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And the Light Became so Bright
The philosophy and the policy of C.H. Douglas had a profound influence on the writings of Ezra Pound. It is important to emphasize that this philosophy and policy were by no means limited merely to the question of monetary reform and economic considerations. C.H. Douglas has always insisted that monetary reform is but one aspect of Social Credit. He has constantly referred to Social Credit as the policy of a philosophy. He sees this philosophy as having its roots in a firm belief in the uniqueness and sacredness of the human individual. He has always insisted upon the Christian concept of the individual as opposed to the mass collectivism, which is advocated by various forms of materialistic messianism, e.g., Marxian Socialism.C.H. Douglas regards the continuing warfare against the dignity, liberty, and sanctity of the individual and the move toward the centralization of power in industry, finance, and government to be the great crisis of our times. He sees the centralization of financial power as a key factor in this war upon the individual. This centralization of financial power is possible because of the complete domination of the existing monetary system by usury. The existing monetary and financial system is based upon a system of usury which in no way takes into account the economic facts of life. Ezra Pound first met C.H. Douglas in The New Age editorial offices of A. R. Orage in 1918. He therefore met Douglas when Douglas's first articles on Social Credit were beginning to appear in The New Age. Because of his meeting and continuing contact with Douglas, Pound plunged into a life-time of research, one of the objects of which was to verify the truth of the Douglasite philosophy and proposed policy. The research carried him very deeply into the realm of world history and particularly monetary-economic history. This research took him on an intellectual periplum or voyage of discovery into the work and careers of Confucius, Malatesta, Cosimo de Medici, Leopoldo il terzo, and Pietro Leopoldo of the House of Habsburg-Lorraine, Napoleon, John Adams, Thomas Jefferson, Randolph of Roanoke, Abraham Lincoln, Benjamin Franklin, Duns Scotus, John Scotus Eriugena, St. Anselm, St. Ambrose, Alexander Del Mar, Thomas Hart Benton, Sir Edward Coke, Agassiz, etc. The purpose of The Cantos has been to record and chronicle the life-giving tradition based upon the dignity of the human individual and upon the philosophy of abundance. This philosophy of abundance is the distributist philosophy which prevailed whenever and wherever economic justice prevailed in history. This distributist philosophy was always connected with that monetary literacy and wisdom which opposed itself to usury. This distributist philosophy and policy of abundance is the very philosophy upon which the monetary-economic aspects of Douglasism are based. Hence Pound sees Douglasism as part of a much older thought-tradition or paideuma. Opposed to this life-giving tradition is the death-dealing blight which manifests itself in collectivism, but whose very heart and soul is the system of usury. Pound sees usury as the great sin from which all other sins flow and upon which they feed. His interest in Usura and in the anti-usury paideuma throughout history can only be ascribed to the influence of C.H. Douglas, since it simply did not exist before Pound met Douglas. Pound's great interest and respect for medieval thought was encouraged by the fact that medieval thought equated usury with sodomy in that both were against the abundance of nature. The policy and philosophy of C.H. Douglas provides a dominant theme for much of Pound's prose writing and provides the focal point or unifying theme for his great epic masterpiece, The Cantos. It is difficult to over-emphasize the impact of Douglas and Douglasism on the writings of Ezra Pound.
Total Succession
You will exit your practice. Will you lead it, or will it lead you?As a financial advisor, you've spent years helping clients plan for what's next. But when it comes to your future, delaying seems easier than deciding. The longer you wait, the more likely your exit will be defined by a moment you didn't choose or can't control.This part of the journey is different, and author Tyson Ray knows it's filled with more questions than answers: Who am I without the practice? Will I get what it's really worth? What if my team doesn't want the responsibility or the debt? How can I be sure my clients will be cared for when I'm gone?These quiet fears keep even the most successful advisors stuck. Maybe you're someone who's been working more months than they should and waiting more years than they can afford.That's why Tyson built the SPACE framework-a five-step process designed to help you: See the life you want beyond your practicePrepare your team to thrive without you and keep your clients firstAct while you still have time, control, and options that allow you to leave fully compensatedCommit to letting go so others can step inExit with confidence and purposeWhat comes next is yours to shape, and Tyson is here to walk that path with you. Total Succession is your guide to planning a future you're excited to step into.You only exit your practice once. Do it on your terms.
123btc
123BTC: The Beginner's Guide to Bitcoin cuts through the noise and hype to give readers a grounded, easy-to-understand introduction to Bitcoin and blockchain technology.Starting with the history of money and the failures of traditional fiat systems, the book explains how inflation, centralisation, and financial control shape the world we live in today. It then introduces Bitcoin-what it is, how it works, and why it represents the most important monetary innovation of our time.Written for everyday readers, not technical experts, 123BTC breaks down complex ideas like decentralisation, scarcity, and digital ownership in clear, practical terms. Whether you are new to Bitcoin, curious about the future of money, or simply looking to better understand the changing financial landscape, this book provides the essential knowledge needed to think clearly and move forward with confidence.
The Price of Time
Winner of the 2023 Hayek Book Prize Longlisted for the 2022 Financial Times Business Book of the Year Award A comprehensive and profoundly relevant history of interest from one of the world's leading financial writers, The Price of Time explains our current global financial position and how we got here In the beginning was the loan, and the loan carried interest. For at least five millennia people have been borrowing and lending at interest. The practice wasn't always popular--in the ancient world, usury was generally viewed as exploitative, a potential path to debt bondage and slavery. Yet as capitalism became established from the late Middle Ages onwards, denunciations of interest were tempered because interest was a necessary reward for lenders to part with their capital. And interest performs many other vital functions: it encourages people to save; enables them to place a value on precious assets, such as houses and all manner of financial securities; and allows us to price risk. All economic and financial activities take place across time. Interest is often described as the "price of money," but it is better called the "price of time: " time is scarce, time has value, interest is the time value of money. Over the first two decades of the twenty-first century, interest rates have sunk lower than ever before. Easy money after the global financial crisis in 2007/2008 has produced several ill effects, including the appearance of multiple asset price bubbles, a reduction in productivity growth, discouraging savings and exacerbating inequality, and forcing yield starved investors to take on excessive risk. The financial world now finds itself caught between a rock and a hard place, and Edward Chancellor is here to tell us why. In this enriching volume, Chancellor explores the history of interest and its essential function in determining how capital is allocated and priced.
