Navigating Insurtech
Navigating Insurtech demystifies the insurtech ecosystem, providing readers with a comprehensive understanding of the industry and its key players, components, challenges and opportunities. The insurtech landscape is highly complex and constantly evolving, making it difficult to fully understand its opportunities and challenges. Yet insurance companies that fail to evolve and grasp advancements in insurtech could risk major growth opportunities losing market share and suffering reputational damage. This book provides practical guidance for insurance companies looking to implement insurtech solutions, supported by real-life case studies, insights and interviews from industry leaders and experts. It examines key developments, such as customer experience, risk management, distribution channels and transformative technologies including blockchain, IoT and AI. It also provides the perspectives of capital providers, offering insights into successful insurtech investments, opportunities and challenges of investing in insurtech startups. To succeed in insurtech, organizations must have a deep understanding of the industry and the technologies involved, as well as the ability to build strong partnerships with other players in this constantly evolving ecosystem. Navigating Insurtech is an essential read for not only insurance and insurtech professionals, but also investors and anyone else interested in the developments of insurtech.
Medicines in China's National Health Insurance System
This book explores how medicines in China's health care system are selected, procured and priced, together with reimbursement systems, the prescribing and usage of drugs, and the role that commercial insurance can play in paying for drugs.
Business Continuity Management
Build and maintain resiliency with this practical guide to approaching risk head on and building an effective business continuity strategy. It is critical that every business has a strong continuity plan in the face of heightened global risk and large-scale disruption. Business Continuity Management offers a straightforward and practical guide to building effective contingency plans and maintaining a resilient organization. Including tips, tools and templates, this book is a crucial guide to approaching business-wide disruption. It includes practical solutions built from the author's personal experience managing hundreds of projects in a variety of business settings. This fully updated edition contains new case studies and guidance on the latest organizational challenges, including geopolitical risks, climate change, supply chain disruptions and how businesses can make effective decisions in a world of endless data. With key performance indicators, templates and checklists covering planning, response, reporting and assurance, this book is the essential resource for business continuity and resilience professionals.
Navigating Insurtech
Navigating Insurtech demystifies the insurtech ecosystem, providing readers with a comprehensive understanding of the industry and its key players, components, challenges and opportunities. The insurtech landscape is highly complex and constantly evolving, making it difficult to fully understand its opportunities and challenges. Yet insurance companies that fail to evolve and grasp advancements in insurtech could risk major growth opportunities losing market share and suffering reputational damage. This book provides practical guidance for insurance companies looking to implement insurtech solutions, supported by real-life case studies, insights and interviews from industry leaders and experts. It examines key developments, such as customer experience, risk management, distribution channels and transformative technologies including blockchain, IoT and AI. It also provides the perspectives of capital providers, offering insights into successful insurtech investments, opportunities and challenges of investing in insurtech startups. To succeed in insurtech, organizations must have a deep understanding of the industry and the technologies involved, as well as the ability to build strong partnerships with other players in this constantly evolving ecosystem. Navigating Insurtech is an essential read for not only insurance and insurtech professionals, but also investors and anyone else interested in the developments of insurtech.
Health Insurance Secrets Revealed
You will love this book, readers everywhere are loving this book and reading it and endorsing it!You will love this book, readers everywhere are loving this book and reading it and endorsing it!You will love this book, readers everywhere are loving this book and reading it and endorsing it!
Health Insurance Secrets Revealed
About Gladys Monroy Boutwell, CIC, MBAGladys Monroy Boutwell holds an agent license in Health, Life, Property, and Casualty for the States of Oregon, Washington, and California.She has an MBA in International Business and Leadership & Management from the University of La Verne, is Six Sigma Green Belt Certified through Microsoft, and is a Certified Insurance Counselor (CIC). Gladys received the "Madrina de Salud" award for her contributions to Latino equity in the state of Oregon. She was voted #1 Local Businessperson of the Year 2020-2021 on Alignable.She is one of Amazon's #1 Best Selling author for her book "Health Insurance Secrets Revealed." She has been a contributing author to other publications; has contributed multiple articles in the field of leadership, travel, and insurance; and has been featured as a guest speaker on local Spanish radio stations and on various online radio and podcast shows. She is a Distinguished Toastmaster and is the recipient of the Gold, Ruby, and Platinum Awards through Colonial Life. Gladys applies her professional skills and knowledge to create and manage employee benefits packages to fit the unique needs of each employer. She uses her bilingual skills to assist companies that have found it challenging to communicate detailed insurance information to their Spanish-speaking staff.Gladys was born and raised in East Los Angeles, lived in Texas, and currently resides in Oregon. In her spare time, Gladys enjoys running half marathons, obstacle course racing (OCR), and whiskey tastings.
