Personal Finance for Young Professionals
Organizational Digital Transformation: An IT-Enabled Program Approach provides a comprehensive, actionable framework for planning, executing, and sustaining digital transformation across modern enterprises. As organizations navigate heightened competition, accelerated technological change, and rising stakeholder expectations, this book demonstrates why traditional project-by-project upgrades are no longer sufficient. Instead, successful transformation requires a coordinated IT-enabled program management approach-one that integrates interdependent initiatives, aligns strategy with execution, and delivers measurable business value.Drawing on decades of research and real-world managerial insight, the authors walk readers through the entire program management life cycle-from identifying and formulating a transformation program to defining, planning, executing, delivering, and ultimately closing it. Each phase is equipped with tools, templates, governance mechanisms, and decision frameworks designed to help leaders steer complex digital transformations with clarity and discipline. The book builds on themes such as program visioning, blueprint design, benefits realization, stakeholder analysis, risk and resistance management, governance structure, and organizational readiness, all of which are central to ensuring sustained transformation success.Central to the text is the fictional yet highly realistic case study "Digital Transformation of The Sun News," which guides readers through a multi-year transformation journey. Through this extended example, readers observe how a traditional media organization evolves into a digital-first enterprise, applying program management tools to reimagine business processes, modernize IT capabilities, and adapt organizational culture. The case illustrates how program phases unfold, how decisions are made in dynamic environments, and how benefits mapping, project dossiers, and governance structures support enterprise-level digital integration.The book is structured around the logic of the IT-enabled program life cycle, offering a chapter-by-chapter roadmap: Chapter 1 explains why digital transformation requires program-level thinking, describes the four phases of the program life cycle, and identifies the core responsibilities and skills required of Program Managers.Chapter 2 walks through identifying and formulating the program-including producing a Program Mandate, Program Brief, Program Preparation Plan, and conducting formal stakeholder analysis to establish strategic alignment and social feasibilityChapter 3 describes defining and planning the program, producing the Program Business Case, Blueprint, benefits plans, and an execution roadmap for moving into delivery.Chapter 4 covers executing and delivering the program through oversight, iterative governance processes, stakeholder communication, risk management, capability delivery, and benefits realization strategies.Chapter 5 addresses closing the program by reviewing benefits realization, ensuring organizational transition, and capturing lessons learned to support long-term sustainability.Chapter 6 concludes with a culture-technology perspective, connecting change management principles with program management practices to reinforce organizational readiness and adaptability.Across these chapters, the authors blend academic rigor with practitioner relevance. Readers gain access to actionable templates, governance models, benefit maps, stakeholder tools, and program management artifacts suitable for immediate application in real organizations. This dual emphasis on theory and practice ensures the book is valuable not only for academic study but also for hands-on transformation leadership.This book is ideally suited for busin
CFA Level 3 2026 Core
This is the only guide you'll ever need to navigate the entire portfolio management process, from theory to execution. This book is your comprehensive guide to the 2026 CFA Level III core, specifically tailored for the Portfolio Management, Private Markets, and Private Wealth pathways. It provides a complete roadmap for investment professionals. It starts with the very foundation. You will learn to form capital market expectations. We cover macroeconomics and forecasting. Then, you'll master asset allocation. We explore different strategies for different goals. The book details portfolio construction. You will dive into equity and fixed-income management. We also cover alternative investments. It explains the unique needs of private and institutional clients. You will learn the mechanics of trading and execution. The guide moves to performance evaluation. We discuss attribution, appraisal, and manager selection. You will understand the GIPS standards. The book then covers advanced tools. You will learn about derivatives and risk management. We explain options, swaps, and futures strategies. Currency management is also detailed. Finally, it all comes together under a professional framework. The book instills a deep understanding of the Code of Ethics and Professional Standards. Most finance books offer a fragmented view, focusing on one topic at a time. This guide is different. It provides a holistic, integrated framework that mirrors the real-world workflow of a portfolio manager. It connects every dot, showing you how a macroeconomic forecast directly influences strategic asset allocation, how that allocation is implemented through meticulous portfolio construction, and how performance is rigorously measured and reported-all while upholding the highest ethical standards. Instead of just giving you the pieces, this book gives you the blueprint to build the entire investment management engine, providing a decisive competitive advantage in both understanding and application. Disclaimer: This author has no affiliation with the CFA Institute. This publication is independently produced and is not endorsed by, sponsored by, or otherwise associated with the CFA Institute. CFA(R) is a registered trademark owned by the CFA Institute. This book is intended for educational purposes under the nominative fair use doctrine.
The Power of Content Creating
Social media is one of the fastest growing industries in the world. Wouldn't it be great to create content doing what you love to do? In The Power of Content Creating, I teach, inspire, motivate, and show you how to earn income in the social media space, providing indepth insight into what happens in the social media world and how content creating works. Using my personal experience as a backdrop, I help you unlock your power by using your own ideas, talents, and skills to create content. I share the tools that are necessary to be successful. In this guide, I discuss: - social media terminology; - the benefits of social media networks; - creating your social media account; - social media networking; - turning your network into your net worth - introducing a sense of purpose, confidence, positivity, empowerment, and encouragement to take action and achieve goals; - opening your personal life to the public; and - elevating your results. Whatever goals you have for building your online presence, whether it's a business, fame, love, or something else, it's important to put in the work, stay encouraged, remain open to learning new things daily, and never give up.
Careers in Sport, Fitness, and Exercise
Are you considering a career in sport, fitness, or exercise? As interest in physical activity continues to expand, so do career opportunities in the field. Written by experts from various areas in the physical activity sciences, Careers in Sport, Fitness, and Exercise: A Guide to Kinesiology Professions, Second Edition, is the ultimate guide to career paths in kinesiology. With information about 36 career tracks, it is a must-have for anyone who wants to make an informed career decision. You will feel equipped to compare career paths after learning about the educational and certification requirements needed to secure and maintain each one. For each career path, you'll be provided with useful information: Job descriptionsWorking conditionsSalary rangesResponsibilitiesKey skillsProfiles of professionalsThe field of kinesiology is broad and offers a diverse range of career opportunities. Throughout the text, student and professional profiles will give you insight into the benefits and challenges of pursuing particular educational tracks. These honest discussions will help you narrow down the careers that appeal to your strengths and interests. Explore career tracks like these: Fitness instruction, personal training and managementStrength and conditioning trainingPhysical education teaching and coachingSport officiatingSports marketing and managementAthletic training, sports medicine, and rehabilitationAllied health and public health sciencesPhysical therapySport psychology performance enhancementSport performance science in industryHigher education and professorshipCareers in Sport, Fitness, and Exercise, Second Edition, is produced by the American Kinesiology Association, which is dedicated to promoting kinesiology as a central contributor to the understanding of human health and performance. This guide will prove to be an invaluable resource as you contemplate your career path.
