North Carolina, Its Debt And Financial Resources
"North Carolina, Its Debt And Financial Resources" delves into the fiscal history of North Carolina, examining its financial obligations and available resources. This study provides an analysis of the state's economic condition during a specific historical period, offering insights into the challenges and opportunities faced by state policymakers. Readers gain an understanding of the intricacies of public finance as it relates to North Carolina's development. Authored by Hugh Bowlby Willson, this work is invaluable for historians, economists, and anyone interested in the financial underpinnings of North Carolina's growth and development. It serves as a critical resource for understanding the state's economic past and its implications for future policy decisions.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Abc Universal Commercial Electric Telegraphic Code
"The Abc Universal Commercial Electric Telegraphic Code," specially adapted for financiers, merchants, shipowners, brokers, agents, etc., is a historical reference work detailing a comprehensive system of codes used for telegraphic communication. This book offers a fascinating glimpse into the world of early telecommunications and the methods used to compress and transmit complex business information quickly and efficiently. Compiled by William Clauson-Thue and the American Code Company, this codebook provides a detailed overview of telegraphic codes, essential for anyone interested in the history of communication and business practices. While primarily of historical interest, "The Abc Universal Commercial Electric Telegraphic Code" remains a valuable resource for researchers, historians, and anyone curious about the evolution of global commerce and the technologies that shaped it.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Debt Doesn't Disappear
Debt Doesn't Disappear: Face It, Fix It, and Finally Break FreeAre you avoiding bills, ignoring bank statements, and hoping your financial problems will just go away? You're not alone-but it's time to stop hiding and start taking control.Debt Doesn't Disappear is your no-nonsense, straight-talking guide to breaking free from financial stress. This book will help you: ✔ Face your finances head-on-no more ignoring those letters.✔ Understand where your money is really going and how to stop the leaks.✔ Create a realistic plan to tackle debt without sacrificing your everyday life✔ Rebuild your financial confidence with psychology-backed strategies.✔ Use practical tools like budget trackers and letter templates to negotiate with creditors.You don't have to be good with money-you just need to take the first step. Whether you're living paycheck to paycheck or drowning in debt, this book will guide you from financial fear to financial freedom.It's time to stop avoiding and start taking action. Your future self will thank you.
Carpenter
Explore the history and craft of carpentry through Volume 28 of "Carpenter," published by the United Brotherhood of Carpenters and Joiners of America. This volume offers insights into the union's activities, advancements in carpentry techniques, and the broader context of labor in the United States. A valuable resource for historians, tradespeople, and anyone interested in the evolution of skilled trades and labor movements.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Unbreakable
For the DEI practitioners, cultural changemakers, and those carrying the weight of this work-this book is for you. When you don't have a blueprint, sometimes you must build one-and then become it. Unbreakable: A Changemaker's Guide is both a resource and a rallying cry for those navigating the complexities of DEI work in systems that are often resistant to change. Whether you are the first, the few, or the only in your workplace, this book equips you with the strategies, tools, and insights to sustain both your mission and yourself. Lois Castillo understands the emotional and professional toll of this work-the underestimation, the systemic resistance, the personal stakes. Through practical guidance, personal reflections, and tested frameworks, she offers a lifeline to practitioners striving to drive impact without losing themselves in the process. This book is more than a guide; it's a companion for those who refuse to waver in their commitment to equity and inclusion. When the work gets hard, let Unbreakable remind you: You are not alone. You are part of something bigger. And you are, indeed, unbreakable.
The Evolution Of A Trade Unionist
"The Evolution of a Trade Unionist" chronicles the life and experiences of Frank Keyes Foster, a prominent figure in the late 19th-century American labor movement. This biographical work offers a detailed account of Foster's journey from his early involvement in labor organizations to his emergence as a leading voice for workers' rights. The book explores the challenges and triumphs of organizing labor in an era of rapid industrialization and social change. Foster's narrative provides valuable insights into the strategies, philosophies, and personalities that shaped the early American labor movement. This book is essential reading for anyone interested in labor history, political activism, and the ongoing struggle for economic justice.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Global Corporate Governance
This book gathers selected contributions from the 8th Annual Global Corporate Governance Institute, a hybrid conference held in Baton Rouge, Louisiana, on June 8-10, 2022. The chapters present the work of internationally respected scholars and experts, focusing on corporate social responsibility, sustainability, ethics, corporate governance, finance, and responsible investing. In this context, it highlights the latest research findings on responsible action and their practical implications for business, society, science, and politics. The results of the empirically and theoretically based contributions offer a unique and multi-faceted perspective on current global trends and expected developments in this area. Accordingly, the book offers a valuable resource for academics, policymakers, and practitioners who want to drive effective change to tap their organizations' full potential.
