The Rich Hermana
Break generational limits. Build wealth. Redefine success on your own terms.If you're the first in your family to navigate money, career, or independence, The Rich Hermana will show you that financial freedom is not just possible-it's your legacy. Blending inspiring stories and practical money lessons for young minds, Ixamar Palumbo offers a step-by-step path to healing your relationship with money and building lasting prosperity.Through heartfelt storytelling and actionable guidance, you'll learn how to create a powerful wealth mindset guide that honors your roots while helping you grow. Designed especially for women of immigrant and first-generation backgrounds, this empowering read delivers essential financial education for women who want to stop surviving and start thriving.Inside, you'll: Discover practical tools for budgeting, investing, and rewriting your money story. Learn what it takes to achieve first gen success while overcoming financial fears. Design a life of choice, freedom, and lasting abundance. Explore actionable strategies for first gen personal finance. Gain insights tailored for personal finance for Latinas. Access guidance from an immigrant financial guide to help you thrive wherever you are. With relatable lessons, practical exercises, and a bold mindset of wealth, The Rich Hermana proves that anyone can become better with money. Through self-trust and community, you'll gain the clarity, courage, and systems you need to create personal finance lessons that lead to lasting freedom--for yourself, your family, and generations to come.If you liked The Black Girl's Guide to Financial Freedom, Get Good with Money, or Financial Literacy for Young Adults Simplified, you'll love The Rich Hermana: A First-Gen Guide to Money, Mindset, and Wealth (No Matter Where You Started).
Work Happier
Build lasting happiness, confidence and control at work every day. Work Happier is your guide to building a better day-to-day, whether you're starting out, feeling stuck or trying to boost your mood at work. Written by WorkL founder and former Waitrose MD Mark Price, this empowering book reveals what really drives happiness at work and why it matters for your mental health, relationships and long-term success. Drawing on insights from thousands of professionals, it shows how to build your own happiness plan, whatever your role or industry. Discover how to spot what motivates you, avoid toxic patterns and make small changes that lead to big impact. Whether you're navigating your first job or finding your feet post-promotion, Work Happier helps you shape a working life that actually works for you. Themes include: workplace wellbeing, personal development, happiness at work, career confidence, emotional intelligence, work-life balance
The Money Reset
Start over stronger -- with a plan that works for you 'Clear. Kind. Actionable. This 12-step plan is everything a money book should be.' -- Molly Benjamin, founder, Ladies Finance Club Are you ready for a reset? When life throws you off balance with divorce, job loss, illness or another unexpected shake-up, your finances often feel the impact first. In The Money Reset, financial advisor Gemma Mitchell helps you get back on track with a practical, step-by-step plan tailored to your new reality. Whether you're rebuilding over 12 days, 12 weeks or 12 months, you'll discover simple but powerful strategies that lead to big change. It's time for you to take control -- so you can thrive no matter what comes your way. With the right tools, you can turn financial upheaval into a fresh start and build a future that reflects your life today. Blending real-life stories with expert guidance, The Money Reset is your roadmap to stability, confidence and long-term financial security. You'll learn how to: Build resilience by reflecting on and reframing the challenges you face Leverage your income, reset your cashflow and manage debt wisely Invest in a way that feels right for your goals--including property and super Apply key wealth-building principles to craft a personalised financial strategy Embrace growth, maintain momentum and protect long-term financial stability while adapting to life's ongoing challenges. It's time to look forward with a plan that's practical, personal and designed to protect. The Money Reset equips you with the mindset and methods you need to build a new future on your own terms.