Happiness Works
A proven five-step framework to overcome the most pressing challenges in the modern workplace At a time when American workplaces are in crisis, Happiness Works: The Science of Thriving at Work delivers a five-step framework to address the growing challenges they face, including the complexities of hybrid/remote work, rising mental health concerns, and a pervasive sense of disconnection and disengagement. Rooted in the latest research on psychology, this book offers a view of happiness at work that goes beyond hacks, cliches, and platitudes, enabling readers to create more inclusive, engaging, and ultimately more successful team environments. Drawing on author Jessica Weiss's 15 years of leadership, culture, and organizational development consulting experience for some of the country's most prestigious organizations including Coca-Cola and Johnson & Johnson, this book explores concepts including: Fairness, transparency, and a help-others attitude as essential requisites to happiness habits and strategies Positivity and resilience as tools to manage negative thoughts and emotions The importance of friends at work A new concept of a To-Do List, focusing exclusively on what you got done The power of savoring the moment as a strategy to rewrite neural pathways for happiness Thought-provoking and highly practical at every turn of the page, Happiness Works earns a well-deserved spot on the bookshelves of all professionals and leaders seeking real solutions to some of the most pressing problems in the workplace today.
The American Dream
An optimistic, inspiring look at America's capitalist system―and how to use it to achieve your most important goals In The American Dream: Why It's Still Alive...And How to Achieve It, author Alexander Green extols America's exceptionalism, underscoring its unmatched economic dominance, technological innovation, and cultural influence, and highlights the importance of American ideals and the nation's capacity to provide upward mobility and prosperity to its citizens. He stresses that economic success in the U.S. is attainable through education, hard work, saving, and investing and provides an action plan for achieving financial independence, with information on maximizing income, reducing expenses, saving, and investing wisely. In this book, readers will find detailed insights on: Motivating economic trends, such as the fact that the percentage of U.S. households earning more than $100K has increased significantly since 1980 Why the U.S. remains a land of opportunity due to a robust economy, leading global companies, and significant contributions to science and technology The life-enhancing value of embracing "Radical Responsibility" Why we are living in a new "Golden Age" for investors How to shorten the road to financial independence by embracing "The World's Simplest Investment Portfolio" The American Dream: Why It's Still Alive...And How to Achieve It earns a well-deserved spot on the bookshelves of all ambitious individuals seeking long-term financial prosperity―and to experience the ultimate feeling of earned success.
Excelling In a Biased Society
In Excelling in a Biased Society, former contractor Carl Jones recalls his journey from a small-town country boy to an IT Senior Manager for a global Department of Defense contract company. He talks frankly of the challenges he was forced to overcome, the pivotal moments that shaped his values, and the lessons learned through successes and failures, offering an inspirational look at the power of perseverance and maintaining personal integrity.
Triple Compounding for Dummies
Unlock financial growth with this jargon-free guide to the art of compounding interest Triple Compounding For Dummies helps beginning and seasoned investors and business owners alike take advantage of compounding interest, compounding continuity, compounding dividends, as well as other methods of compounding that can be used to create a wealth ecosystem. This book breaks down complex financial concepts, showing you how to maximize returns through the power of triple compounding, a strategy that can exponentially increase wealth over time. Triple compounding leverages the exponential growth of your investments, savings, and interest to create a snowball effect of wealth accumulation. With practical steps to follow, real-life examples, and expert advice, you can achieve financial freedom and secure a prosperous future. Learn the fundamentals of triple compounding and how it differs from traditional compounding Discover strategies to maximize your returns through disciplined investing and smart financial decisions Read real-life case studies showcasing the transformative impact of triple compounding on long-term wealth Get practical advice on how to start applying triple compounding principles today, regardless of your current financial situation Whether you're a seasoned investor or just starting out, you'll find valuable tips and clear explanations of how triple compounding can significantly enhance your financial outcomes.
Demystifying Corporate Buzzwords
Buzzwords: Your Secret Weapon . . . or Your Fastest Way to Lose CredibilityWhether you love them, hate them, or use them without thinking, buzzwords shape the way business gets done. They can open doors-or close minds.In this practical, engaging guide, former Fortune 100 executive and C-suite advisor S. Gary Snodgrass shows you how to- decode fifty of today's most-used corporate buzzwords and unpack what they mean, when they work, and when they don't;- spot and stop jargon misuse before it derails your message;- adapt your language for different audiences so you're heard, understood, and respected;- avoid buzzword burnout with tools to keep your communication clear, fresh, and compelling.With real-world case studies, interactive self-assessments, and even a few "Buzzwords with a Wink" to remind you that business language can be both sharp and fun, this is not a dictionary-it's a survival guide. Whether you're a leader, aspiring professional, educator, or just someone who wants to stop rolling your eyes in meetings, Demystifying Corporate Buzzwords will change the way you think about the words you work with.Clear communication isn't optional. It's your competitive edge.
Innovation Is Nothing Without Courage to Unleash It
Innovation is Nothing Without Courage to Unleash It takes readers behind the scenes of real-world innovation. From academic breakthroughs to boardroom battles, Dr. Marien J. Zanyk reveals the trials and triumphs of launching disruptive health technologies while remaining grounded in integrity and purpose. This compelling narrative provides not only entrepreneurial insights but also a personal call to action: to live boldly, think differently, and lead with heart. Whether you're a startup founder, creative thinker, or seasoned professional, this book is your companion for unlocking the courage to create lasting impact.
