truly transformational communicator; one who builds trust, ignites action and leaves a lasting legacy. Inside, you'll discover the secrets of transformational communication, including how to: master high-stakes communication no matter the audience, context or settingharness the power of storytelling to connect deeply and move people to actionshape a bold leadership narrative grounded in identity, purpose and visionleverage proven frameworks to craft resonant messages and narrativesengage stakeholders and lead change with clarity and convictioncommand a room with aligned verbal and non-verbal language Through practical strategies, research-backed insights and real-world examples, you'll learn how to craft messages that resonate, to navigate complex communication landscapes with confidence and to build enduring influence.Whether you're a business, government, not-for-profit or community leader, this book will help you step into your highest potential as a communicator and, in doing so, become the kind of leader the world needs now.
The EQ Prescription
Health-care professionals-clinicians, nurses, students-have dedicated countless hours to and made endless sacrifices for their careers, yet too many face dissatisfaction and exit early due to the overwhelming pressures of the system, many of which are out of their control. Unfortunately, standard healthy habits like eating and sleeping well and exercising aren't enough. The remedy? Putting yourself first using The EQ Prescription.Dr. Mickey Lebowitz, a certified endocrinologist and emotional intelligence expert, offers and guides you through a transformative, groundbreaking concept: the Emotional Intelligence (EQ) Zone. This framework provides practical, easy-to-use strategies that can be utilized in real time, especially when the heat is on, and is designed to help you navigate the high-stress demands of health care, allowing you to stay emotionally and physically well so you can be your best and give your best. The benefits are enormous: greater job fulfillment, better patient satisfaction and outcomes, enhanced leadership, and reduced risk of malpractice and burnout. If you're ready to thrive in health care, managing yourself through its inescapable pain points, while delivering exceptional patient care and deservedly enjoying both your professional and personal life, The EQ Prescription is written for you.
Underground Interconnected Cities
Delve into the groundbreaking world of underground interconnected cities.Journey beneath the surface to discover a future where urban expansion meets innovative engineering.This comprehensive guide unveils the intricate designs and sustainable structures that form the backbone of subterranean metropolises.Explore concepts that balance technology, ethical considerations, and societal needs while addressing environmental challenges.With detailed case studies and strategic insights, Fremont crafts a vision of resilience and collaboration that reshapes urban living.Perfect for urban planners, architects, and sustainability advocates, this book is your key to unlocking the potential of tomorrow's cityscapes.
What's Your Encore?
Not your typical book about retirement. Most ask if you have enough money to retire. What's Your Encore? asks, and guides you to find the answer to the question, "What will you do with your time after you retire?" What will you do all day? Where will you find your new social connections? Where will you find purpose and fulfillment? By the end of the book, you will have a plan including the first steps to take in order to achieve the retirement lifestyle of your dreams.Planning to retire soon? Already retired? Wondering what to do next? Former CEO, and now one of the premier non-financial retirement coaches in the country, Larry Jacobson shares how to overcome the hurdles to a purposeful and fulfilling retirement. The exercises in the included Action Guide will solidify your plan. Turn your dreams into reality. After years of hard work, you probably feel entitled to a satisfying retirement. But where do you start? What does your post-career life look like for you? Rather than trial and error, receive expert advice from retirement coach Larry Jacobson in What's Your Encore? Full of wisdom based on experience, this golden years guidebook shows you how to find your new identity in a post-career world. You can start making the most out of your retirement without wasting time or energy in the wrong direction.Build the retirement you desire and deserve. Instead of wandering aimlessly, unsure of what to do with your time, Jacobson's effective and easy-to-follow tips and lessons take you on a journey of self-discovery to find your purpose and fulfillment in retirement. What's Your Encore? is a retirement book full of professional experience, research, and real results that will improve the quality of your retirement years. Featuring practical answers and inspiring examples to take inspiration from, you'll soon be enjoying the retired life of your dreams.What's Your Encore? is not a financial planner. It helps you answer all the other questions you have about retirement. You'll find practical strategies such as: Understanding the importance of taking risks and how to analyze them Ways to manage your fears about your decisions and choices Discovering and pursuing your true passions and new identityFinding and implementing the elements of a balanced lifestyleHow to turn dreams into goals, and goals into realityHow to find and keep a positive perspectiveWhat do the happiest retirees do with their time?If you liked the books Outlive, Retirement Planning Guidebook, The Boy Behind the Gate, or What Color is Your Parachute?, then you'll love What's Your Encore?With a forward by Congressman Eric Swalwell, and endorsements by Chip Conley, founder of the Modern Elder Academy, and Robert Laura, president of the Retirement Coaches Association, praise for Jacobson's writing reads like the Who's Who in the field of non-financial retirement planning. Larry Jacobson is truly a thought leader in the field. Based on his successful online video course, Sail Into Retirement, Larry now brings his coaching to everyone with this book.
