Your Financial Advisor Is Not Managing Your Money (and Never Was)
Investing for Teens
Start Building a Future That Works for You-Right Now Are you ready to take control of your financial future before you even hit adulthood? This guide transforms complex money concepts into straightforward, teen-friendly lessons that make managing and growing your money exciting and achievable. Say goodbye to confusion and hello to confidence as you learn the secrets that most schools won't teach you. Imagine setting smart goals, creating a budget that actually works, and understanding the difference between saving and investing - all in ways that fit your life. Discover how even a small amount of money can grow exponentially over time through the power of compound interest, and find out why investing isn't just for the wealthy. Whether you're starting with nothing or already have some cash, this book walks you through every step - from earning your first investment dollars, to picking your first stocks and avoiding costly mistakes. Developing the right mindset and habits is key, especially when peer pressure and trendy financial advice can lead you astray. Learn how to think like an investor, stay consistent when others don't understand your goals, and boost your investing power with smart side hustles. Real-life strategies and insights from teen millionaires help you build a wealth mindset early on. By following a clear, actionable roadmap, you'll not only grow a portfolio that evolves with you but also prepare yourself for a lifetime of financial freedom. Start planning your 20s, 30s, and beyond today with confidence. This isn't just about money - it's about empowering you to shape the life you want on your own terms.
Advanced Financial Accounting
Advanced Financial AccountingBy Abimbola OloweUnlock the complexities of high-level accounting with Advance Financial Accounting, a comprehensive guide designed for students, professionals, and financial practitioners seeking to master the principles and practices that underpin modern financial reporting and decision-making.Authored by seasoned academic and finance expert Abimbola Olowe, this authoritative textbook offers deep insights into the core concepts, methodologies, and regulatory frameworks of financial accounting. From the foundational principles and accounting standards (SAS, IAS, IFRS) to the intricate treatments of depreciation, taxation, leases, petroleum accounting, and construction contracts, this book systematically covers the entire spectrum of advanced accounting topics.Structured in a clear, pedagogical format with practical examples, revision questions, and detailed solutions, this volume serves as both a teaching companion and a self-study tool. Readers will gain a solid understanding of accounting processes, financial statement analysis, economic and accounting income theories, and the impact of inflation through methods like Current Purchasing Power Accounting and Current Cost Accounting.Whether you're preparing for professional examinations, enhancing your academic coursework, or refining your corporate accounting skills, Advance Financial Accounting is your essential resource for navigating the evolving landscape of financial transparency, accountability, and compliance.Key Features: In-depth explanations aligned with Nigerian SAS and international standards (IAS/IFRS)Real-world illustrations of accounting concepts and their applicationsComprehensive chapters on taxation, leases, banks, oil & gas accounting, and moreDesigned for students, lecturers, professionals, and industry stakeholdersElevate your expertise with one of the most robust financial accounting texts tailored to the Nigerian and global accounting environment.
Straight Talk
Straight Talk: The No-Nonsense Guide to Strategic AI Adoption is written for owners, CEOs, and senior executives who must lead their organizations through the challenges of artificial intelligence. Andrea Hill, a seasoned executive and advisor with more than 35 years of experience in business transformation, provides a practical framework for adopting AI responsibly, strategically, and with confidence.AI is already embedded in daily business systems: from email and customer management to inventory and financial forecasting. The question is no longer whether to use AI, but how to use it in ways that strengthen rather than expose the enterprise. This book serves as a compass, offering principles and practices to remain competitive, compliant, and trusted.Readers will learn to: Distinguish hype from practical applications that deliver real value.Address ethical and social risks such as bias, privacy, and workforce impact.Navigate evolving legal and regulatory requirements in the U.S. and abroad.Apply governance frameworks like NIST and ISO/IEC to safeguard operations.Evaluate vendors and protect against AI-driven cybersecurity threats.Integrate AI into marketing, HR, operations, and analytics without eroding trust or judgment.Unlike technical manuals or trend-driven guides, Straight Talk focuses on the leadership challenge: managing opportunity and risk at the same time. With accessible explanations and actionable frameworks, it equips leaders to move beyond experimentation and implement AI as a responsible, strategic driver of growth.