Innovation Is Nothing Without Courage to Unleash It
Innovation is Nothing Without Courage to Unleash It takes readers behind the scenes of real-world innovation. From academic breakthroughs to boardroom battles, Dr. Marien J. Zanyk reveals the trials and triumphs of launching disruptive health technologies while remaining grounded in integrity and purpose. This compelling narrative provides not only entrepreneurial insights but also a personal call to action: to live boldly, think differently, and lead with heart. Whether you're a startup founder, creative thinker, or seasoned professional, this book is your companion for unlocking the courage to create lasting impact.
Options Strategies for Today's Trader
Are you ready to take control of your financial future and trade like a professional?Options Strategies for Today's Trader unlocks the secrets of modern options trading - revealing 50 proven strategies for bulls, bears, rookies, and seasoned all-stars alike. Written by veteran trader Richard Man, this guide demystifies the complex world of options, breaking it down into clear, actionable steps. From simple long calls and puts to advanced spreads like iron condors and butterflies, you'll learn how to adapt to any market condition - bullish, bearish, or neutral. You'll discover: The essential mechanics of calls, puts, and the Greeks. How to profit from volatility and hedge your portfolio. Beginner-friendly strategies for risk-controlled income generation. Advanced professional setups for high-probability trades. Real-world examples, payoff diagrams, and insider tips to boost your performance. Whether you're a beginner looking to build a solid foundation or an experienced trader aiming to sharpen your edge, this book will become your personal playbook for consistent success. With Options Strategies for Today's Trader, you'll gain the confidence to analyze markets, manage risk, and execute trades with precision - using the same tools top institutions rely on. Stop guessing and start trading strategically.���� Grab your copy of Options Strategies for Today's Trader today - and turn knowledge into profits.
The Little Book of Influence
What if your worst communication disasters could become your greatest superpowers?Meet communications expert Jordana Borensztajn, who dressed as a giant Like button and got escorted out of Facebook's Silicon Valley headquarters. Who bombed so spectacularly on a cruise ship that passengers demanded she get off mid-sail. Who wedged a raw egg in her mouth seeking social media fame and, instead, injured her jaw.Career-ending catastrophes? Hardly. They were transformative.Through visceral stories that make you wince and laugh, The Little Book of Influence outlines Jordana's PRESENCE framework - eight keys to authentic influence that will transform how people experience you. It's raw, honest, and incredibly practical.In a world of ever-increasing artificial content, discover how to make vulnerability your competitive advantage and your ultimate strength.
Don't Get Scammed
CONSUMER INVESTIGATOR DALE CARDWELL has a mission: to promote ethical business practices that empower consumers and expose scammers. After twenty-five years as a television journalist uncovering high-profile corruption, he realized he could make a bigger impact in the lives of the public he vowed to protect. Instead of reporting on someone who had already been exploited, he could intervene on the victim's behalf and help them seek restitution. Thus TrustDALE was born. Endeavoring to establish a community of trust, Dale developed a system by which consumers could get great products and services at fair prices, and companies could sell those products and services at a fair profit.In this consumer-oriented handbook, Dale shares his seven-step strategy to becoming a savvy consumer. Learn how to identify a scam before you get swindled-this time, experience won't be your teacher. His investigative standard, vetted across numerous businesses, lays down both offensive and defensive tactics for getting the jump on con artists and saving your hard-earned money. Don't get scammed, get smart!
Personal Finance After 50 for Dummies
Move confidently into your retirement planning years with financial advice from a bestselling personal finance advisor Retirement is lasting longer than it ever has. And a little bit of careful planning can ensure that you spend your retirement--and the years leading up to it--in comfort and financial security. In the latest edition of Personal Finance After 50 For Dummies, trusted personal finance author and advisor Eric Tyson delivers an up-to-date and expert take on how to enter your fifties in the best financial health possible. The book offers advice designed to help regardless of your income or living situation. You'll find sound and crystal-clear advice you can apply immediately on everything from investing to managing when to take Social Security, securing long-term insurance, navigating taxes, and establishing an estate plan. You'll also get actionable guidance on the latest financial trends, including no-nonsense strategies regarding alternative investments and how to navigate financial products aimed at those nearing or in retirement, like reverse mortgages. Inside the book: Effective, step-by-step guides to building a financial plan that works for you, saving for the long-term, and creating a realistic budget Strategies for managing and reducing financial risk without missing out on sound investment opportunities that keep pace with inflation Explanations of how to blend government programs like Social Security and Medicare into your plan Perfect for anyone interested in taking a serious look at planning for middle age and beyond, Personal Finance After 50 For Dummies covers the topics of unique interest to those looking to build a comfortable life in their golden years.
The Sustainable Investor
Build sustainable, responsible portfolios that reflect the values of your retail clients In The Sustainable Investor: Responsible, Impactful, and Values-Driven Investing Strategies and Practices for Financial Professionals, the Founder and Director of Sustainable Investing at Earth Equity Advisors, Peter Krull, delivers a timely and insightful discussion of sustainable investing and responsible portfolio construction. In the book, you'll learn how to help your retail clients build solutions-based, sustainable, responsible, and impact-driven portfolios that actually reflect their values. You'll also learn how to avoid the greenwashed, "less-bad" investments so commonly found in the products and portfolios of major Wall Street firms seeking to use ESG primarily as a growth vehicle. The book also offers: A history of the Socially Responsible Investing movement, including its descendants: Environmental, Social, and Governance (ESG) Investing and Sustainable, Responsible, and Impact (SRI) Investing Why labels like ESG and SRI matter, what they mean, and how they're different An explanation of how major Wall Street firms hijacked the ESG investing philosophy and turned it into a vehicle for asset accumulation A perfect resource for financial advisors, planners, and other finance professionals, The Sustainable Investor is the ideal roadmap to values-driven investing strategies that meets the needs of retail investors who seek to make a positive difference in the world with their money.
The Smart Traders Play Book
Traders Playbook for Technical Trading is more than just a guide-it is a roadmap to mastering the stock market with confidence and precision. Built on proven principles of technical analysis, this book empowers traders to recognize high-probability setups, manage risks effectively, and trade with discipline. From understanding market structures and chart patterns to applying strategies with moving averages, VWAP, and breakout signals, every chapter is crafted to transform theory into practice. The playbook is designed for both beginners who want clarity and seasoned traders seeking to sharpen their edge. Packed with actionable insights, simplified explanations, and real-world trading setups, this book helps you cut through market noise and trade like a professional. If you are serious about building consistency and confidence in your trading journey, this playbook is your ultimate companion.
