Extinction of Tax as We Know It
This is the first business-fiction novel to tell the real, unfiltered story of tax and finance professionals in what the world believes is the "age of AI".The world is dazzled by automation, ERP upgrades, e-invoicing mandates, and AI breakthroughs. However, within corporations, a different reality unfolds: broken data, political landmines, failed systems, fragile governance, and leaders who are far from prepared for the future they claim to embrace.Extinction of Tax As We Know It pulls you directly into that hidden battlefield.When Maria Mehta becomes CFO of AlphaCorp, she steps into a role surrounded by prestige-and buried in dysfunction. Beneath polished dashboards and confident board presentations lies a messy truth: AlphaCorp is held together by spreadsheets, patchwork data, and decades of unresolved tax and technology debt.And standing firmly against change is Sophia Chan, the brilliant yet evasive Head of Tax who has mastered the art of survival through ambiguity, deflection, and hierarchy. She represents everything that resists transformation-fear, control, and political manoeuvring disguised as expertise.To break the cycle, Maria turns to two unexpected forces: Aldo Maseko, a Gen Z CTO prodigy who sees systems as ecosystems and data as destiny.Abhishek Iyer, a quiet transformation specialist whose past success and painful failure reveal the difference between tools and true orchestration.Together, they unravel a pattern of failing ERPs, incorrect tax setups, collapsing e-invoicing designs, and cross-border risks hidden inside "business-as-usual." As they confront Sophia's passive sabotage, country-team resistance, and boardroom hostility, AlphaCorp transforms into a courtroom-where every meeting feels like testimony, every escalation a verdict.Amid the chaos lies a larger truth: AI will not save organisations that cannot save themselves.Without governance, aligned teams, clean data, and courageous leadership, even the most advanced technologies turn into expensive illusions.This novel doubles as a transformation playbook for the modern enterprise, revealing: Why tax, finance, IT, and operations must evolve into Fusion TeamsWhy the future belongs to Fusion Professionals-those who speak the languages of data, systems, tax, processes, and leadershipWhy e-invoicing will reshape organisational DNAHow AI's hype collides with the harsh reality of organisational unreadinessHow politics destroys transformation long before technology doesThrough corporate warfare, emotional truths, and high-stakes decision-making, Extinction of Tax As We Know It exposes what global professionals live through but rarely speak about.This is the book for: CFOs, tax leaders, ERP teams, technologists, consultants, auditors, transformation professionals, and every ambitious Gen Z or millennial shaping the future of work.If you've ever survived an ERP project, lived through a tax audit, or navigated corporate power games, this book will feel like home. Once you read it, you will never look at tax, technology, leadership, or organisational transformation the same way again.
The Exit Plan
Most entrepreneurs dream of building a company that lasts, but few stop to ask: what happens when it is time to step away? This book challenges the conventional mindset by showing that a business is strongest when it can thrive without its founder. Instead of treating the exit as an afterthought, it reframes it as the ultimate design principle-shaping every decision from valuation to leadership succession. Through vivid case studies, rigorous frameworks, and practical reflection prompts, readers discover why investors value business valuation differently than founders, why systems-not personalities-drive lasting value, and how succession planning for entrepreneurs preserves both profit and legacy. It reveals the hidden traps of waiting too long, neglecting documentation, or clinging too tightly to identity-and offers a clear path to building a company others are eager to buy. This book is written for founders, leaders, and investors who want to understand not just how to grow but how to sell your business on their terms. Whether you are years away from an exit or simply want to design a more resilient, scalable organisation, you will gain clarity on when to sell, who to sell to, and how to protect what matters most. The outcome is more than financial-it is freedom: the ability to step away knowing your company endures, and your legacy remains intact.
Extinction of Tax as We Know It
This is the first business-fiction novel to tell the real, unfiltered story of tax and finance professionals in what the world believes is the "age of AI".The world is dazzled by automation, ERP upgrades, e-invoicing mandates, and AI breakthroughs. However, within corporations, a different reality unfolds: broken data, political landmines, failed systems, fragile governance, and leaders who are far from prepared for the future they claim to embrace.Extinction of Tax As We Know It pulls you directly into that hidden battlefield.When Maria Mehta becomes CFO of AlphaCorp, she steps into a role surrounded by prestige-and buried in dysfunction. Beneath polished dashboards and confident board presentations lies a messy truth: AlphaCorp is held together by spreadsheets, patchwork data, and decades of unresolved tax and technology debt.And standing firmly against change is Sophia Chan, the brilliant yet evasive Head of Tax who has mastered the art of survival through ambiguity, deflection, and hierarchy. She represents everything that resists transformation-fear, control, and political manoeuvring disguised as expertise.To break the cycle, Maria turns to two unexpected forces: Aldo Maseko, a Gen Z CTO prodigy who sees systems as ecosystems and data as destiny.Abhishek Iyer, a quiet transformation specialist whose past success and painful failure reveal the difference between tools and true orchestration.Together, they unravel a pattern of failing ERPs, incorrect tax setups, collapsing e-invoicing designs, and cross-border risks hidden inside "business-as-usual." As they confront Sophia's passive sabotage, country-team resistance, and boardroom hostility, AlphaCorp transforms into a courtroom-where every meeting feels like testimony, every escalation a verdict.Amid the chaos lies a larger truth: AI will not save organisations that cannot save themselves.Without governance, aligned teams, clean data, and courageous leadership, even the most advanced technologies turn into expensive illusions.This novel doubles as a transformation playbook for the modern enterprise, revealing: Why tax, finance, IT, and operations must evolve into Fusion TeamsWhy the future belongs to Fusion Professionals-those who speak the languages of data, systems, tax, processes, and leadershipWhy e-invoicing will reshape organisational DNAHow AI's hype collides with the harsh reality of organisational unreadinessHow politics destroys transformation long before technology doesThrough corporate warfare, emotional truths, and high-stakes decision-making, Extinction of Tax As We Know It exposes what global professionals live through but rarely speak about.This is the book for: CFOs, tax leaders, ERP teams, technologists, consultants, auditors, transformation professionals, and every ambitious Gen Z or millennial shaping the future of work.If you've ever survived an ERP project, lived through a tax audit, or navigated corporate power games, this book will feel like home. Once you read it, you will never look at tax, technology, leadership, or organisational transformation the same way again.