Reading Price Charts Bar by Bar
A completely original approach to trading using price bar charts While complex strategies and systems may work for some traders, understanding price action is all you really need to succeed in this arena. Price action analysis is an effective approach to trading today's markets--whether you're involved in stocks, futures, or options. It allows you to focus on the process of trading without being overwhelmed by a complicated collection of trading techniques. And while this method may appear elementary, it can significantly enhance returns as well as minimize downside risk. One way to apply price action analysis to your trading endeavors is with chart patterns. Nobody understands this better than author Al Brooks, a technical analyst for Futures magazine and an independent trader for more than twenty years. Brooks discovered ten years ago that reading price charts without indicators proved to be the most simple, reliable, and profitable way for him to trade. Mastering that discipline is what made him consistently successful in trading. Now, with Reading Price Charts Bar by Bar, Brooks shares his extensive experience on how to read price action. At the end of the day, anyone can look at a chart, whether it is a candle chart for E-mini S&P 500 futures trading or a bar chart for stock trading, and see very clear entry and exit points. But doing this in real time is much more difficult. Reading Price Charts Bar by Bar will help you become proficient in the practice of reading price action--through the use of trendlines and trend channel lines, prior highs and lows, breakouts and failed breakouts, and other tools--and show you how this approach can improve the overall risk-reward ratio of your trades. Written with the serious trader in mind, this reliable resource addresses the essential elements of this discipline, including the importance of understanding every bar on a price chart, why particular patterns are reliable setups for trades, and how to locate entry and exit points as markets are trading in real time. Brooks focuses on five-minute candle charts to illustrate basic principles, but discusses daily and weekly charts as well. Along the way, he also explores intraday swing trades on several stocks and details option purchases based on daily charts--revealing how using price action alone can be the basis for this type of trading. There's no easy way to trade, but if you learn to read price charts, find reliable patterns, and get a feel for the market and time frame that suits your situation, you can make money. While price action trading doesn't require sophisticated software or an abundance of indicators, this straightforward approach can still put you in a better position to profit in almost any market. Reading Price Charts Bar by Bar will show you how.
The Smart Negotiator
Reinvent your approach to negotiation In The Smart Negotiator: Unlocking the Power of AI and Human Insight, internationally renowned trainer, speaker, and professor Dr. Keld Jensen takes you on a groundbreaking journey to redefine what it means to be a smart negotiator in a world where human skills meet the transformative capabilities of artificial intelligence. Through engaging commentary, real-world case studies, and AI-driven examples, this book unveils a new perspective on strategic negotiation--where timeless principles like trust and cooperation are amplified by cutting-edge technology. By harnessing the synergy between human intuition and AI-driven insights which will be explored in the pages of this book, negotiators will learn to expand the room for value creation and achieve unprecedented results for themselves and their counterparts. This book delivers unique concepts and tools including: SMARTnerships: Understand the revolutionary approach to negotiation that emphasizes collaboration and mutual benefit over traditional adversarial tactics. Tru$tCurrency: Discover how trust, now measurable with data and AI tools, becomes a negotiator's most valuable asset. NegoEconomics(TM) Leverage AI to uncover hidden opportunities for mutual gain, transforming potential conflicts into collaborative successes. AI in Negotiation: Apply the concept that both parties are committed to the discovery of mutual gain. With practical advice, step-by-step guides, and ethical considerations, this book is essential for any business leader or professional negotiator navigating the complexities of today's AI-driven landscape.
Home Into Trust Made Easy
Protect your home, skip probate, and keep costs low.This plain-English DIY guide shows UK and US homeowners how to move a house into a trust for under 瞿400 / $600. No fluff-just clear steps, real checklists, and ready-to-use templates you can copy. You'll learn how to: Pick the right trust type (UK: life interest or discretionary; US: revocable living trust) Complete TR1 / AP1 / ID1 in the UK and record a trust transfer deed in the US Handle lender consent, insurance updates, and basic tax points Sell or refinance a home held in trust without drama Avoid common mistakes that cause delays and extra fees What's inside: Fill-in trust deed templates (UK and US) Sample letters to your bank, insurer, Land Registry/Recorder Cost breakdowns and time-saving checklists Real-world examples and simple FAQs Do it legally. Do it safely. Do it for less.This guide gives you the confidence and tools to protect the house you love-today.
