Blockchain and Climate Action
The book provides an analysis of the challenges associated with the utilisation of blockchain technology in carbon markets and ESG from various academic disciplines. The analysis of the tokenisation of Voluntary Carbon Credits (VCC) using blockchain technology will encompass a comprehensive review of the issues involved in the economics of Voluntary Carbon Markets (VCM), the development of business models, the technology employed, and the legal aspects from civil and regulatory law.
Intelligent Banking
Traditional money and banking textbooks establish the central tenets of the economics of financial markets in a theoretical, academic fashion and rarely offer any knowledge of computer skills. Intelligent Banking bridges this gap by introducing the fundamentals of finance in tandem with the development of programming skills. This book leans heavily on Python programming, while teaching fundamental concepts of money and banking to undergraduate and masters level students. Along with discussions on the fundamentals, including topics like debt measurement, monetary aggregates and money supply, asset value, risk management, bonds and stocks, the book also teaches the basics of coding and machine learning. Intelligent Banking is a one-stop-shop for learning first-principle financial concepts with direct coding applications within the span of a college term. The detailed glossaries at the end of chapters and the Python code examples and coursework will help students be better prepared to meet the demands of today's banking and financial companies who are increasingly demanding these skills from their job applicants.
Code and Coin- The Last Monopoly
What if the most powerful currency of the future isn't printed, but programmed? Across the globe, central banks are deploying CBDCs, private companies are scaling stablecoins, and decentralized networks are rewriting the very logic of money. Behind the buzzwords lies a high-stakes battle for trust, transparency, and control-one that could redefine your relationship with finance, freedom, and the state itself.This is not another crypto hype manual or technical whitepaper. This is a razor-sharp, deeply researched guide to how programmable money is quietly transforming the rules of global power. It unpacks how digital currencies and geopolitics are converging, why financial sovereignty is under threat, and how nations, networks, and citizens are being forced to choose between centralization and decentralization, control and freedom.Perfect for readers of macroeconomics, digital finance, and political futures, this book is for: - Investors seeking clarity on the real impact of CBDC vs crypto; - Policy watchers tracking the rise of the digital yuan and its global implications; - Curious minds who want to understand how stablecoins work and who controls them; - Anyone who suspects that money is no longer neutral-and never really wasBy the final chapter, you'll gain a completely new lens on the monetary power shift happening right now-and why the biggest questions in the digital age aren't about what money does, but who writes the code behind it. If you're searching for the best book on CBDCs, crypto and state control, or the future of economic freedom, this is the map you've been missing.
Impact of Capital Structure on the Income Performance of Publicly Rated Traded Deposit Money Banks
The book titled ""Impact of Capital Structure on the Income Performance of Publicly Rated Traded Deposit Money Banks" explores how capital structure decisions influence the financial outcomes of deposit money banks listed on the Nigerian Exchange Group. Covering a 20-year period (2003-2022), the book examines significant economic developments, regulatory reforms, and global financial shifts that shaped the banking industry in Nigeria. The book places a lot of emphasis on capital structure choices, or the proportion of debt and equity financing, and how it helps banks reach their financial objectives. It draws attention to the ways that strategic capital structure choices impacted income performance at times like the COVID-19 epidemic, the global financial crisis of 2008, and the banking consolidation of 2004-2005. Using trustworthy historical financial data from publicly listed banks' annual reports, the study examined long-term patterns. Examining the effects of the debt-to-equity ratio, leverage ratio, equity ratio, interest cover ratio, and debt ratio on return on assets was one of the goals. In addition to descriptive statistics, trend and SWOT analyses, the study employed an ex post facto design and panel least squares regression for statistical analysis. The results showed that while the debt ratio and interest cover ratio had a negative influence on return on assets, the equity ratio, debt-to-equity ratio, and leverage ratio had a favorable impact. To maximize shareholder value, reduce borrowing costs, and boost profitability, the book advises bank managers and financial advisers to strike a balance between debt and equity. For banking professionals, analysts, policymakers, and academics who want to comprehend how capital structure and revenue performance relate to each other in Nigeria's ever-changing economic landscape, this book is an invaluable resource.