Advanced Financial Accounting
Advanced Financial AccountingBy Abimbola OloweUnlock the complexities of high-level accounting with Advance Financial Accounting, a comprehensive guide designed for students, professionals, and financial practitioners seeking to master the principles and practices that underpin modern financial reporting and decision-making.Authored by seasoned academic and finance expert Abimbola Olowe, this authoritative textbook offers deep insights into the core concepts, methodologies, and regulatory frameworks of financial accounting. From the foundational principles and accounting standards (SAS, IAS, IFRS) to the intricate treatments of depreciation, taxation, leases, petroleum accounting, and construction contracts, this book systematically covers the entire spectrum of advanced accounting topics.Structured in a clear, pedagogical format with practical examples, revision questions, and detailed solutions, this volume serves as both a teaching companion and a self-study tool. Readers will gain a solid understanding of accounting processes, financial statement analysis, economic and accounting income theories, and the impact of inflation through methods like Current Purchasing Power Accounting and Current Cost Accounting.Whether you're preparing for professional examinations, enhancing your academic coursework, or refining your corporate accounting skills, Advance Financial Accounting is your essential resource for navigating the evolving landscape of financial transparency, accountability, and compliance.Key Features: In-depth explanations aligned with Nigerian SAS and international standards (IAS/IFRS)Real-world illustrations of accounting concepts and their applicationsComprehensive chapters on taxation, leases, banks, oil & gas accounting, and moreDesigned for students, lecturers, professionals, and industry stakeholdersElevate your expertise with one of the most robust financial accounting texts tailored to the Nigerian and global accounting environment.
Why Authors Go Wrong, and Other Explanations
Unlock the secrets to literary success with "Why Authors Go Wrong," a timeless exploration of the common pitfalls that aspiring writers face. This captivating work, now republished by Alpha Editions after decades in obscurity, offers invaluable insights that resonate with both novice and seasoned authors alike. Delve into the pages of this restored classic and discover the essential advice on navigating the publishing industry, avoiding storytelling flaws, and enhancing your writing skills. With a blend of practical self-publishing tips and profound reflections on authorial challenges, this book serves as a guiding light for anyone seeking to improve their craft. Its unique literary significance lies not only in its rich historical context but also in its relevance to today's dynamic literary landscape. As a collector s item and cultural treasure, this edition has been meticulously curated for both casual readers and dedicated classic literature enthusiasts. Whether you re looking to engage your readers more effectively or seeking strategies to overcome common author errors, "Why Authors Go Wrong" is your essential companion on the journey to publishing success. Embrace the wisdom of the past and transform your writing journey today!