People Matter at Work
From Me to We: Fostering a Culture Where Everyone Wins When people feel safe, seen, and successful, trust takes root, ownership grows, and generosity flows. When Josh Block left the office on Friday, he was a regional sales representative. By Monday morning, he was president of the company. His unexpected promotion threw him into the deep end of leadership--facing the same challenges many leaders encounter daily: reengaging a disheartened team, restoring trust, and creating a culture where people love to work. In People Matter at Work, Block shares his story of navigating crisis leadership by shifting the focus from individual survival to collective success. He exposes the toxic grip of the Me-Cycle--a self-preserving mindset in which bosses and employees operate in silos and primarily look out for themselves. It's a surefire recipe for disengagement and dysfunction. The antidote? The We-Cycle--a transformational approach powered by leaders who work together, make thoughtful decisions, and lead with transparency. These leaders create cultures where people feel safe, seen, and successful. When leaders embody this mindset and put people first, team members respond in kind--carrying trust, ownership, and generosity. This deepens commitment and fuels a culture where performance shines and everyone wins. With empathy and hard-won insight, Block offers real-world, practical tools for leaders at any level to turn workplaces into communities of shared purpose, growth and belonging. Because leadership isn't just about confidence and competence--it's about cultivating a culture where people thrive. Whether you're an aspiring leader or leading from the top, People Matter at Work shows how the most successful companies build from the inside out--by choosing we over me.
Money Magic
Drowning in Debt? Wondering How to Grow Rich?The economy continues to have ups and downs and is still, to a great extent, recovering from the pandemic, which put millions of companies out of business. Now, we're in a massive wave of layouts from the tech industry, pharmaceutical companies, and national retailers that are hitting people in the pocketbook. Even those who previously held 6-figure jobs are struggling to find employment in an extremely competitive market. Baby boomer retirees are forced to find part-time jobs immediately after retiring. People are struggling financially.Duncan MacLeod offers the tips and tricks that he learned to go from poverty and couch surfing to a life of prosperity. It reads like your kind and wise friend offering you helpful tips and a lot of common sense. With Duncan's guidance, you, too, can have an abundant life!Wealth is not a big salary or your possessions; wealth is when your money earns money10% of all you earn is yours to KEEP (not spend)Freeze your credit cards in a Tupperware bowl of waterBe grateful for your bills - somebody trusted you.
What Hedge Funds Really Do
What Hedge Funds Do provides a needed complement to journalistic accounts of the hedge fund industry, to deepen the understanding of non-specialist readers such as policymakers, journalists, and individual investors.What do hedge funds really do? These lightly-regulated funds continually innovate new investing and trading strategies to take advantage of temporary mispricing of assets (when their market price deviates from their intrinsic value). These techniques are shrouded in mystery, which permits hedge fund managers to charge exceptionally high fees.While the details of each funds' approach are carefully guarded trade secrets, this book draws the curtain back on the core building blocks of many hedge fund strategies Beyond the book's instructional goals, What Hedge Funds Do provides a needed complement to journalistic accounts of the hedge fund industry, to deepen the understanding of non-specialist readers such as policymakers, journalists, and individual investors. It is written by a fund practitioner and computer scientist (Balch), in collaboration with a public policy economist and finance academic (Romero).