The Turnover Of Labor
"The Turnover Of Labor," originally published in November 1919, delves into the critical issue of employee retention and its impact on industrial efficiency. Authored by Boris Emmet, this study provides a comprehensive analysis of the causes and consequences of labor turnover during a pivotal period in industrial history. Emmet examines various factors contributing to employee departures, including working conditions, wages, and management practices. The book offers valuable insights into the economic and social dimensions of labor mobility, presenting statistical data and practical recommendations for reducing turnover rates and improving workplace stability.This historical study remains relevant for understanding the dynamics of labor markets and the ongoing challenges of employee retention. It is essential reading for human resource professionals, industrial relations scholars, and anyone interested in the history of management practices.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Agency Pods
Agency Pods represent a revolutionary shift in organisational structure. For more than a century, businesses have unknowingly held themselves back by traditionally organising their teams by job function. While it might sound sensible, this organisational structure places strict limits on the ability for organisations to grow, innovate, and acquire talent. Enter the Agency Pod; a new way to organise employees that breaks from the traditional constraints of function-based set ups. With this innovative new industry structure, employees are aligned into small, cross-functional teams, or Pods, that act as internal agencies responsible for specific clients every need. This contrasts the traditional single function model, where departments handle only small parts of client or project deliverables, creating a highly collaborative, nimble, and laser focused environment which allows organisations of all kinds to become much more responsive to client requests and changing market conditions. As this new business organisational structure takes the corporate world by storm, leading System Integrators and Service Providers globally have either already moved to the pod model or are hastily doing so. In Agency Pods: The Definitive Guide, Bhatti and Biddiscombe blow the lid off one of the most closely guarded secrets in business consulting by explaining how to implement it, how to measure it, and what success looks like.
Unbreakable
For the DEI practitioners, cultural changemakers, and those carrying the weight of this work-this book is for you. When you don't have a blueprint, sometimes you must build one-and then become it. Unbreakable: A Changemaker's Guide is both a resource and a rallying cry for those navigating the complexities of DEI work in systems that are often resistant to change. Whether you are the first, the few, or the only in your workplace, this book equips you with the strategies, tools, and insights to sustain both your mission and yourself. Lois Castillo understands the emotional and professional toll of this work-the underestimation, the systemic resistance, the personal stakes. Through practical guidance, personal reflections, and tested frameworks, she offers a lifeline to practitioners striving to drive impact without losing themselves in the process. This book is more than a guide; it's a companion for those who refuse to waver in their commitment to equity and inclusion. When the work gets hard, let Unbreakable remind you: You are not alone. You are part of something bigger. And you are, indeed, unbreakable.
The Financial Mindset Fix
"Grand Prize Winner" 2023 Next Generation Indie Book Awards, "Best in Self-Help" 2023 Next Generation Indie Book Awards, "Gold Medal in Self-Help" Independent Publisher Book Awards, "Category Finalist" Eric Hoffer Book Awards, "Runner-Up for Best in Nonfiction" San Francisco Book Festival, "Honorable Mention" London Book Awards, "Honorable Mention" Los Angeles Book Festival, "Honorable Mention" New York Book Festival, "Dysinger Award for Outstanding Publication in Counseling" Illinois Counseling AssociationUncover Twelve Mindset Shifts That Will Transform Your Financial Future As a therapist, Joyce Marter noticed an extraordinary trend: as her clients improved their mental health, they leveled up in other areas of their lives. They received raises, they got promotions, and some even started their own business. This epiphany led her to develop an insightful and ingenious process for releasing limiting habits and beliefs so you can begin your journey to freedom and prosperity. Here, Joyce shares the culmination of her life's work as the go-to expert on the "Psychology of Success"--a proven method to help you improve your financial well-being by focusing on your psychological and relational issues around money. By working with The Financial Mindset Fix, you will learn how to: - Recover from burnout, overwhelm, financial stress, and money anxiety- Improve your mental health by practicing better self-care and accessing the support you need and deserve- Change the way you think, feel, and behave with money to end self-limitation and self-sabotage and welcome far greater success- Embrace your worth and set healthy boundaries in your financial relationships with others at home and at work- Create a personal and professional vision for holistic success that includes work-life balance and tending to your dreams- Use simple tools from cognitive behavioral therapy, mindfulness, and narrative therapy to change your life personally, professionally, and financially For anyone looking to step into a life of wealth and well-being, this is a welcome guide. "In this wonderful new book, successful therapist Joyce Marter gently takes you by the hand and walks you down the path toward better mental health and abundant financial life. Her twelve unique mindsets will revolutionize your relationship with money and significantly improve the way you view yourself." ―Stephen M. R. Covey, author of New York Times and #1 Wall Street Journal bestseller The Speed of Trust
Happiness Is a Serious Business
Happiness at work isn't just a 'nice-to-have' - it's essential for success. Grounded in robust evidence and brought to life with real-world insights, this book offers a practical roadmap for building motivated teams that work well together and achieve results. Whether you're a leader or simply care about creating better workplaces, this is your invitation to take happiness seriously.Read this book to: Understand what happiness at work really looks likeBoost happiness to improve team performanceLead in ways that build trust and wellbeingAvoid common mistakes that undermine team happinessUse practical strategies to build thriving, happy teams
An Investigation of Prioritizing Research Topics in Professional Communication
This research explored which areas and methods of research need to be identified and developed to most effectively communicate business and technical information. The research was sparked by the current literature which indicates that a gap exists between academicians, who do most of the research, and practitioners, who utilize the research results. This effort was intended to address possible causes of this problem by establishing the importance of nine research topic areas, six data collection methods/sources, and three data analysis methods for both academicians and researchers and other demographic characteristics. The research concludes that the participants generally agreed on which factors were most important. Findings indicated that researchers and practitioners tended to agree on data analysis methods and data collection methods/sources but did show some disagreement on research topic areas. The research also uncovered evidence that demographic characteristics such as level of degree, area of degree, job, and English as a first language may influence which factors are considered to be most important to the professional communication process.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Introducing Blue to Green
Dear Fellow Airman, The purpose of this publication is to provide you with a practical, consolidated, and military-centric financial guide. My goal is to educate, empower, and improve your quality of life by encouraging you and equipping you with the tools necessary to make wise choices with your money. Bottom-line, I want to prepare you for financial success! Before we dive into the learning process, I would like for you to keep something in mind..."Only you can prevent forest fires." I know...I know. Right now you're thinking, "What the heck does this have to do with my money?" Well, just stay with me for a second. Believe it or not, this famous message from Smokey Bear is more than 60 years old. Though the saying was recently updated to read "wildfires," the principle clearly remains the same--you and I need to be accountable for our actions. This is certainly the case concerning our personal finances. My sincere desire is that you will read and learn many great things from this publication. But my greater hope is that you will actually DO these things, and do them well. The information you'll find on the following pages is only helpful if you apply it.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Beyond The Sale
Are you ready to turn your real estate license into a thriving career?Beyond the Sale: Unlocking Your Full Potential as a New Real Estate Agent is your all-in-one roadmap to launching and growing a successful business in one of the most competitive industries out there.Written by Jenifer Morin, a real estate professional, Director of Operations at a top RE/MAX brokerage, and creator of the Rookie RE Agent blog, this book goes far beyond the basics. You'll get real-world advice, proven systems, mindset shifts, and the motivation you need not just to survive your first year, but thrive.Step-by-step guidance for getting licensed, choosing a brokerage, and building your brandActionable lead generation strategies that actually workInsightful tips to avoid the top mistakes new agents makeTools for goal setting, business planning, and time managementEncouragement to grow, stay positive, and build a business with purposeWhether you're just thinking about real estate or you've already passed the test, this is the book that will help you build a business, not just close a sale.Your real estate journey starts here, and it's going to be incredible.