The Digital M&A Playbook
In the contemporary digital economy, achieving growth involves more than simply scaling operations; it requires a transformative approach. For large enterprises, mergers and acquisitions (M&A) have become a significant strategy for accelerating digital transformation. However, a common challenge is that many digital M&A initiatives encounter obstacles during the post-merger integration, often leading to failure. In The Digital M&A Playbook, Dr. Ramsankar S Palaninathan-a seasoned technology leader, doctoral researcher, and transformation strategist-combines theoretical insights with practical experience. He presents a clear, actionable framework for executing digital integration effectively at scale. The book introduces the proprietary DMISC framework, which serves as a guide for transforming M&A transactions into successful digital transformations.Inside, you'll discover: - The hidden risks that derail digital M&A-and how to avoid them- How to align culture, talent, and technology post-mergerRamsankar S Palaninathan is a seasoned technology and business transformation leader with over 20 years of experience driving innovation at the intersection of digital strategy, enterprise systems, and mergers & acquisitions. With deep roots in software development and leadership across global organizations, he specializes in leading digital transformation, cloud migration, and AI/ML adoption in complex enterprise environments.His career spans top-tier companies, including Verizon, Cognizant, Accenture, and, notably, Macy's Systems and Technology, where he played a key role in unifying customer systems and modernizing digital infrastructure. He has led multi-disciplinary teams and high-impact programs, consistently aligning technology execution with business strategy.Ramsankar holds a Doctor of Business Administration from the University of Maryland Global Campus, where his research focused on integration strategies for digital transformation through M&A. He also earned master's degrees in Entrepreneurship (University of Florida) and Computer Science (Maharishi International University) and a Bachelor's degree in Electronics and Communication Engineering from the University of Madras.He is MIT-certified in Applied Data Science and holds TOGAF, Scrum, SAFe, and Cloud Technologies certifications. He is a Beta Gamma Sigma inductee and a proud Thomas S. Johnson Entrepreneurial Scholar. When not writing or solving enterprise problems, Ramsankar enjoys playing badminton, motorcycling, and spending quality time with his family in Atlanta, Georgia.- Practical tools and checklists to lead integration with confidence- Case insights drawn from decades of enterprise experienceWhether you are an executive formulating plans for your next acquisition, a strategist spearheading transformation efforts, or a consultant assisting clients through change, "The Digital M&A Playbook" serves as a vital resource for fostering synergy, promoting agility, and achieving sustainable growth through digital M&ADon't just buy companies. Build the future.
Python for Excel Users
Introduction: Elevate Your Analytics with PythonIn today's data-driven world, the ability to efficiently analyze and interpret information is more crucial than ever, especially in the business sector. "Python for Excel Users: A Beginner's Guide" is tailored for business students and professionals who are proficient in Microsoft Excel but are ready to embark on their Python journey. As a powerful and versatile programming language, Python has become indispensable in data analysis. This book bridges the gap between Excel and Python by providing parallel exercises that demonstrate how Python can amplify business analytics tasks with unmatched efficiency and flexibility.Through its side-by-side comparisons, interactive Python exercises, and a "teachable moment" approach, this guide offers a unique and intuitive learning experience. By translating familiar Excel tasks into Python's dynamic and versatile ecosystem, you'll not only enhance your data analysis skills but also gain confidence in programming.Why Python?Did you know that Python powers cutting-edge technologies like ChatGPT? Indeed, Python forms the foundation of many machine learning algorithms, including large language models (LLMs). Python is more than a programming language; it's a tool for understanding and shaping the digital world. Despite its advanced capabilities, Python's simple, readable syntax makes it accessible to everyone--from professional software developers to citizen developers like you. Dubbed the "language of the people," Python is revolutionizing how we approach problem-solving and automation in the modern world.Becoming Tomorrow's Tech-Savvy LeadersThe leaders of tomorrow are not just visionaries--they are innovators who harness the power of technology to drive change and inspire others. This book guides you through different scenarios to help you understand the connections between business questions and analytics steps we are taking. As business students embracing Python, you're positioning yourselves as future-ready leaders equipped to navigate and excel in the complexities of modern business.Welcome to a journey that will elevate your analytics, expand your technological fluency, and transform you into a tech-savvy leader of the future.
