Five Star Futures Trades
The perfect book for any trader going after the big moves!
The Coffee Can Investor
What would happen if you bought a handful of stocks and then left them alone for some time, like stashing valuables in a coffee can? If you picked the right ones, you might wake up one day with life-changing wealth. Neeraj Khemlani introduces readers to this investing philosophy through the eye-opening story of a portfolio manager who has put it into practice. Matt Ankrum researched 100-baggers--stocks that have multiplied in value a hundred times over multiple decades--looking for what they have in common. Drawing on these clues, he hunts down and buys shares in what he thinks are tomorrow's breakout companies, planning to gift his children a coffee can portfolio that could someday be worth half a billion dollars. The Coffee Can Investor shares Ankrum's process for identifying companies that can stand the test of time, as well as his stock picks. It explores the principles of long-term investing, emphasizing the power of compounding and why it pays to be patient. This book details the qualitative and quantitative aspects of 100-baggers, revealing that a surprising share are business-to-business companies, not just the business-to-consumer companies that typically grab headlines. Khemlani also recounts his own decision to make a coffee can of investments for his kids. Engaging and fast-paced, this book is for anyone who wants to invest in enduring companies for the long term.
WORK Then PLACE
Is your workplace built for how we work today-or stuck in the way we worked yesterday?The world of work changed overnight in 2020, when COVID-19 forced millions of corporate employees to work from home-yet many organizations have still not adapted to the new standards of modern work. Since then, we've lived through the Great Work From Home Experiment, the Great Resignation, the Great Reshuffle, and now find ourselves grappling with the Age of AI. While most workplace debates still focus on where people work, the more important question is how work actually happens, and how places support work.WORK then PLACE redefines the workplace for the 21st century. The modern workplace isn't a fixed location, but an ecosystem of behaviors, systems, and environments tailored to the unique attributes of your organization. This book provides a clear and adaptable guide to developing a workplace strategy that aligns with business goals, helps employees thrive at work, and evolves alongside your company.With WORK then PLACE, you'll learn how to: Distinguish between the work your company does and the places (physical, digital, and experiential) that support it.Develop a workplace strategy that centers workflows and the people who power them.Use practical frameworks and decision-making methods to define and evolve your approach.Navigate hybrid work, AI shifts, cultural transformation, and the growing demand for adaptability and purpose.Measure effectiveness and drive meaningful change that enables employee success, rather than just requiring compliance.What you won't find in WORK then PLACE: Prescriptive formulas, nostalgia for the pre-pandemic Before Times, justification for half-baked RTO policies, or stale remote vs. office debates. The conversation has evolved. Our approaches must, too.Written by workplace transformation and employee experience experts Sara Escobar and Corinne Murray, WORK then PLACE distills decades of real-world experience into an approachable, provocative guide for anyone shaping work and workplaces today. WORK then PLACE helps you build a workplace strategy that is structured as an organizational strategy, not just a real estate one. Better workplaces help companies become more effective, more adaptive, and more human. It all starts with understanding how we work now.Modern work needs modern strategies. Create yours with WORK then PLACE!Sara Escobar utilizes knowledge built over her 20-year career leading Workplace for global companies, including CBRE, Riot Games, Netflix, Honey, and Hulu. She holds a Master's Degree in Organizational Development from Pepperdine University and a Bachelor's in Communications from the University of Oregon. She is also the Founder and President of Wielding Workplace, a consultancy that supplies solutions to corporate workplace challenges and fractional workplace leadership. Corinne Murray is a work futurist, workplace strategist, and writer with 15 years of experience in organizational change, employee experience, and workplace transformation. She has led initiatives for companies including WeWork, American Express, RXR, Gensler, and CBRE. As the Founder and Chief Transformation Strategist of AGATE, Corinne helps organizations navigate the evolving nature of work by aligning people, systems, and technology, particularly in the context of hybrid work, four-day workweeks, and emerging AI tools.
From Real Estate To Retirement
With one of the greatest wealth transfers in Canadian history underway, this book takes you off the sidelines and gets you thinking proactively about how your real estate can shape your retirement and benefit your family for generations.Take a journey through the three key stages every retiree faces and start thinking differently about your most valuable retirement asset: real estate.Before retirement, discover how to unlock hidden potential and align property with your future lifestyle and income needs. Avoid common missteps that quietly erode your financial performance and result in missed opportunities.During retirement, learn how to simplify your holdings to reduce unnecessary costs and create reliable cash flow, all while building peace of mind. By placing a wedge between your income security and market volatility, your home can become a source of stability, not stress.In estate planning, take a proactive approach to ensure your property transitions smoothly, tax-efficiently, and according to your wishes. Protect your legacy and prevent family conflict before it begins with clear communication, simple legal tools, and thoughtful planning.The government makes a living off what we leave on the table.Author Clayton Meeres draws on his unique background growing up in the custom home building industry, building and selling his own business, and becoming a financial advisor to help everyday Canadians rethink their wealth and unlock its full potential.
The Joy of CEHX
Take your CEHX to the next level.What do you get when you combine the essentials of business success - Customer, Employee, and Human eXperience? Great CEHX.Too many new businesses are built to fail. Too many established brands squander their potential and stunt their growth. Too many leaders and business owners overrate their own performance, misunderstanding what great CEHX entails. Not anymore!CEHX-pert and clinical psychotherapist Aileen Day provides the tough love you need to take business by the balls and create an unforgettable - for the right reasons! - customer, employee, and human experience. The Joy of CEHX gives you the casual hook-up to: Create a smooth and satisfying customer experience journey that keeps people coming back for moreCultivate a thriving company culture that produces brand advocates at every level of your organisationAvoid the pitfalls of scaling and grow your brand the right way (create a shower and a grower)Take your brand to the next level by embracing modern tech and trends, including gamificationTune into the desires of the humans who can make your business a brand as you deliver a deeply satisfying customer, employee, and human experience that strengthens your profits and supports your success. Start delivering top-tier CEHX that propels you towards the pinnacle of the customer experience pyramid, produces employees who are avid brand ambassadors, and leverages the all-important human elements of modern business. Because at the end of the day, CEHX sells.aileenday.com.au
Power Struggles
Civilizations Run on Energy. Why oil and gas will remain our #1 energy source - and how you can plan and profit!According to the International Energy Statistics of the Energy Information Administration, in 2023, the United States produced more oil than any nation -- at any time. It has been the leading producer of crude oil for the past six consecutive years. Mike Mauceli's new book, Power Struggles, explores the game-changing advancements in oil and gas exploration, the new technological advances in horizontal drilling, and fracking. Power Struggles also offers valuable insight for investors into strategic methods for minimizing tax liabilities, reducing risk, and generating tax-free income, showcasing tools for building wealth. By adopting these strategies, investors can substantially decrease tax obligations and pave the way for accelerated wealth growth.
So, You Want To Be An Inventor . . .
This book is a discussion of the author's experience with inventions, securing patents and trademarks. The author holds several patents and trademarks. This is not a Step 1, Step 2, Step 3 book, but rather a beginner's guide to the commitments which the author believes from his experience that the reader will need to be seriously dedicated.