Medicare and Social Security Retirement Guide
Don't Let Medicare and Social Security Mistakes Cost You Thousands in Retirement Every year, millions of Americans make preventable errors with Medicare and Social Security that cost them tens of thousands of dollars over their lifetime. Medicare late enrollment penalties become permanent fixtures in your monthly budget, while Social Security claiming mistakes can slash your lifetime benefits by hundreds of thousands of dollars. This comprehensive guide ensures you get it right the first time. Inspired by Attorney and Medicare expert Sylvia A. Gordon's three decades of professional wisdom, this essential retirement resource walks you through every critical decision you'll face-from your Initial Enrollment Period through complex coordination strategies. Whether you're turning 65, still working past retirement age, or planning your claiming strategy, this book provides the insider knowledge you need to maximize your benefits and avoid costly pitfalls. What You'll Discover: Medicare Mastery: Navigate the Medicare "alphabet soup" (Parts A, B, C, and D) with confidence Understand when you can safely delay enrollment without penalties Master the Medicare Supplement vs. Medicare Advantage decision Coordinate Medicare with employer coverage and other insurance Minimize or avoid IRMAA surcharges that increase your premiums Social Security Optimization: Calculate the optimal time to claim benefits for maximum lifetime income Understand spousal, survivor, and divorced spouse benefit strategies Navigate the earnings test if you're working in retirement Coordinate Social Security with other retirement income sources Advanced Strategies: Plan for long-term care while protecting your assets Understand how geographic moves affect your coverage Coordinate benefits during major life events like divorce or death Create tax-efficient withdrawal strategies that minimize Medicare costs Practical Tools: Step-by-step enrollment timelines and checklists Documentation and record-keeping best practices When and how to work with professionals Annual review strategies to keep your plan optimized Perfect For: ✓ New Medicare Beneficiaries turning 65 and overwhelmed by choices ✓ Working Seniors over 65 navigating employer coverage decisions✓ Couples needing to coordinate claiming strategies for maximum benefits ✓ Early Retirees planning Social Security strategies before full retirement age ✓ High Earners facing IRMAA surcharges and complex tax planning needs The Cost of Getting It Wrong: Medicare Part B penalties: 10% increase for each year delayed (permanent for life) Social Security early claiming: Up to 30% reduction in monthly benefits (permanent) Coordination mistakes: Thousands in unnecessary out-of-pocket costs Documentation errors: Benefit delays, denials, and costly appeals The cost of this book is a fraction of what a single mistake could cost you. With clear explanations, real-world examples, and actionable strategies, this guide transforms complex government programs into understandable decisions. You'll finish reading with a personalized action plan and the confidence to make choices that protect and maximize your retirement security. Stop leaving money on the table. Your future self will thank you for getting these critical decisions right.
Essays on German and Us Contemporary Investor Returns
This book investigates investor returns focusing on the impact of ESG ratings on stock performance in the US, and on the success probability of public takeovers in Germany. The first paper explores whether US stocks with high ESG ratings yield higher returns than stocks with low ESG ratings. To create a more homogeneous and comparable analysis framework, data is split by eleven GICS industry sectors. The results show that low ESG stocks outperform high ESG stocks in terms of alpha, while high ESG stocks demonstrate both lower volatility and lower tail risk. The second paper extends the first analysis by comparing ESG and NoESG US stock portfolios across eleven GICS sectors. Consistent with the first study, NoESG stocks yield higher alphas, while ESG stocks show lower volatility and lower tail risk. The third paper shifts the focus to the German takeover market and analyzes the effect of offer premiums on success probability in public takeover offers. By calculating abnormal returns from takeover announcements, the author constructs a "premium return line" (PRL), showing that merger arbitrage provides a profitable spread between abnormal returns and premiums to investors.
That's Not What I Said
That's Not What I Said: Learn Conversational Competence and Change the Outcome is more than a communication book-it's a field guide for real-life leadership in messy, high-stakes moments.Built on the proven DARE(TM) Model (Describe, Acknowledge, Review, Engage), this step-by-step approach will shift how you show up in every conversation that matters. Whether you're leading a team, navigating relationships, or just trying to avoid yet another workplace landmine, this book will help you stop avoiding, start engaging, and finally get to the real issue. With humor, wisdom, and over 5,000 leaders' worth of lived experience behind it, this book teaches you the skill no one formally taught but everyone expects you to have: how to talk-and listen-when it counts.
Financial Cheat Codes
"Dempsey's stance may be considered unconventional for contemporary readers, but his passion is clearly evident, and he sprinkles nuggets of wisdom throughout--including the value of real estate investing, strategies for paying off debt, and the importance of analyzing examples from real life." -- Booklife ReviewIn the world of finance, everything you think you know is WRONG! The so-called 'conventional wisdom' about money, investing, and wealth-building is nothing more than a trap--a blueprint for mediocrity. Most investors are doing everything backwards, recklessly gambling with their financial futures by ignoring the principles that could secure their freedom. But here's the truth: life has shortcuts--hidden 'financial cheat codes' that the wealthy have been using for generations. These cheat codes aren't just tools; they're game-changers that can catapult you out of the soul-crushing 'Rat Race, ' obliterate financial uncertainty, and pave the way for Generational Wealth. Imagine Passive Income (PI) exceeding Monthly Expenses (ME)--not just surviving, but thriving in true financial peace.This book is your guide to escaping the sluggish, uphill grind of the financial status quo. It reveals exactly where to find these cheat codes and, more importantly, how to wield them like a master. If you're ready to abandon the losing strategies that have kept you stuck and take control of your financial destiny, the roadmap is here. The question is: will you use it?