Decoded Decisions
Decoded Decisions: Behavioural Finance Meets Artificial Intelligence explores the swiftly changing financial world where technology intersects with psychology. As innovations like smart wallets, robo-advisors, AI-powered trading systems, and algorithmic nudges transform money management, the line between human intuition and machine accuracy becomes less distinct. This book emerges from a profound interest in this new realm-where behavioural economics intersects with digital progress. Through a multidisciplinary perspective, it examines how new technologies are not only altering the mechanics of personal finance but also transforming our understanding of value, choice, and financial health. By applying behavioural finance concepts such as loss aversion, mental accounting, overconfidence, and impulsivity, it explores how these biases are either intensified or mitigated in digital settings. Real-world fintech applications and case studies demonstrate the psychological effects of design decisions-from gamification and predictive analytics to nudges and algorithmic persuasion. Importantly, the book balances optimism about fintech's ability to improve financial literacy and inclusion with a critical examination of the ethical challenges posed by profit-driven platforms. How can we ensure that innovation empowers rather than exploits? What protections are necessary when machines influence decisions traditionally made by personal choice? Ideal for finance students, behavioural economists, fintech developers, policymakers, and curious investors, Decoded Decisions provides practical insights and profound reflections. It encourages readers to not only comprehend the tools of digital finance but to engage with them thoughtfully and deliberately. In a rapidly advancing technological world, the wisest decisions are those made with both intelligence and humanity.
Lombard Street A Description Of The Money Market
Lombard street: A description of the money market offers a penetrating analysis of the financial systems that underpin modern capitalism. Walter Bagehot examines the intricate workings of London's banking network, portraying it as both a powerful and fragile mechanism that drives economic stability and growth. He presents Lombard Street as the beating heart of the global money market, where credit, trust, and liquidity intertwine to sustain commerce. Rejecting purely theoretical discussions, Bagehot grounds his insights in the practical realities of banking institutions, exploring how they manage deposits, loans, and reserves. He exposes the delicate balance between confidence and panic that defines financial life, emphasizing the need for sound policy and disciplined management. His observations on the circulation of capital between agricultural and industrial regions illustrate the interdependence of rural savings and urban enterprise. The work remains a cornerstone in understanding how financial systems evolve under pressure, blending clear economic reasoning with enduring relevance to both scholars and practitioners.
J.K. Lasser's Small Business Taxes 2026
Straightforward small business tax guidance from America's favorite expert In the newly revised J.K. Lasser's Small Business Taxes 2026: Your Complete Guide to a Better Bottom Line, small business attorney and tax expert Barbara Weltman delivers small business tax planning info based on the new tax law. You'll discover the exact steps you need to take to minimize your 2025 tax bill and position your business for tax savings in the year ahead. The book contains comprehensive and straightforward guidance that walks you through which deductions and credits to look out for and how to use them. Weltman shows you the tax relief and newly created write-off opportunities legally available to your small business--as well as how to claim them on your IRS forms--and what records and receipts you'll need to keep. You'll also find: Tax facts, strategies, checklists, and the latest info you need to make sure you pay Uncle Sam what he's owed - and not a penny more Sample IRS forms that show you how to properly claim applicable deductions and credits New tax laws, court decisions, and IRS rulings that impact your bottom line A complimentary new e-supplement that contains the latest developments from the IRS and Congress An essential resource for small business owners, J.K. Lasser's Small Business Taxes 2026 is your personal roadmap to shrinking your tax bill while making sure you pay your fair (and legal) share.
Double Up Money Mastery
You only need to double 瞿10,000 ten times to make 瞿10 million.Read that again.Most people think building serious wealth requires genius, luck, or family money. They're wrong. It requires mathematics - simple, boring, beautiful mathematics that's been creating wealth for centuries.The brutal reality: Every day you delay costs you compound returns. While others chase get-rich-quick schemes or accept financial mediocrity, a small group of people use a systematic method to build extraordinary wealth starting with ordinary amounts.The DUMM method isn't theory - it's a proven system: Turn modest stakes into millions through systematic doublingApply borrowing leverage safely to compress your timeline by decadesWork out the most tax friendly environment to do itBuild wealth as a side hustle while keeping your day jobJoin a community of ordinary people achieving extraordinary resultsIf you're tired of making other people rich, this book shows you how to systematically build your own wealth using principles that work whether you're starting with 瞿1,000 or 瞿100,000.The mathematics are simple. The system is proven. The community is waiting.Stop hoping. Start doubling.
How Money Works
Ever thought to yourself, I wish I knew that when I was younger? Or, why didn't somebody tell me that before now?! Of course, you have, most everyone has. The information about how money works in this book is that kind of information. It can help people who are just starting off on their own and need to know the importance of money management and what having good or bad credit really means. It can also be used by others to see the long-term effects of certain monetary decisions.The format answers questions with a short version of an answer and a long version. This makes the book a good reference that you can continue to use in the future to guide you when making important financial decisions.
Trends and New Developments in FinTech
This Reprint of the Special Issue titled "Trends and New Developments in FinTech" contains ten papers, eight research articles and two review papers. The topics discussed in the Reprint's eight research papers include FinTech innovations in banking (risk-scoring models, racial and ethnic disparities in mortgage-lending outcomes across different lender types and robo-advising financial services), financial technology development (Lithuania's FinTech sector development), and financial assets (the use of crypto-assets/currencies in financial payments and the drivers and impacts of wider cryptocurrency adoption). The two review papers deal with the dynamic interaction between financial literacy and higher education using bibliometric analysis and the examination of recent trends and developments between Generative AI (GAI) and finance.Overall, this Reprint offers insights into new FinTech developments in digital banking services such as robo-advising and mortgage-lending activities, the development of FinTech in the Lithuanian economy, and the use of cryptocurrencies and crypto-assets in digital payments. Finally, the review papers discuss the impact of Generative Artificial Intelligence in the area of finance and the significance of financial literacy in education. All papers offer important suggestions, and warnings of potential dangers, in using FinTech in various everyday life activities by retail and institutional market participants. Policy-makers should also heed these recommendations in order to apply prudent policies and regulatory schemes for the benefit of the society as a whole.