Techniques of a Professional Commodity Chart Analyst
Success in commodity trading depends on good price forecasting. That's what this market classic is about. Using price charts (and other simple technical indicators) to time your trades better, spot price trends, estimate the distance a new price thrust will travel, locate logic points for buy and sell stops, and identify potential trend reversal points. Deceptively simple strategy and tactics coaxes price charts to give up their secrets.
Insurance Simplified
Insurance Simplified is a comprehensive yet accessible guide designed to help everyday individuals and students understand the fundamentals of insurance. Written in clear, non-technical language, the book demystifies concepts such as risk, coverage types, insurance contracts, premium calculations, and the role of brokers. With over 50 years of experience in the insurance industry, Abbas Bolurfrushan offers insights not only for consumers but also for those interested in pursuing a career in insurance brokerage. The book covers various forms of coverage-from life, property, and liability insurance to maritime, cargo, and even high-value personal items. Whether you're buying your first policy or trying to understand how the industry works from the inside, Insurance Simplified is a valuable resource that empowers you to make informed decisions, manage risk effectively, and gain peace of mind.
Insurance Simplified
Insurance Simplified is a comprehensive yet accessible guide designed to help everyday individuals and students understand the fundamentals of insurance. Written in clear, non-technical language, the book demystifies concepts such as risk, coverage types, insurance contracts, premium calculations, and the role of brokers. With over 50 years of experience in the insurance industry, Abbas Bolurfrushan offers insights not only for consumers but also for those interested in pursuing a career in insurance brokerage. The book covers various forms of coverage-from life, property, and liability insurance to maritime, cargo, and even high-value personal items. Whether you're buying your first policy or trying to understand how the industry works from the inside, Insurance Simplified is a valuable resource that empowers you to make informed decisions, manage risk effectively, and gain peace of mind.
The Only One in the Room
"Only One in the Room is not only a terrific book about communication, it's also an invaluable field guide for navigating leadership, difference, and authenticity in a world that too often rewards conformity and punishes individuality." - Stephen Covey, Author of "Trust and Inspire"Have you ever walked into a room-whether it's your first team meeting, a high-stakes boardroom, or a C-suite strategy session-and felt like you didn't quite belong?Maybe you're the youngest professional at the table, the only woman in a room full of men, or the leader whose perspective challenges the dominant voice. That experience of being "the only one" is more common than you think-and it can leave even the most talented professionals feeling overlooked, undervalued, or unheard.The Only One in the Room, leadership and communication expert Denise "DT" Thomas reveals that being the "only one" isn't a disadvantage-it's your competitive edge. Drawing from more than two decades in Fortune 100 companies and her work as Founder of The Effective Communication Coach, Denise shares stories, proven strategies, and practical frameworks that will empower you to: Gain recognition for your ideas and contributions so your impact is visible at every level.Turn self-doubt into authentic communication strengths that elevate your influence.Bridge cultural and generational divides to build trust, connection, and alignment across teams.Develop an executive presence rooted in clarity, confidence, and credibility.Lead with authenticity by creating environments where you-and others-belong and thrive.Imagine stepping into any room-whether you're just starting out, managing a growing team, or shaping strategy at the executive level-knowing your voice will be heard, respected, and remembered.The Only One in the Room is your blueprint to transform difference into distinction and presence into power. Whether you're climbing the ladder or leading from the top, this book will equip you to own your voice, elevate your influence, and lead with the confidence that you are exactly where you're meant to be.
Why Property Values Rise
Where you buy property is more important than what you buy or when you buy it.If you understand why property values rise - and, in particular, why they escalate in some places more than in others - you hold the keys to the kingdom of real estate success. There are other members of the investment royal family, but location is king. Get that right, and you have a better shot at buying the right property.You're not looking for the best house on the best street, nor the right suburb, it's the broader location that matters. This book busts real estate myths and misconceptions about where to invest and replaces them with a research-based set of key criteria. You'll learn: Where to find the facts about real estate markets How to learn from other people's mistakes The EMPIRICAL formula that draws on experience rather than theory How to interpret and leverage emerging property trends Potential hotspots to add to your location watchlist.Over time, property prices do rise in most locations of substance. Why Property Values Rise reveals why they do and why some locations experience greater uplift than others.TERRY RYDER has been a specialist researcher and writer on Australian residential property for more than four decades. He is the founder of the website hotspotting.com.au, which provides reports and subscription services to property investors on the best places to buy. Terry is a regular guest on radio and television current affairs programs, sharing expert insights on real estate issues.
Money Made Simple
Take control of your money and build the life you want!Money Made Simple: An Australian Guide to Building Wealth and Freedom is a practical, easy-to-follow guide for everyday Australians who want to stop stressing about money and start creating financial security.Mavis Bloom shares straightforward strategies to budget effectively, save consistently, break free from debt, and invest with confidence - without the jargon or complicated spreadsheets. You'll learn how to separate good debt from bad debt, make smarter spending decisions, and take your first steps into property and ETF investing, all within the Australian financial system.Whether you're just starting out, getting back on track, or looking for a clear plan to grow your wealth, Money Made Simple shows that financial freedom doesn't come from luck or high income - it comes from making smart, consistent choices with the money you already have.Simple, practical, and written for real life, this book will give you the tools and confidence to build lasting financial freedom in Australia.
How To Win The Business War
BEWARE: SOME KNIGHTS IN SHINING ARMOUR MAY BE IMPOSTERS WRAPPED IN TIN FOIL!When it comes to business, we all need a knight in shining armour. However, what I've come to realise during my 40 plus years of business ownership is that some of these knights are not the real thing. Many are imposters wrapped in tin foil!In 2020, during the global pandemic, I decided to write a series of articles providing advice to the small business community. I wanted to share my knowledge and experience with others in a meaningful way.The online success of these articles led to the creation of this book, in which I am delighted to include one hundred of these articles. Packed with advice, each article is guaranteed to add value to your business.Why? Because they are based on principles that I know work. Principles I have used myself.If you read this book and take on board the strategies, your business will go from strength to strength.I am Richard Knight, your knight in shining armour.I promise there is no tin foil here!
The Art of Minimalist Money Habits
Do you ever feel like your hard-earned money slips through your fingers, leaving stress instead of security? You're not alone.Kakeibo, a century-old Japanese practice, offers a simple yet powerful solution: mindfulness with money. By slowing down, writing things down, and reflecting on your choices, you can transform the way you save, spend, and live.In this book, you will discover: The history and philosophy behind Kakeibo.The four guiding questions that bring clarity to your finances.Practical worksheets for monthly, weekly, and yearly planning.How to adapt Kakeibo to modern digital tools without losing its essence.Simple daily habits to reduce stress and celebrate financial victories.This is not just another budgeting method-it's a way of life. Whether you're a beginner struggling to make ends meet or someone seeking a calmer relationship with money, The Art of Minimalist Money Habits will guide you toward financial clarity, confidence, and peace of mind.