Mastering Technical Analysis
Unlock the Secrets of the Market and Transform Your Trading ResultsIf you've ever struggled to find consistent success in day trading, this is the guide you've been waiting for. Mastering Technical Analysis: The Ultimate Guide to Day Trading Success takes you step-by-step through everything you need to build a profitable trading career - from the basics to advanced strategies used by professional traders.Inside, you'll discover: The Foundations of Technical Analysis - Understand market structure, price action, and the core principles that drive price movement.Chart Patterns Made Simple - Learn to identify high-probability setups like triangles, head and shoulders, double tops/bottoms, and more.Mastering Technical Indicators - Fine-tune your trades with moving averages, RSI, MACD, Bollinger Bands, and other powerful tools.Risk Management That Works - Protect your capital and maximize your gains with proven position sizing and stop-loss techniques.Trading Psychology & Discipline - Build the mental resilience needed to stay focused, stick to your plan, and avoid costly mistakes.Advanced Strategies - Leverage options, multi-timeframe analysis, and scaling tactics for maximum profit potential.Backtesting & Optimization - Refine your trading strategy for consistent performance in any market condition.Trade Journaling & Performance Tracking - Develop a blueprint for long-term growth and ongoing improvement.Whether you're a complete beginner looking for a proven roadmap or an experienced trader ready to sharpen your edge, this book will give you the tools, techniques, and mindset to succeed in today's fast-moving markets.By the end of this guide, you'll have a complete, personalized trading system - backed by solid technical analysis and designed for consistent profits.Take control of your trading future. Learn the strategies, master your psychology, and start trading with confidence today.
Angel Investing
A practical roadmap to achieve annual returns of 25% or more with a well-designed angel portfolio Angel Investing is a comprehensive, entertaining guide that walks readers through every step of the way to becoming a successful angel investor. From building your reputation as a smart investor, to negotiating fair deals, to adding value to your portfolio companies and helping them implement smart exit strategies, this book provides both the fundamental strategies and the specific tools you need to take full advantage of this rapidly growing asset class. Written by David S. Rose, the founder of Gust, the global platform that powers the world of organized professional angel investing, this revised and updated edition delivers insights on: Why everyone with six figures to invest should consider angel investing, plus the non-financial rewards of angel investing How to source and identify high-potential opportunities, and build your angelic reputation so that the best deals come to you The impact of AI and advancing technology on angel investing and why you absolutely must completely understand the concept of exponential growth The impact of crowdfunding, syndicates, and the global revolution on angel investing Major angel investing blogs, groups, and courses to explore The fully revised and updated edtion of Angel Investing is an essential read for all investors seeking to establish a long-term view and approach to angel investing as a serious part of an alternative asset portfolio while also enjoying being an integral part of exciting new ventures.
Add a Zero
YouTube powerhouse and self-made millionaire Rose Han shares the practical tools to overcome financial struggle and watch your net worth grow--one zero at a time There's no doubt about it: the financial struggle is real, especially in a world that isn't designed to help you get ahead. But whether you're in debt or simply feel like your paychecks vanish as soon as you get them, you can learn to take control of your money. Financial freedom isn't the mystery we're taught to believe it is. You just need a plan to get there that actually works. On her self-made journey going from $100K in debt to millionaire, money expert Rose Han learned the simple set of strategies it takes to achieve lasting wealth and financial freedom. With her detailed and doable road map, you will learn: The mindset shifts you need to break through the emotional barriers keeping you stuck A proven system to eliminate debt and take control of your spendingThe exact strategy to exponentially grow your wealth from $0 to $10,000, then to $100,000, and finally to $1,000,000Simple investment plans and income streams that make money while you sleepIf you missed the memo on getting rich, now is the time to turn your goals into a reality--one zero at a time!