World's Greatest Books for Wealth and Success (Set of 4 Books - Ideal Gift Set)
World's Greatest Books for Wealth and Success: The Ultimate Collection of Timeless WisdomUnlock the path to lasting success with this beautifully curated box set featuring four of the most influential self-help and personal development classics of all time. From building financial independence to mastering human connection, each book offers timeless strategies to help you grow, lead, and thrive. With elegant gold foiling and a premium paperback finish, this collection delivers not just wisdom--but an elevated reading experience. Includes four all-time classics on wealth, mindset, influence, and personal growthTimeless lessons from renowned authors like Napoleon Hill, Dale Carnegie, and moreInspiring real-world success stories that demonstrate practical applicationActionable techniques to improve communication, confidence, and decision-makingElegant gold foiling and premium paperback design make it perfect for gifting or collecting Includes: Think and Grow Rich by Napoleon HillThe Richest Man in Babylon by George S. ClasonThe Power of Your Subconscious Mind by Dr. Joseph MurphyHow to Win Friends and Influence People by Dale Carnegie
The Money Within
The Money Within Transform Your Financial Future by Mastering the One Asset You Can Control: Your BehaviorDo you ever wonder why, despite following every budgeting rule and investing tip, you still feel anxious about money? Or why a market downturn sends you into a panic, even though you "know" it's part of the long game? The Money Within by Elias Morgan reveals that the secret to lasting wealth isn't hidden in spreadsheets or complex strategies-it lives inside you, in the patterns of thought and habit that shape every financial choice you make.Drawing on the latest findings in behavioral economics, psychology, and neuroscience, The Money Within guides you through a transformational journey: from reactive fear and impulsive spending to calm confidence and intentional action. Through vivid case studies, warm personal anecdotes, and hands-on exercises, you will learn to harness the power of your own mind-turning self-awareness, emotional resilience, and daily rituals into your most reliable financial assets.Inside, you'll discover: The Behavioral Blueprint: How your brain's ancient survival wiring sabotages modern money decisions, and how to retrain it for prosperity.Automated Action Plans: Step-by-step frameworks for automating savings, investing, and generosity so that good financial habits become effortless.Compounding Your Character: Why patience, long-term thinking, and contentment matter more than market timing, and how small daily wins amplify over years.Redefining "Enough": Practical guidance to escape the comparison trap, define your personal threshold of sufficiency, and reclaim peace of mind.Emotion-to-Insight Exercises: Journaling prompts, reflection questions, and behavior-change challenges that turn theory into life-changing practice.Whether you're just beginning your financial journey or seeking to fortify decades of experience, The Money Within offers a fresh paradigm: invest first in yourself-and the returns will follow."A riveting, deeply human approach to money that will change how you think, feel, and act around your finances." - Dr. Marina Alvarez, Behavioral EconomistAre you ready to break free from fear, recharge your relationship with money, and build a future of real abundance-inside and out? Scroll up and click "Buy Now" to start cultivating the behaviors that will compound into a lifetime of financial confidence, freedom, and fulfillment.
Bank Treasury Management
The Moorad Choudhry Global Banking Seriesedited by Professor Moorad Choudhry The Moorad Choudhry Global Banking series is a new collection of books aimed at market practitioners, academics and graduate students in key areas of global banking. It covers core topics such as risk management, corporate governance and strategy, as well as recent developments affecting the future of banking, including digital banking, machine learning, fintech, blockchain and the latest in product development. The series is designed to be all-encompassing, with titles ranging from technical and specialist areas such as derivatives central clearing to wider areas of social interest such as corporate governance and corporate social responsibility in banking. It aims to present current and future best-practice in all aspects of banking, from the world's leading writers on this topic. Authors will be experienced and respected practitioners and academics from globally recognised institutions. The series engages a global perspective on the changing nature of banking. It seeks authors with innovative approaches to the subject or an interest in challenging established conventions. It welcomes both monographs and edited collections that share these aims. We are looking for interesting new book proposals, which might include: - Individual monographs which allow research ideas to be developed at greater length than might be possible in journal articles - Edited volumes which draw together multiple contributors from different organisations and institutions around a particular theme - Technical publications covering specialist topics - Contributions which offer novel approaches to any aspect of banking. Series Editor: If you are interested in submitting a proposal or have any questions, please contact the Series Editor: mooradchoudhry@gmail.comProfessor Moorad ChoudhryP.O. Box 101 East Horsley KT24 5EUEnglandMobile/WhatsApp +447767624942 Moorad Choudhry about his series at De Gruyter: https: //www.youtube.com/watch?v=VYFpIjrz8Yo&list=PLfcENNPixVmNtH86X0G6YnYOF9GLh3Tu9&index=3
Risk Management for Cryptocurrency Portfolios
Cryptocurrencies have transformed finance by opening new avenues for investment and innovation, while exposing portfolios to extreme volatility, fat tails, liquidity shocks, and shifting regulation. Risk Management for Cryptocurrency Portfolios provides a rigorous, practice-oriented toolkit for this landscape. The book blends postmodern portfolio theory, heavy-tailed statistics, and empirically tested optimization methods into a coherent framework tailored to digital assets.Starting from the data, the authors assemble a consistent set of 40 major tokens and examine hourly performance, stylized facts, and benchmarks. They study stationarity, the non-normal nature of returns, and tail risk using Hill estimators and generalized Pareto modeling and quantify distances between return series to guide diversification. The portfolio core begins with mean-variance analysis, the capital market line, and coherent risk measures. Building on this foundation, the book develops mean-CVaR optimization and equivalent formulations, with MATLAB implementations and step-by-step case studies.Strategy chapters compare long-only and long-short constructions, including Jacobs et al. and Lo-Patel approaches, momentum variants, and portfolios under turnover constraints. Performance is evaluated with maximum drawdown and widely used ratios such as Sharpe, Sortino-Satchell, and the Rachev ratio.The dynamic optimization introduces ARMA(1,1)-GARCH(1,1) models with Student's t-innovations, multivariate t-distributions and t-copulas, and the simulation of return scenarios. Robust optimization addresses model misspecification by treating observed return distributions as uncertain; readers learn box and ellipsoidal uncertainty sets, Kantorovich distances between discrete distributions, and robust CVaR portfolios on historical data. Validation is integral. A backtesting suite consisting of value-at-risk tests, including binomial and traffic-light procedures, plus Kupiec, Christoffersen, and Haas tests, assesses model quality and contrasts historical, dynamic, and robust allocations. Written for practitioners, analysts, researchers, and graduate students, the text is selfcontained and comprehensive. Clear exposition, empirical examples, and ready to run MATLAB code make advanced methods usable in day-to-day portfolio construction. Risk Management for Cryptocurrency Portfolios equips readers with insight and tested techniques needed to build, stress-test and refine crypto portfolios with confidence.
It's About Tyme
Imagine starting with a bold mission in 2012: to achieve financial inclusion through a multi-country bank. Within a decade, this vision becomes one of the fastest-growing fintechs in the world.Now, picture starting this business in South Africa, a country the IMF ranked as the hardest place to do business out of 49 countries surveyed. Imagine having the foresight to partner with a family-owned food retailer to establish a low-cost, physical banking footprint. Such success didn't go unnoticed and one of the world's largest banks acquired the company. A clash of cultures followed and, just four years later, the divestment. Despite the risks, one of South Africa's wealthiest entrepreneurs stepped in to take control. Then came Covid-19. The business nearly hit the wall and shareholders demanded a successor of their choosing be trained. A frantic 217 pitches for fresh capital yielded no success. And then, at the eleventh hour, there was a reprieve as one investor and then another stepped up.Now, imagine launching in the Philippines, replicating and improving what works while designing an entirely new cloud-based banking stack with over 500 Vietnamese developers. Imagine assembling a team from Italy, the US, the UK, South Africa, Vietnam, the Philippines, Australia, India and Zimbabwe. Picture shaping a culture where failure is part of growth, and audacity is the norm, not the exception. Imagine becoming the global poster child for AI in banking and receiving an email in June 2025, informing you that your company is one of Time magazine's Top 100 most influential companies in the world. This incredible story unfolds within the pages of It's About Tyme. As Roger Grobler, a long-standing investor in Tyme puts it, 'Courage and audacity are not just bold strategies - they're the safest. Because playing it safe is, ironically, the riskiest thing you can do.'