Making Money Work
Here's an inspirational and approachable version of your book description for Making Money Work: Careers and the New Economy: Ready to shape a future where money works for you, not against you? Making Money Work: Careers and the New Economy is your no-nonsense guide to building a life of freedom and possibility-no matter where you're starting from.Inside, you'll uncover how to: Break free from old money hang-ups and rewrite your story.Create budgets that truly align with your life and goals.Build smart saving habits that secure your future.Invest with confidence and watch your money grow-all starting with small steps.Unlock new ways to earn, from side gigs to passive income.Master financial tools and keep your progress on trackBut this isn't just another finance manual. It's an invitation to see money in a whole new light: as a tool for impact, growth, and self-expression. With easy-to-follow advice, real-world examples, and a refreshingly positive outlook, this book will help you transform your relationship with money-so your finances empower your dreams and never hold you back.It's time to take control, dream bigger, and make money truly work for you.
The Secret Diary of Governance
What if the biggest risks in business were hiding in plain sight - and only a handful of people knew where to look?Governance is often invisible. But it's the difference between headlines and handcuffs, between integrity and implosion. In the high-stakes world of FTSE 100 and FTSE 250 boardrooms, chartered company secretaries and chartered governance professionals are quietly steering the governance ship - asking the hard questions, holding the red lines, and keeping companies safe when the stakes couldn't be higher. This book lifts the lid on the boardroom's most guarded realities. Through real-life stories of power struggles, ethical crossroads, near misses and quiet victories, it reveals the unseen influence of those who protect companies from the inside out.For board directors, aspiring governance leaders, and anyone who believes business should be better - this is your invitation into the side of business you were never meant to see.
Assisted Living Revolution
Real families. Real heartbreak. Real hope. A revolutionary guide to senior care through powerful true stories.If you've ever struggled with the decision of how to care for an aging parent or worry about your own future, Assisted Living Revolution will speak directly to your heart. Blending heartfelt personal stories with expert advice, this compelling book pulls back the curtain on the broken systems of traditional senior living and shines a light on a better path forward.From emotionally overwhelmed caregivers to adult children blindsided by high costs and neglect, these true, story-driven accounts will feel all too familiar. But within each chapter is a message of hope: Residential Assisted Living (RAL) homes-small, community-based senior care alternatives-are changing the landscape of elder care across America.Written by Isabelle Guarino, CEO of the RAL Academy, and RAL researcher Kurt Coleman, this book is part inspiration, part practical guide, and entirely real. Whether you're seeking options for a loved one or considering launching your own care home, you'll find both emotional validation and actionable steps in these pages.Perfect for fans of Chicken Soup for the Soul, caregivers, adult children, and anyone exploring senior care options, nursing home alternatives, or how to start a residential assisted living home, this is more than a book-it's a movement.Because our seniors deserve better. And so do the families who love them.
Fish Don't Clap
What if retirement is the starting gate, not the finish line?So many people chase a number before retiring, only to realize that when they do retire, the "freedom" they had imagined leaves them restless or unsure. The fishing trips, vacations, and golf games are great. But what do you do when the novelty wears off?In Fish Don't Clap, Brad Connors, financial advisor and author, offers a fresh, practical system for planning the next phase of life with meaning. This book isn't just about money-it's about purpose, clarity, and having a team to help guide your journey.You'll discover: Why hitting your "magic number" doesn't mean it's time to quit;How to align your savings with the life you actually want; andHow to create an intentional plan to care for your family-now and in the future.Whether you're planning for retirement, thinking about it, or already there, Fish Don't Clap will help you rethink what comes next-and make sure you're living with purpose, not just passing time.Because life's too short to wait for applause that never comes.Retirement isn't the time to stop-not if you want to keep on living! No, retirement is a time to create! In Fish Don't Clap, Brad Connors shows how finishing one line of work can lead to your most creative and rewarding era. The storytelling here is transformative and gets straight to the heart of how to design your next chapter as a time of meaningful purpose.-Dan Sullivan, Co-Founder Strategic Coach(R)
The Secret Diary of Governance
What if the biggest risks in business were hiding in plain sight - and only a handful of people knew where to look?Governance is often invisible. But it's the difference between headlines and handcuffs, between integrity and implosion. In the high-stakes world of FTSE 100 and FTSE 250 boardrooms, chartered company secretaries and chartered governance professionals are quietly steering the governance ship - asking the hard questions, holding the red lines, and keeping companies safe when the stakes couldn't be higher. This book lifts the lid on the boardroom's most guarded realities. Through real-life stories of power struggles, ethical crossroads, near misses and quiet victories, it reveals the unseen influence of those who protect companies from the inside out.For board directors, aspiring governance leaders, and anyone who believes business should be better - this is your invitation into the side of business you were never meant to see.
Collaborate Better
Discover how to apply relationship science to make every workplace collaboration less painful and more productive - in just 6 minutes!
64+
Medicare shouldn't be complicated. Yet, too many people feel overwhelmed by confusing options, unexpected costs, and last-minute decisions. 64+ is your clear, step-by-step guide to navigating Medicare and retirement planning with confidence. Written by industry expert Chase Gruening, this book simplifies enrollment, breaks down coverage costly mistakes. Whether you're approaching 65, still working, or helping a loved one, 64+ ensures you understand your options and secure the best plan for your needs. With real-world insights and expert advice, this guide gives you the tools to protect your health, finances, and future-so you can navigate the next chapter with confidence.
Captivated Health
Are you tired of watching your company's health insurance costs skyrocket year after year?If you're a CFO, business owner, or HR leader, you know the frustration: yet another "less bad" renewal, double-digit rate hike, and that gut-wrenching sense that your choices are limited because you have no data to actually fix the root cause and solve the problem.The American health insurance system is like a casino-the house always wins. There's no way to improve your odds without understanding the design and rules of the game.Here's the good news: Mark S. Gaunya, GBA, has a health insurance hack for you. The Captivated Health(R) platform is designed to help you improve your health insurance odds by putting the control in your hands.The Captivated Health platform will guide you to: Take Control by moving from system-decision to self-decision Gain Transparency as you free yourself from the "less bad renewal" cycle Leverage Confidence in your increased literacy to strategically influence outcomesSave Cash by reinvesting your dividends to create greater value for everyoneWhether you're directly responsible for your company's health insurance plan or you know someone who is, this book is for you. It's time to understand the health insurance casino and learn how to play to win-for your bottom line and for the health and well-being of your people.Start your journey toward taking control of your health insurance future with the Captivated Health platform today!
Fly!
An empowering, tools-based approach to help you achieve financial freedom and thrive for years to come, from the National Director of Women and Wealth at Northern Trust Steph Wagner appeared to have it all--a beautiful family and a picture-perfect life--until her husband of nearly 20 years left their family for another woman. A stay-at-home mom, Steph found herself facing financial devastation and some heavy emotional baggage. Her enviable life concealed the secrets of a harrowing childhood fraught with domestic abuse--wounds her divorce would unexpectedly reopen. In the years since, Steph has built a thrilling new life and a powerhouse career as a nationally recognized authority on women's economic security. A model of resiliency and resourcefulness, her riveting personal story and hard-earned financial expertise have helped women across the country reclaim their financial futures. Her debut book, Fly! offers invaluable insights to help you: Uncover the roots of your relationship with money Evaluate your current financial landscape and learn how to make confident decisions around your wealth Set transformative goals and craft a comprehensive plan to turn your vision into reality Cultivate an empowering, supportive network Discover how financial independence can enhance your relationships and unlock exciting new opportunities Whether you're in your sixties or twenties--single, married, rebuilding after a devastating loss, or simply wanting to feel more prepared for the unexpected--this book is for every woman ready to take control of her financial life. Fly! is a call to action: a journey not just about money, but about seizing new opportunities, pursuing your dreams, and living life on your own terms.