Tax Smart
You shouldn't have to be a tax expert to keep your hard-earned money. You need a small set of rules that work every week-clear enough to trust, simple enough to use, and strong enough to prevent surprises. This book gives you that system. Built for first-time founders and independent professionals, it explains what income really is, which expenses pass the "ordinary, necessary, demonstrable" test, and how to avoid penalties with a practical weekly and quarterly routine. You'll learn how **small business taxes** actually work, how to handle **VAT and GST basics**, and how to plan **quarterly estimated taxes** without wrecking cash flow. It clarifies **tax deductions for self employed**, from **home office deduction rules** to vehicles and mixed-use tools, and shows how to spot **audit triggers for small business** before they cost you sleep. A **simple tax calendar** and lightweight bookkeeping habits-designed for real life-tie everything together. Read this if you invoice clients, sell online, or juggle platforms and subscriptions. It's for solo operators who want clean books, sane pricing, and a calm filing season. By the end, you'll know how to pay yourself, set money aside, and file with confidence-using plain language and steps you can repeat. If you've ever typed "**bookkeeping for freelancers**" or wondered "**how to pay yourself as a business owner**," this is the clear, preventative playbook you've been looking for. - Make decisions faster with a portable mental model - Keep more cash by timing income, deductions, and payments - Replace panic with a steady, proven routine that just works
The DIY CFO
If cash is the lifeblood of a business, this is the operating manual for keeping it moving-calmly, every week. It shows exactly how to think in **founder finance** terms: build a **13 week cash flow**, price for **contribution margin**, and run a **simple KPI dashboard** that turns numbers into action. No fluff, no jargon-just the decisions that keep you in control when markets are noisy and time is short. What's inside is plain-English, relentlessly practical. You'll map **unit economics for startups** that actually match your work, use **break even analysis** that reflects the real cost of staying alive, and set payment terms that make collections routine-not a monthly panic. You'll learn how **working capital management** becomes strategy, how a tight **collections playbook** lowers DSO without burning relationships, and how to pick capital you can live with. This book is for owners, freelancers, and small-team leaders who don't have a full-time CFO but still need to make board-level choices. If you've ever wondered why profit on paper feels nothing like cash in the bank, you'll find the missing link here. Expect checklists, short scripts, and clean models you can implement over a weekend-then refine every Friday. Read it to: - price with confidence using **pricing strategy for services** - protect margin with clear terms and deposits - build a weekly cadence that surfaces risks early - choose capital deliberately, not desperately By the last page, finance stops being a fog and becomes your footing: fewer surprises, steadier weeks, better sleep.
DeFi Demystified
Open finance gives you the keys. It also makes you the locksmith. If you have felt the pull of possibility alongside the fear of making an irreversible mistake, this is the field manual that meets you where you are and teaches you how to move with care. Learn what DeFi for beginners actually means in practice: how decentralised finance rebuilds familiar functions in code, how liquidity pools made simple can be understood without equations, and how to read a transaction prompt before it reads you. Walk step by step through crypto wallet setup, Uniswap explained, and an Aave lending tutorial that treats borrowing limits and liquidations with the seriousness they deserve. See where staking and yield risks come from, why returns exist at all, and when the safest decision is to sit out. -For newcomers who want competence, not hype -For investors who crave a clearer map of smart-contract risk -For builders and small-business owners exploring stablecoin rails You will finish with a repeatable method: how to size positions, set approvals, revoke them, and survive the occasional panic without becoming exit liquidity. Along the way, you will parse the regulatory landscape of DeFi without false certainty and adopt simple routines for risk management in DeFi that professionals use. If you want to participate with eyes open - to act, or to decide not to - this guide gives you the clarity and discipline to do both.
Find The Hidden Talent
Most organisations are not short of talent.They are short of vision.Every company has people who quietly hold everything together. They solve the hard problems. They prevent disasters. They carry institutional knowledge no org chart can show. And yet they remain unseen, unpromoted, and undervalued-while louder, more visible performers rise past them.Find The Hidden Talent exposes one of the most costly blind spots in modern leadership: the systematic failure to recognise the people who actually make organisations work.Drawing on decades of experience building high-performing teams inside complex, high-risk environments, psychologist and former banking executive Mark Powell reveals why traditional talent models reward confidence over competence, noise over value, and visibility over impact.This is not a book about motivation, personality tests, or "high-potential" labels.It is a practical, psychological guide to seeing what others miss.Inside, you will discover: Why your top performers are rarely your loudest voicesHow modern systems quietly promote the wrong peopleThe psychological signals that reveal true value and reliabilityWhy "potential" is often misidentified and mismanagedHow to build teams that outperform without burning outPowell shows how hidden talent forms the invisible engine of successful organisations-and why ignoring it leads to fragility, disengagement, and failure at scale.Clear-eyed, incisive, and deeply human, Find The Hidden Talent is essential reading for leaders who want results, not theatre; resilience, not churn; and teams that actually deliver when it matters most.The future of work will not be won by those who talk the loudest.It will be won by those who finally learn how to see.
Pirate Money
When they met in Philadelphia in 1787, everyone understood real money as Spanish gold doubloons and silver pieces of eight. The Founders hid a clause in the Constitution that allowed states to use Pirate Money as legal tender. Adding current technology, their secret can be used to stop the threats of inflation, federal overreach, and the Great Reset while preserving personal liberty and privacy. This book offers a blending of old-world and modern solutions that will forever change the way you view money. Join the Pirate Money Revolution!
Pirate Money
When they met in Philadelphia in 1787, everyone understood real money as Spanish gold doubloons and silver pieces of eight. The Founders hid a clause in the Constitution that allowed states to use Pirate Money as legal tender. Adding current technology, their secret can be used to stop the threats of inflation, federal overreach, and the Great Reset while preserving personal liberty and privacy. This book offers a blending of old-world and modern solutions that will forever change the way you view money. Join the Pirate Money Revolution!
Machine Learning Applications in Finance, 2nd Edition
FinTech has emerged as a pivotal research area in modern finance, integrating cutting-edge technologies to address the evolving challenges of the financial industry. Recent advancements in machine learning (ML) and artificial intelligence (AI) have significantly enhanced the ability to analyze and interpret large-scale, complex financial data. These innovations have enabled more accurate forecasting, risk assessment, portfolio optimization, fraud detection, and algorithmic trading. The 2nd edition of the Special Issue of The Journal of Risk and Financial Management focuses on exploring the applications of ML and AI in finance, with an emphasis on the latest methodologies and their practical implementation in financial decision-making. This edition showcases a broad spectrum of research that leverages advanced ML techniques to uncover patterns in financial markets, improve investment strategies, and optimize financial risk management. By bringing together contributions from leading experts, this collection aims to further the integration of ML and AI within the finance sector, advancing both theoretical understanding and practical applications of these transformative technologies.
100% Financing For Your New Home Guaranteed. No FICO Score Requirement!
Learn how to receive 100% financing when buying a home and financial secrets that Banks do not want you to know. If you follow the instructions in this book you will learn four ways to purchase a single family home or 2-4 unit building with good or bad credit and still receive 100% financing. If you have been on your job for at least two years or in the same line of work for two years and can afford the home the programs in this book are for you. One of the four programs in this book does not require a FICO Score. You will also learn how to save thousands of dollars and build your net worth from a proven blueprint used by successful Investor's throughout the USA. Knowledge is Power and Life is what you make it. Get out of the rat race and take control of your financial future by applying the principles in this book.
The 100 Trillion Dollar Wealth Transfer
'A thought-provoking read.' -- Financial Times 'Everybody in finance and wealth management should read this book - as soon as possible.' -- Alec Marsh, Spear's Magazine An insider's look into how Generation Z's focus on ethics, climate change and purpose will change capitalism forever. In the next ten years there will be an unprecedented wealth transfer from the so-called 'baby boomer' generation to the young. Never before will so much money - in housing, land, stocks and cash - be shifted so suddenly from one generation to the next, and never before does the next generation feel so differently about the future of the planet. As an investor in this new generation Ken Costa shows how environmental concerns and anxiety about equality and diversity are more than mere slogans; they are driving the future of the markets. So many issues stem from the financial gap between age groups - from cancel culture and fears about wokeness, to Generation Rent, protest movements and re-evaluations of history around subjects such as empire. Costa shows how we can build a more inclusive, purposeful capitalism, shifting focus away from the individual and more towards collaboration, compassion and community. This book shows us what the future of capitalism looks like, and demonstrates how boomers must work with the inspiring young, who see their mission not just to increase value for shareholders, but also to save the planet.
How Do I know You Won't Steal My Money?