Financial Freedom
Financial freedom isn't a dream-it's a plan. In Financial Freedom: Doing Nothing is an Option - Generational Wealth Seminar Workbook, Dr. Edmund H. Moore draws on decades of personal experience, community leadership, and practical wisdom to guide you step-by-step toward building lasting wealth for yourself and future generations.This interactive workbook is more than theory-it's a hands-on roadmap designed to help you understand money, grow it, protect it, and pass it on. Rooted in faith-based principles yet universally applicable, Dr. Moore offers an accessible, no-nonsense approach that empowers readers from all walks of life to take control of their financial destiny. Inside, You'll Discover: Good Soil Principles - How your mindset and habits shape your financial futureStrong Financial Foundations - The tools, strategies, and disciplines to build stabilityKnowing Your Numbers - How to track, budget, and plan for lasting wealthMultiple Streams of Income - Practical ways to diversify and grow your earningsProtecting Your Assets - Insurance, legal planning, and safeguarding your legacyPlanning for the Future - Retirement strategies and generational wealth transferWith exercises, reflection prompts, and real-world examples, this workbook bridges the gap between knowing what to do and actually doing it. Whether you're just starting out, recovering from financial setbacks, or preparing to leave a lasting legacy, you'll gain the clarity and confidence to move forward.Who This Workbook Is For: Individuals and families committed to breaking cycles of debt and financial struggleCommunity leaders, educators, and church groups teaching financial literacyAnyone seeking a faith-centered yet practical guide to wealth buildingDr. Moore's engaging, relatable style makes complex topics simple to understand-because financial literacy should be accessible to everyone, not just the wealthy.
The 6-and-a-half Habits of Highly Defective Bosses
This book isn't really about the rare, fire-breathing tyrants. It's about the everyday leaders who, despite their best intentions, make life miserable for their teams. Recognize any of these culture-killing workplace nightmares?Bosses hoarding credit while dishing out blamePriorities that change daily, leaving everyone scramblingFeedback that's either nonexistent or a complete disasterHigh performers getting frustrated while mediocrity thrivesEndless obstacles, rules, and meetings that could've been emailsGood news: It doesn't have to be this way. If you lead people (or ever plan to), consider this your survival guide. Packed with real-world stories, sharp humour, and practical fixes, this is the book every leader (and their team) wishes they had sooner.
Submission of Overseas Commands Requisitions by Electrical Accounting Methods
LLC Beginner's Guide
���� Start, Structure, and Scale Your Business with Confidence and StrategyLaunching or growing a business? Navigating LLCs, S-Corporations, and tax deductions doesn't have to be overwhelming.As an entrepreneur or small business owner, you face complex decisions-from legal structures and compliance to taxes and financial planning. Without a clear roadmap, it's easy to feel stuck.But what if you had a guide that made everything simple?That's exactly what "LLC Beginner's Guide" by Riley Bennett delivers: a clear, actionable handbook to help you build legally, save smartly, and grow strategically.Do these sound familiar?You're unsure whether to choose an LLC or S-CorpTaxes and deductions feel confusing and riskyBookkeeping, payroll, and compliance take too much of your time You want to grow-but need a plan that worksThis book speaks your language-and gives you the tools to act.���� Inside You'll Learn: LLC vs. S-Corp: What's Right for You: Discover the pros, cons, and tax impact of each structure.Business Formation Made Easy: Get your business registered and compliant-step by step.Tax Deductions You Can Actually Use: Write off expenses legally and save more money, year after year.Bookkeeping and Financial Basics: Track income and expenses clearly-even if you're not a numbers person.Payroll and Compliance: Avoid penalties with simple systems and smarter practices.Growth and Tax-Smart Scaling: Plan for funding, expansion, and long-term success-without overpaying the IRS.Real-World Scenarios: Learn from others who've done it right-and avoid common mistakes.Exit Strategies and Long-Term PlanningStructure your business for the future: sale, succession, or passive income.Whether you're starting from scratch or refining your current setup, this is your go-to guide for running a smart, efficient, and future-proof business.✔️ Beginner-friendly✔️ Legally sound✔️ Tax-wise and growth-ready���� Ready to build your business the smart way? Get your copy today and take control of your business future.