How to Listen When Markets Speak
A New York Times bestselling author and leading expert on market risk argues that seismic shifts in the global economy will trigger a multi-trillion-dollar migration of wealth, outlining new rules of investing for the forward-thinking. "I can't tell you how much I learned from How to Listen When Markets Speak. The historical perspectives and insights are something every investor needs to know. Buy this book."--Mark Cuban From Wall Street to the White House, the fantasy of an eventual "return to normal" is still alive and well, nurtured by dangerously outdated theories. But the economic world as we know it--and the rules that govern it--are over. In the coming decade, we'll witness sustained inflation, a series of sovereign and corporate debt crises, and a thundering of capital out of financial assets into hard assets. Few are prepared. Lawrence G. McDonald, founder of the economic research platform The Bear Traps Report, got a real-world education in market risk when, as a Lehman Brothers VP, he watched the firm ignore flashing warning signs before its collapse. His analysis led him to identify twenty-one indicators for gauging the health of an economy and detecting early signals of opportunity and danger. In How to Listen When Markets Speak, McDonald unveils his unique predictive models, connecting surprising dots between past, present, and future and outlining actionable trading ideas for staying a beat ahead of the markets. Readers will learn: - How disastrous Fed policy will collide with an increasingly fragmented geopolitical landscape to keep U.S. inflation near 3-5% for the next decade - How growing demand for oil and gas, underinvestment in urgently needed energy infrastructure, and cozy Russia-Saudi Arabia relations will lift the base price of energy to historic levels - Why hard assets and rare minerals like lithium and cobalt will outperform growth stocks, U.S. treasuries, and overcrowded passive investment strategies--and how to detect bearish and bullish trends in advance - How passive investing and the vehicles intended to democratize finance have fueled bubbles and ideological skew by large market participants, leaving millions of 401(k)s and IRAs at risk - Why America will likely lose its position as a global superpower and holder of the world's premier reserve currency, and may be forced to slash Social Security, Medicare, and military spending Rather than merely doomsaying, How to Listen When Markets Speak equips readers to make sense of our current moment, resist reactionary narratives and baseless analysis, and preserve their wealth in turbulent times. When markets speak, it pays to listen.
Rethinking Taxation for Growth in Latin America and the Caribbean
Rethinking Taxation for Growth in Latin America and the Caribbean: Objectives, Behavioral Responses, and Technological Advances argues for a shift beyond the traditional focus on collection efficiency and equity to explicitly include economic growth as a primary objective. It highlights how taxpayers' behavioral responses and technological advancements reshape the effectiveness and trade-offs of core taxes.The report introduces targeted cash transfers (TCTs) as a powerful new instrument for achieving equity, potentially allowing for more neutral and efficient revenue collection through other taxes like value added tax (VAT). It challenges the conventional view of VAT as inherently regressive in the region's informal economies, suggesting that consumption-based analysis reveals a less clear-cut picture. The report cautions against excessively high standard VAT rates, which can hinder growth, and suggests reevaluating reduced VAT rates in favor of broader base consumption taxes coupled with TCTs.The report argues that the high corporate income tax (CIT) rates in the Latin America and the Caribbean region, coupled with a challenging business environment, incentivize evasion and discourage investment. It advocates for reducing CIT rates to align with other emerging markets, improving enforcement, and exploring public-private partnerships for tax collection.Regarding the personal income tax (PIT), the report notes a narrow base despite high top marginal rates, which may penalize entrepreneurship. It suggests moderately broadening the tax base rather than further increasing top rates. It also proposes focusing on property taxes as a more viable form of wealth taxation, given the prevalence of tangible assets and the increasing feasibility of accurate valuation through technology, contrasting this with the difficulties of taxing highly mobile financial assets.With recommendations for strategic adjustments to VAT and CIT rates, a moderate expansion of the PIT base, and more effective property tax policy, this report provides policy makers, business leaders, and researchers with a practical framework for building more effective, equitable, and growth-oriented tax systems in Latin America and the Caribbean. The analysis is grounded in context-specific insights, encouraging a nuanced approach that considers both behavioral responses and technological progress.
After the Fall - Worldwide Financial & Economic Collapse. A Real-World Survival Guide
Navigate the chaos of a global economic collapse with confidence and foresight, even if you've never studied business & economics. Have you ever wondered how you can safeguard your financial future amidst a looming economic crash? Are you anxious about a potential financial collapse that could disrupt your savings, investments, and livelihood? You're not alone. Around the globe, ambitious entrepreneurs, investors, are seeking strategies to thrive during turbulent times. In this essential book, you'll uncover strategies to survive and thrive during a financial and economic downturn: How the monetary, financial, and economic systems work, and how they directly impact your finances.Top personal & business strategies for financial management during economic downturns, helping you protect your wealth.Most common mistakes people make during financial crises and how to avoid them.The role of government & non-government institutional policies in financial stability, and how to navigate their impacts.Learn from past economic crises around the world, and the invaluable lessons they teach us today.Understand inflation, hyperinflation, deflation, and stagflation, and how to use inflation-adjusted accounting for clear data-driven decisions. The hard-asset backstop helps preserve your wealth from continuous currency devaluation. What works and what doesn't work during a financial crash.Expert insights on building mental resilience and adaptability for financial survival.Real-world case studies & reflection exercises that teach you how to think like a commando during a crisis.The top financial and economic indicators used to predict an economic & financial collapse.Turning economic instability into growth opportunities for a better future.Post-collapse innovative strategies that ensure it does not happen again....and so much more!This book offers actionable real-life experience, with clear explanations. Accessible even for those without an economics or finance degree. Evidence-based analysis and global perspectives empower you to make informed decisions without the bias and jargon found in business books. Whether you are a community leader, a family protector, or a business owner, this guide provides the tools and confidence you need to face the upcoming economic challenges head-on.Don't let fear of the unknown keep you from taking control of your financial future. Prepare now!
The Secrets of the Federal Reserve
Uncover the hidden history and true mechanics of the U.S. financial system in Secrets of the Federal Reserve by Eustace Mullins. This groundbreaking, yet highly controversial, work pulls back the curtain on the Federal Reserve, challenging everything you thought you knew about how money and power operate in America.Mullins meticulously details the shadowy origins of the Fed, tracing its creation to the infamous Jekyll Island meetings. Discover how this privately controlled entity allegedly serves the interests of powerful banking elites, manipulating everything from inflation and the national debt to core economic policy.Essential reading for anyone questioning economic inequality and the concentration of financial power, this book is guaranteed to spark debate and redefine how you view the forces shaping your wealth and your nation's future.