Insure Your Investments Against Losses
In Insure Your Investments Against Losses, "forensic gumshoe" Robert Goldin, who has been featured in Maclean's, National Post, Vancouver Sun, and many other publications and TV shows, lets investors in on a secret their financial advisers are not telling them: that they can insure their investments so that their capital never falls below what they put into the market. Instead of going on that queasy roller coaster ride called investing in the stock market, investors can: safely invest in individual securities, exchange traded funds, and index funds and then use existing investment strategies such as options and strip bonds to insure their individual investments, or their entire investment portfolio, against losses; break out the champagne when their investments make a profit; and, sleep easy when they don't, knowing that at worst they will not lose one cent of their hard-earned cash. Insure Your Investments Against Losses is not just another investment book on asset allocation and retirement planning. It will revolutionize your investment practices. And it will send a strong message to the investment advisors benefiting from these practices themselves but not passing them on to the public.
Writing Rediscovered
Reframe Your Ideas About Writing. Reclaim Your Power as a Writer. In Writing Rediscovered, author and writing scholar Elizabeth Wardle invites you to transform your approach to writing through nine powerful "threshold concepts." These foundational ideas will reshape how you think, feel, and act as a writer. Rather than offering generic writing tips, this book dives deep into what's holding you back from seeing yourself as a writer. You'll challenge your beliefs about what writing is, who can be a writer, and what makes writing "good." Dr. Wardle helps you reflect on past experiences with writing instruction and replace damaging ideas with more productive ones. Writing Rediscovered blends decades of research with accessible, interactive methods, offering practical tools to help you reshape your writing identity. Whether you're writing reports, emails, or poetry, this book will change how you approach writing. Inside the Book: Research-based strategies for building writing confidence and understanding your relationship with writing. Insights into how your experiences, emotions, body, and tools influence your writing process. Reflective activities to actively engage you in transforming your writing life. Exercises for developing your personal writing process and toolkit. Guidance for creating a Writer's Manifesto to shape your writing going forward. From the author of Writing About Writing--the groundbreaking textbook that revolutionized college writing instruction--Writing Rediscovered dismantles harmful myths about writing. As Director of the Howe Center for Writing Excellence at Miami University, Elizabeth Wardle brings decades of experience helping writers of all kinds redefine their relationship with writing. It's time to reframe your writing. Reclaim your voice. And rediscover the power of your words.
Storytelling with Data
How do you turn a forgettable graph into a compelling data story? For more than a decade, the team at storytelling with data has helped leading organizations and countless professionals transform their business communications into action-inspiring narratives. Now, they're bringing the best of those lessons to you--in the beloved before-and-after format synonymous with their popular workshops. Through twenty powerful makeovers, watch ineffective charts evolve into engaging visuals that captivate, inform, and lead to smarter decisions. World-renowned data storytellers Mike Cisneros, Alex Velez, and SWD founder Cole Nussbaumer Knaflic guide you through proven methods to strengthen your communications, sharing the thought process behind each redesign so you can confidently apply the concepts to your work. Building on core principles from the international bestseller storytelling with data, refined through thousands of workshops, they demonstrate the straightforward, intentional changes--like simplifying visuals, eliminating clutter, and emphasizing key insights--that will transform your graphs and slides from the expected to the extraordinary. In storytelling with data: before and after, you'll learn how to: Structure stories that connect with your audience Create visuals that clarify complex information Apply color, layout, and design to focus attention on what matters most Overcome common challenges like time constraints and poorly designed templates Craft narratives that make an impact and influence outcomes Every page of storytelling with data: before and after is packed with insights drawn from real-world experience, distilled into easy-to-implement strategies. No matter your role, experience level, or comfort with data, you'll learn practical lessons you can apply right away. Each transformation delivers meaningful takeaways to help you create data stories that resonate--and get results. This book is your ultimate blueprint for turning graphs into persuasive, decision-driving stories.