Risk Management
Ready to conquer risk and excel in your CIMA Strategic Level exam? This guide is your essential partner for mastering risk management. We cover everything you need to know. The book breaks down complex topics into simple parts. You will learn all about enterprise risk. We explore how to see the big picture of risk across an entire organization. We then dive into strategic risk. This is about the risks tied to your company's most important decisions. Learn how to align your risk appetite with your corporate strategy. The book also provides a clear view of internal controls. These are not just rules to follow. They are tools for success and stability. You will understand how to design and implement controls that work. Finally, we tackle the critical area of cyber risk. In today's world, digital threats are everywhere. We show you how to identify and manage these modern dangers effectively. Each chapter is focused and gets straight to the point, preparing you for exam success. Many textbooks are dense and full of abstract theories. They can be difficult to read and even harder to apply. This book is different. We believe learning should be practical and engaging. Instead of just presenting facts, we explain the 'why' behind the concepts. Our guide uses real-world scenarios and mini case studies that you can relate to. This approach helps you connect the dots between theory and what actually happens in business. You won't just be memorizing definitions for your exam; you will be building a deep, lasting understanding of how to manage risk strategically. Our competitive advantage is clarity and application. We bridge the gap between passing your CIMA exam and becoming a confident, capable finance professional who can add real value from day one. Disclaimer: The author has no affiliation with the Chartered Institute of Management Accountants (CIMA). This book is independently produced under the principle of nominative fair use to help students prepare for their exams.
A Survey of Activity-Based Costing Practices Within the Department of the Army
Accounting for Sustainability
This book provides a broad overview of how sustainability reporting has grown, how it is used now, and where it is heading.Daily, we encounter concepts such as corporate social responsibility (CSR), sustainability reporting, sustainability accounting, environmental reports, corporate citizenship or environmental management systems, or Environmental, Social and Governance (ESG) disclosures. Accounting for Sustainability decodes this terminology by offering an accessible introduction that explores sustainability reporting from both internal and external perspectives. It begins with an overview of key terms and theories, followed by chapters on financial management, sustainability standards, accounting communication, and capital markets. This new edition has been fully revised and expanded with four new chapters, including coverage of the EU's Corporate Sustainability Reporting Directive (CSRD), European Sustainability Reporting Standards (ESRS), and the global efforts of the International Sustainability Standards Board (ISSB). It also includes critical reflections on digitalisation, standard-setting, and assurance.With learning outcomes and study questions embedded in each chapter, this book will be of great interest to students of sustainability reporting and accounting, as well as practitioners taking related professional accreditations.
Accounting for Sustainability
This book provides a broad overview of how sustainability reporting has grown, how it is used now, and where it is heading.Daily, we encounter concepts such as corporate social responsibility (CSR), sustainability reporting, sustainability accounting, environmental reports, corporate citizenship or environmental management systems, or Environmental, Social and Governance (ESG) disclosures. Accounting for Sustainability decodes this terminology by offering an accessible introduction that explores sustainability reporting from both internal and external perspectives. It begins with an overview of key terms and theories, followed by chapters on financial management, sustainability standards, accounting communication, and capital markets. This new edition has been fully revised and expanded with four new chapters, including coverage of the EU's Corporate Sustainability Reporting Directive (CSRD), European Sustainability Reporting Standards (ESRS), and the global efforts of the International Sustainability Standards Board (ISSB). It also includes critical reflections on digitalisation, standard-setting, and assurance.With learning outcomes and study questions embedded in each chapter, this book will be of great interest to students of sustainability reporting and accounting, as well as practitioners taking related professional accreditations.
Audit Report on Procurement Activities, Port Authority of Guam, Government of Guam
Books And Book-keepers. A Repr., With Additions, Of An Article Written In 1877
Predictive Accounting
Predictive Accounting explores how accountants can use financial data, statistical modeling, and artificial intelligence to forecast future outcomes and guide strategic decision-making. It contrasts historical accounting with predictive methods, emphasizing tools like time series forecasting, machine learning, and scenario analysis. It also covers practical applications such as predicting bad debts, detecting fraud, and improving budgeting through rolling forecasts and ERP integration. Additionally, it addresses the importance of data quality, ethical considerations, and effective communication of predictive insights to stakeholders.