![Property and Casualty Study Guide and Practice Test Book for the Insurance Licensure Exam [5th Edition]](https://cdn.kingstone.com.tw/english/images/product/5106/9781637985106m.webp?Q=30628 "Property and Casualty Study Guide and Practice Test Book for the Insurance Licensure Exam [5th Edition]")
Property and Casualty Study Guide and Practice Test Book for the Insurance Licensure Exam [5th Edition]
Introducing our Property and Casualty Study Guide and Practice Test Book for the Insurance Licensure Exam [5th Edition]! Trivium Test Prep's Property and Casualty Study Guide includes everything you need to pass the Property and Casualty exam the first time.Quick review of the concepts covered on the Property and Casualty examA full practice test with detailed answer explanationsTips and tricks from experienced licensed property and casualty insurance agentsTrivium Test Prep's Property and Casualty Study Guide is aligned with the official Property and Casualty exam framework. Topics covered include: Insurance BasicsInsurance ContractsPersonal Dwelling PoliciesHomeowners PoliciesFlood, Mobile Home, Farm Owners, and Other Personal Property InsurancePersonal Auto Policies (PAP)Commercial Property PoliciesCommercial General Liability Insurance (CGL)Commercial Inland Marine PoliciesWorkers CompensationBusiness Auto PoliciesBusiness Owner Policies Trivium Test Prep is not affiliated with or endorsed by any testing organization and does not own or claim ownership of any trademarks, specifically for the Property and Casualty Insurance Licensing exam. All test names (and their acronyms) are trademarks of their respective owners. This study guide is for general information and does not claim endorsement by any third party.
Once Upon A Claim
Fairy tales, nursery rhymes, and fables teach children that the world is a dangerous place filled with monsters, witches, evil step-mothers, and claims adjusters, and no one is going to save you. Until now. For this witty, informative book, insurance expert Chantal M. Roberts, CPCU, AIC, RPA begged, borrowed, or bought her wings and wand, and through this collection of tales, rhymes, and fables, she helps you understand the world of property and casualty insurance and claims. From the "Three Blind Mice" to the "Three Little Pigs" to the "Three Spinning Women," Roberts uses familiar stories to illustrate important insurance principles and suggested strategies for handling claims. Whether you're a homeowner dealing with property damage, a driver involved in an auto accident, or simply someone who wants to better understand how insurance claims work, this book is an essential resource. With a touch of whimsy and a dash of humor, Roberts makes learning about insurance and claims a fun and engaging experience. She's turned what could the most be dry and boring reading of all time into a delightful experience. This book is a must-read for anyone who wants to be a better advocate for themselves and navigate the complex world of insurance and claims with confidence.