You Deserve to Be Rich
NEW YORK TIMES BESTSELLER - A revolutionary playbook for building generational wealth, no matter where you grew up--from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure You deserve to be rich. You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom--financial freedom. If you agree, you've come to the right place. We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that--for people in our community--hard work wasn't enough. The system wasn't set up to help people like us turn our hustle into lasting wealth. We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you'll learn how to: - Deal with the psychological toll of growing up living paycheck to paycheck.- Create income-building strategies outside your nine-to-five, from investing to side hustles.- Use passive income to put you in control of your time and lifestyle.- Master tax and insurance systems and identify (legal) loopholes to maximize wealth.- Navigate family financial drama and find ways to support your community.That's just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want. You deserve to be rich. This is the playbook to make it happen.
The Rookie CEO, You Can't Make This Stuff Up!
The Rookie CEO goes behind the scenes with 9 Rookie CEOs and shares what behaviors cross the line, what activities result in excellent and poor execution and what successful leadership looks like. The book features actual stories about 9 rookie CEOs from different backgrounds, who bring unique philosophies and leadership styles to their new role and that drives the culture of the company. The reader will learn from actual lessons about people who make the organization successful, and how the rookie CEO's philosophy and leadership style impact the culture. How do we accomplish that in the book?The revolutionary framework introduced as PPLC represents the Path to CEO, Philosophy, Leadership Style and how they shape corporate Culture. This book is for future CEOs, investors, entrepreneurs, and people with the ambition to lead companies. The goal is to eliminate mistakes in the early days of being a CEO. The rookie CEO or leader will be better prepared when these types of issues hit them head on and set the stage for success!
Taking Ownership of Your Career
Studies into workplace violence, terrorism, and other forms of dysfunctional behavior associated with work suggested to us that there was a need for a book that would not only educate others on these topics but would also help those who wanted to reduce their risks by choosing relatively safe jobs.No job is completely safe. You can get paper cuts, be injured by a staple, or cut yourself with a letter opener. You can slip, trip, stumble, and fall. You can sit or stand in one position for too long. You could get fired even though you are performing well. You can be a victim of sabotage or harassment, sometimes because you are doing an outstanding job. There are simply a lot of ways to get hurt - physically or emotionally - on the job. However, you can evaluate the potential risk or relative safety of a job before you make a career decision.You can learn things to look for that will enable you to make a more rational, informed decision about a potential job or work site. This book is designed to help you do just that. I wish you luck in your job hunting and on your job.
Financial Freedom, Life Freedom
Break free from the earn-spend trap and design a life that is truly yours.In Financial Freedom, Life Freedom, Marie Ortega-Sterling shows readers how to stop living on autopilot and start building a life defined by clarity, purpose, and freedom. Through relatable stories, practical strategies, and her own personal journey, she reveals how to align your money with your deepest values, break the cycle of debt and overwork, and rediscover what success really means.With warmth and insight, Ortega-Sterling helps readers see money not as a source of pressure but as a tool for peace, time, and joy. Whether you are starting out, beginning again, or simply ready for change, this book offers a grounded and compassionate path toward independence and peace of mind in your finances, your work, and your life.Financial Freedom, Life Freedom is more than a book about money. It is a guide to designing a life that reflects what truly matters most.
Financial Freedom, Life Freedom
Break free from the earn-spend trap and design a life that is truly yours.In Financial Freedom, Life Freedom, Marie Ortega-Sterling shows readers how to stop living on autopilot and start building a life defined by clarity, purpose, and freedom. Through relatable stories, practical strategies, and her own personal journey, she reveals how to align your money with your deepest values, break the cycle of debt and overwork, and rediscover what success really means.With warmth and insight, Ortega-Sterling helps readers see money not as a source of pressure but as a tool for peace, time, and joy. Whether you are starting out, beginning again, or simply ready for change, this book offers a grounded and compassionate path toward independence and peace of mind in your finances, your work, and your life.Financial Freedom, Life Freedom is more than a book about money. It is a guide to designing a life that reflects what truly matters most.
Kind Dynamite
Forget the outdated research that says women are not as credible as men in the workplace.We have superpowers that make us better leaders and more profitable in running businesses.However, to achieve success, you must bring a combination of professionalism and personable style to your meetings. Kind Dynamite: Six Ways Women Can Use Our Uniquely Explosive Power to Persuade in Meetings concretely outlines proven formulas you can use to combine your kindness with dynamic presentation chops to ensure your credibility. This book is not just about standing out in meetings. It's about overcoming your speaking fears and taking charge of any room. It's about celebrating our coolness as women in an authentically assertive way.Dr. Karen Lisko teaches the techniques she has coached hundreds of smart women to use in the workplace and proves you don't need to sacrifice kindness for directness to achieve success.Now, learn to use your Kind Dynamite(TM)!
Kind Dynamite
Forget the outdated research that says women are not as credible as men in the workplace.We have superpowers that make us better leaders and more profitable in running businesses.However, to achieve success, you must bring a combination of professionalism and personable style to your meetings. Kind Dynamite: Six Ways Women Can Use Our Uniquely Explosive Power to Persuade in Meetings concretely outlines proven formulas you can use to combine your kindness with dynamic presentation chops to ensure your credibility. This book is not just about standing out in meetings. It's about overcoming your speaking fears and taking charge of any room. It's about celebrating our coolness as women in an authentically assertive way.Dr. Karen Lisko teaches the techniques she has coached hundreds of smart women to use in the workplace and proves you don't need to sacrifice kindness for directness to achieve success.Now, learn to use your Kind Dynamite(TM)!