Transformational Communication
In a world of profound change and where every message shapes perception, the most influential and impactful leaders are those who communicate with purpose, power and presence. This book is your guide to becoming a truly transformational communicator; one who builds trust, ignites action and leaves a lasting legacy. Inside, you'll discover the secrets of transformational communication, including how to: master high-stakes communication no matter the audience, context or settingharness the power of storytelling to connect deeply and move people to actionshape a bold leadership narrative grounded in identity, purpose and visionleverage proven frameworks to craft resonant messages and narrativesengage stakeholders and lead change with clarity and convictioncommand a room with aligned verbal and non-verbal language Through practical strategies, research-backed insights and real-world examples, you'll learn how to craft messages that resonate, to navigate complex communication landscapes with confidence and to build enduring influence.Whether you're a business, government, not-for-profit or community leader, this book will help you step into your highest potential as a communicator and, in doing so, become the kind of leader the world needs now.
The EQ Prescription
Health-care professionals-clinicians, nurses, students-have dedicated countless hours to and made endless sacrifices for their careers, yet too many face dissatisfaction and exit early due to the overwhelming pressures of the system, many of which are out of their control. Unfortunately, standard healthy habits like eating and sleeping well and exercising aren't enough. The remedy? Putting yourself first using The EQ Prescription.Dr. Mickey Lebowitz, a certified endocrinologist and emotional intelligence expert, offers and guides you through a transformative, groundbreaking concept: the Emotional Intelligence (EQ) Zone. This framework provides practical, easy-to-use strategies that can be utilized in real time, especially when the heat is on, and is designed to help you navigate the high-stress demands of health care, allowing you to stay emotionally and physically well so you can be your best and give your best. The benefits are enormous: greater job fulfillment, better patient satisfaction and outcomes, enhanced leadership, and reduced risk of malpractice and burnout. If you're ready to thrive in health care, managing yourself through its inescapable pain points, while delivering exceptional patient care and deservedly enjoying both your professional and personal life, The EQ Prescription is written for you.
Cleopatra's Riches
A new edition of the guidebook to transforming your relationship with money In the newly revised edition of Cleopatra's Riches: Transforming Money, Business, and Relationships Through Emotional Mastery, internationally renowned Certified Financial Planner and financial educator, Martha Adams, reveals a transformative new way to think and feel about, and engage with, money. She offers a fresh, human-centered approach that puts you at the heart of your own personalized financial journey. This book is the key to regaining your financial power and redefining your emotional relationship with money. You'll rediscover money as a source of joy, growth, and purpose as you navigate the author's one-of-a-kind 4R Process.(TM) Inside the book: Move from a mindset of financial anxiety to financial empowerment by reshaping your emotional associations with money Nurture your emotional well-being by ensuring that your money decisions improve your wealth and mental health Apply the 4R Process(TM) to key areas of your life, including business and entrepreneurship, couples, family, and leadership This isn't just a book about managing dollars and cents or understanding your household's balance sheet. Cleopatra's Riches is a custom roadmap to mastering your money mindsets and imbuing your financial outlook with confidence, clarity, and compassion.
Deduct Everything! Pay Zero Taxes
PAY ZERO TAXES!DEDUCT EVERYTHING!Hundreds of Tax Tips, Legal Write-Offs, Credits, and LoopholesREVISED & UPDATED TO INCLUDE EVEN MORE TAX BREAKS FROM TRUMP'S ONE BIG BEAUTIFUL BILL!President Trump's tax cuts have reduced taxes by trillions and trillions of dollars. Now DEDUCT EVERYTHING! shows how you can benefit from hundreds of deductions, loopholes and tax secrets. You'll also read about the "Trump Tax Loophole" that can slash your personal taxes by an additional 20% instantly! That's if you qualify - and many Americans do. Find more than 200 deductions, write-offs and legal loopholes, including: Buy a new car up to $40,000 and write it off immediately! All NEW! Big changes for medical expenses!3 deductions that usually slip right past the IRS. This is Tip #1 for a reason!Get the government to help pay your energy bill. The most overlooked tax deduction -- many accountants don't even know it!How you can still deduct the mortgage interest on TWO homes!Take $10,000 of distributions from 529s to help cover the cost of home schooling.A better way to save for college..NEWSMAX says "If you want to pay zero taxes, get DEDUCT EVERYTHING! It's possible!"
What's Your Encore?
Not your typical book about retirement. Most ask if you have enough money to retire. What's Your Encore? asks, and guides you to find the answer to the question, "What will you do with your time after you retire?" What will you do all day? Where will you find your new social connections? Where will you find purpose and fulfillment? By the end of the book, you will have a plan including the first steps to take in order to achieve the retirement lifestyle of your dreams.Planning to retire soon? Already retired? Wondering what to do next? Former CEO, and now one of the premier non-financial retirement coaches in the country, Larry Jacobson shares how to overcome the hurdles to a purposeful and fulfilling retirement. The exercises in the included Action Guide will solidify your plan. Turn your dreams into reality. After years of hard work, you probably feel entitled to a satisfying retirement. But where do you start? What does your post-career life look like for you? Rather than trial and error, receive expert advice from retirement coach Larry Jacobson in What's Your Encore? Full of wisdom based on experience, this golden years guidebook shows you how to find your new identity in a post-career world. You can start making the most out of your retirement without wasting time or energy in the wrong direction.Build the retirement you desire and deserve. Instead of wandering aimlessly, unsure of what to do with your time, Jacobson's effective and easy-to-follow tips and lessons take you on a journey of self-discovery to find your purpose and fulfillment in retirement. What's Your Encore? is a retirement book full of professional experience, research, and real results that will improve the quality of your retirement years. Featuring practical answers and inspiring examples to take inspiration from, you'll soon be enjoying the retired life of your dreams.What's Your Encore? is not a financial planner. It helps you answer all the other questions you have about retirement. You'll find practical strategies such as: Understanding the importance of taking risks and how to analyze them Ways to manage your fears about your decisions and choices Discovering and pursuing your true passions and new identityFinding and implementing the elements of a balanced lifestyleHow to turn dreams into goals, and goals into realityHow to find and keep a positive perspectiveWhat do the happiest retirees do with their time?If you liked the books Outlive, Retirement Planning Guidebook, The Boy Behind the Gate, or What Color is Your Parachute?, then you'll love What's Your Encore?With a forward by Congressman Eric Swalwell, and endorsements by Chip Conley, founder of the Modern Elder Academy, and Robert Laura, president of the Retirement Coaches Association, praise for Jacobson's writing reads like the Who's Who in the field of non-financial retirement planning. Larry Jacobson is truly a thought leader in the field. Based on his successful online video course, Sail Into Retirement, Larry now brings his coaching to everyone with this book.