An Evaluation of Public and Private Sector Housing Alternatives for Military Families
This study explored the three primary housing alternatives along with their associated benefits and costs for military members at Robins Air Force Base. Using a case study methodology, qualitative and quantitative data were collected from contract documents, cost records, statements and testimonies to Congress, literature, census data, and interviews with civil engineering, contracting, financial management and legal professionals. This data was analyzed to determine which housing alternative seems to provide the best benefits at the lowest costs for military members and the government. The results of the study indicated that private sector alternatives are less expensive than government provided housing. In addition, it appears that the MHPI is reaching its goals of providing housing faster and at a lower cost to the American taxpayer than traditional on base housing.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Stock Exchanges, London And Provincial
"Stock Exchanges, London And Provincial: Ten-year Record Of Prices And Dividends" is a comprehensive historical record of financial data. Compiled by Fredc. C. Mathieson & Sons, this book offers a detailed look at the performance of stocks on the London and provincial exchanges over a decade. It provides invaluable insights into price fluctuations and dividend payouts, making it an essential resource for financial historians, economists, and anyone interested in the historical trends of the stock market. This record serves as a valuable reference for understanding the economic landscape of the period.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Financial Freedom for Millennials & Gen Z
"The future of personal finance starts with spare change and a winning mindset." Book DescriptionFinancial Freedom for Millennials & Gen Z: Grow Big Money with Spare Change is a clear, practical guide designed for a new generation of earners who refuse to be limited by traditional career paths. This book offers actionable strategies to: Build wealth starting with small amountsLeverage digital tools and micro-investing appsCreate multiple income streams independentlyAdopt a financial freedom mindset in today's economyIn a fast-changing financial and professional world, this guide is the roadmap for anyone seeking true independence - even from zero.About the AuthorEthan Wealthmore is a globally recognized personal finance educator and bestselling author of multiple books on financial independence. With years of experience and thousands of young professionals mentored, Ethan is a trusted voice for Millennials and Gen Z seeking to take control of their financial future. Critical Acclaim & Media Reviews"An essential read for anyone under 40 who wants to build a free and prosperous future."- Financial Literacy Journal"Ethan Wealthmore is the voice this generation has been waiting for - practical, honest, and inspiring."- The Independent Finance Review"This book is what Robert Kiyosaki would write if he were 25 today."- Next Gen Money MagazineCopies SoldOver 100,000 copies sold in under 12 months - a clear testament to the impact and value of this title for the next generation of financially empowered readers. Reader Reviews"I didn't think it was possible to start investing with so little. This book changed my life!"- @jamiebuildswealth (Amazon Verified)"Straightforward, practical, no fluff. Finally, someone speaking our language."- @investwithmia (Goodreads)"I bought it for my daughter, and now I'm reading it too. A must-read for all ages."- Customer Review on Barnes & NobleGive your customers a title that sells itself!Financial Freedom for Millennials & Gen Z is ideal for: Independent and chain bookstoresPublic and school librariesCollege and university bookshopsRetail channels focused on financial educationOrder now and stock a bestselling title that truly speaks to the new generation of readers.