Speaking Human
Have you ever caught yourself saying 'yes' when you meant 'no, ' retreating into silence when speaking up would have made a difference, or overexplaining yourself without understanding why?In this book, Speaking Human, you will discover the beliefs, experiences, and emotional patterns that shape the way you speak, react, and connect. From cultural expectations to personal wounds, the forces influencing the ways you communicate often lie beneath the surface, until you learn to recognize them and speak with understanding, fostering self-awareness and self-respect.With authentic storytelling, reflective questions, and practical tools, award-winning author and speaker, Dr. Damini Chawla, guides you to: Discover the internal stories and scripts that shape your voice, Understand why some conversations feel so hard, and how to navigate them successfully, Express yourself with clarity and self-care, not self-protection, creating the space for mutual truth, trust, and transformation.Every conversation you ever have, with your partner, children, or colleagues, will only be as deep and authentic as those you are willing and able to have with yourself. Let Speaking Human be your guide to these essential conversations.
Invest Your Way
A real-world guide to taking control of your money and building the life you want True investing success is not found by following someone else's path. It's only when you chart your own way forward that you can really begin to accelerate your wealth. Invest Your Way: How to Grow Your Wealth on Your Terms is an authentic, down-to-earth conversation about financial independence, designed to help you develop an investing strategy that works for you. In this practical, comprehensive guide, two highly experienced finance experts show you how to create long-term financial security. Invest Your Way deciphers and breaks down investment jargon while sharing personal stories and relatable insights that will empower you to take control of your financial future. With authors Mark LaMonica and Shani Jayamanne, the hosts of Morningstar's Investing Compass podcast, you'll discover actionable techniques you can apply now. Whether you're looking to master the fundamentals of investing or take your portfolio to the next level, Invest Your Way shows you how to maximise your money. Craft your unique financial philosophy: Build a personalised strategy that aligns with your goals and values, because there are no one-size-fits-all solutions. Gain a new perspective on key investing principles: Don't just follow conventional wisdom, but apply concepts such as diversification, asset allocation, risk and security to your own unique circumstances. Prevent costly mistakes: Avoid common pitfalls, minimise errors and maximise your returns. Compare different investment strategies: Mark and Shani share their own personal investing plans, tools and experiences, highlighting how and why they choose to invest in shares, ETFs, property and more. Develop a mindset for success: Build the confidence you need to follow your customised plan over the long term. Through practical advice and exercises, real-world examples and insightful lessons in money mindset, Invest Your Way shows you how to find your own pathway to financial freedom. Stop wondering what could have been. Take your next step towards the life you deserve.
Respect
How to be more respectful and how to encourage others to treat you more respectfully In Respect: How to Change the World One Interaction at a Time, veteran public relations executive Robert Dilenschneider delivers an insightful and original discussion of how to cultivate respectfulness in every facet of your life. You'll learn how to embody and encourage respectful behavior and speech among work colleagues, family, friends, and others. You'll learn about how respectfulness has life-changing consequences for all who practice it and why it's within reach for us all. You'll also discover why it's so sorely needed in an increasingly fragmented society and how it can transform our interactions for the better. Readers will also find: Strategies for transcending the inane and unimportant and creating meaning in your life Tools and paths to improve your self-respect, develop respectfulness, and encourage others to treat you with respect Techniques to begin mending some of the fences that appear irreparably damaged by increasing societal incivility Perfect for managers, executives, directors, founders, entrepreneurs, and other business leaders, Respect is an essential guide to navigating a society, marketplace, and environment that seems increasingly prone to disrespect and rudeness, and how to help make it better.
Be The Mentor Who Mattered
The One Thing That Changes Everything: Showing Up for Someone Else.We live in an age of connection without community. Social media keeps us plugged in but leaves us lonely. Information floods our screens, yet real guidance seems rare. The truth? The world is in desperate need of mentors-ordinary people willing to make an extraordinary difference.In Be the Mentor Who Mattered, internationally recognized speakers and bestselling authors Colleen Stanley and LeAnn Thieman share a bold invitation: step into the role that could change someone's life-and your own. Drawing on inspiring, true stories from business leaders, nurses, athletes, military veterans, artists, parents, and neighbors, Stanley and Thieman reveal that mentorship doesn't require a title, a program, or a lifetime commitment. Sometimes, it's one conversation, one moment of encouragement, one act of belief that sparks transformation.Inside, you'll discover: - Why mentorship is no longer a "nice-to-have" but a "must-have" in today's fractured world.- How to spot-and seize-mentor moments that can quietly alter the course of someone's life.- Inspiring real-life accounts of resilience, courage, and the ripple effect of guidance.- Practical ways to offer wisdom, encouragement, and "tough love" that empowers others to rise.- How becoming a mentor can reignite your own sense of purpose and connection.Whether you're a CEO or a student, a parent or a peer, you already have what it takes to be the mentor who mattered. Not by doing more-but by doing something for someone else.If you've ever wondered whether you can make a real difference, this book will convince you: you can. The only question is-will you?You don't have to change the whole world. Just change someone's world. Start today.
The Probabilistic Trader
Trading isn't about guessing - it's about calculating probabilities and making decisions with an edge. Every trade is a strategic choice, and true success comes from risk management, probability thinking, and disciplined execution, not chasing predictions.The Probabilistic Trader gives you a step-by-step framework to approach the markets with clarity, confidence, and consistency. Combining foundational principles with advanced tools, this book teaches you to trade smarter, not harder.Inside, you'll discover how to: Master stocks, forex, crypto, commodities, and bonds.Understand the difference between trading and investing, and confidently execute short-term and long-term strategies.Read charts, candlestick patterns, and indicators like RSI, MACD, and moving averages.Analyze company financials, ratios, market sentiment, and economic indicators.Embed probability into your decisions with risk management, position sizing, expected value, and scenario planning.Avoid emotional traps and cognitive biases using behavioral finance insights.Apply beginner strategies like trend following and breakout trading, as well as advanced approaches such as options, derivatives, algorithmic trading, and arbitrage.This book also includes practical trade examples, mistake-prevention checklists, and advanced tips to help you build sustainable wealth.At its core, The Probabilistic Trader is about developing a trader's mindset - one that helps you adapt, evolve, and make consistently better decisions in both markets and life. Whether you're a beginner or an experienced trader, this book equips you with the tools, strategies, and mindset to tilt the odds in your favor.Because trading isn't about being right - it's about making the right decision, at the right time, over and over again.