Insure Your Investments Against Losses
In Insure Your Investments Against Losses, "forensic gumshoe" Robert Goldin, who has been featured in Maclean's, National Post, Vancouver Sun, and many other publications and TV shows, lets investors in on a secret their financial advisers are not telling them: that they can insure their investments so that their capital never falls below what they put into the market. Instead of going on that queasy roller coaster ride called investing in the stock market, investors can: safely invest in individual securities, exchange traded funds, and index funds and then use existing investment strategies such as options and strip bonds to insure their individual investments, or their entire investment portfolio, against losses; break out the champagne when their investments make a profit; and, sleep easy when they don't, knowing that at worst they will not lose one cent of their hard-earned cash. Insure Your Investments Against Losses is not just another investment book on asset allocation and retirement planning. It will revolutionize your investment practices. And it will send a strong message to the investment advisors benefiting from these practices themselves but not passing them on to the public.
The Abundance Formula
The Abundance Formula: 9 Proven Steps to Build Black Family Wealth, Protect Your Legacy, and Empower Generations is a transformative guide by Ash Cash and Amina Phelps, a powerhouse duo dedicated to helping Black families achieve financial freedom, strengthen their legacies, and create generational wealth.Rooted in the 9-step Abundance Checklist, this book provides a practical, actionable plan inspired by principles of PowerNomics and timeless wealth-building strategies like those employed by the Rockefeller family. Together, Ash and Amina combine over 20 years of marriage, professional expertise, and firsthand success to deliver a clear roadmap for financial empowerment. This essential guide teaches families how to: 1. Align Your Savings and Spending: Set SMART financial goals for a prosperous future.2. Broaden Your Earnings: Develop multiple streams of income to secure wealth.3. Underwrite Your Financial Freedom Fund: Save at least six months' worth of expenses.4. Nurture Creditworthiness: Build and maintain a credit score of 700 or higher.5. Diminish Liabilities: Eliminate bad debt while strategically managing good debt.6. Amplify Investments: Leverage stocks, real estate, and cryptocurrencies to grow wealth.7. Navigate a Life Insurance Strategy: Protect your family and become your own bank.8. Create a Tax Wealth Strategy: Minimize taxes to maximize financial opportunities.9. Establish Legacy: Build a trust and will to safeguard and pass down wealth.With relatable stories, actionable advice, and a shared commitment to uplifting the Black community, Ash and Amina provide the tools families need to take control of their financial destinies.Whether you're just starting your journey or looking to elevate your wealth-building efforts, The Abundance Formula equips you to take meaningful steps toward creating a thriving future for yourself, your family, and your community.Because Black family unity is the foundation of Black wealth.
Save Money using AI
Save Money Using AI is the ultimate step-by-step guide for everyday people who want to cut costs, eliminate hidden fees, and reclaim control of their money-without spreadsheets, stress, or complicated budgeting systems. In today's world, banks, telecoms, and subscription services design their pricing strategies to trap you in unnecessary spending. Small charges, unnoticed bill hikes, and subscription creep quietly drain $1,000-$2,000+ every year from the average household. This book reveals how Artificial Intelligence (AI) can fight back for you.Inside, you'll discover how to transform your finances into a "Money Autopilot" that runs in the background, spotting leaks before they drain your wallet. Learn how AI-powered tools can scan your accounts to detect unwanted subscriptions, cancel free trials before they cost you, auto-dispute unfair bank fees, renegotiate bills, and optimize your insurance and shopping-all with minimal effort. Unlike traditional budgeting methods that rely on willpower and tedious spreadsheets, AI works in real time, preventing losses before they happen and putting more money back in your pocket.You'll also uncover powerful checklists, ready-to-use scripts, and real-world case studies that show exactly how to apply each strategy. From cutting bills and protecting your family from fraud to automating grocery savings and finding the best insurance deals, every chapter is packed with actionable tactics that deliver measurable results. Whether you're a student, parent, professional, or retiree, this book will help you build financial resilience and peace of mind without sacrificing the small joys of life.Key takeaways from this book include: How companies design billing systems to quietly drain your money-and how AI can spot the traps.Practical steps to detect and cancel unused subscriptions, saving $200-$400 per year.AI strategies to identify and renegotiate hidden bill hikes, recovering $300-$600 annually.Automated ways to dispute bank and credit card fees, saving $100-$300 a year.How to optimize insurance, shopping, and everyday spending for long-term savings.Real-world case studies of people saving hundreds within minutes using AI tools.How to set up your personal "Money Autopilot" and let AI fight on your behalf.This book isn't about cutting out your morning coffee or denying yourself enjoyment. Instead, it's about eliminating the waste and hidden traps that companies hope you'll never notice. By the end, you'll know how to reclaim $1,000+ every year, protect your financial health, and finally feel in control-without endless effort.If you've ever wondered how AI could improve your everyday life, Save Money Using AI is your blueprint for smarter, simpler, and more automated money management.Take back control. Let technology do the work. Start saving today.
Bitcoin is F*ck You Money
You work harder than ever-yet your money buys less.You followed the rules, but deep down, you know the system is rigged.Your cost-of-living increases don't keep up with real inflation numbers.Stocks go sideways. Rent goes up every year. Debt feels insurmountable. And AI might replace your job in five years.So, what's your plan?Do you really think-based on your salary, savings, and the rate at which your investments are growing-that you'll ever be free?Bitcoin is F*ck You Money offers you a plan that actually works.This bold and practical guide is for people who don't speak gibberish-and don't have the luxury to gamble with their future. Whether you're tech-savvy or just use your computer to check email, this book shows you how to escape the system and start building generational wealth.Inside, you'll discover: - How to build real wealth in 10 years or less - even if you start with almost nothing- How Bitcoin changes the way you show up to work - no more rat race, no more games, just a quiet mission to confidently protect your time and build lasting freedom- Why your 401(k), savings account, and rental property aren't the escape plan you think they are- How to stop trading your time for money and finally break the cycleWhy Bitcoin is Different: - Scarcity - Only 21 million coins will ever exist, no matter what- Divisibility - With 2.1 quadrillion satoshis in total, there's enough for the entire global economy to function on Bitcoin, and you can buy as much or as little as you feel comfortable starting with.- Portability - You can carry $1 or $1 million in your head or on a secure hardware wallet- Security - No bank, no government, no hacker, no middleman can take it- Transparency - The rules are public and enforced by code. No exceptions for anyone.- Proof of Work - Bitcoin is created through a public process that consumes energy and time. It can't be faked, forged, or inflated at will.- Game Theory - The elites can't rig it or resist it. Bitcoin forces the powerful to strengthen a system that works for the people.- Halvings & Difficulty Adjustments - Designed to become scarcer over time- Open Network - Anyone with an internet connection can use itStay connected: Cut through the noise with a curated chapter of QR codes linking to the most essential Bitcoin videos, podcasts, and articles-so you can harden your confidence and peace of mind in this rapidly evolving space.This book is for you if: - You're tired of playing by rigged rules- You want to stop chasing approval from bosses, banks, and bureaucrats- You're done trading your time for money with no end in sightThis is not financial advice-just the truth. You should talk to a financial advisor-but don't be shocked when they dismiss the one asset that makes them irrelevant.If you want to stop getting squeezed by the system and start building a future that's actually yours, scroll up and click the "Add to Cart" button now.