Money Talks
Most leaders didn't sign up to become accountants. But like it or not, every decision you make has a number behind it, and ignoring those numbers is the fastest way to lose time, money, and momentum. Money Talks is not a dry accounting textbook. It's your antidote for overwhelming spreadsheets. It's a practical guide for asking better questions, making smarter decisions, and getting results. It's for leaders who hate numbers but can't ignore them. You'll learn: Why "I am not a numbers person" is the most expensive lie in leadership. How to use simple models to make sense of reports, budgets, and forecasts. The three things every leader needs to move from confused to clear. How to cut through financial jargon and have conversations that actually change outcomes. What to look at (and what to ignore) when you have more numbers than fingers. The questions to ask when performance is slipping, risk is increasing or strategy is stalling. Finance doesn't happen in spreadsheets. It happens in conversations. Money Talks will show you how to lead finance conversations (whether that's with your CFO, your team, or your board) to unlock a whole new level of impact for your organisation. Matthew Needham is a former CFO turned speaker, coach and consultant who helps leaders translate strategy into results. With over two decades of experience spanning aerospace, financial services, and public sector transformation, across the UK, New Zealand and Australia, he's worked with organisations at every stage of their performance journey. Matthew's mission is simple: To help 10,000 leaders turn strategy into results through smarter decisions and faster execution.
The Secrets of the Federal Reserve
Uncover the hidden history and true mechanics of the U.S. financial system in Secrets of the Federal Reserve by Eustace Mullins. This groundbreaking, yet highly controversial, work pulls back the curtain on the Federal Reserve, challenging everything you thought you knew about how money and power operate in America.Mullins meticulously details the shadowy origins of the Fed, tracing its creation to the infamous Jekyll Island meetings. Discover how this privately controlled entity allegedly serves the interests of powerful banking elites, manipulating everything from inflation and the national debt to core economic policy.Essential reading for anyone questioning economic inequality and the concentration of financial power, this book is guaranteed to spark debate and redefine how you view the forces shaping your wealth and your nation's future.
Financial Literacy & Inclusion
Financial literacy is a key determinant of financial well-being, influencing investment behavior, banking access, and overall economic inclusion. In an increasingly complex financial landscape, understanding fundamental financial concepts is essential for making informed financial decisions. This study explores the role of financial literacy in shaping financial participation and the utilization of financial services in the Kalaburagi district of Karnataka. Despite various financial inclusion initiatives in India, a significant portion of the population remains financially excluded due to limited financial awareness. The research investigates the relationship between financial literacy and financial inclusion by analyzing secondary data from the National Center for Financial Education (NCFE) and primary survey data collected from households in Kalaburagi. A multistage random sampling method ensures representative data across diverse demographic groups, including variations in gender, age, education, occupation, and income levels. The findings highlight that financial literacy significantly influences investment choices and banking access. Individuals with higher financial knowledge are more likely to engage in diverse investment options, utilize banking services, and adopt digital financial tools. However, there remains a strong preference for traditional investments such as gold and real estate, with lower awareness and usage of modern financial instruments like mutual funds and stock markets. Regression analysis indicates a strong positive correlation between financial literacy and financial product utilization, underscoring the need for targeted financial education programs. To bridge the financial literacy gap, policymakers, financial institutions, and educators must implement comprehensive financial literacy initiatives. Integrating financial education into school curricula, conducting community-based workshops, launching digital financial awareness campaigns, and designing tailored programs for marginalized groups can significantly improve financial knowledge and participation.
Wealth Management with a Difference
A unique playbook for success for wealth managers and financial advisors in the face of sweeping generational change There are hundreds of thousands of financial advisors globally serving clients whose needs are undergoing a revolution. Generational shifts are transforming how these clients approach money, spanning values, technology, investing, and even politics. Younger investors and women are creating wealth, inheriting tens of trillions of dollars from relatives, and accumulating money as they move closer to retirement. In Wealth Management with a Difference: Your Guide to Achieving Client, Generational, and Business Success, global financial services veterans April Rudin and Nick Rice show how advisors and wealth managers can serve these growing needs and position themselves at the heart of families and their legacies. Each chapter explores a generational opportunity for wealth managers and advisors globally, ranging across financial planning, investing, technology, and management strategy. The authors summarize each opportunity, how they are likely to evolve, and what they mean for your clients and your business. You'll find: Comments from over eighty experts around the world across opportunities underscoring their global relevance Action points for wealth management firms and financial advisors Visuals and charts illustrating and illuminating the trends discussed An essential read for wealth managers, financial advisors, private bankers, family offices, and other financial professionals, Wealth Management with a Difference is a guide to success for everyone in the industry, ranging from new entrants to the most experienced advisors and executives.
Modern Retirement Planning
Modern Retirement Planning"What you don't know could cost you everything!"Are you ready to take control of your financial future and retire on your own terms with clarity, confidence, and purpose?Modern Retirement Planning is a practical guide to building a smart, secure, and flexible retirement strategy that reflects the realities of today's economy. With our core philosophy of Safety, Growth, and Control, this book helps you understand the most critical decisions you'll face during the income distribution phase of your financial life.Forget one-size-fits-all advice. Retirement today demands a modern approach one based on solid data, customized assumptions, and strategies tailored to your unique goals and family circumstances.Inside, you'll discover: The major risks that threaten your retirement income and how to overcome them.How to use accurate planning assumptions to avoid costly mistakes.Insights on Social Security, Roth vs. Non-Roth strategies, Inherited IRAs, and more.Modern uses of age-old financial tools to create stability and growth.How to build your plan around Safety, Growth, and Control.A basic estate planning guide to protect your legacy.What the OBRA 2025 tax bill means for your future and how to adapt.Whether you're nearing retirement or already navigating this new stage of life, this book gives you the framework to make informed decisions, preserve your wealth, and enjoy the lifestyle you've worked so hard to achieve.Younger readers will also benefit from understanding these principles early gaining the foresight to shift from accumulation to distribution strategies when the time comes.