Top Stocks 2026
Australia's best-selling guide for smarter investing in the sharemarket When it's time to invest your earnings, you need accurate, trusted guidance that will weather economic highs and lows, outlive trends and stand the test of time. In this 32nd edition of Top Stocks, market expert Martin Roth gives you the essential knowledge you need to grow your portfolio and profits. An invaluable resource for novices and professionals alike, Top Stocks 2026 shares the clear, objective information you need to make the right picks -- and get more for your money. With well-defined criteria and rigorous analysis, you'll discover which companies offer compelling financial foundations and long-term value. See beyond the hype, the pricing, and the punditry. Top Stocks 2026 will make you an expert at evaluating the best of the Australian sharemarket, using concrete factors like profitability, debt levels and dividends. Detailed, unbiased analysis of the latest results from top Australian companies Comparative sales and profits data as well as in-depth ratio analysis Comprehensive research exploring each company's overall outlook Easy access to essential company data points Tables that rank all companies according to financial data Top Stocks 2026 is the jargon-free, up-to-date, go-to guide you need to make wise decisions for your wealth. This 32nd edition reveals the best the Australian sharemarket has to offer when it comes to ensuring a sound and successful investment plan.
Being Acquired
This book, reflecting Dr. Jackson's dissertation research and related observations, prepares readers for what to expect regardless of organizational level and ownership during and after an M&A event. Providing the perceptions of management consultants in a Western business culture, the book gives readers examples of behaviors that make for a successful M&A and those that do not. The information will interest those in various industries, including professional and advisory services, M&A, banking, private equity, change management, organizational psychology, and human resources.
Being Acquired
This book, reflecting Dr. Jackson's dissertation research and related observations, prepares readers for what to expect regardless of organizational level and ownership during and after an M&A event. Providing the perceptions of management consultants in a Western business culture, the book gives readers examples of behaviors that make for a successful M&A and those that do not. The information will interest those in various industries, including professional and advisory services, M&A, banking, private equity, change management, organizational psychology, and human resources.
The Negotiation Code
"...Ellis draws on his experience in business and negotiating in all aspects of his life to teach readers both new and time-tested tactics for negotiating and preparing for any eventuality." -Kirkus Review"...a must-read for anyone seeking not only better outcomes but better relationships." -Seattle Book Review"...a fantastic resource that is sure to change how readers approach negotiation." -Readers' FavoriteEmotional Intelligence. Artificial Intelligence. The Future of Negotiation.Negotiation isn't just for boardrooms-it's a daily skill that shapes your career, relationships, and future. Yet most people approach it as a battle of tactics, missing the real opportunity: connection, clarity, and mutual gain.In The Negotiation Code, Guy Ellis blends the power of Emotional Intelligence (EQ) with the precision of Artificial Intelligence (AI) to revolutionize how you influence, collaborate, and lead. This isn't about manipulation-it's about mastering the psychology of human behavior and using strategy to create win-win outcomes.You'll learn how to: Build trust and influence before the conversation beginsUse AI for smarter preparation and real-time decision-makingFrame your message to shift resistance into alignmentApply the BEACONS(TM), Negotiation Grid(TM), and UNO(TM) frameworks to structure outcomes that stickWhether you're closing a business deal, leading a team, or navigating everyday conversations, The Negotiation Code gives you the tools to lead with confidence, connect with purpose, and shape outcomes-without anyone feeling like they've been "sold."Influence smarter. Lead better. Negotiate without limits.
You've Got This!
Have you realised that academic success and working hard aren't enough to build a fulfilling career? Packed with proven tips that work in the real world, You've Got This teaches the essential but overlooked skills you need to succeed when you have to work with other people. Whether you are fresh into your first job or navigating the messy middle of your career, this book gives you the tools to progress on your own terms. You'll learn how to: -create the reputation you want from day one -build rapport with new people -elicit useful feedback and act on it -handle difficult conversations with confidence -decide whether to stay, move on, or step up This book's sharp insights, engaging personal anecdotes and research from leading business schools spark lasting change so you can build the people skills you need to thrive in your career.
Junk Values
"Provocative. Insightful. Transformative."In a world short on trust, where power is weaponised and choice is often no more than the illusion of choice, how can you thrive on your own terms? We must look to ourselves for guidance. Understanding our purpose and principles, expressing them clearly and actually living by them, is the strongest possible foundation for people and businesses who want to flourish. But there is a problem. The world of values, purpose, vision and culture has shrunk to a limited vocabulary and performative showboating. Little wonder so many people now dismiss it all as nothing more than corporate BS.It is a crying shame. To turn a powerful asset into derivative nonsense is a spectacular own-goal - and one with serious costs in trust, reputation and success.Junk Values exposes the patterns that have crept, unchallenged, into the systems and processes of values. It shows you exactly what I define as Junk Values, why they do real damage to people and businesses alike, and how to replace them with something stronger. Because the way I advocate is neither easier nor faster but very definitely better.And the burger and fries? Read on, and you'll find out.Junk Values is a sharp and timely expos矇 of how corporate culture lost its way - and a practical guide to rebuilding genuine purpose, trust, and integrity in business.
Fight Less, Win More: How Master Negotiators Influence Hearts, Minds, and Deals
"Fight Less, Win More is a massively useful book for just about anyone who has to deal with the desires, foibles, and idiosyncrasies of other human beings."--Daniel Pink, #1 New York Times bestselling author of To Sell Is Human, Drive, and The Power of RegretYour handbook for mastering the negotiating skills in the multimillion-copy bestseller Never Split the Difference.You're in a negotiation right now. In fact, you've been negotiating all day.That email to your boss? Negotiation. That conversation with your teenager? Negotiation. That interaction with the barista who made your morning coffee? Negotiation too.Most people don't realize they're negotiating until it's too late--until they've already lost ground, damaged relationships, or walked away empty-handed. But what if you could transform every interaction into an opportunity to get what you want while making others feel valued?In this groundbreaking follow-up to the global bestseller Never Split the Difference, negotiation experts Jonathan B. Smith and Derek Gaunt reveal the missing piece that's been holding you back: a practical handbook for applying Tactical Empathy--the ability to understand and influence people at a level they don't even realize--to every sensitive conversation in your life.Discover how to: Begin disarming defenses by making your counterpart feel genuinely understood. Acquire critical information by mastering the 5 Levels of Listening that uncover hidden motivations Spot game-changing "Black Swans" that swing seemingly impossible negotiations to your advantage Defuse tension and navigate high-pressure situations with confidence using the Core Four skills Get more of what you want without burning bridges or compromising your integrityForged in high-stakes hostage crises and refined in thousands of business negotiations, these field-tested techniques aren't based on academic theory--they're proven methods that work when the pressure is on.This book isn't about tricks or manipulative tactics or winning at all costs. It's about a fundamental shift in how you approach human interaction: It's not about you--it's about them.When you master this mindset and the practical skills that flow from it, you'll transform not just your negotiations but your entire life. You'll resolve conflicts faster, build stronger relationships, and achieve outcomes you never thought possible.Inside you'll find: Real-world case studies showing how these skills work in everyday situations Step-by-step guidance for implementing each technique Low-stakes practice exercises to build your confidence Actionable strategies for identifying and overcoming common negotiation trapsStop leaving money on the table. Stop enduring unnecessary conflict. Stop accepting less than you deserve.This isn't just another business book--it's the missing manual for every negotiation in your life.Get your copy of Fight Less, Win More today and start turning every conversation into a path to success.