Price Writer
DO YOU WANT TO DEPLOY QUALITY INSURANCE PRICES CORRECTLY AND ON TIME, WHILE HITTING YOUR SALES AND LOSS RATIO GOALS? Insurance pricing is complicated and needs strong foundations and many skills to succeed. As a successful pricing leader, Jeremy Keating shows you how to take charge of your career and build a winning team in this fast-paced environment. Read Price Writer to: - Supercharge your career in general insurance pricing - Choose and implement the correct data setup, IT infrastructure and pricing structure for your organisation - Create a team with the right people in the right positions - Develop effective governance for your company - Understand the value of external data and how it can be used - Build the skills, support and models for you to succeed
My Four-Year-Old The Property Investor
In jargon-free language, Cam lays out a step-by-step investment guide to give you: A clear understanding of the Australian property Investment landscape3 easy steps you can use to find the best investment, every timeTools and checklists which can reduce risk and maximise your returnsUsing Cam's Straight-Line To Wealth investing method, you'll also learn: How to identify market growth cycles, before they occurTo cut out media hype & invest based on factual market dataThe 10 biggest mistakes made by investorsHow to pay your home off in 10 years, not 30Finance structuring & taxation made easyHow to keep your own home safe & out of the bank's handsWhen not to invest in propertyHow to avoid 'sharks' who circle the property industryEasy to understand trusts, contracts & prenuptial agreements5 key exit strategiesWhy a modest income is no barrier to successful property investingHow passive income from growth property can fund a life you never thought possible
Climate Change and Finance
Financial markets play a critical role in climate finance as they are a major source of funding for many of the projects and initiatives aimed at addressing climate change. For instance, banks and investors can provide loans and capital to companies that are developing renewable energy projects, building energy-efficient infrastructure, or implementing climate-smart agricultural practices. Moreover, the importance of climate finance in financial markets goes beyond just funding environmental initiatives. Investors and financial institutions are increasingly factoring in climate risks and opportunities into their decision-making processes, including assessing the financial risks posed by climate change and the potential impact of new regulations and policies aimed at reducing greenhouse gas emissions.This book is a collection of recent developments in climate change and climate finance. As the global community seeks to address the impacts of climate change, financial institutions are being called upon to play a larger role in supporting the transition to a sustainable economy. This includes incorporating climate risks into investment decisions, developing new financial products that support climate-friendly investments, and promoting greater transparency and accountability in the financial sector. The book provides a comprehensive analysis of how climate change is impacting the global financial system and explores the potential solutions that can help address these challenges. The contributions aim to examine the complex interplay between climate change and finance, and the potential for innovative financial instruments and policies to support the transition to a low-carbon economy.
Cyber Risk Management
How can you manage the complex threats that can cause financial, operational and reputational damage to the business? This practical guide shows how to implement a successful cyber security programme. The second edition of Cyber Risk Management covers the latest developments in cyber security for those responsible for managing threat events, vulnerabilities and controls. These include the impact of Web3 and the metaverse on cyber security, supply-chain security in the gig economy and exploration of the global, macroeconomic conditions that affect strategies. It explains how COVID-19 and remote working changed the cybersecurity landscape. Cyber Risk Management presents a data-centric approach to cyber risk management based on business impact assessments, data classification, data flow modelling and assessing return on investment. It covers pressing developments in artificial intelligence, machine learning, big data and cloud mobility, and includes advice on dealing with malware, data leakage, insider threat and Denial-of-Service. With analysis on the innate human factors affecting cyber risk and awareness and the importance of communicating security effectively, this book is essential reading for all risk and cybersecurity professionals.
2024 Premium Financed Life Insurance
This is the Second Edition of this book - released in the beginning of 2024 - and is the updated version of Darren Sugiyama's original book that was released in 2021. A lot has changed in the world of Premium Financed Life Insurance in the last few years including increased interest rates, a recession, the crash of crypto currency, product changes, and industry regulated restrictions put on life insurance policy illustrations. As the most transparent premium financing intermediary in the life insurance industry, Darren Sugiyama thoroughly explains different methods of premium financing he uses with different types of clients based on their unique circumstances, including several new loan platforms he developed in 2023-2024. Sugiyama also takes a deep dive into discussing how IUL policy charges and credits work, the sustainability of the 0% floor, the difference between Fixed Policy Loans and Participating Policy Loans, and IUL multiplier features. The granular details of premium financing are articulated in a way that is highly detailed, yet succinctly expressed in a way that a life insurance novice can understand. Sugiyama transparently breaks down his methods of mathematically modeling Premium Financed Life Insurance with a spirit of authenticity, consumer protection, and full disclosure. In an industry that often times paints a very opaque picture regarding how financial instruments work, Sugiyama takes a disruptive approach by dispelling the myths and uncovering the truths about how many of these sophisticated estate planning instruments are built. This is an incredibly valuable book for both clients who are considering using Premium Financed Life Insurance as an estate planning tool, as well as financial advisors and life insurance agents who are considering offering these strategies as solutions for their high net worth clients.