Essentials of UAE VAT Law
"Essentials of UAE VAT Law" is a comprehensive guide designed for professionals, businesses, and entrepreneurs seeking to understand the intricacies of Value Added Tax in the United Arab Emirates. With the introduction of VAT in January 2018, the landscape of taxation in the UAE underwent a significant transformation, making this book an essential resource for navigating and understanding of the new regulations.This book provides a clear and structured overview of VAT principles, including registration, compliance, and reporting requirements. It delves into key concepts such as taxable and exempt supplies, input tax recovery, and the implications of VAT on various sectors, including real estate, healthcare, and education. Each chapter is enriched with practical examples and case studies, making complex legal provisions accessible and relatable.In addition to covering the legal framework, the book addresses common challenges businesses face and offers strategic insights for effective VAT management. With contributions from tax experts and legal professionals, "Essentials of UAE VAT Law" serves as an invaluable reference for ensuring compliance and optimizing tax practices in an ever-evolving regulatory environment. Whether you are a seasoned professional or new to the field, this book equips you with the knowledge needed to thrive in the UAE's VAT landscape.
The One of a Kind Financial Plan
Too often, financial advice is generic, impersonal, and disconnected from what truly matters. The questions are shallow, the plans are identical, and the result is Retirement D矇j? Vu(TM).That's exactly what The One of a Kind Financial Plan(TM) challenges.With over 25 years of experience, Mike Milligan has sat across the table from people with real goals and unique dreams. He knows that effective financial planning doesn't start with spreadsheets...it starts with your story.In this powerful and practical guide, readers will discover: How to define a personal vision using Mike's Retirement CHI(TM) methodA 5-step blueprint to create a plan that reflects individual values and goalsProven strategies to reduce taxes, invest wisely, and plan for the unexpectedA mindset shift that fosters confidence, clarity, and true wealthReal-life stories of people who stopped settling and started thrivingWhether approaching retirement, navigating a life change, or simply rethinking the role of money, this book offers a refreshing and personalized approach.Don't let someone else's formula write your future. Design a life that's truly one of a kind.This book is ideally for people looking to break away from the traditional financial advice offered by Wall Street firms and employees, insurance companies and those living by the generalized rules of the financial markets. Those folks hold our money hostage by preset rules, formulas and fees that don't live like we want to live. If you are ready to break free, The One of a Kind Financial Plan will be your main negotiation tool to free up your mind, thoughts and beliefs to create a truly One of a Kind Life.
Money Talks
Most leaders didn't sign up to become accountants. But like it or not, every decision you make has a number behind it, and ignoring those numbers is the fastest way to lose time, money, and momentum. Money Talks is not a dry accounting textbook. It's your antidote for overwhelming spreadsheets. It's a practical guide for asking better questions, making smarter decisions, and getting results. It's for leaders who hate numbers but can't ignore them. You'll learn: Why "I am not a numbers person" is the most expensive lie in leadership. How to use simple models to make sense of reports, budgets, and forecasts. The three things every leader needs to move from confused to clear. How to cut through financial jargon and have conversations that actually change outcomes. What to look at (and what to ignore) when you have more numbers than fingers. The questions to ask when performance is slipping, risk is increasing or strategy is stalling. Finance doesn't happen in spreadsheets. It happens in conversations. Money Talks will show you how to lead finance conversations (whether that's with your CFO, your team, or your board) to unlock a whole new level of impact for your organisation. Matthew Needham is a former CFO turned speaker, coach and consultant who helps leaders translate strategy into results. With over two decades of experience spanning aerospace, financial services, and public sector transformation, across the UK, New Zealand and Australia, he's worked with organisations at every stage of their performance journey. Matthew's mission is simple: To help 10,000 leaders turn strategy into results through smarter decisions and faster execution.
Market Microstructure
"Market Microstructure: The Hidden Mechanics of Trading" offers a deep dive into the intricate world of financial markets, revealing the sophisticated underpinnings that dictate the behavior and efficiency of trading. This comprehensive guide covers everything from the fundamental concepts of order types and price discovery to the advanced dynamics of high-frequency trading and algorithmic strategies. With clear explanations and expert insights, the book demystifies complex topics, making them accessible to both novice investors and seasoned traders. Readers will gain a robust understanding of how market structures and regulations shape trading environments, learn about the crucial role of liquidity and trading costs, and discover the impact of information asymmetry and risk management on investment decisions. Exploring the future directions of market microstructure, including the influence of AI, blockchain, and sustainable investing, this book equips readers with the knowledge needed to navigate the financial markets with confidence and sophistication. Dive into the hidden mechanics of trading and elevate your trading acumen with this essential resource.
Esg Unlocked
Money flows like never before--yet few stop to ask where it comes from. Every dollar is rooted in something deeper: nature, people, and trust. These are the real sources of prosperity. And they're under threat.At a time when Environmental, Social, and Governance (ESG) thinking is under political fire, ESG Unlocked delivers a powerful and practical guide to what ESG really is--and why it matters more than ever.Dowse and Woods make the compelling case that ESG isn't a fad or a "woke" distraction--it's modern capitalism done wisely. With engaging storytelling, sharp insights, and a holistic framing, they connect the dots between financial returns, intangible assets, and our own decisions.Whether you're an executive, an investor, or simply someone who wants their choices to reflect their values, this book shows how to make ESG work for you.Understand ESG.Use it. And unlock a healthier, wealthier future--for your business, your portfolio, your communities, and your planet.
Fish Don't Clap
What if retirement is the starting gate, not the finish line?So many people chase a number before retiring, only to realize that when they do retire, the "freedom" they had imagined leaves them restless or unsure. The fishing trips, vacations, and golf games are great. But what do you do when the novelty wears off?In Fish Don't Clap, Brad Connors, financial advisor and author, offers a fresh, practical system for planning the next phase of life with meaning. This book isn't just about money-it's about purpose, clarity, and having a team to help guide your journey.You'll discover: Why hitting your "magic number" doesn't mean it's time to quit;How to align your savings with the life you actually want; andHow to create an intentional plan to care for your family-now and in the future.Whether you're planning for retirement, thinking about it, or already there, Fish Don't Clap will help you rethink what comes next-and make sure you're living with purpose, not just passing time.Because life's too short to wait for applause that never comes.Retirement isn't the time to stop-not if you want to keep on living! No, retirement is a time to create! In Fish Don't Clap, Brad Connors shows how finishing one line of work can lead to your most creative and rewarding era. The storytelling here is transformative and gets straight to the heart of how to design your next chapter as a time of meaningful purpose.-Dan Sullivan, Co-FounderStrategic Coach(R)
Intelligent Banking
Traditional money and banking textbooks establish the central tenets of the economics of financial markets in a theoretical, academic fashion and rarely offer any knowledge of computer skills. Intelligent Banking bridges this gap by introducing the fundamentals of finance in tandem with the development of programming skills. This book leans heavily on Python programming, while teaching fundamental concepts of money and banking to undergraduate and masters level students. Along with discussions on the fundamentals, including topics like debt measurement, monetary aggregates and money supply, asset value, risk management, bonds and stocks, the book also teaches the basics of coding and machine learning. Intelligent Banking is a one-stop-shop for learning first-principle financial concepts with direct coding applications within the span of a college term. The detailed glossaries at the end of chapters and the Python code examples and coursework will help students be better prepared to meet the demands of today's banking and financial companies who are increasingly demanding these skills from their job applicants.