Time Management For Everyone
Time Management For Everyone: Strategies to Improve Your Work-Life Balance, Increase Your Efficiency & Productivity, Deal with Procrastination & Give You More Time and FreedomReclaim your time, boost your productivity, and create the work-life balance you've always wanted, even if your days feel chaotic and overwhelming!Are you constantly juggling endless tasks, back-to-back meetings, overflowing emails, family commitments, and looming deadlines? Do you wish you could finally find more hours in your day? You are not alone, and this book is here to help.Time Management For Everyone is a practical, actionable guide designed for busy People. Suitable for professionals, managers, and leaders at work, or stay-at-home Moms, Students, and Teenagers. Anyone who wants to take control of their time, reduce stress, and achieve more without burning out. Whether you're struggling with procrastination, lack of focus, or energy management, this guide offers clear strategies you can implement immediately.Inside, you'll discover how to: Overcome procrastination and tackle daunting tasks with confidence.Master prioritization so you focus on what truly matters.Use micro-tasking and habit stacking to build routines that stick.Manage your energy to maximize productivity without burnout.Implement techniques to save time and reduce stress.Set realistic goals and achieve them with precision.Decode your biological rhythms for optimal task scheduling.Maintain focus in a digitally distracted world.Integrate work-life balance into your daily routine effortlessly.And much more!
Start Investing with Robo-Advisors
Are you tired of overthinking every financial decision, second-guessing your portfolio, or chasing the next big market move only to end up anxious and burned out? There s a smarter, calmer way to grow your wealth and it doesn t involve spreadsheets, stock tips, or endless scrolling through financial news. This is a guide for anyone ready to step off the performance treadmill and embrace a minimalist investing strategy that works with your life, not against it. Whether you re a beginner or a burned-out DIY investor, you ll discover how robo advisor investing can help you build long-term wealth through intelligent automation, tax efficiency, and evidence-based simplicity. Inside, you ll learn: - How automated wealth management platforms work and why they often outperform human-driven strategies - Why passive investing is not only smarter, but saner - How to assess your true risk tolerance without lying to yourself - Why set and forget investing leads to better outcomes and a better life - What makes the best robo advisors 2025 worth trusting with your future But this isn t just a book about technology. It s a call to rethink your relationship with money, control, and time. Through vivid insights and practical strategies, you ll see how letting go of over-involvement opens the door to clarity, calm, and purpose. Whether you re looking for a fresh start or a smarter system, this book offers a transformative lens on modern investing one that puts your life back at the center. If you re ready for smart investing with technology and crave a quieter, wiser approach to your financial future, this is your next step.
Delivering the Wow
A Fast Company Press book How a culture of "WOW" transformed the travel industry "WOW!" was the word on everyone's lips as the first guests stepped aboard Icon of the Seas, the largest, most spectacular cruise ship ever created.Icon was one of many WOWs generated by a standout culture during the tenure of Richard Fain, regularly named one of Barron's "World's Best CEOs." Under Fain's leadership, Royal Caribbean Group built the world's most innovative ships--large and small--and one of the strongest service cultures in the travel industry.In Delivering the WOW, Fain shows how a culture united people around a mission, delighted guests, and unlocked extraordinary performance. Drawing on vivid stories from 33 years at the helm, Fain explains how a remarkable culture was forged and strengthened through: -Alignment: ensuring every employee understands the same clear mission, beyond hierarchy or titles-Intentionality: never losing sight of the ultimate goal and ensuring that every action, big or small, supports that objective-Continuous improvement: never being satisfied; always believing that there are ways to improve-Crisis response: deeply rooted culture as a stabilizing force during black swan events, including the global pandemicInvaluable principles like these are woven into unforgettable stories which help explain how the company's profitability, guest capacity, and employee base all grew more than thirtyfold. Fain also candidly recounts mistakes he made along the way. He takes readers inside tough decisions during high-stakes crises--including the COVID shutdown--that helped rally 100,000 employees to beat the odds and unify the company like never before.Beyond its valuable lessons, the book offers cruise enthusiasts a behind-the-scenes look at the dedicated teamwork that shapes every unforgettable voyage. Delivering the WOW tells the dramatic story of a tenacious culture that surmounted challenges, thrilled customers, and introduced game-changing innovations.
Secrets of Confident People
WHAT WOULD A LITTLE EXTRA CONFIDENCE MEAN TO YOU? Confidence can help you do better at work, feel more comfortable in social situations, be more open to new experiences. Confidence can do amazing things for you. Secrets of Self-Confidence shows you how to build it. INSTANT CONFIDENCE If you've ever done anything well, you already know how to do confidence. The secret is to know what it looks, sounds and feels like for you, and then replicate it in areas where confidence doesn't come so easily. Secrets of Self-Confidence reveals the things you need to know to grow your self-confidence. Every one of the 50 secrets in this book contains 3 strategies you can put into practice right now to get better results. Some of the ideas will surprise you, all will inspire you. Put these simple strategies together and you have a recipe for success, a formula that will unlock your full potential. GET THE CONFIDENCE HABIT Most people are brought up thinking you're either confident or not. That's not the case. Confidence isn't something you have or don't have; it's something you do or don't do. We all have it and can trigger it in an instant regardless of situation, experience or external factors. This book is packed with strategies for increasing confidence. By choosing one or two at a time and using them, your confidence will grow significantly no matter what your starting point. Apply the tools, techniques and principles and you will have all the confidence you could ever need in any situation. ABOUT THE SERIES Secrets books are designed to be easy to incorporate into your daily life. They boil down the essentials of important topics into short, quick lessons giving expert advice on a wide range of challenges that you can apply instantly. Each chapter outlines one of the 50 secrets and gives three strategies for putting the ideas into action. Whether you want to improve your efficiency, clear your desk, or be on top of your work, these books give the answers you're looking for.