Code and Coin- The Last Monopoly
What if the most powerful currency of the future isn't printed, but programmed? Across the globe, central banks are deploying CBDCs, private companies are scaling stablecoins, and decentralized networks are rewriting the very logic of money. Behind the buzzwords lies a high-stakes battle for trust, transparency, and control-one that could redefine your relationship with finance, freedom, and the state itself.This is not another crypto hype manual or technical whitepaper. This is a razor-sharp, deeply researched guide to how programmable money is quietly transforming the rules of global power. It unpacks how digital currencies and geopolitics are converging, why financial sovereignty is under threat, and how nations, networks, and citizens are being forced to choose between centralization and decentralization, control and freedom.Perfect for readers of macroeconomics, digital finance, and political futures, this book is for: - Investors seeking clarity on the real impact of CBDC vs crypto; - Policy watchers tracking the rise of the digital yuan and its global implications; - Curious minds who want to understand how stablecoins work and who controls them; - Anyone who suspects that money is no longer neutral-and never really wasBy the final chapter, you'll gain a completely new lens on the monetary power shift happening right now-and why the biggest questions in the digital age aren't about what money does, but who writes the code behind it. If you're searching for the best book on CBDCs, crypto and state control, or the future of economic freedom, this is the map you've been missing.
Sustainable Finance and Green Investment
Sustainable Finance and Green Investment Advancing the Green Economy Through Strategic Investment and Development The transition to a green economy is no longer just an aspiration-it is a global priority for achieving sustainable development. By integrating economic growth with environmental preservation, green investments play a crucial role in reducing ecological degradation and accelerating the adoption of renewable energy. This book provides a comprehensive exploration of green investment strategies, focusing on Egypt's efforts to finance and promote sustainable projects. Through an in-depth analysis of Egypt's economic and environmental priorities, the book examines key initiatives aimed at aligning development goals with sustainability. Additionally, it benchmarks the UAE's successful Sustainable Development Strategy and Green Investment Program 2030, offering valuable insights into best practices for green financing. Key discussions include: - The role of green finance in economic growth and poverty reduction - Strategies for funding and implementing sustainable projects - Challenges and opportunities in Egypt's green investment landscape - Comparative insights from the UAE's green economy initiatives Backed by empirical research, including data from Green Power Assiut Company employees, this book is an essential resource for academics, policymakers, investors, and professionals seeking to understand and enhance the role of sustainable finance in economic transformation.
Inflation
From an award-winning professor of economics, an accessible and comprehensive introduction to what causes, and what can address, increases in the cost of living. Anyone who has balked at the price of a carton of eggs or lamented the cost of a tank of gas in the past five years has experienced the sting of inflation. What causes inflation? When has it surged historically? And which policies best address it? In this concise and timely volume, economist Martha Olney explains what inflation is, its patterns over time, its underlying causes, the controversial Phillips Curve and its possible relevance, anti-inflation policy, and more. From the obvious rise in the cost of living to the more discreet decrease in quality of goods and services, Olney provides an indispensable introduction to the concept of inflation and what we can do to address its effects.
The Trauma of Money
A handbook to disempower the trauma standing between individuals and their financial wellbeing The Trauma of Money: Mapping Compassionate Pathways to Healing Financial Trauma and Disempowering Shame offers a comprehensive exploration of the Trauma of Money Method(TM), an innovative six-phase approach to decrease shame and increase discernment around money. It spotlights the myriad causes of financial trauma, tracing its roots to their generational, relational, societal, and systemic origins, and guides readers in understanding how trauma directly impacts our financial behaviors. Changing the narratives that come with these traumas is the first step in recognizing that true financial literacy hinges on this foundational healing. This book includes research-based modalities to transform readers' approaches to finances, including somatic trauma healing, narrative therapy, cognitive behavioral therapy, mindfulness, internal family systems, addiction recovery therapies, biomimicry, systems change and financial psychology. It also includes practical tools such as: Reflection questions and prompts to intentionally evolve our relationship with money and scarcity as well as tools for addressing financial shame Methods to identify and shift away from trauma responses like financial fawning, somatic exercises to regulate the nervous system, and ways to reprogram our subconscious Approaches to reclaim and deepen the commitment to our money values and integration activities that can be used with clients The Trauma of Money: Mapping Compassionate Pathways to Healing Financial Trauma and Disempowering Shame is an illuminating, effective resource for financial advisors and planners, mental health professionals, entrepreneurs, or anyone seeking to move out of automatic trauma responses and into their financial power.
Young Entrepreneurs
In a world where financial awareness is vital, this book takes young minds on a fun and thoughtful journey through money, banking, business, and savings.