Blockchain and Climate Action
The book provides an analysis of the challenges associated with the utilisation of blockchain technology in carbon markets and ESG from various academic disciplines. The analysis of the tokenisation of Voluntary Carbon Credits (VCC) using blockchain technology will encompass a comprehensive review of the issues involved in the economics of Voluntary Carbon Markets (VCM), the development of business models, the technology employed, and the legal aspects from civil and regulatory law.
Code and Coin- The Last Monopoly
What if the most powerful currency of the future isn't printed, but programmed? Across the globe, central banks are deploying CBDCs, private companies are scaling stablecoins, and decentralized networks are rewriting the very logic of money. Behind the buzzwords lies a high-stakes battle for trust, transparency, and control-one that could redefine your relationship with finance, freedom, and the state itself.This is not another crypto hype manual or technical whitepaper. This is a razor-sharp, deeply researched guide to how programmable money is quietly transforming the rules of global power. It unpacks how digital currencies and geopolitics are converging, why financial sovereignty is under threat, and how nations, networks, and citizens are being forced to choose between centralization and decentralization, control and freedom.Perfect for readers of macroeconomics, digital finance, and political futures, this book is for: - Investors seeking clarity on the real impact of CBDC vs crypto; - Policy watchers tracking the rise of the digital yuan and its global implications; - Curious minds who want to understand how stablecoins work and who controls them; - Anyone who suspects that money is no longer neutral-and never really wasBy the final chapter, you'll gain a completely new lens on the monetary power shift happening right now-and why the biggest questions in the digital age aren't about what money does, but who writes the code behind it. If you're searching for the best book on CBDCs, crypto and state control, or the future of economic freedom, this is the map you've been missing.
Code and Coin- The Last Monopoly
What if the most powerful currency of the future isn't printed, but programmed? Across the globe, central banks are deploying CBDCs, private companies are scaling stablecoins, and decentralized networks are rewriting the very logic of money. Behind the buzzwords lies a high-stakes battle for trust, transparency, and control-one that could redefine your relationship with finance, freedom, and the state itself.This is not another crypto hype manual or technical whitepaper. This is a razor-sharp, deeply researched guide to how programmable money is quietly transforming the rules of global power. It unpacks how digital currencies and geopolitics are converging, why financial sovereignty is under threat, and how nations, networks, and citizens are being forced to choose between centralization and decentralization, control and freedom.Perfect for readers of macroeconomics, digital finance, and political futures, this book is for: - Investors seeking clarity on the real impact of CBDC vs crypto; - Policy watchers tracking the rise of the digital yuan and its global implications; - Curious minds who want to understand how stablecoins work and who controls them; - Anyone who suspects that money is no longer neutral-and never really wasBy the final chapter, you'll gain a completely new lens on the monetary power shift happening right now-and why the biggest questions in the digital age aren't about what money does, but who writes the code behind it. If you're searching for the best book on CBDCs, crypto and state control, or the future of economic freedom, this is the map you've been missing.
Impact of Capital Structure on the Income Performance of Publicly Rated Traded Deposit Money Banks
The book titled ""Impact of Capital Structure on the Income Performance of Publicly Rated Traded Deposit Money Banks" explores how capital structure decisions influence the financial outcomes of deposit money banks listed on the Nigerian Exchange Group. Covering a 20-year period (2003-2022), the book examines significant economic developments, regulatory reforms, and global financial shifts that shaped the banking industry in Nigeria. The book places a lot of emphasis on capital structure choices, or the proportion of debt and equity financing, and how it helps banks reach their financial objectives. It draws attention to the ways that strategic capital structure choices impacted income performance at times like the COVID-19 epidemic, the global financial crisis of 2008, and the banking consolidation of 2004-2005. Using trustworthy historical financial data from publicly listed banks' annual reports, the study examined long-term patterns. Examining the effects of the debt-to-equity ratio, leverage ratio, equity ratio, interest cover ratio, and debt ratio on return on assets was one of the goals. In addition to descriptive statistics, trend and SWOT analyses, the study employed an ex post facto design and panel least squares regression for statistical analysis. The results showed that while the debt ratio and interest cover ratio had a negative influence on return on assets, the equity ratio, debt-to-equity ratio, and leverage ratio had a favorable impact. To maximize shareholder value, reduce borrowing costs, and boost profitability, the book advises bank managers and financial advisers to strike a balance between debt and equity. For banking professionals, analysts, policymakers, and academics who want to comprehend how capital structure and revenue performance relate to each other in Nigeria's ever-changing economic landscape, this book is an invaluable resource.
Sustainable Finance and Green Investment
Sustainable Finance and Green Investment Advancing the Green Economy Through Strategic Investment and Development The transition to a green economy is no longer just an aspiration-it is a global priority for achieving sustainable development. By integrating economic growth with environmental preservation, green investments play a crucial role in reducing ecological degradation and accelerating the adoption of renewable energy. This book provides a comprehensive exploration of green investment strategies, focusing on Egypt's efforts to finance and promote sustainable projects. Through an in-depth analysis of Egypt's economic and environmental priorities, the book examines key initiatives aimed at aligning development goals with sustainability. Additionally, it benchmarks the UAE's successful Sustainable Development Strategy and Green Investment Program 2030, offering valuable insights into best practices for green financing. Key discussions include: - The role of green finance in economic growth and poverty reduction - Strategies for funding and implementing sustainable projects - Challenges and opportunities in Egypt's green investment landscape - Comparative insights from the UAE's green economy initiatives Backed by empirical research, including data from Green Power Assiut Company employees, this book is an essential resource for academics, policymakers, investors, and professionals seeking to understand and enhance the role of sustainable finance in economic transformation.
Paradigm Shift in Economics and Finance-The Role of Technology and Innovation
This book comprehensively explores a wide range of contemporary topics, delving into emerging trends, complex challenges, and groundbreaking innovations across key disciplines. It meticulously examines the latest advancements in economic theories, the evolution of financial systems, modern management practices, and the disruptive potential of new technologies that are collectively shaping the future of global industries.Adopting a strong interdisciplinary focus, the text provides readers with a deeper, more holistic understanding of the intricate interconnectedness of these fields in our rapidly evolving world. It offers invaluable perspectives on how sophisticated economic policies, resilient financial frameworks, agile management strategies, and transformative technological breakthroughs can synergistically contribute to sustainable growth. Ultimately, this work serves as a crucial guide for navigating the opportunities and imperatives of the "Amrit Kaal" era, highlighting pathways for the development and sustainability of both organizations and economies.