Climate Finance
In a world confronting the urgent realities of climate change, Jian Chen's Climate Finance offers an indispensable guide for professionals tackling our greatest global challenge. This comprehensive textbook seamlessly connects environmental science with financial innovation, empowering students, investors, business leaders, and policymakers to address the dual crises of climate risk and economic disruption. Through a structured five-part framework, Chen demystifies the complexities of mobilizing capital for climate solutions--from renewable energy investments and risk modeling to disclosure frameworks and portfolio management. With clear insights into physical and transition risks, cutting-edge financing mechanisms, and emerging trends, this book transforms climate challenges into actionable financial opportunities. Whether you're managing assets, shaping policy, or studying sustainability, Climate Finance equips you with the knowledge to drive meaningful change in the transition to a resilient, low-carbon economy. Take the first step toward building a sustainable future--your journey begins here.
The Corporate Jungle
Sometimes possessing great talent, being competent at your job and having a positive outlook are not enough to do well at work. Professional success is not merely dependent on merit; being able to read people and their motives is what keeps one ahead. But organizational politics baffles most people and only the ones who can negotiate it manage to rise to the top. However, you don't need to 'play politics' to survive - just knowing how different workers operate is enough to keep you one step ahead.The Corporate Jungle is a guide to organizational politics. It will help you identify the Jaguars, the Lions, the Cats, the Bears and other types within your organization; let you know of destructive ploys people use, such as the Mustard Gas Strategy or the 3R Strategy; and teach you the right defence techniques. HR professional and expert Seema Raghunath's book is invaluable for anyone negotiating office politics and seeking to understand how interpersonal dynamics in organizations work.
Water
'... Chellaney shows how today's economic growth could lead to tomorrow's water wars". This is a vital book for anybody interested in diplomacy and conflict in the twenty-first century' - Stanley A. Weiss, founding chairman, Business Executives for National Security, Washington DC The battles of yesterday were fought over land; those of today are over energy. But the battles of tomorrow may be over water. Nowhere is that danger greater than in water-distressed Asia. Water stress is set to become Asia's defining crisis of the twenty-first century, creating obstacles to continued rapid economic growth, stoking interstate tensions over shared resources, exacerbating long-time territorial disputes, and imposing further hardships on the poor. Asia is home to many of the world's great rivers and lakes, but its huge population and exploding economic and agricultural demand for water make it the most water-scarce continent on a per capita basis. Many of Asia's water sources cross national boundaries, and as less and less water is available, international tensions will rise. The potential for conflict is further underscored by China's unrivalled global status as the source of transboundary river flows to the largest number of countries, as it declines to enter into water-sharing or cooperative treaties with these states, even as it taps the resources of international rivers. Water: Asia's New Battleground is a pioneering study of Asia's murky water politics and the relationships between freshwater, peace, and security. Brahma Chellaney paints a larger picture of water across Asia, highlights the security implications of resource-linked territorial disputes, and proposes real strategies to avoid conflict and more equitably share Asia's water resources. "
Jobs in Canada The Ultimate Guide to a Successful Job Search
Unlock the secrets to thriving in the Canadian job market and swiftly becoming a valued member of your new community! This book isn't just a guide; it's your essential companion on this transformative journey. Inside, discover: ● Real-life examples of impactful resumes and cover letters ● Expert tips on crafting compelling cover letters ● Proven tricks for acing interviews ● Strategic approaches to successful job applications ● The secret formula for optimizing your search ● Insightful questions to leverage the power of ChatGPT. Save time and gain a competitive edge with advice that truly works. Your success story in Canada begins here!