Climate, Society and Elemental Insurance
In this book, world-leading social scientists come together to provide original insights on the capacities and limitations of insurance in a changing world.Climate change is fundamentally changing the ways we insure, and the ways we think about insurance. This book moves beyond traditional economics and financial understandings of insurance to address the social and geopolitical dimensions of this powerful and pervasive part of contemporary life. Insurance shapes material and social realities, and is shaped by them in turn. The contributing authors of this book show how insurance constitutes and is constituted through the traditional elements of earth, water, air, fire, and the novel element of big data. The applied and theoretical insights presented through this novel elemental approach reveal that insurance is more dynamic, multifaceted, and spatially variegated than commonly imagined.This book is an authoritative source on the capacities and limitations of insurance. It is a go-to reference for researchers and students in the social sciences - particularly those with an interest in economics and finance, and how these intersect with geography, politics, and society. It is also relevant for those in the disaster, environmental, health, natural, and social sciences who are interested in the role of insurance in addressing risk, resilience, and adaptation.The Open Access version of this book, available at www.taylorfrancis.com, has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license.
How To Suck Less At Estimating
Project outcomes in the skilled trades are tied to the estimating process. Good estimating is marked by the thoroughness of data capture (site observation) and the accuracy of data input (bidding). Author Jon Isaacson, The Intentional Restorer, shares his two decades of professional experience to help anyone involved with, or interested in, the art of estimating to shorten their DANG learning curve for improvement.How To Suck Less At Estimating, was written for: The aspiring professional who wants to advance in their career.Estimators and project managers who want to level up their abilities in estimating.The new manager who has been thrown into a position without much training or direction.The business owner who either needs some direction or another voice sharing these core principles.Early Reviews for This Book: With his latest book, Jon Isaacson again demonstrates why he is a "go to" resource for so many people in the property restoration industry. - Luke Draeger As usual, Jon provides great material with actionable details. - David SmithIt's so refreshing to finally see all of this often-guarded information transcribed from an industry expert to words on a page. - Josh Zolin
Retire Early
Discover the detrimental impact of loans and expenses, from student loans to unplanned expenses, and learn how to break free from the cycle of accumulating debt. Explore traditional investment options like fixed deposits, gold, and real estate, as well as the power of the stock market and mutual funds. Unveil the remarkable potential of index funds, a low-risk investment avenue that offers guaranteed returns in the long term.But it doesn't stop there. This book goes beyond financial investments, highlighting the importance of investing in yourself through education and skill development to enhance your earning potential. Things you'll learn: Crafting your early retirement plan: learn step-by-step guidance to create a tailored roadmap for retiring early.Financial independence strategies: discover proven methods to attain and maintain financial freedom.Wealth accumulation techniques: master the art of accumulating wealth through savvy investment practices.Retire young and prosper: uncover the secrets of retiring early while living a fulfilling life.Investment planning for retirement: navigate investment options tailored for retirement success.Let me also say this. When i speak of retirement, i'm not talking about sitting around doing nothing. While that might be enjoyable for a few days or weeks, that would quickly get old. If you're ambitious enough to pursue an early retirement, you'd be bored out of your mind if your retirement years didn't include meaningful activities.
Practical Credit Risk and Capital Modeling, and Validation
This book provides professionals and practitioners with a comprehensive guide on credit risk modeling, capital modeling, and validation for Current Expected Credit Loss (CECL), International Financial Reporting Standard 9 (IFRS9), Basel Capital and Comprehensive Capital Analysis and Review (CCAR) procedures. It describes how credit risk modeling, capital modeling, and validation are done in big banks with code and examples. The book features innovative concepts such as Binary Logit Approximation (BLA) for Competing Risk Framework; Adaptive and Exhaustive Variable Selection (AEVS) for automatic modeling; Full Observation Stratified Sampling (FOSS) for unbiased sampling; and Prohibited Correlation Index (PCI) for Fair Lending Texts. It also features a chapter on credit underwriting and scoring, addressing the credit underwriting risk with some innovations. It is a valuable guide for professionals, practitioners and graduate students in risk management.