AI Innovation in Real Estate
This comprehensive guide delves into the revolutionary impact of artificial intelligence on the real estate industry. It explores how AI technologies are reshaping property investment, management, and sales by enhancing decision-making, increasing efficiency, and driving innovation. Authored by Lawin Chandra, a seasoned real estate expert with extensive experience in technology and innovation, this book bridges the gap between cutting-edge AI applications and practical real estate operations. Drawing on the author's postgraduate research at Oxford and his professional insights, the book offers a blend of theoretical frameworks and real-world case studies. Key topics include the basics of AI and its relevance to the property market; how AI can automate processes, analyze market trends, and predict property values; ethical considerations and potential impacts of AI on the workforce and society; and how professionals can stay ahead of the curve of future trends. Whether you are a real estate professional, investor, academic, or tech enthusiast, this book provides valuable tools and strategies to navigate the evolving landscape of real estate. Learn how to leverage AI to enhance your decision-making, improve operational efficiencies, and gain a competitive edge in the market. Lawin's authoritative voice and practical advice make this book an essential resource for anyone looking to understand and implement AI in real estate.
AI Smart Trading with TradingView
You will find this AI Smart Trading book as a rapid learning and active trading playbook that shows you to pair ChatGPT with TradingView to turn signals into repeatable rules and clear actions.To start, we've got short daily rituals that turn premarket scans into a one-page plan for the opening range, and minute-level execution cues that line up perfectly with orders. We've got methods that teach you how to size fixed risk units to keep your dollar loss steady while your position size adapts to volatility so you can predict your exposure. The prompts in the book give you numbers, times, and labels for the source, so you can audit and act on every signal right away. You'll get reliable prompt templates, entries, stops, partial exit schedules, and trailing rules with numeric thresholds. All of this lets you execute without extra arithmetic. The workflow combines watchlist rotation, annotated chart snapshots, and compact trade cards that save each idea to a journal for weekly scoring and continuous improvement. This book covers midday maintenance rituals that force short checks on thesis validity, volume confirmation, and catalyst updates. This means that tightening or standing down happens by rule rather than emotion.The book also covers a very strong library of stored prompts, along with a simple archive convert prompt, makes prompt engineering a process that you can measure and improve upon each time you use it. You'll be able to make decisions faster, cut out the ambiguity, and get consistent results. This book gives you everything you need to build a prompt-driven desk, from quick ideas to detailed trading triggers.Key FeaturesDesign workflows that convert raw feeds into repeatable signals with audit trails.Use prompt templates as features that return numeric fields, timestamps, and outputs.You can measure the impact by tracking follow-through rates per prompt version and signal type.Take charge of compact UI outputs, ensuring they map directly to orders for lightning-fast execution.Arrange outputs and run weekly scoring to ensure prompts evolve into durable trading edges.Refuse any missing live data and reject fabricated claims.Align product metrics to outcomes by tracking MAE, MFE, realized PnL, and adherence.Handle prompt engineering like you would experiment management, using version labels and iterative tests.Table of ContentHow ChatGPT Accelerates Profitable Day TradingGetting Used to TradingViewNews, Sentiment, and Calendar SignalsHigh-Impact Prompt CraftingSentiment and Volume Patterns That MatterSingle-Ticker Intraday Live Prompting
From Wallet to Wealth Beginner s guide to turning crypto basics into long-term value
In a world chasing overnight gains, this isn t just another crypto investing for beginners guide it s a call to rethink what wealth truly means in the age of decentralisation. Whether you're a curious sceptic, a first-time investor, or someone who's watched from the sidelines, this book offers a fresh lens on how to build wealth with crypto by focusing not on hype, but on mindset, conviction, and clarity. This isn t about charts, pump groups, or trading jargon. It s about how to develop a long-term crypto strategy grounded in self-awareness, ethical thinking, and emotional resilience. Drawing on the psychology of money, digital innovation, and practical reflection exercises, this book helps readers navigate volatility, assess digital assets with wisdom, and create a personalised roadmap to financial independence through crypto. You ll explore everything from blockchain investing principles and the cultural power of decentralised communities, to the inner habits that define successful investors. If you're ready to go beyond quick tips and build a deep foundation for lasting value, this book is your essential guide to the new digital economy. Whether you're exploring cryptocurrency for the first time or looking to deepen your investing psychology in crypto, this book delivers timeless insight for a rapidly evolving world.