The Essentials of Confident Communication
Two Powerful Books. One Life-Changing Communication Toolkit.The Essentials of Confident Communication brings together two bestselling guides -The Essentials of How to Talk to Anyone and The Essentials of Public Speaking - into one transformative volume. Whether you're navigating everyday conversations or preparing for a big presentation, this 2-in-1 combo gives you the skills, strategies, and confidence to speak with clarity, connect deeply, and leave a lasting impression.BOOK ONE: The Essentials of How to Talk to AnyoneHave you ever walked away from a conversation thinking, "Why did I say that?" Or worse-"Why didn't I say anything at all?"✅ Learn how to start natural conversations - even with strangers✅ Build confidence using a simple 2-part framework that doesn't feel forced✅ Decode body language and respond in ways that deepen trust✅ Master listening techniques that make people feel seen and heard✅ Know what to say when conversations get awkward, tense, or emotional✅ Turn small talk into meaningful connections - without being "that person"Bonus: Includes interactive practice exercises, real-life scenarios, and Voice AI prompts so you can rehearse social skills in a low-pressure setting using Voice ChatGPT.BOOK TWO: The Essentials of Public SpeakingWhat if the same tools used by history's greatest orators could help you deliver a memorable speech, even if you're nervous, introverted, or completely new to public speaking?✅ Discover Aristotle's timeless 5-part rhetoric formula and how to use it today✅ Follow the 8-step system to go from blank page to confident delivery✅ Calm your nerves using proven mindset and anxiety-reducing strategies✅ Learn what to do (and not do) with your tone, gestures, and body language✅ Engage any audience with stories, energy, and credibility✅ Use persuasive NLP-based techniques to influence and inspire✅ Create outlines for any type of speech - from casual to professionalJust clear, proven methods to help you speak with confidence, own the room, and get your message across.Why This Combo Works: Most people separate "daily conversations" from "public speaking," but the truth is-the skills are deeply connected. The ability to speak with confidence, think on your feet, and connect authentically matters just as much at a family dinner as it does on stage. This bundle gives you both.If you've ever wished you could: Start conversations that actually go somewhereFeel less awkward at networking events, job interviews, or social gatheringsSpeak clearly under pressure, even when nerves kick inBecome the kind of communicator people remember (for all the right reasons)Yes! Then this 2-in-1 book was made for you!Whether you're stepping onto a stage or into a conversation, your words matter.Let this 2-in-1 guide show you how to use them well.
The Eppo/Olaf Compendium of National Procedures
Poland does not participate in the EPPO mechanism, but cooperates with OLAF. Therefore, this Polish EPPO/OLAF volume, introduced by Dominika Czerniak, discusses the specific attitude of Polish legislation towards the PIF acquis sector, Title V of the TFEU, the importance of Art. 587 (European Investigation Order) of the Polish Code of Criminal Procedure and the newly inserted Art. 615a. It also contains an analysis and compilation of the EU and Polish legislation on EU fraud offenses. These relevant laws are dealt with in the first chapter of this volume. The Anti-Fraud Office (OLAF) and its national partners carry out investigative missions, which are the subject of the second part of the book. Dr. Dominika Czerniak acted as the publication's national expert. While written in English, the volume includes footnotes that reproduce the original Polish legislation in the local language. Easily navigable with the help of visual symbols, it is designed as a quick reference tool for academics, students, practitioners and other interested readers.
Freshly Brewed Coaching
At Freshly Brewed Caf矇, Wayne and Matt aren't just having coffee-they're brewing transformation. They believe personal growth and coaching shouldn't be reserved for corporate executives; it should be accessible to everyone-from the small business owner to the shop manager, from the tradesperson to the barista behind the counter. Through engaging, real-life conversations, Freshly Brewed Coaching: Crafting a Bold New You follows Wayne and Matt as they guide everyday people-like Connor, Susie, Rick, and Phil-through the struggles of self-doubt, career pivots, and personal roadblocks. With humor, insight, and practical coaching principles, they challenge each person to rethink their goals, embrace change, and take control of their future. This isn't just a book-it's an interactive journey. Readers are encouraged to reflect on their own lives, diagnose where they are, prescribe a plan for growth, and ultimately thrive. Whether you're feeling stuck in your career, questioning your purpose, or just looking for inspiration to take that next step, Freshly Brewed Coaching will show you that selfimprovement isn't out of reach-it's as simple as the right conversation at the right time. So grab a cup of coffee, pull up a chair, and start your own transformation. Because the only thing standing between you and your next breakthrough... is a decision.
Surrounded by Idiots Revised & Expanded Edition
A fully revised and expanded edition of the runaway bestseller, Surrounded by Idiots--now with more: Text - Charts - Examples - Snark! Master the four basic behavior types and change the way you communicate! Do you ever think you're the only one making any sense? Or tried to reason with your partner with disastrous results? Do long, rambling answers drive you crazy? You are not alone. After a disastrous meeting with a highly successful entrepreneur, who was genuinely convinced he was 'surrounded by idiots, ' communication expert and bestselling author Thomas Erikson dedicated himself to understanding how people function and why we often struggle to connect with certain personality types. Erikson's simple yet ground-breaking techniques will help you understand yourself better, hone communication and social skills, handle conflict with confidence, improve dynamics with your boss and team, and get the best out of the people you deal with and manage. At a moment in time when understanding one another is more important than ever, Thomas Erikson revisits his most popular title, offering an updated and expanded edition that will make you a master of communication.
Travel for Free
Have you always wanted to travel the world, but felt like you couldn't afford it? Are you already paying too much for airlines and hotels? This book will show you how to discover the world of award travel, from mastering the basics to creating strategies to earn and spend your points and miles most efficiently.As one of the leading experts in credit cards and award travel, Jason Steele has contributed thousands of articles to over 100 outlets. Along the way, he has earned and redeemed millions of points and miles, which he has used for him and his family of five to travel for free across the country and around the world. In this book, he'll illustrate the advantages and drawbacks of the major credit card, airline and hotel programs. Then, he'll help you put it all together with simple "recipes" for creating exciting award trips, with almost no airline or hotel costs.Now is the time to stop dreaming about travel and to start taking action towards earning the points and miles necessary to make your dreams come true. When you are done learning how to Travel For Free, you'll be able to travel as often as you want, not just as much as you can afford.