Bitcoin is F*ck You Money
You work harder than ever-yet your money buys less.You followed the rules, but deep down, you know the system is rigged.Your cost-of-living increases don't keep up with real inflation numbers.Stocks go sideways. Rent goes up every year. Debt feels insurmountable. And AI might replace your job in five years.So, what's your plan?Do you really think-based on your salary, savings, and the rate at which your investments are growing-that you'll ever be free?Bitcoin is F*ck You Money offers you a plan that actually works.This bold and practical guide is for people who don't speak gibberish-and don't have the luxury to gamble with their future. Whether you're tech-savvy or just use your computer to check email, this book shows you how to escape the system and start building generational wealth.Inside, you'll discover: - How to build real wealth in 10 years or less - even if you start with almost nothing- How Bitcoin changes the way you show up to work - no more rat race, no more games, just a quiet mission to confidently protect your time and build lasting freedom- Why your 401(k), savings account, and rental property aren't the escape plan you think they are- How to stop trading your time for money and finally break the cycleWhy Bitcoin is Different: - Scarcity - Only 21 million coins will ever exist, no matter what- Divisibility - With 2.1 quadrillion satoshis in total, there's enough for the entire global economy to function on Bitcoin, and you can buy as much or as little as you feel comfortable starting with.- Portability - You can carry $1 or $1 million in your head or on a secure hardware wallet- Security - No bank, no government, no hacker, no middleman can take it- Transparency - The rules are public and enforced by code. No exceptions for anyone.- Proof of Work - Bitcoin is created through a public process that consumes energy and time. It can't be faked, forged, or inflated at will.- Game Theory - The elites can't rig it or resist it. Bitcoin forces the powerful to strengthen a system that works for the people.- Halvings & Difficulty Adjustments - Designed to become scarcer over time- Open Network - Anyone with an internet connection can use itStay connected: Cut through the noise with a curated chapter of QR codes linking to the most essential Bitcoin videos, podcasts, and articles-so you can harden your confidence and peace of mind in this rapidly evolving space.This book is for you if: - You're tired of playing by rigged rules- You want to stop chasing approval from bosses, banks, and bureaucrats- You're done trading your time for money with no end in sightThis is not financial advice-just the truth. You should talk to a financial advisor-but don't be shocked when they dismiss the one asset that makes them irrelevant.If you want to stop getting squeezed by the system and start building a future that's actually yours, scroll up and click the "Add to Cart" button now.
Ignis Fatuus
Almost all investors who have taken professional advice to invest their hard-earned money have, at one time or another, faced fraud, deception and mis-selling from those selling mutual funds, ULIPs and shares. Some these investors have lost all their wealth and many of them committed suicide since they could not withstand the financial loss.Investors believe, by and large, that the fraud is perpetuated mostly by the agents who sell them the investments. The agents are only a small proportion of the persons cheating investors. The main actors are behind the scenes. The Book offers insights on how investors are cheated by academicians, the media, the asset management companies, the fund managers and other experts. These experts create a world of delusions (called ignis fatuus in Latin) to feed the investors' desire to earn money quickly. The Book describes the environment that has been created in the financial sector and how that environment facilitates fraud and deception. The 10 most-common statements that experts make which create the world of ignis fatuus (delusions) for investors are examined. Evidence is provided to show why all the statements that promise investors high returns amount to a misrepresentation or fraud.Click here to read the contents of the Book. (Readers to be directed to the contents page in the Author Website)
Regenerate
In today's hyper-connected world, no workplace challenge looms larger than the generational divide-yet few leaders know how to bridge it. In this revised and expanded version of her book ReGenerate, national speaker and "generational translator" Jessica Stollings teams up with former college professor and Gen Z expert Dr. Karah Sprouse to answer the questions: What are we building, how can it be better, and how can we do it together?Are sneakers appropriate workplace attire? Should success be measured by hours or outcomes? How many exclamation marks are too many in an email? These everyday questions reveal deeper generational divides in values, communication, and expectations. As workplaces evolve in demographics, structure, and technology, much about how we relate and communicate has been lost in translation. From Boomers to Millennials, Gen Xers to Gen Z, clashing perspectives can spark tension-or unlock powerful collaboration. Six years after releasing the first edition of ReGenerate, Jessica Stollings--with over two decades of experience studying generations--has joined forces with Dr. Karah Sprouse. Together, they expand and update this important work with new chapters focused on Gen Z and introducing Gen Alpha, new data and research, as well as information addressing how COVID-19 has reshaped generational dynamics and why this matters today. Blending real-world stories, research, and interviews, ReGenerate: Empowering Generations to Work with (and Not Against) Each Other is a timely must-read for business leaders, executives, students, and anyone looking to create a more efficient, diverse, multigenerational work environment.Whether you're a CEO navigating cultural change, an HR leader revamping team dynamics, or a student preparing to enter the workforce, ReGenerate provides the tools to lead with empathy, communicate with clarity, and collaborate across generations. It's about more than just understanding each other; it's about leveraging the strengths of all generations so that organizations thrive, grow, and ReGenerate.
The secrets of my millionaire mind
The Secrets of My Millionaire Mind: 365 entrepreneurial reflections for personal and business success is more than a book - it's a flight plan for those seeking consistent results.Drawing on decades of experience as a lawyer, investor and entrepreneur, Faustino Júnior delivers 365 practical reflections on strategy, execution, an long-term thinking.It's a daily call to action for those ready to stop reacting and start building. Start from where you are. But don't wait - Success starts now.
The Ultimate House Flipping and BRRRR Real Estate Investing Beginner's Book
Build real wealth through real estate-even if you're broke, busy, or totally new to investing-with two beginner-friendly strategies anyone can follow.You don't need to be rich. You don't need to be a contractor. And you definitely don't need to wait.If you've been putting off real estate investing because it feels out of reach, too expensive, too risky, or too confusing, you're not alone. Many beginners feel the same way. But the truth is, you don't need a fortune or a finance degree to get started. All you need is the right plan.Flipping houses and using the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) are two of the most practical ways to build wealth.Real people are using them every day to create a reliable income, grow equity, and generate wealth.And the most successful investors? They didn't wait until everything was perfect. They started with what they had.As millionaire industrialist Andrew Carnegie once said, "Ninety percent of all millionaires become so through owning real estate." The opportunity hasn't disappeared-it's just waiting for you to take it seriously.This book will walk you through everything you need to know, step by step, so you can take action with clarity and confidence, not confusion.Inside, you will discover: A comprehensive explanation on how flipping and BRRRR actually work-thorough yet easy information even absolute beginners will understandHow to pick the strategy that fits you best-with real-life comparisons and a no-pressure decision guide to help you figure it out fastBudget-friendly ways to break into the market when money is tight-see exactly how beginners are pulling off profitable deals on shoestring budgetsWhere to find properties with real potential-and how to spot the duds before they drain your walletWhat it really takes to rehab a property without going broke-with smart budgeting tips, cost-saving strategies, and the biggest renovation mistakes to avoidA full walkthrough of the BRRRR strategy, from buying and rehabbing to renting and refinancing-with tips on property management, cash flow, and refinancing timelinesA powerful look at Airbnb as a rental income booster-find out when short-term rentals are worth it, what to expect in terms of effort and earnings, and how to automate the process so it doesn't become your second jobAnd much more!Think you need to be rich, connected, or a natural handyman to do this? You don't. This guide is packed with real-world tips, first-deal checklists, and encouragement to help you move from "interested" to "investor" without the fear, fluff, or financial stress.