Nomad Capital Income strategies and tax optimization for global citizens
Step into a world where borders blur, and your financial destiny is entirely in your hands. This is the ultimate guide for high-achievers, entrepreneurs, investors, and freedom-seekers ready to master nomad capital and reclaim their sovereignty in today s volatile global economy. Are you tired of feeling trapped by rigid tax laws, bureaucratic red tape, and a system designed to keep you financially dependent? Discover how to leverage global tax optimization strategies that legally reduce your tax burden while expanding your opportunities worldwide. Whether you're a seasoned expat or just beginning your journey toward freedom, this book unveils the powerful techniques used by the new class of sovereign individual wealth architects. Inside, you'll unlock secrets that the traditional financial world won t tell you: - How territorial taxation guides can legally shield your income depending on where you live - Proven international income planning models for entrepreneurs, consultants, and digital freelancers - Exclusive insights into multi-jurisdictional asset protection to safeguard your wealth across borders - Strategic pathways for citizenship planning to build your personal passport portfolio - The truth behind remote work tax strategies that turn global mobility into permanent financial leverage - How to design a portable lifestyle that balances freedom, family, and financial growth This is not just another finance book. It s a bold blueprint for living intentionally, designing a resilient life beyond outdated national constraints, and seizing the opportunities of digital nomad finance and location-independent success. If you're ready to future-proof your finances, gain true autonomy, and break free from the chains of conventional living, your journey starts here. The world isn t shrinking it s opening. Now is the time to claim your place in it.
When Money Hurts
Transforming Workplace Wellbeing by Tackling the Financial Strain Employees HideMoney matters more than ever in today's workplace-but its impact goes far beyond paychecks. This groundbreaking book exposes the overlooked crisis that quietly undermines mental health, employee retention, and trust within organizations. Through compelling insights and expert analysis, it reveals why most workplace financial wellness programs miss the mark and how well-designed initiatives can change everything.Discover how the history of financial wellness shapes the present urgency, and why traditional approaches often fail despite good intentions. The book digs into the blind spots that employers face and offers practical strategies for creating programs that truly resonate with employees. It also highlights the crucial connection between financial health and overall wellbeing, with real stories demonstrating how financial stress contributes to a mental health crisis at work.Beyond theory, this guide delves into innovative ways employers can foster engagement and trust-leveraging cutting-edge technology like AI and rethinking leadership roles in cultivating a supportive culture. You'll find global perspectives that expand the conversation and actionable frameworks for building sustainable financial wellness strategies that genuinely make a difference.Whether you lead a company, manage a team, or simply care about the human side of work, this book equips you with the knowledge and tools to turn financial wellness from a buzzword into a transformative force-where employees feel valued, supported, and empowered to thrive both financially and mentally.
Start Investing in Stocks
What if investing wasn t about chasing the market but about learning who you are when money meets time? This groundbreaking guide isn t just another beginner stock investing book. It s a transformational journey into the psychology, philosophy, and practical skills behind long-term investing for beginners especially those ready to build wealth with clarity, not chaos. Whether you're in your 20s, 30s, or starting late, this book shows you how to begin not with fear or formulas but with purpose. Inside, you ll learn how to: Open a brokerage account internationally, with tailored steps for countries like the U.S., Canada, Germany, India, and Japan Understand the difference between dividend and growth investing, and how to build a philosophy that fits your life Avoid the most common emotional investing mistakes that derail new investors before they begin Evaluate companies using real-world thinking, so you ll know how to pick stocks for beginners with confidence Create a simple, resilient portfolio using strategies even professionals respect Unlike surface-level guides, this book explores how money decisions reflect identity, belief, and long-term values. It s for people who want more than tips they want transformation. If you ve ever asked yourself, Where do I even start? or How do I invest without losing myself?, this book will answer that and more. You ll learn how to turn money into meaning, fear into patience, and action into wealth. Perfect for anyone searching for a simple stock investing strategy, a mindful investing guide, or a fresh start with global investing basics. You don t need a financial degree to grow your wealth. You just need a framework you can trust and a future you believe in.
Start Investing in Alternative Assets
What if the smartest investments aren t stocks or bonds but stories, land, time, and taste? In a world overloaded with volatility, spreadsheets, and soulless portfolios, this book reveals a more meaningful path to wealth one built on alternative asset investing that aligns financial gain with personal passion and cultural insight. Discover a universe of overlooked opportunities: how to invest in whiskey, wine, royalty income investing, collectibles, NFT investment strategies, vintage timepieces, and even farmland as investment. But this isn t just a tour of exotic asset classes it s a complete reframe of what it means to grow wealth in today s unpredictable world. Learn how investing beyond stocks and bonds offers not just financial diversification, but emotional depth and personal legacy. Whether you're a curious beginner or a seasoned investor looking for a fresh edge, you'll gain clarity on: How the world s wealthiest use alternative asset investing to hedge risk, build identity, and create multi-generational wealth Why collectibles investment is less about speculation and more about storytelling, scarcity, and cultural capital Where to find trustworthy platforms and avoid scams in spaces like passive income from music royalties and NFTs How to evaluate risk, liquidity, and return across assets that don t follow Wall Street s rules For those who believe money is a tool not just for returns, but for resonance this book will transform how you see value. Walk away with not only a portfolio strategy, but a new lens on what s truly worth owning, keeping, and passing on. Whether you're exploring alternative investments for beginners or expanding your knowledge of vintage watches as assets, this is your essential guide to the wealth of the uncommon.