Surrounded by Idiots Revised & Expanded Edition
A fully revised and expanded edition of the runaway bestseller, Surrounded by Idiots--now with more: Text - Charts - Examples - Snark! Master the four basic behavior types and change the way you communicate! Do you ever think you're the only one making any sense? Or tried to reason with your partner with disastrous results? Do long, rambling answers drive you crazy? You are not alone. After a disastrous meeting with a highly successful entrepreneur, who was genuinely convinced he was 'surrounded by idiots, ' communication expert and bestselling author Thomas Erikson dedicated himself to understanding how people function and why we often struggle to connect with certain personality types. Erikson's simple yet ground-breaking techniques will help you understand yourself better, hone communication and social skills, handle conflict with confidence, improve dynamics with your boss and team, and get the best out of the people you deal with and manage. At a moment in time when understanding one another is more important than ever, Thomas Erikson revisits his most popular title, offering an updated and expanded edition that will make you a master of communication.
Freshly Brewed Coaching
At Freshly Brewed Caf矇, Wayne and Matt aren't just having coffee-they're brewing transformation. They believe personal growth and coaching shouldn't be reserved for corporate executives; it should be accessible to everyone-from the small business owner to the shop manager, from the tradesperson to the barista behind the counter. Through engaging, real-life conversations, Freshly Brewed Coaching: Crafting a Bold New You follows Wayne and Matt as they guide everyday people-like Connor, Susie, Rick, and Phil-through the struggles of self-doubt, career pivots, and personal roadblocks. With humor, insight, and practical coaching principles, they challenge each person to rethink their goals, embrace change, and take control of their future. This isn't just a book-it's an interactive journey. Readers are encouraged to reflect on their own lives, diagnose where they are, prescribe a plan for growth, and ultimately thrive. Whether you're feeling stuck in your career, questioning your purpose, or just looking for inspiration to take that next step, Freshly Brewed Coaching will show you that selfimprovement isn't out of reach-it's as simple as the right conversation at the right time. So grab a cup of coffee, pull up a chair, and start your own transformation. Because the only thing standing between you and your next breakthrough... is a decision.
It's Not a F___ing Pyramid
Think all MLM books are hype, hustle, and horseshit? Yeah-so did the author. It's Not a F___ing Pyramid is the brutally honest, laugh-out-loud guide to surviving-and actually thriving-in the wild world of network marketing. Written by a no-BS Aussie who accidentally joined the profession and refused to drink the Kool-Aid, this book tears the glitter off the industry and shows you how to build something real. No toxic positivity. No spammy scripts. No pretending to be a millionaire on Instagram. Just raw lessons, stories from the trenches, and actionable advice for everyday humans who want more-without becoming the person everyone dodges at family BBQs. Inside, you'll learn: Why most people fail-and how to avoid itHow to build a team without begging or bullshittingThe truth about duplication, hype, events, and burnoutWhat to say (and not say) if you don't want to sound like a scammerHow to build a business that actually feels goodEvery chapter ends with real-world "homework" to help you cut through the crap and grow with integrity. Whether you're brand new to MLM or a battle-worn survivor wondering what the hell happened, this book will feel like a slap, a hug, and a laugh-sometimes all at once. Forget the dream boards and fake flexing. This is network marketing, done differently.And it just might be the honest kick in the ass you've been waiting for.
The Eppo/Olaf Compendium of National Procedures
This Croatian EPPO/OLAF volume discusses the Croatian laws relevant to European Public Prosecutor's Office (EPPO) investigations of EU fraud in Croatia. It covers EPPO procedures in Croatia, practical examples, EU fraud typologies, criminological findings and relevant case law. The volume also introduces criminal financial law in fraud cases and discusses the key defenses that must be protected in EPPO proceedings. The second part summarizes the provisions governing OLAF investigations in Croatia, with a focus on external investigations under Regulation 2020/2223. Prof. Dr. Lucija Sokanovic acted as national expert for this publication. While written in English, the volume includes footnotes that reproduce the original Croatian legislation in Croatian. Easily navigable with the help of visual symbols, it is designed as a quick reference tool for academics, students, practitioners and other interested readers.
Beyond The Sale
Are you ready to turn your real estate license into a thriving career?Starting a real estate career can feel overwhelming - but you don't have to figure it out alone. Beyond the Sale: Unlocking Your Full Potential as a New Real Estate Agent gives you the tools, mindset, and proven strategies to start strong and stay successful. Covering the important topics real estate school doesn't teach - but every new agent must know - this guide helps you avoid rookie mistakes, build confidence, and thrive in today's competitive industry. A great resource for aspiring, new, and experienced real estate agents. This is your all-in-one roadmap for launching and growing a successful business in one of the most competitive industries.Written by Jenifer Morin, a real estate professional, Director of Operations at a top RE/MAX brokerage, and creator of the Rookie RE Agent blog, this book goes far beyond the basics. You'll get real-world advice, proven systems, mindset shifts, and the motivation you need not just to survive your first year, but thrive.Step-by-step guidance for getting licensed, choosing a brokerage, and building your brandActionable lead generation strategies that actually workInsightful tips to avoid the top mistakes new agents makeTools for goal setting, business planning, and time managementEncouragement to grow, stay positive, and build a business with purposeWhether you're just thinking about real estate or you've already passed the test, this is the book that will help you build a business, not just close a sale.Your real estate journey starts here, and it's going to be incredible.