The Ultimate House Flipping and BRRRR Real Estate Investing Beginner's Book
Build real wealth through real estate-even if you're broke, busy, or totally new to investing-with two beginner-friendly strategies anyone can follow.You don't need to be rich. You don't need to be a contractor. And you definitely don't need to wait.If you've been putting off real estate investing because it feels out of reach, too expensive, too risky, or too confusing, you're not alone. Many beginners feel the same way. But the truth is, you don't need a fortune or a finance degree to get started. All you need is the right plan.Flipping houses and using the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) are two of the most practical ways to build wealth.Real people are using them every day to create a reliable income, grow equity, and generate wealth.And the most successful investors? They didn't wait until everything was perfect. They started with what they had.As millionaire industrialist Andrew Carnegie once said, "Ninety percent of all millionaires become so through owning real estate." The opportunity hasn't disappeared-it's just waiting for you to take it seriously.This book will walk you through everything you need to know, step by step, so you can take action with clarity and confidence, not confusion.Inside, you will discover: A comprehensive explanation on how flipping and BRRRR actually work-thorough yet easy information even absolute beginners will understandHow to pick the strategy that fits you best-with real-life comparisons and a no-pressure decision guide to help you figure it out fastBudget-friendly ways to break into the market when money is tight-see exactly how beginners are pulling off profitable deals on shoestring budgetsWhere to find properties with real potential-and how to spot the duds before they drain your walletWhat it really takes to rehab a property without going broke-with smart budgeting tips, cost-saving strategies, and the biggest renovation mistakes to avoidA full walkthrough of the BRRRR strategy, from buying and rehabbing to renting and refinancing-with tips on property management, cash flow, and refinancing timelinesA powerful look at Airbnb as a rental income booster-find out when short-term rentals are worth it, what to expect in terms of effort and earnings, and how to automate the process so it doesn't become your second jobAnd much more!Think you need to be rich, connected, or a natural handyman to do this? You don't. This guide is packed with real-world tips, first-deal checklists, and encouragement to help you move from "interested" to "investor" without the fear, fluff, or financial stress.
The Pursuit of Home
USA Today Bestseller A real estate veteran and Wall Street Journal Real Trends Top 250 agent offers a "code to the lockbox" of the oftentimes mystifying home-buying process, providing unconventional and overlooked keys to success centered on self-awareness and vision-building for potential homebuyers. There is an emotional world underneath the home purchase which every prospective homebuyer must traverse. That's because in truth, buying a home is as much a transition as it is a transaction--the process will change not only where you spend much of your life but who you become in that space. Scott Harris, founder of Magnetic Real Estate, has spent more than two decades equipping his New York City clients with the tools to uncover what they really want in a home and fulfill their ownership dreams, and in The Pursuit of Home he shares proven strategies for home-buying success anywhere. Dig deep and better understand: Your buyer personality, including your pre-existing real estate baggage How to choose an agent who best suits your communication style and make the most of your work with them How to identify your must-haves and create a vision for your dream home The trouble with trying to time the market (you can't) What's really going on when you hate every house you see Why you're losing out on deals The practical, emotional, ethical, and spiritual challenges of the journey What home really means to you From deciding it's time to move to the final walkthrough and possession, Scott serves as your guide--inspiring you with a wealth of client success stories and empowering you with knowledge about the process and yourself. You'll find provocative personality questionnaires, practical checklists, and common-sense definitions of esoteric real estate terms. The Pursuit of Home is a timely course correction to the broken home-buying process and a faithful companion for your journey to home.
The Common Excuses of the Comfortable Compromiser
Comfortable compromisers block the way of anyone trying to change anything. This is your field guide to their common excuses. Now you can recognise them, understand them and overcome their opposition. We live in the age of the compromiser. Political, business and personal life all echo with the sound of compromise. We know we need to change, but we can't because we fear we have too much to lose. This is a fundamental paradox facing human society. Comfortable compromisers often control the most significant power bases and since the current situation serves them well, they have little interest or incentive to listen to arguments for change. Reading The Common Excuses of the Comfortable Compromiser you will find yourself identifying with both compromiser and advocate for change, and gain a fresh insight into the need for innovative and pristine ideas on which to base our interactions as a society.,
Retirement Bites
From two personal finance experts, a road map to plan for your retirement, tailored to the specific financial circumstances of Gen X "Retirement Bites is like having a savvy financial planner at your disposal, one who understands where you've been and where you want to go." --Christine Benz, author of How to Retire A Wall Street Journal Best Book of the Year The oldest members of Gen X are less than a decade from retirement age, but many of the sixty-four million Americans born between 1965 and 1980 are not sufficiently prepared. While it could be easy to label Gen Xers as slackers, there are several underlying economic issues making it harder for this cohort to save for retirement. Company-funded pensions vanished just as Gen X started working, 401(k)s were less widespread for much of their early earning years, and Gen X's earnings have been disrupted by multiple financial crises during their work lifetimes. Retirement Bites is a retirement playbook that specifically targets this overlooked generation. Personal finance experts Kerry Hannon and Janna Herron lay out a blueprint for Gen Xers to take control of their financial future: from understanding investment options, to boosting financial security, to creating a retirement income stream, and more. The goal is to embrace not just saving for retirement but saving for life.
Everything I Want To Tell My Kids About Business, But I'll Be Dead By The Time They Ask
As my career progressed, I realized that the early years' tasks were "do this, do that," for which my college and graduate courses prepared me. As my job responsibilities increased continually, I realized there was a whole new skill set that I had to acquire. For example, I had to manage people, create change, style-flex with everyone, resolve conflicts, become a leader, utilize the optimum process for making the right decisions, develop a plan to remain in balance, learn how to flourish in a complex corporate environment, determine what are the "critical success factors" for each of my jobs, develop an optimum company strategy (and then create a culture to match), develop action plans to improve underperforming operations, implement tactics to secure that next job promotion, and most importantly, learn how to achieve highest excellence in work habits, actions, and results; and carefully plan and implement my career steps. These new processes and principles I developed for my career became the basis for the book I wrote for my children. Results At age twenty-five, I was earning salary/bonus of $16,000. By age forty, my annual salary/bonus was $1.6 million. My job at that time was senior vice president and office of chief executive. My two children and son-in-law (now in their thirties) read my book in 2003, and it helped their careers greatly. Their present job titles are the following: Chief Operating Officer/Head of Trading and Risk Management for a Hedge fund Managing Director for an Investment Bank. CEO for an upscale restaurant chain. Final Thought By utilizing the processes and principles covered in my book, your job progress will become continually easier and clearer; it will be your "guide" for achieving success. PS, my book also includes brief stories from my three years of taxi driving in New York City. The reason for the taxi stories was to keep my kids' interest in reading the book (just to read the next "crazy" taxi story)! Highlights from five book reviews: "The book provided a compact view of one executive's journey and the skills, tools, and principles he needed for success - the ones not taught in college." "This book is truly a must read for anyone wanting to achieve success in their careers....it has something in it for everyone - whether you are fresh out of school, embarking on a new career, or trying to take your career to the next level." "This is a book that I am going to give to my kids. The principles and processes covered in the book will be a major part of their 'guide' for achieving career success." "Through this book, Steve Koskinas serves as the ultimate life and career coach! I wish that I could have encountered this book 20 years ago!" "This book does a masterful job describing how to progress in one's career. I have read a number of books on management principles and effective leadership and none of them provided a clear and easy to follow path to success as this book does for the reader." See inside back cover for full reviews.