Operational Risk Management in Financial Services
Technology failures, data loss, issues with providers of outsourced services, misconduct and mis-selling are just some of the top risks that the financial industry faces. Operational risk management is, simply, a commercial necessity. The management of operational risk has developed considerably since its early years. Continued regulatory focus and catastrophic industry events have led to operational risk becoming a crucial topic on any senior management team's agenda. This book is a practical guide for practitioners which focuses on how to establish effective solutions, avoid common pitfalls and apply best practice to their organizations. Filled with frameworks, examples and diagrams, this book offers clear advice on key practices including conducting risk assessments, assessing change initiatives and designing key risk indicators. This new edition of Operational Risk Management in Financial Services also features two new chapters reflecting on the future of operational risk management, from cyber risk to GenAI, and guides practitioners in incorporating ESG into their day-to-day strategies. This is the essential guide for professionals looking to derive value out of operational risk management, rather than applying a compliance 'tick box' approach.
Rethinking Tourism and Environmental Governance
Rethinking Tourism and Environmental Governance Subtitle: A Study of Decision-Making in St. Kitts for Long-term PreservationRethinking Tourism and Environmental GovernanceBook DescriptionExplore the critical intersection of tourism and environmental sustainability in the Caribbean with "Rethinking Tourism and Environmental Governance." This insightful book delves into the challenges faced by the wider Caribbean region, especially in economies heavily dependent on tourism. The narrative takes a deep dive into the delicate balance between economic growth and environmental preservation, using the case study of St. Kitts.Preface OverviewIn the preface, the author highlights the pivotal moment the Caribbean finds itself in, having experienced remarkable growth in tourism over two decades. However, this success comes at a cost-the strain on finite natural resources and the resulting environmental decay. The book underscores the irony that an industry designed to showcase natural beauty has become a significant contributor to its decline.Key Themes Explored1. Closed Environmental PolicyThe research contends that St. Kitts exhibits a closed environmental policy, where citizen concerns are not adequately considered in decision-making.2. Citizen EngagementEmphasizes the importance of soliciting opinions and concerns from citizens and stakeholders to create a comprehensive understanding of the issues at hand.3. Government-Community RelationsAddresses the need for fostering support and trust in government actions to avoid confusion and resentment, which can impede effective environmental policies.4. Perceptions and BeliefsInvestigates the perceptions, opinions, attitudes, and beliefs of local citizens regarding the environment, tourism development, and the relationship between government leaders and citizens.5. Exclusion and Self-InterestExplores the hypothesis that specific user groups feel excluded from the decision-making process and that government actions may be driven by the self-interest of the political and economic elite.6. Recommendations for Sustainable DevelopmentProvides recommendations based on research findings, including the importance of increasing public awareness, environmental education programs, involving specific groups in project planning, and empowering the community to take responsibility for their surroundings.7. Youth InvolvementAdvocates for the involvement of young people in implementing recommendations, recognizing their role in shaping the future of sustainable development.Why You Should Read This Book"Rethinking Tourism and Environmental Governance" offers a compelling exploration of the complex relationship between tourism, environmental policy, and citizen engagement. By examining the case of St. Kitts, it provides valuable insights and practical recommendations for achieving sustainable development in tourism-dependent economies. This book is a must-read for policymakers, environmentalists, and anyone passionate about the delicate balance between economic growth and environmental preservation.Tourism;Environmental Governance;Caribbean;St. Kitts;Sustainable Development;Citizen Engagement;Environmental Policy;Tourism Industry;Economic Impacts;Community Empowerment;Government Relations;Environmental Education;User Group Perceptions;Decision-Making Process;Community Involvement;Young People;Political and Economic Elite;Public Awareness;Tourism and Environment;Caribbean Development
Beyond the Policy
"Beyond the Policy: The Secrets to Insurance Mastery" is your gateway to unlocking the full potential of your career as an insurance advisor. This comprehensive guide is an indispensable resource for both budding and veteran advisors, aiming to elevate their practice to new heights of success.This book unveils proven sales tactics and game-changing strategies that have the power to transform the way you approach the life insurance industry. It's not just about selling policies; it's about mastering the art of insurance sales and impacting lives positively. You'll learn to navigate the complexities of customer interactions, turning challenges into opportunities for growth and success.Inside, discover the secrets to: Converting rejections into stepping stones for professional development.Immersing yourself effectively in communities to broaden your client base.Delivering unmatched customer service that fosters loyalty and opens doors for cross-selling."Beyond the Policy" is more than a guidebook; it's a mentor in print, providing insights into how to become the beacon of the life insurance industry. Whether you're starting your journey or looking to refine your skills, this book lays out a path to excellence, helping you shape lasting legacies and secure futures for your clients.Embrace this journey with "Beyond the Policy" and begin your transformation into an insurance advisor who doesn't just sell policies but creates safeguarded futures and nurtured dreams. The path to excellence and unparalleled success in the insurance world awaits.