Good as Gold
Includes a new preface by the author. From financial crises, to pandemic price-spikes, to recurring cycles of inflation, everyone agrees: the economy has seen better days. But as soon as pundits and politicians start discussing economics, things get murky. Most books ask more questions than they answer. Most books...but not this one. Judy Shelton--Senior Fellow at Independent Institute, former Chairman of the National Endowment for Democracy, and critically acclaimed monetary economist--has written a book with answers. And not a moment too soon. With clarity and moral courage, Shelton charts the course to a brighter future. She's one of the few economists bold enough to challenge the inflationary policies of the Federal Reserve, emphasizing how today's policies enrich elites at the expense of--you guessed it--poor and middle-class Americans. This, Shelton insists, must end. And it can end--easily. But Shelton doesn't stop there. Her vision is for not only America but also for people around the world. Global, economic upliftment, she insists, need not come at the expense of domestic prosperity. We can have both--but not without a sound and stable U.S. currency. And history is very clear on this point. When the U.S. dollar is backed by gold, America prospers, and so does the rest of the world. In this book, Shelton casts a powerful vision that is as revolutionary as it is time-tested...a vision that shows how the future American dollar can perform as good as gold... ...or even better. But this is no curmudgeonly demand to return to the gold standard of yore. Neither is it a demand to return to the Bretton Woods era. Instead, Shelton offers something new: an explanation of how we can use gold for a new international monetary order. Step by step, she lays out how gold can provide a universal measure of value across borders, create new financial opportunities, and dramatically increase prosperity around the world. If you care about the poor, rich, and everyone in between, you have to read this book ... and discover: - how price stability functions as the foundation for productive economic growth; - how political freedom and economic freedom are fundamentally linked ... and how one cannot exist without the other; - how to reconcile the stability of America's domestic currency in a global context; - the proper role of government in the economy; - and much, much more ... Writing with a sober but hopeful voice, Shelton is no ordinary economist. With grace, intellectual rigor, and unmatched passion, this book is a must-read for anyone invested in the future of the American--and global--economy. You'll walk away with more answers than questions--a rare experience for anyone who reads about monetary policy.
Inflation
From an award-winning professor of economics, an accessible and comprehensive introduction to what causes, and what can address, increases in the cost of living. Anyone who has balked at the price of a carton of eggs or lamented the cost of a tank of gas in the past five years has experienced the sting of inflation. What causes inflation? When has it surged historically? And which policies best address it? In this concise and timely volume, economist Martha Olney explains what inflation is, its patterns over time, its underlying causes, the controversial Phillips Curve and its possible relevance, anti-inflation policy, and more. From the obvious rise in the cost of living to the more discreet decrease in quality of goods and services, Olney provides an indispensable introduction to the concept of inflation and what we can do to address its effects.
Stress-Free Money
Every day you're bombarded by ideas that could derail your financial future. Bad advice, differing expert opinions, and sales pitches are everywhere. You're faced with important money decisions that could either be very costly or really pay off in the long run. Whether you personally have $100,000 or $100 million, you feel the burden and stress of making the best moves for your future despite a lot of uncertainty.How do you decide what to do with your money? Where do you turn for financial advice? What if you've been misled?In Stress-Free Money, Chad shows you how to overcome the seven obstacles standing between you and financial freedom. He exposes the risks, biases, and major mistakes that keep so many people from reaching their goals. Financial security and peace of mind are within reach, but most of us don't know where to start. The insights and stories in Stress-Free Money will give you confidence and guidance toward a life where you spend less time worrying about money and more time doing everything else.
The Trauma of Money
USA TODAY BESTSELLER and THE GLOBE AND MAIL BESTSELLERA handbook to disempower the trauma standing between individuals and their financial wellbeing The Trauma of Money: Mapping Compassionate Pathways to Healing Financial Trauma and Disempowering Financial Shame offers a comprehensive exploration of the Trauma of Money Method(TM), an innovative six-phase approach to decrease shame and increase discernment around money. It spotlights the myriad causes of financial trauma, tracing its roots to their generational, relational, societal, and systemic origins, and guides readers in understanding how trauma directly impacts our financial behaviors. Changing the narratives that come with these traumas is the first step in recognizing that true financial literacy hinges on this foundational healing. This book includes research-based modalities to transform readers' approaches to finances, including somatic trauma healing, narrative therapy, cognitive behavioral therapy, mindfulness, internal family systems, addiction recovery therapies, biomimicry, systems change and financial psychology. It also includes practical tools such as: Reflection questions and prompts to intentionally evolve our relationship with money and scarcity as well as tools for addressing financial shame Methods to identify and shift away from trauma responses like financial fawning, somatic exercises to regulate the nervous system, and ways to reprogram our subconscious Approaches to reclaim and deepen the commitment to our money values and integration activities that can be used with clients The Trauma of Money: Mapping Compassionate Pathways to Healing Financial Trauma and Disempowering Financial Shame is an illuminating, effective resource for financial advisors and planners, mental health professionals, entrepreneurs, or anyone seeking to move out of automatic trauma responses and into their financial power.
Retire Today
Does the thought of retirement bring you more anxiety than excitement? You're not alone. 61% of workers today fear retirement more than death! What if you could retire when you want, how you want, with the confidence that you've planned it the right way?In Retire Today, Jeremy Keil shows you how to move from confusion to confidence in five simple steps. You'll learn how to maximize your income, minimize your taxes, and most of all, steer clear of costly retirement mistakes. You'll discover how to: - Find out how much money you'll need to retire - Get the most out of your Social Security and pension - Lower your lifetime tax bill - Invest wisely by focusing on the things you can control - Leave a meaningful legacy Retirement is one of the biggest transitions you'll ever make - but you don't have to figure it out alone. Retire Today gives you the clear steps to retire with confidence, starting now.
A New Banking System
A new banking system presents a critical examination of centralized financial control and proposes a decentralized model rooted in tangible productivity. It challenges the restrictive nature of monopolized banking institutions and explores how economic liberation can be achieved through widespread access to credit. The book underscores the relationship between real assets and currency, shifting the foundation of financial trust from precious metals to practical infrastructure like mortgages and transportation networks. This perspective reframes value not as a static commodity but as something derived from active economic contribution. The author questions the fairness of a system that restricts monetary expansion to elite institutions while advocating for mechanisms that distribute financial power more broadly. By linking capital to widespread, usable assets, the work envisions a stable currency system that promotes individual opportunity and curbs speculative volatility. The text stresses the importance of aligning monetary policy with productivity, and it envisions a future where currency reflects societal utility rather than arbitrary scarcity. In essence, the work argues for an economic structure where credit serves as a tool for empowerment rather than control.
Young Entrepreneurs
In a world where financial awareness is vital, this book takes young minds on a fun and thoughtful journey through money, banking, business, and savings.