The Wealth Blueprint Within
What if wealth wasn t something you chase, but something you design from the inside out? This groundbreaking book invites you to step away from one-size-fits-all financial advice and instead create a personalized financial life rooted in your values, energy, and vision. Blending intentional wealth planning with the principles of design thinking and behavioral psychology, it offers a bold alternative to outdated budgeting systems and generic investing tips. Whether you're just starting your financial journey or re-evaluating your path after burnout or life transitions, this is your guide to financial life design. Through reflective exercises, real-life case studies, and frameworks grounded in financial psychology, you'll learn how to align your money with what truly matters. From values-based investing to redefining success and wealth, each chapter helps you build a money mindset that supports not sabotages your lifestyle and long-term well-being. This book is for entrepreneurs, professionals, creatives, and thoughtful individuals seeking more than just financial freedom they re seeking congruence, clarity, and purpose. If you're ready to design your wealth around your life instead of fitting your life around your income, this book will become your compass. Discover how to: Craft a personalized financial plan that reflects your lifestyle and priorities Use behavioral finance to overcome scarcity thinking and emotional spending Align your income, time, and energy with your values and long-term vision Master intentional money habits without sacrificing joy or authenticity Turn financial planning into a creative, empowering, and deeply human experience Your wealth isn t in your bank account it s in your blueprint. Let this be the moment you draw it with intention.
Investing in the Age of AI
In a world where algorithms beat analysts, portfolios adjust themselves, and data whispers truths before the markets catch up, the rules of investing are being rewritten line by line, model by model. This bold and timely guide is not just about where to invest, but how to think like an investor in the age of artificial intelligence. It unveils how machine learning is reshaping everything from risk assessment to emotional discipline, and why understanding behavioural psychology is now just as important as understanding asset classes. Whether you're a seasoned investor or just stepping into the world of finance, this book challenges you to question assumptions, dismantle outdated playbooks, and design a deeply personal investment strategy aligned with a rapidly changing world. With cutting-edge tools, real-life examples, and thought-provoking insights, it offers readers a transformative lens on the future of money, strategy, and human relevance in an era where machines don t just crunch numbers they define value.