This book is written to help the average person to make the right decisions about financial planning and investing. It discusses in layman's language key issues of 5 popular investments: annuities, REITS, mutual funds, exchange traded funds, and life insurance. It also helps answer questions about reverse mortgages, life settlements, and paying off a mortgage. It tells you how to find the right accountant, the right attorney, and the right professional financial planner. Very important are the stories about financial predators. For example Vern's experience with Jim Jones. Jones not only stole millions of people's assets but with his Kool Aid killing over 900 people in Jonestown. The stories help you to produce guardrails and alerts to help protect your money and other assets.
How Do I know You Won't Steal My Money?
This book is written to help the average person to make the right decisions about financial planning and investing. It discusses in layman's language key issues of 5 popular investments: annuities, REITS, mutual funds, exchange traded funds, and life insurance. It also helps answer questions about reverse mortgages, life settlements, and paying off a mortgage. It tells you how to find the right accountant, the right attorney, and the right professional financial planner. Very important are the stories about financial predators. For example Vern's experience with Jim Jones. Jones not only stole millions of people's assets but with his Kool Aid killing over 900 people in Jonestown. The stories help you to produce guardrails and alerts to help protect your money and other assets.
Extinction of Tax as We Know It
This is the first business-fiction novel to tell the real, unfiltered story of tax and finance professionals in what the world believes is the "age of AI".The world is dazzled by automation, ERP upgrades, e-invoicing mandates, and AI breakthroughs. However, within corporations, a different reality unfolds: broken data, political landmines, failed systems, fragile governance, and leaders who are far from prepared for the future they claim to embrace.Extinction of Tax As We Know It pulls you directly into that hidden battlefield.When Maria Mehta becomes CFO of AlphaCorp, she steps into a role surrounded by prestige-and buried in dysfunction. Beneath polished dashboards and confident board presentations lies a messy truth: AlphaCorp is held together by spreadsheets, patchwork data, and decades of unresolved tax and technology debt.And standing firmly against change is Sophia Chan, the brilliant yet evasive Head of Tax who has mastered the art of survival through ambiguity, deflection, and hierarchy. She represents everything that resists transformation-fear, control, and political manoeuvring disguised as expertise.To break the cycle, Maria turns to two unexpected forces: Aldo Maseko, a Gen Z CTO prodigy who sees systems as ecosystems and data as destiny.Abhishek Iyer, a quiet transformation specialist whose past success and painful failure reveal the difference between tools and true orchestration.Together, they unravel a pattern of failing ERPs, incorrect tax setups, collapsing e-invoicing designs, and cross-border risks hidden inside "business-as-usual." As they confront Sophia's passive sabotage, country-team resistance, and boardroom hostility, AlphaCorp transforms into a courtroom-where every meeting feels like testimony, every escalation a verdict.Amid the chaos lies a larger truth: AI will not save organisations that cannot save themselves.Without governance, aligned teams, clean data, and courageous leadership, even the most advanced technologies turn into expensive illusions.This novel doubles as a transformation playbook for the modern enterprise, revealing: Why tax, finance, IT, and operations must evolve into Fusion TeamsWhy the future belongs to Fusion Professionals-those who speak the languages of data, systems, tax, processes, and leadershipWhy e-invoicing will reshape organisational DNAHow AI's hype collides with the harsh reality of organisational unreadinessHow politics destroys transformation long before technology doesThrough corporate warfare, emotional truths, and high-stakes decision-making, Extinction of Tax As We Know It exposes what global professionals live through but rarely speak about.This is the book for: CFOs, tax leaders, ERP teams, technologists, consultants, auditors, transformation professionals, and every ambitious Gen Z or millennial shaping the future of work.If you've ever survived an ERP project, lived through a tax audit, or navigated corporate power games, this book will feel like home. Once you read it, you will never look at tax, technology, leadership, or organisational transformation the same way again.
The Exit Plan
Most entrepreneurs dream of building a company that lasts, but few stop to ask: what happens when it is time to step away? This book challenges the conventional mindset by showing that a business is strongest when it can thrive without its founder. Instead of treating the exit as an afterthought, it reframes it as the ultimate design principle-shaping every decision from valuation to leadership succession. Through vivid case studies, rigorous frameworks, and practical reflection prompts, readers discover why investors value business valuation differently than founders, why systems-not personalities-drive lasting value, and how succession planning for entrepreneurs preserves both profit and legacy. It reveals the hidden traps of waiting too long, neglecting documentation, or clinging too tightly to identity-and offers a clear path to building a company others are eager to buy. This book is written for founders, leaders, and investors who want to understand not just how to grow but how to sell your business on their terms. Whether you are years away from an exit or simply want to design a more resilient, scalable organisation, you will gain clarity on when to sell, who to sell to, and how to protect what matters most. The outcome is more than financial-it is freedom: the ability to step away knowing your company endures, and your legacy remains intact.
Extinction of Tax as We Know It
This is the first business-fiction novel to tell the real, unfiltered story of tax and finance professionals in what the world believes is the "age of AI".The world is dazzled by automation, ERP upgrades, e-invoicing mandates, and AI breakthroughs. However, within corporations, a different reality unfolds: broken data, political landmines, failed systems, fragile governance, and leaders who are far from prepared for the future they claim to embrace.Extinction of Tax As We Know It pulls you directly into that hidden battlefield.When Maria Mehta becomes CFO of AlphaCorp, she steps into a role surrounded by prestige-and buried in dysfunction. Beneath polished dashboards and confident board presentations lies a messy truth: AlphaCorp is held together by spreadsheets, patchwork data, and decades of unresolved tax and technology debt.And standing firmly against change is Sophia Chan, the brilliant yet evasive Head of Tax who has mastered the art of survival through ambiguity, deflection, and hierarchy. She represents everything that resists transformation-fear, control, and political manoeuvring disguised as expertise.To break the cycle, Maria turns to two unexpected forces: Aldo Maseko, a Gen Z CTO prodigy who sees systems as ecosystems and data as destiny.Abhishek Iyer, a quiet transformation specialist whose past success and painful failure reveal the difference between tools and true orchestration.Together, they unravel a pattern of failing ERPs, incorrect tax setups, collapsing e-invoicing designs, and cross-border risks hidden inside "business-as-usual." As they confront Sophia's passive sabotage, country-team resistance, and boardroom hostility, AlphaCorp transforms into a courtroom-where every meeting feels like testimony, every escalation a verdict.Amid the chaos lies a larger truth: AI will not save organisations that cannot save themselves.Without governance, aligned teams, clean data, and courageous leadership, even the most advanced technologies turn into expensive illusions.This novel doubles as a transformation playbook for the modern enterprise, revealing: Why tax, finance, IT, and operations must evolve into Fusion TeamsWhy the future belongs to Fusion Professionals-those who speak the languages of data, systems, tax, processes, and leadershipWhy e-invoicing will reshape organisational DNAHow AI's hype collides with the harsh reality of organisational unreadinessHow politics destroys transformation long before technology doesThrough corporate warfare, emotional truths, and high-stakes decision-making, Extinction of Tax As We Know It exposes what global professionals live through but rarely speak about.This is the book for: CFOs, tax leaders, ERP teams, technologists, consultants, auditors, transformation professionals, and every ambitious Gen Z or millennial shaping the future of work.If you've ever survived an ERP project, lived through a tax audit, or navigated corporate power games, this book will feel like home. Once you read it, you will never look at tax, technology, leadership, or organisational transformation the same way again.