Your Own Course and Final Destiny
"Get All The Support And Guidance You Need To Be A Success At Living Your Life!"For those who want to design their own destiny and path, this book may be one of the most helpful resources available anywhere!Do you take charge of your life, or does it take control of you? Which path ought you to choose? Which route will get you to your desired destination, do you know? Only a select few people are able to successfully create and shape their own destiny; the most drift aimlessly through life, hoping that one day their predestined fate will intervene and good fortune will smile upon them.This effective tool will supply you all the information you require to succeed and realise your aspiration of living a better life.Introducing... Living With A Purpose.This product will take you, step-by-step, through the exact procedure we devised to assist individuals gather all the information they need to be successful. It also contains wonderful advice about living on purpose. Who Can Use This Book? - Entrepreneurs - Internet marketers - Network marketers - Life Coaches - Personal Development Enthusiasts - Self Improvement Bloggers - Web Publishers - Writers and Content Creators - And Many More! In This Book, You Will Learn: - Living On Purpose Basics - Figuring Out What You Want Your Life To Look Like - Making Goals And Sticking To Them - How Living On Purpose Works - And so much more!
The Healing Code A Comprehensive Guide to Health and Medicine
The Healing Code: An All-In-One Resource for Health and HealingEmily Roberts is the author. In her book "The Healing Code: A Comprehensive Guide to Health and Medicine," Emily Roberts leads readers on a fascinating exploration of the medical and health fields. Roberts provides a holistic viewpoint that encourages people to take responsibility for their health by drawing on her broad knowledge and compassionate attitude. If you're lost in the healthcare system's maze, this guide will be your guiding light. Emily Roberts combines time-tested medical advice with the latest discoveries to give readers a full picture of the therapeutic procedure. Her meticulous research and clear writing help demystify the human body and give people the knowledge they need to make better health choices. Roberts covers a lot of ground, from preventative medicine to treatment alternatives to the role of mental and emotional health in achieving physical wellness. This book is a great resource for people of all walks of life since she offers concrete advice for living a healthy, happy life. When it comes to improving one's health, "The Healing Code" is more than a book; it's a road map that can provide readers newfound understanding and empowerment. With Emily Roberts by your side, you can expect to take the first steps towards a new and improved you. If you're looking for a medical system that treats the whole person and gives you agency over your health, this book is for you.
So You Want to Be an Insurance Agent Fourth Edition
So You Want to Be an Insurance Agent: The Next Generation Tech-Driven AgencyIn today's high-tech world, small business owners must recognize the critical importance of incorporating AI tools to stay competitive. These transformative technologies have the power to revolutionize operations, automate tasks, improve accuracy, and save costs. From customer support to marketing and analytics, AI-based solutions are becoming essential for business survival. Agents who embrace these technologies and use them to build stronger relationships will thrive, while those who resist will get swallowed up by Direct Writers. Since 1996, Jeff has recruited, trained, and coached some of the most successful insurance agents in the United States. And now, as CEO of Ivy Consulting Group (ICG), Jeff shares what he has learned to help you grow in this new age of technology. In addition to providing proven strategies and an expert outlook of the industry's future, Jeff provides a business plan, employment contracts, and sales scripts in the back of this book. If you are serious about building a thriving agency, So You Want to Be an Insurance Agent gives you a complete system to develop, manage and grow your business in this rapidly changing environment.
Navigating Medicare
If you're perusing this book, you've probably encountered your fair share of transformations. Change constitutes an integral facet of existence, and you may have experienced many changes in your relationships, objectives, way of life, or professions. When it comes to Medicare, change is to be anticipated. While it's easy to get confused and even lose heart over the constant changes, we must embrace this aspect and learn to flow with the ups and downs of life.As Stephanie Martel once said: "Change is inevitable, how you deal with it is optional."