Budgeting 101 using AI
Budgeting 101 Using AI: A Beginner-Friendly Money Guide for Students and Anyone Starting from ZeroDo you feel like your money disappears before you know where it went? You're not alone. For students, young adults, or anyone new to managing money, budgeting can feel overwhelming. Budgeting 101 Using AI is here to change that. Written in clear, simple language with no jargon and no complicated math, this guide walks you through the basics of personal finance and shows you how to use Artificial Intelligence as your personal money coach.Inside this book, you'll discover the foundations of money management, explained in everyday terms. Learn the difference between "money in" (income) and "money out" (expenses), why everyone - even students - needs a budget, and how separating wants from needs can instantly put you back in control. You'll explore the 50/30/20 rule, understand how to cover essentials first (food, shelter, transport), and see how to balance saving and fun money without stress.What makes this book unique is the integration of AI tools into every step of budgeting. Instead of tracking every purchase manually, AI-powered apps can automatically categorize your spending, send you alerts when you're overspending, suggest realistic budget rules based on your habits, and even move small amounts into savings for you. With these tools, budgeting becomes less about guesswork and more about smart decisions guided by technology.Each chapter includes: Simple explanations of key money concepts like income, expenses, savings, and debt.Real-world student stories showing common mistakes and how to fix them.Tactical checklists so you know exactly what to do next.AI-powered shortcuts that make managing money faster and easier.You'll also discover how to: Start saving with as little as $1 a day and grow consistent habits.Spot wasteful spending before it drains your wallet.Set clear financial goals and stick to them without giving up halfway.Understand debt in plain language and learn how AI can help you pay it down faster.Build small habits today that create big changes for your future.Whether you want to avoid debt, save for travel, or just stop running out of money every month, this book gives you the tools to finally feel confident about your finances.By the end, you'll have a clear, beginner-friendly budget you can actually stick to, plus the knowledge of how to let AI do the heavy lifting - tracking, reminding, and motivating you along the way. No stress. No confusion. Just practical steps, smart tools, and a path to money confidence that anyone can follow.Take control of your money today. Budgeting 101 Using AI makes financial literacy easy, approachable, and effective for beginners everywhere.
It's Just Business
We've heard it before, in some form or another: It's nothing personal, it's just business. While they claim it is meant to be reassuring, this phrase couldn't be further from the truth. It's a lie and a form of abuse. Abusers hide behind it, enabling them to perpetuate their toxic behaviour and avoid uncomfortable interactions. "It's just business" has morphed into a pervasive culture, affecting people's personal and professional lives. Author Dave Peters has seen-and experienced-what inevitably follows: feeling confused, victimized, and powerless. But after years of seeing this abuse firsthand, Dave developed the techniques to overcome it and teach his clients to do the same. And now you can too.Through research, anecdotes, and scenarios, It's Just Business: P.S. You're an A$$hole shares invaluable insights on how the "it's just business" culture came to be, who says and perpetuates its use, and why it exists. Following a directed step-by-step approach, readers will learn how to identify abusive behaviour, develop the necessary skills to overcome it, and take back their power. Candid and practical, It's Just Business shows how to eliminate toxicity in the workplace and create an environment where everyone feels safe and can rise to their potential. But more than that, this self-help guide calls out abusive behaviour patterns and shows that workers will no longer tolerate the exploitation pervading business culture today.
Writing Rediscovered
Reframe Your Ideas About Writing. Reclaim Your Power as a Writer. In Writing Rediscovered, author and writing scholar Elizabeth Wardle invites you to transform your approach to writing through nine powerful "threshold concepts." These foundational ideas will reshape how you think, feel, and act as a writer. Rather than offering generic writing tips, this book dives deep into what's holding you back from seeing yourself as a writer. You'll challenge your beliefs about what writing is, who can be a writer, and what makes writing "good." Dr. Wardle helps you reflect on past experiences with writing instruction and replace damaging ideas with more productive ones. Writing Rediscovered blends decades of research with accessible, interactive methods, offering practical tools to help you reshape your writing identity. Whether you're writing reports, emails, or poetry, this book will change how you approach writing. Inside the Book: Research-based strategies for building writing confidence and understanding your relationship with writing. Insights into how your experiences, emotions, body, and tools influence your writing process. Reflective activities to actively engage you in transforming your writing life. Exercises for developing your personal writing process and toolkit. Guidance for creating a Writer's Manifesto to shape your writing going forward. From the author of Writing About Writing--the groundbreaking textbook that revolutionized college writing instruction--Writing Rediscovered dismantles harmful myths about writing. As Director of the Howe Center for Writing Excellence at Miami University, Elizabeth Wardle brings decades of experience helping writers of all kinds redefine their relationship with writing. It's time to reframe your writing. Reclaim your voice. And rediscover the power of your words.
Bridging Finance in the UK
Unlock the Power of Bridging Finance for UK Property InvestmentThis practical and accessible book demystifies bridging finance-a vital tool for modern property investors. Drawing on real-world experience and expert insights, the book guides you through how short-term loans can fund flips, HMOs, title splits, and rental stabilizations. Whether you're an investor seeking to scale your portfolio or a borrower navigating fast-moving deals, this book offers strategic advice, clear explanations, and real case studies.You'll learn how to assess costs, structure deals, work with lenders, and avoid common pitfalls. With insights from investors, brokers, and lenders across the UK, this is the go-to guide for mastering short-term property finance.Who should read it? Property investors, brokers, and finance professionals looking to leverage bridging loans effectively.Why now? With the UK market evolving rapidly, understanding bridging finance has never been more essential.
It's Just Business
We've heard it before, in some form or another: It's nothing personal, it's just business. While they claim it is meant to be reassuring, this phrase couldn't be further from the truth. It's a lie and a form of abuse. Abusers hide behind it, enabling them to perpetuate their toxic behaviour and avoid uncomfortable interactions. "It's just business" has morphed into a pervasive culture, affecting people's personal and professional lives. Author Dave Peters has seen-and experienced-what inevitably follows: feeling confused, victimized, and powerless. But after years of seeing this abuse firsthand, Dave developed the techniques to overcome it and teach his clients to do the same. And now you can too.Through research, anecdotes, and scenarios, It's Just Business: P.S. You're an A$$hole shares invaluable insights on how the "it's just business" culture came to be, who says and perpetuates its use, and why it exists. Following a directed step-by-step approach, readers will learn how to identify abusive behaviour, develop the necessary skills to overcome it, and take back their power. Candid and practical, It's Just Business shows how to eliminate toxicity in the workplace and create an environment where everyone feels safe and can rise to their potential. But more than that, this self-help guide calls out abusive behaviour patterns and shows that workers will no longer tolerate the exploitation pervading business culture today.