Decoded Decisions
Decoded Decisions: Behavioural Finance Meets Artificial Intelligence explores the swiftly changing financial world where technology intersects with psychology. As innovations like smart wallets, robo-advisors, AI-powered trading systems, and algorithmic nudges transform money management, the line between human intuition and machine accuracy becomes less distinct. This book emerges from a profound interest in this new realm-where behavioural economics intersects with digital progress. Through a multidisciplinary perspective, it examines how new technologies are not only altering the mechanics of personal finance but also transforming our understanding of value, choice, and financial health. By applying behavioural finance concepts such as loss aversion, mental accounting, overconfidence, and impulsivity, it explores how these biases are either intensified or mitigated in digital settings. Real-world fintech applications and case studies demonstrate the psychological effects of design decisions-from gamification and predictive analytics to nudges and algorithmic persuasion. Importantly, the book balances optimism about fintech's ability to improve financial literacy and inclusion with a critical examination of the ethical challenges posed by profit-driven platforms. How can we ensure that innovation empowers rather than exploits? What protections are necessary when machines influence decisions traditionally made by personal choice? Ideal for finance students, behavioural economists, fintech developers, policymakers, and curious investors, Decoded Decisions provides practical insights and profound reflections. It encourages readers to not only comprehend the tools of digital finance but to engage with them thoughtfully and deliberately. In a rapidly advancing technological world, the wisest decisions are those made with both intelligence and humanity.
Lombard Street A Description Of The Money Market
Lombard street: A description of the money market offers a penetrating analysis of the financial systems that underpin modern capitalism. Walter Bagehot examines the intricate workings of London's banking network, portraying it as both a powerful and fragile mechanism that drives economic stability and growth. He presents Lombard Street as the beating heart of the global money market, where credit, trust, and liquidity intertwine to sustain commerce. Rejecting purely theoretical discussions, Bagehot grounds his insights in the practical realities of banking institutions, exploring how they manage deposits, loans, and reserves. He exposes the delicate balance between confidence and panic that defines financial life, emphasizing the need for sound policy and disciplined management. His observations on the circulation of capital between agricultural and industrial regions illustrate the interdependence of rural savings and urban enterprise. The work remains a cornerstone in understanding how financial systems evolve under pressure, blending clear economic reasoning with enduring relevance to both scholars and practitioners.
J.K. Lasser's Small Business Taxes 2026
Straightforward small business tax guidance from America's favorite expert In the newly revised J.K. Lasser's Small Business Taxes 2026: Your Complete Guide to a Better Bottom Line, small business attorney and tax expert Barbara Weltman delivers small business tax planning info based on the new tax law. You'll discover the exact steps you need to take to minimize your 2025 tax bill and position your business for tax savings in the year ahead. The book contains comprehensive and straightforward guidance that walks you through which deductions and credits to look out for and how to use them. Weltman shows you the tax relief and newly created write-off opportunities legally available to your small business--as well as how to claim them on your IRS forms--and what records and receipts you'll need to keep. You'll also find: Tax facts, strategies, checklists, and the latest info you need to make sure you pay Uncle Sam what he's owed - and not a penny more Sample IRS forms that show you how to properly claim applicable deductions and credits New tax laws, court decisions, and IRS rulings that impact your bottom line A complimentary new e-supplement that contains the latest developments from the IRS and Congress An essential resource for small business owners, J.K. Lasser's Small Business Taxes 2026 is your personal roadmap to shrinking your tax bill while making sure you pay your fair (and legal) share.
How Money Works
Ever thought to yourself, I wish I knew that when I was younger? Or, why didn't somebody tell me that before now?! Of course, you have, most everyone has. The information about how money works in this book is that kind of information. It can help people who are just starting off on their own and need to know the importance of money management and what having good or bad credit really means. It can also be used by others to see the long-term effects of certain monetary decisions.The format answers questions with a short version of an answer and a long version. This makes the book a good reference that you can continue to use in the future to guide you when making important financial decisions.
Double Up Money Mastery
You only need to double 瞿10,000 ten times to make 瞿10 million.Read that again.Most people think building serious wealth requires genius, luck, or family money. They're wrong. It requires mathematics - simple, boring, beautiful mathematics that's been creating wealth for centuries.The brutal reality: Every day you delay costs you compound returns. While others chase get-rich-quick schemes or accept financial mediocrity, a small group of people use a systematic method to build extraordinary wealth starting with ordinary amounts.The DUMM method isn't theory - it's a proven system: Turn modest stakes into millions through systematic doublingApply borrowing leverage safely to compress your timeline by decadesWork out the most tax friendly environment to do itBuild wealth as a side hustle while keeping your day jobJoin a community of ordinary people achieving extraordinary resultsIf you're tired of making other people rich, this book shows you how to systematically build your own wealth using principles that work whether you're starting with 瞿1,000 or 瞿100,000.The mathematics are simple. The system is proven. The community is waiting.Stop hoping. Start doubling.
Trends and New Developments in FinTech
This Reprint of the Special Issue titled "Trends and New Developments in FinTech" contains ten papers, eight research articles and two review papers. The topics discussed in the Reprint's eight research papers include FinTech innovations in banking (risk-scoring models, racial and ethnic disparities in mortgage-lending outcomes across different lender types and robo-advising financial services), financial technology development (Lithuania's FinTech sector development), and financial assets (the use of crypto-assets/currencies in financial payments and the drivers and impacts of wider cryptocurrency adoption). The two review papers deal with the dynamic interaction between financial literacy and higher education using bibliometric analysis and the examination of recent trends and developments between Generative AI (GAI) and finance.Overall, this Reprint offers insights into new FinTech developments in digital banking services such as robo-advising and mortgage-lending activities, the development of FinTech in the Lithuanian economy, and the use of cryptocurrencies and crypto-assets in digital payments. Finally, the review papers discuss the impact of Generative Artificial Intelligence in the area of finance and the significance of financial literacy in education. All papers offer important suggestions, and warnings of potential dangers, in using FinTech in various everyday life activities by retail and institutional market participants. Policy-makers should also heed these recommendations in order to apply prudent policies and regulatory schemes for the benefit of the society as a whole.
World's Greatest Books for Wealth and Success (Set of 4 Books - Ideal Gift Set)
World's Greatest Books for Wealth and Success: The Ultimate Collection of Timeless WisdomUnlock the path to lasting success with this beautifully curated box set featuring four of the most influential self-help and personal development classics of all time. From building financial independence to mastering human connection, each book offers timeless strategies to help you grow, lead, and thrive. With elegant gold foiling and a premium paperback finish, this collection delivers not just wisdom--but an elevated reading experience. Includes four all-time classics on wealth, mindset, influence, and personal growthTimeless lessons from renowned authors like Napoleon Hill, Dale Carnegie, and moreInspiring real-world success stories that demonstrate practical applicationActionable techniques to improve communication, confidence, and decision-makingElegant gold foiling and premium paperback design make it perfect for gifting or collecting Includes: Think and Grow Rich by Napoleon HillThe Richest Man in Babylon by George S. ClasonThe Power of Your Subconscious Mind by Dr. Joseph MurphyHow to Win Friends and Influence People by Dale Carnegie
The Money Within
The Money Within Transform Your Financial Future by Mastering the One Asset You Can Control: Your BehaviorDo you ever wonder why, despite following every budgeting rule and investing tip, you still feel anxious about money? Or why a market downturn sends you into a panic, even though you "know" it's part of the long game? The Money Within by Elias Morgan reveals that the secret to lasting wealth isn't hidden in spreadsheets or complex strategies-it lives inside you, in the patterns of thought and habit that shape every financial choice you make.Drawing on the latest findings in behavioral economics, psychology, and neuroscience, The Money Within guides you through a transformational journey: from reactive fear and impulsive spending to calm confidence and intentional action. Through vivid case studies, warm personal anecdotes, and hands-on exercises, you will learn to harness the power of your own mind-turning self-awareness, emotional resilience, and daily rituals into your most reliable financial assets.Inside, you'll discover: The Behavioral Blueprint: How your brain's ancient survival wiring sabotages modern money decisions, and how to retrain it for prosperity.Automated Action Plans: Step-by-step frameworks for automating savings, investing, and generosity so that good financial habits become effortless.Compounding Your Character: Why patience, long-term thinking, and contentment matter more than market timing, and how small daily wins amplify over years.Redefining "Enough": Practical guidance to escape the comparison trap, define your personal threshold of sufficiency, and reclaim peace of mind.Emotion-to-Insight Exercises: Journaling prompts, reflection questions, and behavior-change challenges that turn theory into life-changing practice.Whether you're just beginning your financial journey or seeking to fortify decades of experience, The Money Within offers a fresh paradigm: invest first in yourself-and the returns will follow."A riveting, deeply human approach to money that will change how you think, feel, and act around your finances." - Dr. Marina Alvarez, Behavioral EconomistAre you ready to break free from fear, recharge your relationship with money, and build a future of real abundance-inside and out? Scroll up and click "Buy Now" to start cultivating the behaviors that will compound into a lifetime of financial confidence, freedom, and fulfillment.