Take Charge Of Your Life
What the hell is going on? Why are cities, governments, and even countries going bankrupt, rather than simply individuals? What is causing protesters to take to the streets and shoppers to resort to violence? Why has the weather become so extreme? The world has gotten out of hand. What do you do when confronted with seemingly insurmountable problems? You have the power to change your life! Dr. James B. Richards reveals the singular problem and simple solution to the world's troubles in this must-read book. What is the issue? Codependency. What is the solution? Believe God and disregard everything else."This book is about regaining control of your life by identifying and overcoming all codependency tendencies." As you peel back the layers of emotional addiction, you will discover a liberation you have never felt before. "You will become a beacon of light in a dark world." When people change, the world changes. When people transform, they discover a new realm known as God's Kingdom, where justice, peace, and joy reign. This dimension exists within your heart. When you stop looking out there, you may look "in there" and find the world you've always wanted." James B. Richards, M.D.
Multifamily Apartment Syndications
If you want to learn how investors can create significant wealth in multifamily real estate, Multifamily Apartment Syndications is the book for you!Veteran real estate investor and syndicator Chris Roberts, a passionate proponent of the investment potential of multifamily real estate, draws on his extensive experience making money for himself and his investors in the sector to explain how he invests in multifamily value-add projects.In this book, you will discover: How to create and build a real estate company to purchase and renovate existing multifamily properties.What you need to know about sourcing and negotiating multifamily deals with high profit potential.Why Class C properties can offer significant upside potential for investors who renovate these types of apartment complexes.A step-by-step description of how Sterling Rhino Capital, Roberts company, purchased, renovated and sold a Class C multifamily property for a ROI substantially greater than anticipated.The type of terms savvy investors seek when engaging in contract negotiations with a property seller.How to work with contractors to get a rehab done on time and within budget.Steps to take to help maximize the price you get when selling a multifamily property.How to work with investors to amplify your ability to purchase multifamily properties.The book provides a comprehensive recipe for learning the skills necessary to purchase, rehab and sell value-add multifamily property. It includes the story of how Roberts went from earning uninspiring returns in the stock market to making substantial sums of money running a real estate company investing in multifamily apartment buildings.Roberts explains how he started in real estate buying, rehabbing and selling single family homes before expanding into multifamily properties. He also covers the benefits real estate offers investors as an asset class. These include: the ability to earn monthly income from rent payments, tax benefits in the form of depreciation, and the possibility of capital gains if the property increases in value.Multifamily Apartment Syndications demystifies the process of investing in value-add multifamily real estate, making it a compelling read for anyone interested in learning how investors can profit from this asset class.
Semi-Centennial History, New-York Life Insurance Company, 1845-1895
This book provides a detailed history of the New-York Life Insurance Company from its founding in 1845 up to 1895. It includes information on the company's early challenges and successes, as well as its role in shaping the broader insurance industry in the United States. The book also explores the company's social and cultural impact during this period. This is an important resource for anyone interested in the history of finance, insurance, or business.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Summary of the Standing ... of All Companies Transacting the Business of Fire, Marine, Casualty, Fidelity, Surety, Liability and Credit Insurance Authorized to Do Business in Ohio
This book is a comprehensive guide to the insurance companies authorized to do business in Ohio. With information on fire, marine, casualty, surety, liability, and credit insurance, this book is an invaluable resource for anyone in the insurance industry.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Insurance Department and Insurance Commissioner
A detailed analysis of the role of state regulation in the insurance industry, with a focus on the unique challenges facing Montana. This report offers actionable recommendations for policymakers and industry leaders, based on extensive research and expert analysis.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Tables For 1891 To Illustrate The Advantages Of Tontine Policies, And Bonds
This book provides tables for the Equitable Life Assurance Society of the United States to illustrate the advantages of tontine policies and bonds based on the results of tontine policies maturing in 1891. It includes statistical information and data analysis that demonstrate the benefits of tontine policies and bonds for clients.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Journal of the Institute of Actuaries and Assurance Magazine, Volumes 1-20
This collection of journals is a must-have for anyone studying or practicing actuarial science. It covers a wide range of topics, including life insurance, pensions, and investments. It also includes detailed case studies and practical examples, making it an excellent resource for students and professionals alikeThis work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Articles and Regulations of the Edinburgh Friendly Insurance Against Losses by Fire
This fascinating document provides a detailed look at the history and regulations of the Edinburgh Friendly Insurance, one of the oldest and most respected insurance companies in Scotland. From its origins as a small mutual society in the 18th century to its modern incarnation as a major international insurer, this volume offers a unique insight into the evolution of the industry and its impact on the people of Edinburgh.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Pension, Endowment, Life Assurance and Other Schemes for Employees of Commercial Enterprises