The Silent Vault Asset protection strategies from inflation, seizures, or collapse
What if everything you own could vanish overnight your savings frozen, your assets seized, your wealth eaten away by silent inflation? Most people don t realise how exposed they are until it s too late. This book is your wake-up call and your ultimate armour. Inside, you ll discover asset protection strategies that go far beyond clich s. Whether you're worried about bank failures, government overreach, or economic collapse, this isn t just theory it s a blueprint for action. You ll learn how to protect your money from collapse, create inflation-proof wealth, and build a life of financial sovereignty where no one else holds the keys to what s rightfully yours. This is not another dry finance book. It s a global wealth protection guide written for real people facing real threats from growing inflation to geopolitical instability. You ll unlock the secrets of offshore banking, decentralised wealth planning, and cryptocurrency and gold investing but more importantly, you ll learn how to avoid wealth seizure and take back control of your future. If you ve ever felt the quiet anxiety that your hard work could be undone in a single political move or economic crisis this book was written for you. If you value freedom more than appearances, sovereignty more than status this is your manual. You won t just survive an economic collapse. You ll walk away with clarity, confidence, and a personalised system designed to keep your wealth safe no matter what happens next. This is your Silent Vault. Your peace of mind. And your power. Ready to reclaim it?
Private Wealth Tactics Legal tools like trusts, offshore accounts, and quiet banking
What if the most powerful way to protect your wealth wasn t louder, flashier, or riskier but quieter, smarter, and legally invisible? This groundbreaking guide reveals the hidden architecture of financial privacy, asset protection planning, and offshore banking strategies not through gimmicks or loopholes, but through timeless, legally sound structures used by the world s most discreetly wealthy individuals. Whether you're building a future-proof legacy, navigating international threats, or simply tired of the noise of conventional finance, this book offers a transformative path: one rooted in legal trusts for wealth, quiet banking, and the philosophy of owning nothing but controlling everything. You ll learn how to secure your wealth legally using real-world case studies, unlock high net worth asset protection strategies without breaking a single law, and explore decentralised wealth planning in a rapidly centralising world. Written for entrepreneurs, expats, investors, and privacy-conscious professionals, this is more than a manual it s your financial sovereignty manifesto. If you value resilience over recognition, control over chaos, and quiet over clout this book was written for you.
The Psychology of Money (Deluxe Limited Edition)
Special deluxe edition of The Psychology of Money with new, additional bonus chapter content from Morgan Housel, the New York Times bestselling author. Hardback limited edition with sprayed edges, while supplies last. Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. Money - investing, personal finance, and business decisions - is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don't make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics.
The Ka-Ching Jars!
'The Ka-Ching Jars' is an engaging compilation of finance poems written by a 12-year-old Zuhayr Fulwala from Rajkot, India.Through simple, relatable verses, he brings financial concepts to life, making them accessible and enjoyable for young readers. His work reflects the growing wave of financially aware young Indians who are embracing early learning and early earning. Finance doesn't have to be complicated or boring, and his poems are a testament to how learning about money can be both fun and practical.Ms. Deepa Bala, his dedicated mentor, played a vital role in guiding and supporting him throughout this remarkable journey.About the Author: Hailing from the vibrant city of Rajkot, Gujarat, Zuhayr represents the new generation of Indian youth who are passionate about financial literacy and early entrepreneurship. His journey from a curious 12-year-old to a published author is truly inspiring, showing that age is no barrier to making meaningful contributions to society.His debut work 'The Ka-Ching Jars' is not just a finance book, it's a revolutionary movement to encourage early learning and early earning among young people."I believe that finance shouldn't be boring or complicated. Through poetry, I want to show other kids that learning about money can be fun, empowering, and the key to building a prosperous future from an early age." - Zuhayr Fulwala
Magna Carta Loophole Signature Identity Theft
This is a review of 'Dirty Money' from Queen's University Professor Christian Leuprecht in 2023 how Canada became the go to place for criminal banking and money laundering capital of the world in 2025. Crawford illustrates computer technology how to digitize law in bank system design focused on forensics to follow the money in Canadian banks proven in breach of US anti-money laundering law fined billions in 2024. It is similar to the Bates versus Post Office story of wrongful prosecutions of postmasters in the Horizon affair in England in 2025. A must read for taxpayers to reckon with bankers 'Doing God's Work' how financial miracles convert nonbank notes to cash through taxation. Crawford recommends a bank transaction number will reveal tax-credit Windmills hidden from the Treasury not reported in the budget. In other words, close a loophole in case of debt to money more than credit due
The Gods Must Be Crazy II
Ay Yi Yai Yi! It's halftime, America!Welcome to the intermission of empire, featuring interpretive dances by decaying institutions choreographed by lobbyists holding MBAs in short-termism.Like the infamous Coke bottle in The Gods Must Be Crazy, today's techno-totems-quantum AI supremacy, sovereign digital currencies, and China's Belt-and-Data colonialism-have crash-landed onto our meticulously manicured lawns. Initially celebrated as symbols of progress, these shiny artifacts now function as civilization's Rorschach tests, exposing strategic confusion and institutional amnesia as we outsource national strategy to TikTok algorithms.Part satirical lament, part Rooseveltian call-to-arms, The Gods Must Be Crazy 2.0 dissects an empire that has gamified governance and pawned its industrial soul, where frogs leisurely simmer in debt-flavored snake oil and intellectual property vultures patiently circle overhead.Meanwhile, China silently installs the firmware of global dominance, algorithmically colonizing over a hundred nations via its Belt and Road initiatives. While their emissaries calmly present invoices in Confucian grace, America passionately debates cartoon politics and the semantic nuances of infrastructure.This book revives the Roosevelt Doctrine-not as nostalgic reverie, but as a policy defibrillator-to reclaim capitalist innovation, restore institutional competence, and resist digital authoritarianism before history enshrines us as a cautionary meme.The whistle's about to blow, and the scorekeeper is toggling to Mandarin.Ay Yi Yai Yi! We are in the middle of the New World Order!