Bank Treasury Management
The Moorad Choudhry Global Banking Seriesedited by Professor Moorad Choudhry The Moorad Choudhry Global Banking series is a new collection of books aimed at market practitioners, academics and graduate students in key areas of global banking. It covers core topics such as risk management, corporate governance and strategy, as well as recent developments affecting the future of banking, including digital banking, machine learning, fintech, blockchain and the latest in product development. The series is designed to be all-encompassing, with titles ranging from technical and specialist areas such as derivatives central clearing to wider areas of social interest such as corporate governance and corporate social responsibility in banking. It aims to present current and future best-practice in all aspects of banking, from the world's leading writers on this topic. Authors will be experienced and respected practitioners and academics from globally recognised institutions. The series engages a global perspective on the changing nature of banking. It seeks authors with innovative approaches to the subject or an interest in challenging established conventions. It welcomes both monographs and edited collections that share these aims. We are looking for interesting new book proposals, which might include: - Individual monographs which allow research ideas to be developed at greater length than might be possible in journal articles - Edited volumes which draw together multiple contributors from different organisations and institutions around a particular theme - Technical publications covering specialist topics - Contributions which offer novel approaches to any aspect of banking. Series Editor: If you are interested in submitting a proposal or have any questions, please contact the Series Editor: mooradchoudhry@gmail.comProfessor Moorad ChoudhryP.O. Box 101 East Horsley KT24 5EUEnglandMobile/WhatsApp +447767624942 Moorad Choudhry about his series at De Gruyter: https: //www.youtube.com/watch?v=VYFpIjrz8Yo&list=PLfcENNPixVmNtH86X0G6YnYOF9GLh3Tu9&index=3
Risk Management for Cryptocurrency Portfolios
Cryptocurrencies have transformed finance by opening new avenues for investment and innovation, while exposing portfolios to extreme volatility, fat tails, liquidity shocks, and shifting regulation. Risk Management for Cryptocurrency Portfolios provides a rigorous, practice-oriented toolkit for this landscape. The book blends postmodern portfolio theory, heavy-tailed statistics, and empirically tested optimization methods into a coherent framework tailored to digital assets.Starting from the data, the authors assemble a consistent set of 40 major tokens and examine hourly performance, stylized facts, and benchmarks. They study stationarity, the non-normal nature of returns, and tail risk using Hill estimators and generalized Pareto modeling and quantify distances between return series to guide diversification. The portfolio core begins with mean-variance analysis, the capital market line, and coherent risk measures. Building on this foundation, the book develops mean-CVaR optimization and equivalent formulations, with MATLAB implementations and step-by-step case studies.Strategy chapters compare long-only and long-short constructions, including Jacobs et al. and Lo-Patel approaches, momentum variants, and portfolios under turnover constraints. Performance is evaluated with maximum drawdown and widely used ratios such as Sharpe, Sortino-Satchell, and the Rachev ratio.The dynamic optimization introduces ARMA(1,1)-GARCH(1,1) models with Student's t-innovations, multivariate t-distributions and t-copulas, and the simulation of return scenarios. Robust optimization addresses model misspecification by treating observed return distributions as uncertain; readers learn box and ellipsoidal uncertainty sets, Kantorovich distances between discrete distributions, and robust CVaR portfolios on historical data. Validation is integral. A backtesting suite consisting of value-at-risk tests, including binomial and traffic-light procedures, plus Kupiec, Christoffersen, and Haas tests, assesses model quality and contrasts historical, dynamic, and robust allocations. Written for practitioners, analysts, researchers, and graduate students, the text is selfcontained and comprehensive. Clear exposition, empirical examples, and ready to run MATLAB code make advanced methods usable in day-to-day portfolio construction. Risk Management for Cryptocurrency Portfolios equips readers with insight and tested techniques needed to build, stress-test and refine crypto portfolios with confidence.
It's About Tyme
Imagine starting with a bold mission in 2012: to achieve financial inclusion through a multi-country bank. Within a decade, this vision becomes one of the fastest-growing fintechs in the world.Now, picture starting this business in South Africa, a country the IMF ranked as the hardest place to do business out of 49 countries surveyed. Imagine having the foresight to partner with a family-owned food retailer to establish a low-cost, physical banking footprint. Such success didn't go unnoticed and one of the world's largest banks acquired the company. A clash of cultures followed and, just four years later, the divestment. Despite the risks, one of South Africa's wealthiest entrepreneurs stepped in to take control. Then came Covid-19. The business nearly hit the wall and shareholders demanded a successor of their choosing be trained. A frantic 217 pitches for fresh capital yielded no success. And then, at the eleventh hour, there was a reprieve as one investor and then another stepped up.Now, imagine launching in the Philippines, replicating and improving what works while designing an entirely new cloud-based banking stack with over 500 Vietnamese developers. Imagine assembling a team from Italy, the US, the UK, South Africa, Vietnam, the Philippines, Australia, India and Zimbabwe. Picture shaping a culture where failure is part of growth, and audacity is the norm, not the exception. Imagine becoming the global poster child for AI in banking and receiving an email in June 2025, informing you that your company is one of Time magazine's Top 100 most influential companies in the world. This incredible story unfolds within the pages of It's About Tyme. As Roger Grobler, a long-standing investor in Tyme puts it, 'Courage and audacity are not just bold strategies - they're the safest. Because playing it safe is, ironically, the riskiest thing you can do.'