Agency at Work
Burnout, anxiety, and disconnection are at crisis levels. This book introduces agency - a proven, practical framework to thrive in the modern workplace.With burnout surging, Agency at Work offers a powerful and refreshing solution: reclaiming your personal, social, and growth agency to restore control, motivation, and meaning in your career.Drawing on real-world insights from thriving outliers - professionals who flourish despite overwhelming work conditions - Indro Roy presents 10 actionable rules that empower you to break free from frustration and stagnation.From time-boxing your tasks and reverse networking, to assembling a personal board of advisors, each chapter provides field-tested strategies that you can apply immediately to take ownership of your work, well-being, and future.
Agency at Work
Burnout, anxiety, and disconnection are at crisis levels. This book introduces agency - a proven, practical framework to thrive in the modern workplace.With burnout surging, Agency at Work offers a powerful and refreshing solution: reclaiming your personal, social, and growth agency to restore control, motivation, and meaning in your career.Drawing on real-world insights from thriving outliers - professionals who flourish despite overwhelming work conditions - Indro Roy presents 10 actionable rules that empower you to break free from frustration and stagnation.From time-boxing your tasks and reverse networking, to assembling a personal board of advisors, each chapter provides field-tested strategies that you can apply immediately to take ownership of your work, well-being, and future.
The Wealth Ripple
If you've ever felt like money was controlling your life instead of the other way around, The Wealth Ripple is your turning point. Cassandra M. Thomas, a certified financial educator with personal experience, guides you through the essential steps to take control of your finances no matter where you're starting from.From budgeting without shame to rebuilding your credit, escaping predatory traps, and growing real wealth through simple investing strategies, this book delivers practical tools with heart and hope. More than just dollars and cents, it's about changing your mindset, healing your relationship with money, and creating a legacy of financial freedom for generations to come.You don't need perfection. You just need a plan-and the willingness to start. The Wealth Ripple shows you how. ABOUT THE AUTHORCassandra M. Thomas is a Certified Financial Literacy Professional and Board-Certified Credit Consultant with a passion for helping people gain control of their finances and build a more secure future. She has spent years guiding individuals and families through budgeting, credit repair, and wealth-building strategies, always with a focus on making financial education practical and accessible.A strong advocate for underserved communities, Cassandra is committed to breaking the cycle of generational struggle by teaching people how to make informed, empowered financial decisions. Her clear, down-to-earth approach has helped people of all ages and backgrounds shift their mindset, take meaningful action, and start creating a legacy of stability and success.
The Real Steps to a Real Estate Sales Career
Milton's career unfold over the years. Like any meaningful journey, it's been filled with both challenges and triumphs. What's always stood out -confirmed time and again by those closest to him, including his wife Wendy-is that Milton simply doesn't give up. He's someone whose mind is always ticking, always searching for ways to do things better, and always thinking about how to help others along the way. Milton has carved out a successful path in real estate sales and management, but his impact goes far beyond that. He's built high-performing sales teams from the ground up and established multiple businesses across sectors like finance, conveyancing, coaching, and retail. At the heart of it all is his unwavering commitment to simplicity and results. He believes in cutting through the noise and focusing on what matters: delivering outstanding outcomes through consistent, solid performance. His energy is infectious, and his attitude is refreshingly optimistic. Over the years, he's been generous with his time-speaking at countless training and coaching sessions, and offering guidance to those trying to find their own way forward. His passion for helping people also extends into the community, where he's made a quiet but lasting impact on various local projects and clubs. The "Six Steps" he shares in this book are a direct reflection of his approach to life and business-practical, purposeful, and proven. Whether you're just starting out or looking to reignite your career, there's wisdom here that's well worth taking to heart.
The Fun Finance Formula
Discover the fun side of finance -and watch your wealth grow Most people think building wealth is tough, boring and definitely not fun. Personal finance expert Queenie Tan is here to change that! The Fun Finance Formula is all about helping you level up your money skills in a way that is both productive and joyful. Discover how to reframe your relationship with wealth -- and love the process of growing it too. With Queenie's simple but transformative principles for managing your money, you can balance saving and investing with the day-to-day spending that matters most to you. People who have fun with their goals are way more likely to crush them. Just like Olympians love their sport, you can love building wealth. You'll quickly see that growing your money can be exciting, rewarding ... and even a little addictive! Through practical strategies, real-life examples and simple tools for making smart financial decisions, Queenie makes even the most daunting money topics feel manageable. From budgeting and debt to investing and planning for the future, The Fun Finance Formula has you covered. Smash your financial goals: Understand where your money goes and take simple, practical steps to manage it more effectively. Feel good about money: Get confident about your financial decisions, overcome common fears and money myths and manage your finances with less stress. Build long-term wealth: Get started with investing in shares and achieve big goals like buying a home. Spend guilt-free where it counts: Saving isn't just about hoarding cash -- it's about spending it on the stuff that really matters! It's time to stop stressing and start managing your money in a way that makes you happy. The Fun Finance Formula will empower you to make informed financial choices and build a future you can feel proud of.