Published in 1951, this book provides an in-depth analysis of various pension plans, endowment plans, life assurance plans, and other employee benefits offered by commercial enterprises. Written by Harold Dougharty, a leading expert in the field, this book is an invaluable resource for anyone involved in employee benefits or interested in the history and development of employee benefit plans.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Episodes of History in the Stories of the United States and the Insurance Company of North America As Bound Up Together in National Achievement, 1792-1917
This fascinating historical account chronicles the remarkable achievements of both the United States as a nation and the Insurance Company of North America. A must-read for anyone interested in American history or the insurance industry.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Premium Rates, Guarantees and Illustrations of Policies
This book offers a comprehensive guide to insurance policies, including premium rates, guarantees, and illustrations. The New York Life Insurance Company shares their expertise with readers to help them make informed decisions regarding their insurance needs.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Text Book of Life Insurance, Being the First Post-graduate Course of the Pacific Mutual School for Salesmen
First published in 1920, this textbook was designed as a post-graduate course for salesmen in the life insurance industry. The material covers topics such as underwriting, actuarial science, and marketing strategies.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Causes of Disability as Applied Under Accident and Health Insurance Policies, With Special Chapters on Policy Forms
In this informative book, C.H. Harbaugh explains the ins and outs of accident and health insurance policies and how disability is applied under them. With special chapters focusing on policy forms, readers can gain a better understanding of how to navigate these complex insurance policies. This book is a must-read for anyone looking to better understand accident and health insurance policies.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Official Testimony Taken Before The Legislative Insurance Investigating Committee Of The State Of New York By Authority Of A Joint Resolution Of The Legislature
This volume presents the official testimony given before the Legislative Insurance Investigating Committee of the State of New York, which investigated reports of fraud and corruption in the life insurance industry during the early 20th century. With detailed accounts of the activities of prominent insurance companies and executives, this book provides a fascinating glimpse into a pivotal moment in American business history.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Insurance Guide and Hand Book
Cornelius Walford was one of the foremost insurance experts of his time, and this guide to the industry's best practices and professional standards remains a valuable resource for modern readers. Covering a wide range of topics related to life assurance and risk management, this book is an essential reference for anyone working in the field.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Journal; Volume 8
This journal provides insightful articles on risk management, insurance, and related topics. The publication is geared towards professionals in the insurance industry, but also offers valuable information for anyone interested in these fields.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Journal; Volume 3
A detailed record of the proceedings and publications of the Chartered Insurance Institute, covering a wide range of topics related to the insurance and risk management industries. Features articles, reports, and insights from leading experts in the field.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Journal; Volume 11
This academic journal covers a wide range of topics in the field of insurance. The articles are written by leading experts in the industry, making this journal an essential resource for anyone working in insurance or studying the field.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Proceedings of the ... Annual Convention of the National Association of Life Underwriters
A collection of reports, speeches, and other materials from the annual conventions of two major associations of life insurance professionals. The volume provides insights into the state of the industry at the time, as well as discussions of emerging trends and challenges.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Business Insurance Instructor
Designed as a comprehensive guide for insurance professionals, this book covers all aspects of business insurance. From policy creation and underwriting to claims and risk management, author Charles Harcourt Ainslie ForbesLindsay offers practical advice and real-world examples.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Surety, Plate Glass and Miscellaneous Insurance
This manual provides a comprehensive overview of various types of insurance, including surety, plate glass, and liability insurance. It includes policy forms and practical methods for understanding and utilizing insurance policies.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Premium Rates And Dividend Investment Estimates
This guidebook was published by the Michigan Mutual Life Insurance Company and provides detailed information on premium rates and dividend investment estimates. This volume is an essential resource for anyone interested in the history of insurance or actuarial scienceThis work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Testimony Taken Before the Joint Committee of the Senate and Assembly of the State of New York
This revealing testimony sheds light on the inner workings of life insurance companies and their practices in the state of New York. A must-read for anyone interested in the history and regulation of the insurance industry.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