How to Listen When Markets Speak
A New York Times bestselling author and leading expert on market risk argues that seismic shifts in the global economy will trigger a multi-trillion-dollar migration of wealth, outlining new rules of investing for the forward-thinking. "I can't tell you how much I learned from How to Listen When Markets Speak. The historical perspectives and insights are something every investor needs to know. Buy this book."--Mark Cuban From Wall Street to the White House, the fantasy of an eventual "return to normal" is still alive and well, nurtured by dangerously outdated theories. But the economic world as we know it--and the rules that govern it--are over. In the coming decade, we'll witness sustained inflation, a series of sovereign and corporate debt crises, and a thundering of capital out of financial assets into hard assets. Few are prepared. Lawrence G. McDonald, founder of the economic research platform The Bear Traps Report, got a real-world education in market risk when, as a Lehman Brothers VP, he watched the firm ignore flashing warning signs before its collapse. His analysis led him to identify twenty-one indicators for gauging the health of an economy and detecting early signals of opportunity and danger. In How to Listen When Markets Speak, McDonald unveils his unique predictive models, connecting surprising dots between past, present, and future and outlining actionable trading ideas for staying a beat ahead of the markets. Readers will learn: - How disastrous Fed policy will collide with an increasingly fragmented geopolitical landscape to keep U.S. inflation near 3-5% for the next decade - How growing demand for oil and gas, underinvestment in urgently needed energy infrastructure, and cozy Russia-Saudi Arabia relations will lift the base price of energy to historic levels - Why hard assets and rare minerals like lithium and cobalt will outperform growth stocks, U.S. treasuries, and overcrowded passive investment strategies--and how to detect bearish and bullish trends in advance - How passive investing and the vehicles intended to democratize finance have fueled bubbles and ideological skew by large market participants, leaving millions of 401(k)s and IRAs at risk - Why America will likely lose its position as a global superpower and holder of the world's premier reserve currency, and may be forced to slash Social Security, Medicare, and military spending Rather than merely doomsaying, How to Listen When Markets Speak equips readers to make sense of our current moment, resist reactionary narratives and baseless analysis, and preserve their wealth in turbulent times. When markets speak, it pays to listen.
Rethinking Taxation for Growth in Latin America and the Caribbean
Rethinking Taxation for Growth in Latin America and the Caribbean: Objectives, Behavioral Responses, and Technological Advances argues for a shift beyond the traditional focus on collection efficiency and equity to explicitly include economic growth as a primary objective. It highlights how taxpayers' behavioral responses and technological advancements reshape the effectiveness and trade-offs of core taxes.The report introduces targeted cash transfers (TCTs) as a powerful new instrument for achieving equity, potentially allowing for more neutral and efficient revenue collection through other taxes like value added tax (VAT). It challenges the conventional view of VAT as inherently regressive in the region's informal economies, suggesting that consumption-based analysis reveals a less clear-cut picture. The report cautions against excessively high standard VAT rates, which can hinder growth, and suggests reevaluating reduced VAT rates in favor of broader base consumption taxes coupled with TCTs.The report argues that the high corporate income tax (CIT) rates in the Latin America and the Caribbean region, coupled with a challenging business environment, incentivize evasion and discourage investment. It advocates for reducing CIT rates to align with other emerging markets, improving enforcement, and exploring public-private partnerships for tax collection.Regarding the personal income tax (PIT), the report notes a narrow base despite high top marginal rates, which may penalize entrepreneurship. It suggests moderately broadening the tax base rather than further increasing top rates. It also proposes focusing on property taxes as a more viable form of wealth taxation, given the prevalence of tangible assets and the increasing feasibility of accurate valuation through technology, contrasting this with the difficulties of taxing highly mobile financial assets.With recommendations for strategic adjustments to VAT and CIT rates, a moderate expansion of the PIT base, and more effective property tax policy, this report provides policy makers, business leaders, and researchers with a practical framework for building more effective, equitable, and growth-oriented tax systems in Latin America and the Caribbean. The analysis is grounded in context-specific insights, encouraging a nuanced approach that considers both behavioral responses and technological progress.
After the Fall - Worldwide Financial & Economic Collapse. A Real-World Survival Guide
Navigate the chaos of a global economic collapse with confidence and foresight, even if you've never studied business & economics. Have you ever wondered how you can safeguard your financial future amidst a looming economic crash? Are you anxious about a potential financial collapse that could disrupt your savings, investments, and livelihood? You're not alone. Around the globe, ambitious entrepreneurs, investors, are seeking strategies to thrive during turbulent times. In this essential book, you'll uncover strategies to survive and thrive during a financial and economic downturn: How the monetary, financial, and economic systems work, and how they directly impact your finances.Top personal & business strategies for financial management during economic downturns, helping you protect your wealth.Most common mistakes people make during financial crises and how to avoid them.The role of government & non-government institutional policies in financial stability, and how to navigate their impacts.Learn from past economic crises around the world, and the invaluable lessons they teach us today.Understand inflation, hyperinflation, deflation, and stagflation, and how to use inflation-adjusted accounting for clear data-driven decisions. The hard-asset backstop helps preserve your wealth from continuous currency devaluation. What works and what doesn't work during a financial crash.Expert insights on building mental resilience and adaptability for financial survival.Real-world case studies & reflection exercises that teach you how to think like a commando during a crisis.The top financial and economic indicators used to predict an economic & financial collapse.Turning economic instability into growth opportunities for a better future.Post-collapse innovative strategies that ensure it does not happen again....and so much more!This book offers actionable real-life experience, with clear explanations. Accessible even for those without an economics or finance degree. Evidence-based analysis and global perspectives empower you to make informed decisions without the bias and jargon found in business books. Whether you are a community leader, a family protector, or a business owner, this guide provides the tools and confidence you need to face the upcoming economic challenges head-on.Don't let fear of the unknown keep you from taking control of your financial future. Prepare now!
The Secrets of the Federal Reserve
Uncover the hidden history and true mechanics of the U.S. financial system in Secrets of the Federal Reserve by Eustace Mullins. This groundbreaking, yet highly controversial, work pulls back the curtain on the Federal Reserve, challenging everything you thought you knew about how money and power operate in America.Mullins meticulously details the shadowy origins of the Fed, tracing its creation to the infamous Jekyll Island meetings. Discover how this privately controlled entity allegedly serves the interests of powerful banking elites, manipulating everything from inflation and the national debt to core economic policy.Essential reading for anyone questioning economic inequality and the concentration of financial power, this book is guaranteed to spark debate and redefine how you view the forces shaping your wealth and your nation's future.
Money Talks
Most leaders didn't sign up to become accountants. But like it or not, every decision you make has a number behind it, and ignoring those numbers is the fastest way to lose time, money, and momentum. Money Talks is not a dry accounting textbook. It's your antidote for overwhelming spreadsheets. It's a practical guide for asking better questions, making smarter decisions, and getting results. It's for leaders who hate numbers but can't ignore them. You'll learn: Why "I am not a numbers person" is the most expensive lie in leadership. How to use simple models to make sense of reports, budgets, and forecasts. The three things every leader needs to move from confused to clear. How to cut through financial jargon and have conversations that actually change outcomes. What to look at (and what to ignore) when you have more numbers than fingers. The questions to ask when performance is slipping, risk is increasing or strategy is stalling. Finance doesn't happen in spreadsheets. It happens in conversations. Money Talks will show you how to lead finance conversations (whether that's with your CFO, your team, or your board) to unlock a whole new level of impact for your organisation. Matthew Needham is a former CFO turned speaker, coach and consultant who helps leaders translate strategy into results. With over two decades of experience spanning aerospace, financial services, and public sector transformation, across the UK, New Zealand and Australia, he's worked with organisations at every stage of their performance journey. Matthew's mission is simple: To help 10,000 leaders turn strategy into results through smarter decisions and faster execution.
The Secrets of the Federal Reserve
Uncover the hidden history and true mechanics of the U.S. financial system in Secrets of the Federal Reserve by Eustace Mullins. This groundbreaking, yet highly controversial, work pulls back the curtain on the Federal Reserve, challenging everything you thought you knew about how money and power operate in America.Mullins meticulously details the shadowy origins of the Fed, tracing its creation to the infamous Jekyll Island meetings. Discover how this privately controlled entity allegedly serves the interests of powerful banking elites, manipulating everything from inflation and the national debt to core economic policy.Essential reading for anyone questioning economic inequality and the concentration of financial power, this book is guaranteed to spark debate and redefine how you view the forces shaping your wealth and your nation's future.