Reading Price Charts Bar by Bar
A completely original approach to trading using price bar charts While complex strategies and systems may work for some traders, understanding price action is all you really need to succeed in this arena. Price action analysis is an effective approach to trading today's markets--whether you're involved in stocks, futures, or options. It allows you to focus on the process of trading without being overwhelmed by a complicated collection of trading techniques. And while this method may appear elementary, it can significantly enhance returns as well as minimize downside risk. One way to apply price action analysis to your trading endeavors is with chart patterns. Nobody understands this better than author Al Brooks, a technical analyst for Futures magazine and an independent trader for more than twenty years. Brooks discovered ten years ago that reading price charts without indicators proved to be the most simple, reliable, and profitable way for him to trade. Mastering that discipline is what made him consistently successful in trading. Now, with Reading Price Charts Bar by Bar, Brooks shares his extensive experience on how to read price action. At the end of the day, anyone can look at a chart, whether it is a candle chart for E-mini S&P 500 futures trading or a bar chart for stock trading, and see very clear entry and exit points. But doing this in real time is much more difficult. Reading Price Charts Bar by Bar will help you become proficient in the practice of reading price action--through the use of trendlines and trend channel lines, prior highs and lows, breakouts and failed breakouts, and other tools--and show you how this approach can improve the overall risk-reward ratio of your trades. Written with the serious trader in mind, this reliable resource addresses the essential elements of this discipline, including the importance of understanding every bar on a price chart, why particular patterns are reliable setups for trades, and how to locate entry and exit points as markets are trading in real time. Brooks focuses on five-minute candle charts to illustrate basic principles, but discusses daily and weekly charts as well. Along the way, he also explores intraday swing trades on several stocks and details option purchases based on daily charts--revealing how using price action alone can be the basis for this type of trading. There's no easy way to trade, but if you learn to read price charts, find reliable patterns, and get a feel for the market and time frame that suits your situation, you can make money. While price action trading doesn't require sophisticated software or an abundance of indicators, this straightforward approach can still put you in a better position to profit in almost any market. Reading Price Charts Bar by Bar will show you how.
The Money Reset
Start over stronger--with a plan that works for you Are you ready for a reset? When life throws you off balance with divorce, job loss, illness or another unexpected shake-up, your finances often feel the impact first. In The Money Reset, financial advisor Gemma Mitchell helps you get back on track with a practical, step-by-step plan tailored to your new reality. Whether you're rebuilding over 12 days, 12 weeks or 12 months, you'll discover simple but powerful strategies that lead to big change. It's time for you to take control--so you can thrive no matter what comes your way. With the right tools, you can turn financial upheaval into a fresh start and build a future that reflects your life today. Blending real-life stories with expert guidance, The Money Reset is your roadmap to stability, confidence and long-term financial security. You'll learn how to: Build resilience by reflecting on and reframing the challenges you face Leverage your income, reset your cashflow and manage debt wisely Invest in a way that feels right for your goals--including property and super Apply key wealth-building principles to craft a personalised financial strategy Embrace growth, maintain momentum and protect long-term financial stability while adapting to life's ongoing challenges. It's time to look forward with a plan that's practical, personal and designed to protect. The Money Reset equips you with the mindset and methods you need to build a new future on your own terms.
Medicare and Social Security Retirement Guide
Don't Let Medicare and Social Security Mistakes Cost You Thousands in Retirement Every year, millions of Americans make preventable errors with Medicare and Social Security that cost them tens of thousands of dollars over their lifetime. Medicare late enrollment penalties become permanent fixtures in your monthly budget, while Social Security claiming mistakes can slash your lifetime benefits by hundreds of thousands of dollars. This comprehensive guide ensures you get it right the first time. Inspired by Attorney and Medicare expert Sylvia A. Gordon's three decades of professional wisdom, this essential retirement resource walks you through every critical decision you'll face-from your Initial Enrollment Period through complex coordination strategies. Whether you're turning 65, still working past retirement age, or planning your claiming strategy, this book provides the insider knowledge you need to maximize your benefits and avoid costly pitfalls. What You'll Discover: Medicare Mastery: Navigate the Medicare "alphabet soup" (Parts A, B, C, and D) with confidence Understand when you can safely delay enrollment without penalties Master the Medicare Supplement vs. Medicare Advantage decision Coordinate Medicare with employer coverage and other insurance Minimize or avoid IRMAA surcharges that increase your premiums Social Security Optimization: Calculate the optimal time to claim benefits for maximum lifetime income Understand spousal, survivor, and divorced spouse benefit strategies Navigate the earnings test if you're working in retirement Coordinate Social Security with other retirement income sources Advanced Strategies: Plan for long-term care while protecting your assets Understand how geographic moves affect your coverage Coordinate benefits during major life events like divorce or death Create tax-efficient withdrawal strategies that minimize Medicare costs Practical Tools: Step-by-step enrollment timelines and checklists Documentation and record-keeping best practices When and how to work with professionals Annual review strategies to keep your plan optimized Perfect For: ✓ New Medicare Beneficiaries turning 65 and overwhelmed by choices ✓ Working Seniors over 65 navigating employer coverage decisions✓ Couples needing to coordinate claiming strategies for maximum benefits ✓ Early Retirees planning Social Security strategies before full retirement age ✓ High Earners facing IRMAA surcharges and complex tax planning needs The Cost of Getting It Wrong: Medicare Part B penalties: 10% increase for each year delayed (permanent for life) Social Security early claiming: Up to 30% reduction in monthly benefits (permanent) Coordination mistakes: Thousands in unnecessary out-of-pocket costs Documentation errors: Benefit delays, denials, and costly appeals The cost of this book is a fraction of what a single mistake could cost you. With clear explanations, real-world examples, and actionable strategies, this guide transforms complex government programs into understandable decisions. You'll finish reading with a personalized action plan and the confidence to make choices that protect and maximize your retirement security. Stop leaving money on the table. Your future self will thank you for getting these critical decisions right.