The Essentials of Confident Communication
Two Powerful Books. One Life-Changing Communication Toolkit.The Essentials of Confident Communication brings together two bestselling guides -The Essentials of How to Talk to Anyone and The Essentials of Public Speaking - into one transformative volume. Whether you're navigating everyday conversations or preparing for a big presentation, this 2-in-1 combo gives you the skills, strategies, and confidence to speak with clarity, connect deeply, and leave a lasting impression.BOOK ONE: The Essentials of How to Talk to AnyoneHave you ever walked away from a conversation thinking, "Why did I say that?" Or worse-"Why didn't I say anything at all?"✅ Learn how to start natural conversations - even with strangers✅ Build confidence using a simple 2-part framework that doesn't feel forced✅ Decode body language and respond in ways that deepen trust✅ Master listening techniques that make people feel seen and heard✅ Know what to say when conversations get awkward, tense, or emotional✅ Turn small talk into meaningful connections - without being "that person"Bonus: Includes interactive practice exercises, real-life scenarios, and Voice AI prompts so you can rehearse social skills in a low-pressure setting using Voice ChatGPT.BOOK TWO: The Essentials of Public SpeakingWhat if the same tools used by history's greatest orators could help you deliver a memorable speech, even if you're nervous, introverted, or completely new to public speaking?✅ Discover Aristotle's timeless 5-part rhetoric formula and how to use it today✅ Follow the 8-step system to go from blank page to confident delivery✅ Calm your nerves using proven mindset and anxiety-reducing strategies✅ Learn what to do (and not do) with your tone, gestures, and body language✅ Engage any audience with stories, energy, and credibility✅ Use persuasive NLP-based techniques to influence and inspire✅ Create outlines for any type of speech - from casual to professionalJust clear, proven methods to help you speak with confidence, own the room, and get your message across.Why This Combo Works: Most people separate "daily conversations" from "public speaking," but the truth is-the skills are deeply connected. The ability to speak with confidence, think on your feet, and connect authentically matters just as much at a family dinner as it does on stage. This bundle gives you both.If you've ever wished you could: Start conversations that actually go somewhereFeel less awkward at networking events, job interviews, or social gatheringsSpeak clearly under pressure, even when nerves kick inBecome the kind of communicator people remember (for all the right reasons)Yes! Then this 2-in-1 book was made for you!Whether you're stepping onto a stage or into a conversation, your words matter.Let this 2-in-1 guide show you how to use them well.
Automobile Industry in India
This book offers a comprehensive exploration of the transformative role of Foreign Direct Investment (FDI) in shaping the trajectory of India's automobile industry. As one of the fastest-growing sectors in the Indian economy, the automobile industry has evolved from a nascent, domestic-focused market to a dynamic, globally integrated hub of innovation and production. At the heart of this transformation lies the strategic inflow of FDI, acting as a catalyst for technological advancement, infrastructure development, employment generation, and increased competitiveness. Through critical analysis, data-driven insights, and case studies, this book delves into the evolution, policy framework, challenges, and emerging trends of the sector. It examines how liberalized FDI policies, government initiatives like 'Make in India', and the growing demand for electric vehicles have collectively contributed to the sector's expansion. The book also evaluates the socio-economic implications of FDI in the industry and presents forward-looking perspectives on sustainability and global competitiveness. Automobile Industry in India: Driven by Foreign Direct Investment, Fueled for Growth is an essential resource for students, researchers, policymakers, and professionals in the fields of economics, international business, public policy, and automotive engineering, offering valuable insights into one of India's most vibrant and strategically significant industries.
Brazil
The Antidote to "Brazil Risk" Turn Complexity into Your Greatest Competitive Advantage.What if everything that scares you about Brazil is actually your greatest opportunity for profit?For global investors, Brazil is an enigma. On one side, the postcard of carnival, beaches and soccer. On the other, headlines about crises and volatility that paralyze even the most experienced. Most investors back off, leaving one of the most fascinating value frontiers of the 21st century on the table.This book is not just another guide to the "country of the future." It is a field manual for the present. Written as an antidote to stereotypes, J. C. Queiroz offers a map for the skeptical investor to navigate and profit from Brazil's complexity.Here, "Brazil Risk" is not an obstacle, but a code to be deciphered. And those who decipher it find above-average returns.In these pages, you will discover: - The DNA of Volatility: Why crises that scare amateurs have forged resilient companies and a sophisticated financial market, ready to be explored.- The Heart of the Market: How to master the logic of "His Majesty, the Selic Rate" and understand why Brazilian fixed income is a powerful asset class, with opportunities for double-digit gains in sovereign bonds.- The Three Engines of the Economy: The strategy for investing in the power of global agribusiness, the consumption strength of 215 million people and the silent revolution of companies that are born to solve the country's chronic problems.- The Action Manual: A practical and direct guide on how to invest, from the simplest paths (ETFs and ADRs) to diving straight into the Brazilian Stock Exchange (B3), including a bonus listing the 50 largest companies on the stock exchange.Enough of seeing Brazil through the lens of fear. It's time to use the lens of strategy. If you are ready to transform complexity into competitive advantage, your journey to the real Brazil begins now.
Investment Philosophies
A comprehensive walkthrough of proven, practical approaches to investing and expert guidance on choosing the one that works in your situation In the revised third edition of Investment Philosophies, Aswath Damodaran delivers a deep dive into a variety of investment philosophies, exploring the assumptions and beliefs that underlie each of them. You'll explore the investment strategies that arise from each philosophy, as well as what you - as an investor - need to bring to the table to make the philosophy work in the real world. Rather than present one philosophy as the "one best" philosophy for all investors, the book presents a variety of choices, letting investors pick the one that best fits their personal beliefs about markets and personalities. This book covers a range investing schools of thought, from charting and technical analysis, often given short shrift in academia and practice, to market timing, with different stands of value and growth investing, as well as information-based trading and arbitrage. You'll discover: The tools you need to understand portfolio management and the different approaches to investing that can reasonably be expected to lead to success The evidence in the data backing or working against different investment strategies. A guide to creating and managing a portfolio in contemporary markets Techniques to help you manage your investment strategies, and improve your odds for success In this new edition, explores alternative investing choices, from real estate, to gold, to cryptos, to venture capital and private equity the reason for their allure and growth, and the gaps between promise and performance. An essential resource that explores the gamut of reputable and proven investing philosophies, Investment Philosophies provides you with helpful online resources, tools, in-depth guidance, and a comprehensive strategy guide for everyone interested in selecting a practical, effective approach to investing that works for them.