Financial Literacy & Inclusion
Financial literacy is a key determinant of financial well-being, influencing investment behavior, banking access, and overall economic inclusion. In an increasingly complex financial landscape, understanding fundamental financial concepts is essential for making informed financial decisions. This study explores the role of financial literacy in shaping financial participation and the utilization of financial services in the Kalaburagi district of Karnataka. Despite various financial inclusion initiatives in India, a significant portion of the population remains financially excluded due to limited financial awareness. The research investigates the relationship between financial literacy and financial inclusion by analyzing secondary data from the National Center for Financial Education (NCFE) and primary survey data collected from households in Kalaburagi. A multistage random sampling method ensures representative data across diverse demographic groups, including variations in gender, age, education, occupation, and income levels. The findings highlight that financial literacy significantly influences investment choices and banking access. Individuals with higher financial knowledge are more likely to engage in diverse investment options, utilize banking services, and adopt digital financial tools. However, there remains a strong preference for traditional investments such as gold and real estate, with lower awareness and usage of modern financial instruments like mutual funds and stock markets. Regression analysis indicates a strong positive correlation between financial literacy and financial product utilization, underscoring the need for targeted financial education programs. To bridge the financial literacy gap, policymakers, financial institutions, and educators must implement comprehensive financial literacy initiatives. Integrating financial education into school curricula, conducting community-based workshops, launching digital financial awareness campaigns, and designing tailored programs for marginalized groups can significantly improve financial knowledge and participation.
Modern Retirement Planning
Modern Retirement Planning"What you don't know could cost you everything!"Are you ready to take control of your financial future and retire on your own terms with clarity, confidence, and purpose?Modern Retirement Planning is a practical guide to building a smart, secure, and flexible retirement strategy that reflects the realities of today's economy. With our core philosophy of Safety, Growth, and Control, this book helps you understand the most critical decisions you'll face during the income distribution phase of your financial life.Forget one-size-fits-all advice. Retirement today demands a modern approach one based on solid data, customized assumptions, and strategies tailored to your unique goals and family circumstances.Inside, you'll discover: The major risks that threaten your retirement income and how to overcome them.How to use accurate planning assumptions to avoid costly mistakes.Insights on Social Security, Roth vs. Non-Roth strategies, Inherited IRAs, and more.Modern uses of age-old financial tools to create stability and growth.How to build your plan around Safety, Growth, and Control.A basic estate planning guide to protect your legacy.What the OBRA 2025 tax bill means for your future and how to adapt.Whether you're nearing retirement or already navigating this new stage of life, this book gives you the framework to make informed decisions, preserve your wealth, and enjoy the lifestyle you've worked so hard to achieve.Younger readers will also benefit from understanding these principles early gaining the foresight to shift from accumulation to distribution strategies when the time comes.
Money Talks
Most leaders didn't sign up to become accountants. But like it or not, every decision you make has a number behind it, and ignoring those numbers is the fastest way to lose time, money, and momentum. Money Talks is not a dry accounting textbook. It's your antidote for overwhelming spreadsheets. It's a practical guide for asking better questions, making smarter decisions, and getting results. It's for leaders who hate numbers but can't ignore them. You'll learn: Why "I am not a numbers person" is the most expensive lie in leadership. How to use simple models to make sense of reports, budgets, and forecasts. The three things every leader needs to move from confused to clear. How to cut through financial jargon and have conversations that actually change outcomes. What to look at (and what to ignore) when you have more numbers than fingers. The questions to ask when performance is slipping, risk is increasing or strategy is stalling. Finance doesn't happen in spreadsheets. It happens in conversations. Money Talks will show you how to lead finance conversations (whether that's with your CFO, your team, or your board) to unlock a whole new level of impact for your organisation. Matthew Needham is a former CFO turned speaker, coach and consultant who helps leaders translate strategy into results. With over two decades of experience spanning aerospace, financial services, and public sector transformation, across the UK, New Zealand and Australia, he's worked with organisations at every stage of their performance journey. Matthew's mission is simple: To help 10,000 leaders turn strategy into results through smarter decisions and faster execution.
The One of a Kind Financial Plan
Too often, financial advice is generic, impersonal, and disconnected from what truly matters. The questions are shallow, the plans are identical, and the result is Retirement D矇j? Vu(TM).That's exactly what The One of a Kind Financial Plan(TM) challenges.With over 25 years of experience, Mike Milligan has sat across the table from people with real goals and unique dreams. He knows that effective financial planning doesn't start with spreadsheets...it starts with your story.In this powerful and practical guide, readers will discover: How to define a personal vision using Mike's Retirement CHI(TM) methodA 5-step blueprint to create a plan that reflects individual values and goalsProven strategies to reduce taxes, invest wisely, and plan for the unexpectedA mindset shift that fosters confidence, clarity, and true wealthReal-life stories of people who stopped settling and started thrivingWhether approaching retirement, navigating a life change, or simply rethinking the role of money, this book offers a refreshing and personalized approach.Don't let someone else's formula write your future. Design a life that's truly one of a kind.This book is ideally for people looking to break away from the traditional financial advice offered by Wall Street firms and employees, insurance companies and those living by the generalized rules of the financial markets. Those folks hold our money hostage by preset rules, formulas and fees that don't live like we want to live. If you are ready to break free, The One of a Kind Financial Plan will be your main negotiation tool to free up your mind, thoughts and beliefs to create a truly One of a Kind Life.
Market Microstructure
"Market Microstructure: The Hidden Mechanics of Trading" offers a deep dive into the intricate world of financial markets, revealing the sophisticated underpinnings that dictate the behavior and efficiency of trading. This comprehensive guide covers everything from the fundamental concepts of order types and price discovery to the advanced dynamics of high-frequency trading and algorithmic strategies. With clear explanations and expert insights, the book demystifies complex topics, making them accessible to both novice investors and seasoned traders. Readers will gain a robust understanding of how market structures and regulations shape trading environments, learn about the crucial role of liquidity and trading costs, and discover the impact of information asymmetry and risk management on investment decisions. Exploring the future directions of market microstructure, including the influence of AI, blockchain, and sustainable investing, this book equips readers with the knowledge needed to navigate the financial markets with confidence and sophistication. Dive into the hidden mechanics of trading and elevate your trading acumen with this essential resource.
Essentials of UAE VAT Law
"Essentials of UAE VAT Law" is a comprehensive guide designed for professionals, businesses, and entrepreneurs seeking to understand the intricacies of Value Added Tax in the United Arab Emirates. With the introduction of VAT in January 2018, the landscape of taxation in the UAE underwent a significant transformation, making this book an essential resource for navigating and understanding of the new regulations.This book provides a clear and structured overview of VAT principles, including registration, compliance, and reporting requirements. It delves into key concepts such as taxable and exempt supplies, input tax recovery, and the implications of VAT on various sectors, including real estate, healthcare, and education. Each chapter is enriched with practical examples and case studies, making complex legal provisions accessible and relatable.In addition to covering the legal framework, the book addresses common challenges businesses face and offers strategic insights for effective VAT management. With contributions from tax experts and legal professionals, "Essentials of UAE VAT Law" serves as an invaluable reference for ensuring compliance and optimizing tax practices in an ever-evolving regulatory environment. Whether you are a seasoned professional or new to the field, this book equips you with the knowledge needed to thrive in the UAE's VAT landscape.