Nonperforming Loans Watch in Asia 2025
This report analyzes Asia's nonperforming loan (NPL) and resolution landscape and assesses the pressures facing asset management companies as the region looks to tackle structural challenges and boost financial stability. Based on surveys and interviews, the initiative between ADB and the International Public Asset Management Companies Forum (IPAF) shows NPLs fell in 2024 but are tipped to grow through 2027 due to rising credit stress in real estate and other sectors. The report assesses divergent national strategies, and shows how greater digitalization, data transparency, and secondary market liquidity, alongside stronger legal frameworks would result in a more resilient regional NPL ecosystem.
Smart Money
A FINANCIAL TIMES ECONOMICS BOOK OF THE YEAR 'An excellent book' VINCE CABLE 'A must read' JO JOHNSON 'A fascinating read' BILL DUDLEY A timely manifesto on how digital currencies will win the New Cold War and the struggle for geopolitical supremacy in the twenty-first century. A New Cold War is underway. Whereas the first Cold War was dominated by the threat of nuclear conflict, the new front line is economic and financial, but still dominated by technology. Who controls its future will help decide the outcome of the geopolitical struggle between China and the US. Since the end of the Second World War, the US dollar has been the global reserve currency, which has ensured American dominance of the world economy. But no longer. More than a hundred countries are developing Central Bank Digital Currencies (CBDCs), digital equivalents to cash that will utterly transform how we do business at home and abroad. China was the first country to recognise the potential of this new money. The West's media focused on the new currency's role in China's surveillance state, creating widespread concern about all CBDCs. But they have largely overlooked a more important aspect of its existence: as a tool through which to 'de-dollarise' the developing world at the speed of light. When China's President Xi Jinping officially launched the digital yuan in February 2022, he also agreed a pact of 'limitless co-operation' with Russia. Within days, Russia launched its war on Ukraine, secure in the knowledge it could bypass US sanctions. Urgent, clear-eyed and groundbreaking, Smart Money shows us how CBDCs are going to impact all of our futures in ways that most of us have failed to even consider. If the West is to compete, it needs to act fast to develop its own global digital currencies that reflect the values of liberal democracies.
Mastering Pension Wealth
Discover the blueprint that turned a modest salary into a seven-figure pension pot.Mastering Pension Wealth isn't theory-it's lived experience on how I became a pension millionaire on a salary. Written in a bestselling guidebook style, this powerful wealth creation manual reveals how one person used the Start Early-Earn More-Save More (SEEMSM) strategy to retire affluently.But here's the twist: building the pot is only half the story. This book shows you how to turn that pot into sustainable income-because even a million-pound pension won't guarantee a good retirement if it's mismanaged.Inside, you'll find proven, ready to use pension buying templates, personal Work Plans, and clear step-by-step Work Instructions to streamline your pension journey. One standout chapter-worth the cover price alone-teaches you, in plain English, how to spot and shut down online and offline scams before helping themselves to your life savings. In 2024, scammers in the UK stole a staggering 瞿11.4 billion (source Global Anti-Scam Alliance and Cifas)..Finally, this book goes where most others won't: into the psychology of spending your wealth. Learn to navigate the emotional side of decumulation with confidence and clarity.Whether your objective is to build wealth or financial freedom in retirement is your goal, Mastering Pension Wealth is your indispensable companion.Ready to build your wealth on a salary and future-proof your retirement? Start with this book.