Think and Grow Rich (Megalodon Financial Success Series)
Napoleon Hill's Think and Grow Rich is the best selling success book of all time, having guided countless entrepreneurs to great wealth. At the request of Andrew Carnegie, Hill interviewed the most successful figures of his day to glean advice and decipher what makes someone a winner. The impressive list of people studied included Henry Ford, John D. Rockefeller, Thomas Edison, Alexander Graham Bell, George Eastman, William Wrigley Jr., Charles M. Schwab, F.W. Woolworth, William H. Taft (the 27th President of the United States), and Theodore Roosevelt (the 26th President of the United States). Reading Hill's advice is a life-altering experience, not only granting anyone with the essential and easy-to-follow practical advice to achieve financial success, but also providing a guide to achieve anything one desires in life.Think and Grow Rich is Book 2 in the Megalodon Financial Success Series.
More Than Money
Money isn't about math-it's about behaviour.We've all been taught how to earn and spend money, but almost no one has been taught how to think about it. That's why so many smart, hard-working people end up stressed, stuck, or broke-not because they lack intelligence, but because they've been playing the wrong game.In More Than Money: The Hidden Rules of Wealth, Happiness, and Freedom That Schools Never Teach You, J.T. Warren takes readers beyond the spreadsheets and stock charts to uncover the surprising psychology of financial success.Through engaging stories, timeless research, and practical insights, Warren shows why lasting wealth has little to do with IQ and everything to do with mindset, patience, and behaviour. You'll discover: Why some of the smartest people fail financially-and why ordinary people often succeedThe hidden costs behind every financial decision (and how to make peace with them)Why freedom-not luxury-is the ultimate goal of moneyHow to prepare for a future you can't predict-and a self you haven't yet becomeClear, thoughtful, and deeply human, More Than Money will change the way you see money-and, more importantly, how you see life. Whether you're just starting out or looking to redefine what wealth means to you, this book is your guide to building a life that feels rich, not just one that looks rich.Wealth isn't about what you have. It's about what you can choose.
Micro Investing Mastery
Turn Change into Growth: Every Coin Can Become Your Fortune!Book DescriptionMicro Investing Mastery: Grow Big Money with Spare Change is the essential guide for anyone looking to build wealth starting with small amounts. Written clearly and accessibly, the book demonstrates with concrete examples how micro-investing is a powerful tool to democratize finance and make investing accessible to everyone. Each chapter takes the reader from investment basics to practical strategies to start growing their savings immediately, reviewing the best apps for beginners and emotional obstacles to overcome in order to achieve long-term financial success.About the AuthorETHAN WEALTHMORE, an expert in financial planning and renowned educator, combines twenty years of experience in investment with a unique talent for explaining complex concepts simply and motivatingly. Founder of Capital Insights Press, he has long been a key reference for those wanting to approach financial markets confidently and with the right mindset, thanks to numerous publications and successful seminars across the United States.Reviews from Critics and Press"A revolutionary guide that opens the eyes even of those who never thought investing could be within reach for everyone." - Financial Times Book Review -"A must-read for bookstores and libraries: combines clarity, practical examples, and the right enthusiasm to inspire every reader." - Publishers Weekly -"The benchmark for the new era of financial education. - Library Journal -Number of Copies SoldOver 25,000 copies sold in the first year in the United States, with steady growth in retail and library channels.Customer Reviews"Finally, a book that explained how to start investing without a large capital and without fear of making mistakes. Highly recommended!- Anna M., iPage purchaser"Practical, motivating, and clear. The strategies offered were immediately applicable to my small savings. - Roberto P. bookseller -Enhance your bookstore's selection with an up-to-date, in-demand, and highly useful guide: Micro Investing Mastery is the perfect tool to introduce new readers to the world of investing. Order now on IngramSpark's iPage platform and add value to your shelves with a title destined to become a bestseller!
Thank You For The Mountain
Drawing on her success as both a businesswoman and a devoted Christian, Alicia Fitts inspires readers on their journey to conquer life's "money mountains" through practical advice and unshakable faith in God. Having walked through many difficult seasons herself, Alicia writes from a place of deep understanding. She experienced rejection, mistreatment, and being overlooked before fully surrendering to God's will for her life. Now, she's sharing the powerful lessons that helped her embrace her authentic self and thrive as a woman, wife, business owner, and community change agent.This book is also a compelling compilation of Expert Highlights interviews, offering insight and strategies from financially free individuals who have successfully navigated their own money journeys. Their real-world experiences and practical tips add even more value to Alicia's powerful message.With this book, Alicia wants readers to know that success is your portion, and she will guide you through the process to financial wins. Enjoy this book filled with tangible, transferable, and transformative takeaways you can apply to your life today.
Real Returns
What if the biggest financial returns of our time come from solving the world's greatest challenges?Real Returns highlights the biggest opportunities in sustainable investing. It goes beyond applying ESG criteria to your investment portfolio to identify the biggest, most profitable and exciting sectors that provide both financial returns and sustainable outcomes. With strategies for your portfolio, evolving standards and frameworks and their limitations, it's a must-read for professional investors, finance professionals, chief investment officers, and business leaders navigating capital decisions. As the climate crisis and capital markets converge, this book could not be more urgent or more empowering.