Essays on German and Us Contemporary Investor Returns
This book investigates investor returns focusing on the impact of ESG ratings on stock performance in the US, and on the success probability of public takeovers in Germany. The first paper explores whether US stocks with high ESG ratings yield higher returns than stocks with low ESG ratings. To create a more homogeneous and comparable analysis framework, data is split by eleven GICS industry sectors. The results show that low ESG stocks outperform high ESG stocks in terms of alpha, while high ESG stocks demonstrate both lower volatility and lower tail risk. The second paper extends the first analysis by comparing ESG and NoESG US stock portfolios across eleven GICS sectors. Consistent with the first study, NoESG stocks yield higher alphas, while ESG stocks show lower volatility and lower tail risk. The third paper shifts the focus to the German takeover market and analyzes the effect of offer premiums on success probability in public takeover offers. By calculating abnormal returns from takeover announcements, the author constructs a "premium return line" (PRL), showing that merger arbitrage provides a profitable spread between abnormal returns and premiums to investors.
Angel Investing
A practical roadmap to achieve annual returns of 25% or more with a well-designed angel portfolio Angel Investing is a comprehensive, entertaining guide that walks readers through every step of the way to becoming a successful angel investor. From building your reputation as a smart investor, to negotiating fair deals, to adding value to your portfolio companies and helping them implement smart exit strategies, this book provides both the fundamental strategies and the specific tools you need to take full advantage of this rapidly growing asset class. Written by David S. Rose, the founder of Gust, the global platform that powers the world of organized professional angel investing, this book delivers insights on: Why everyone with six figures to invest should consider angel investing, plus the non-financial rewards of angel investing How to source and identify high-potential opportunities, and build your angelic reputation so that the best deals come to you The impact of AI and advancing technology on angel investing and why you absolutely must completely understand the concept of exponential growth The impact of crowdfunding, syndicates, and the global revolution on angel investing Major angel investing blogs, groups, and courses to explore Angel Investing is an essential read for all investors seeking to establish a long-term view and approach to angel investing as a serious part of an alternative asset portfolio while also enjoying being an integral part of exciting new ventures.
Add a Zero
YouTube powerhouse and self-made millionaire Rose Han shares the practical tools to overcome financial struggle and watch your net worth grow--one zero at a time There's no doubt about it: the financial struggle is real, especially in a world that isn't designed to help you get ahead. But whether you're in debt or simply feel like your paychecks vanish as soon as you get them, you can learn to take control of your money. Financial freedom isn't the mystery we're taught to believe it is. You just need a plan to get there that actually works. On her self-made journey going from $100K in debt to millionaire, money expert Rose Han learned the simple set of strategies it takes to achieve lasting wealth and financial freedom. With her detailed and doable road map, you will learn: The mindset shifts you need to break through the emotional barriers keeping you stuck A proven system to eliminate debt and take control of your spendingThe exact strategy to exponentially grow your wealth from $0 to $10,000, then to $100,000, and finally to $1,000,000Simple investment plans and income streams that make money while you sleepIf you missed the memo on getting rich, now is the time to turn your goals into a reality--one zero at a time!