Esg Unlocked
Money flows like never before--yet few stop to ask where it comes from. Every dollar is rooted in something deeper: nature, people, and trust. These are the real sources of prosperity. And they're under threat.At a time when Environmental, Social, and Governance (ESG) thinking is under political fire, ESG Unlocked delivers a powerful and practical guide to what ESG really is--and why it matters more than ever.Dowse and Woods make the compelling case that ESG isn't a fad or a "woke" distraction--it's modern capitalism done wisely. With engaging storytelling, sharp insights, and a holistic framing, they connect the dots between financial returns, intangible assets, and our own decisions.Whether you're an executive, an investor, or simply someone who wants their choices to reflect their values, this book shows how to make ESG work for you.Understand ESG.Use it. And unlock a healthier, wealthier future--for your business, your portfolio, your communities, and your planet.
Fish Don't Clap
What if retirement is the starting gate, not the finish line?So many people chase a number before retiring, only to realize that when they do retire, the "freedom" they had imagined leaves them restless or unsure. The fishing trips, vacations, and golf games are great. But what do you do when the novelty wears off?In Fish Don't Clap, Brad Connors, financial advisor and author, offers a fresh, practical system for planning the next phase of life with meaning. This book isn't just about money-it's about purpose, clarity, and having a team to help guide your journey.You'll discover: Why hitting your "magic number" doesn't mean it's time to quit;How to align your savings with the life you actually want; andHow to create an intentional plan to care for your family-now and in the future.Whether you're planning for retirement, thinking about it, or already there, Fish Don't Clap will help you rethink what comes next-and make sure you're living with purpose, not just passing time.Because life's too short to wait for applause that never comes.Retirement isn't the time to stop-not if you want to keep on living! No, retirement is a time to create! In Fish Don't Clap, Brad Connors shows how finishing one line of work can lead to your most creative and rewarding era. The storytelling here is transformative and gets straight to the heart of how to design your next chapter as a time of meaningful purpose.-Dan Sullivan, Co-FounderStrategic Coach(R)
Intelligent Banking
Traditional money and banking textbooks establish the central tenets of the economics of financial markets in a theoretical, academic fashion and rarely offer any knowledge of computer skills. Intelligent Banking bridges this gap by introducing the fundamentals of finance in tandem with the development of programming skills. This book leans heavily on Python programming, while teaching fundamental concepts of money and banking to undergraduate and masters level students. Along with discussions on the fundamentals, including topics like debt measurement, monetary aggregates and money supply, asset value, risk management, bonds and stocks, the book also teaches the basics of coding and machine learning. Intelligent Banking is a one-stop-shop for learning first-principle financial concepts with direct coding applications within the span of a college term. The detailed glossaries at the end of chapters and the Python code examples and coursework will help students be better prepared to meet the demands of today's banking and financial companies who are increasingly demanding these skills from their job applicants.
Blockchain and Climate Action
This edited volume brings together international experts to address one of today's most urgent challenges: how blockchain technology can support climate action and improve the transparency and integrity of voluntary carbon markets (VCM).By analyzing the tokenization of Voluntary Carbon Credits (VCCs), this book provides a holistic view of the economic, legal, and technical issues at play. It explores how blockchain's unique attributes - immutability, security, and digital accessibility - can help build trust in the respective data and carbon offset claims across global supply chains.From international carbon regulation to real-world pilot projects and digital asset standards, this book speaks to a rapidly evolving landscape. With insights from leading scholars and cutting-edge research, it offers valuable guidance for academics, policymakers, legal professionals, fintech innovators, and sustainability leaders alike.
Code and Coin- The Last Monopoly
What if the most powerful currency of the future isn't printed, but programmed? Across the globe, central banks are deploying CBDCs, private companies are scaling stablecoins, and decentralized networks are rewriting the very logic of money. Behind the buzzwords lies a high-stakes battle for trust, transparency, and control-one that could redefine your relationship with finance, freedom, and the state itself.This is not another crypto hype manual or technical whitepaper. This is a razor-sharp, deeply researched guide to how programmable money is quietly transforming the rules of global power. It unpacks how digital currencies and geopolitics are converging, why financial sovereignty is under threat, and how nations, networks, and citizens are being forced to choose between centralization and decentralization, control and freedom.Perfect for readers of macroeconomics, digital finance, and political futures, this book is for: - Investors seeking clarity on the real impact of CBDC vs crypto; - Policy watchers tracking the rise of the digital yuan and its global implications; - Curious minds who want to understand how stablecoins work and who controls them; - Anyone who suspects that money is no longer neutral-and never really wasBy the final chapter, you'll gain a completely new lens on the monetary power shift happening right now-and why the biggest questions in the digital age aren't about what money does, but who writes the code behind it. If you're searching for the best book on CBDCs, crypto and state control, or the future of economic freedom, this is the map you've been missing.
Impact of Capital Structure on the Income Performance of Publicly Rated Traded Deposit Money Banks
The book titled ""Impact of Capital Structure on the Income Performance of Publicly Rated Traded Deposit Money Banks" explores how capital structure decisions influence the financial outcomes of deposit money banks listed on the Nigerian Exchange Group. Covering a 20-year period (2003-2022), the book examines significant economic developments, regulatory reforms, and global financial shifts that shaped the banking industry in Nigeria. The book places a lot of emphasis on capital structure choices, or the proportion of debt and equity financing, and how it helps banks reach their financial objectives. It draws attention to the ways that strategic capital structure choices impacted income performance at times like the COVID-19 epidemic, the global financial crisis of 2008, and the banking consolidation of 2004-2005. Using trustworthy historical financial data from publicly listed banks' annual reports, the study examined long-term patterns. Examining the effects of the debt-to-equity ratio, leverage ratio, equity ratio, interest cover ratio, and debt ratio on return on assets was one of the goals. In addition to descriptive statistics, trend and SWOT analyses, the study employed an ex post facto design and panel least squares regression for statistical analysis. The results showed that while the debt ratio and interest cover ratio had a negative influence on return on assets, the equity ratio, debt-to-equity ratio, and leverage ratio had a favorable impact. To maximize shareholder value, reduce borrowing costs, and boost profitability, the book advises bank managers and financial advisers to strike a balance between debt and equity. For banking professionals, analysts, policymakers, and academics who want to comprehend how capital structure and revenue performance relate to each other in Nigeria's ever-changing economic landscape, this book is an invaluable resource.
Code and Coin- The Last Monopoly
What if the most powerful currency of the future isn't printed, but programmed? Across the globe, central banks are deploying CBDCs, private companies are scaling stablecoins, and decentralized networks are rewriting the very logic of money. Behind the buzzwords lies a high-stakes battle for trust, transparency, and control-one that could redefine your relationship with finance, freedom, and the state itself.This is not another crypto hype manual or technical whitepaper. This is a razor-sharp, deeply researched guide to how programmable money is quietly transforming the rules of global power. It unpacks how digital currencies and geopolitics are converging, why financial sovereignty is under threat, and how nations, networks, and citizens are being forced to choose between centralization and decentralization, control and freedom.Perfect for readers of macroeconomics, digital finance, and political futures, this book is for: - Investors seeking clarity on the real impact of CBDC vs crypto; - Policy watchers tracking the rise of the digital yuan and its global implications; - Curious minds who want to understand how stablecoins work and who controls them; - Anyone who suspects that money is no longer neutral-and never really wasBy the final chapter, you'll gain a completely new lens on the monetary power shift happening right now-and why the biggest questions in the digital age aren't about what money does, but who writes the code behind it. If you're searching for the best book on CBDCs, crypto and state control, or the future of economic freedom, this is the map you've been missing.