A Practical Guide to Real Estate Investing for Beginners - Simple Strategies to Grasp the Market, Invest Wisely, and Manage Money & Risks for Long-Term Wealth for You and Your Family
Unlock the secrets to financial freedom and build wealth through real estate investing with this practical guide for beginners. Learn the core principles, proven strategies, and insider knowledge to confidently navigate the world of real estate investing and achieve your investment goals.Benefits: ✅ Learn the ABC to real estate investing-from spotting the right deal to managing your first property with confidence.✅ Discover step-by-step strategies for financing, even if you want to build wealth without cash, to become a real estate entrepreneur.✅ Learn risk management techniques to protect your assets and maximize returns.✅ You will find real estate tips on modern tools and websites to streamline your investment process.✅ Receive checklists and unbiased real estate advice from a real estate consultant with 20 years of experience.What's Included: ✔ Foundational Knowledge: Learn the real estate investing basics and set yourself up for success.✔ Investment Strategies: Explore proven approaches and find the best fit for your goals. Learn about property appraisal and the power of negotiation.✔ Understanding the Market: Analyze trends, identify high-potential properties, learn property valuation, and learn how to invest wisely.✔ Minimizing Financial Risk: Master risk management and financing strategies.✔ Navigating the Legal Landscape: Understand real estate laws, contracts, and tax implications.✔ Effective Property Management: Learn how to maintain, rent, and scale your real estate portfolio.Buy now and unlock the knowledge, tips, tools, and strategies you need to take the first step towards financial freedom through real estate investing. Think real estate for dummies-but smarter. No gimmicks, no jargon, just practical, real-world advice you can use. Don't miss out!
Human Rights and the Architecture of Conflict
Human Rights and the Architecture of Conflict exposes real estate developers' role in entrenching ethnic and political divisions from Baltimore to Belfast and beyond.
Precarity Activism
Based on personal involvement and a thorough engagement with their textual and graphic production, this ethnography tells the story of precarity activism as it was born and evolved in Southern Europe, tracing its theoretical legacy.
(In)Formalizing Jobs in Latin America and the Caribbean
This report aims to deepen our understanding of informality of work and employment outcomes in Latin American and Caribbean labor markets, focusing on the interplay between personal income taxation, social protection policies, and consequently firm and workers' incentives to (in)formalize agreements. The report introduces a new analytical framework that centers on individual worker decisions, based on the value workers ascribe to present and future (contingent) benefits as compared with their costs, alongside negotiations with employers shaped by labor market competitiveness. Empirical analysis identifies and quantifies incentives for (in)formal employment and to simulate how reforms to policies and programs affect these incentives. This analysis underpins recommendations to improve the incentives to formalize employment and participate in personal income tax and social protection systems across LAC countries.
OTP Please
A great shift is underway in how we buy, eat, move, work and sell owing to technological intervention. Tech platforms--whether a Swiggy, Amazon or Uber in India, a Foodpanda in Pakistan or a Pathao in Bangladesh or Nepal--have eased the pressures of modern life. They have freed up our time, provided jobs to grateful millions and delivered guilty pleasures and last-minute necessities to online buyers. But behind the dazzle of the digital, much is opaque. Gig workers live a precarious life while internet retailers cope with the oppressive rules of global behemoths. Consumers wonder if there are are consequences to instant gratification and the extreme ease of living. OTP Please delves into the wondrous new world of electronic commerce by connecting diverse stories and perspectives gathered across South Asia, from Peshawar to Patna and Colombo to Kathmandu. It explores the emotional dynamics between the different actors on this stage, the workings of tech companies and the implications for policy. Deeply researched and breezily narrated, it is essential reading to understand this extraordinary digital age that we inhabit.
The Abundant Wallet
If you're earning a high income but still feel financially stuck, you're not alone. I was $400,000 in debt, doing everything "right." The job. The house. The title. Yet I felt one emergency away from losing everything. In under five years, I eliminated my debt, built a portfolio of 10+ real estate properties, and grew over $500,000 in assets, without gambling on Wall Street, chasing the market, or giving up my career. This book shares the exact framework I used to create financial clarity, liquidity, and legacy. It works because it's built for real life, not theory, not hype. What You Will Learn: How to use Infinite Banking the right way, explained simply. How to structure income, expenses, and assets like the wealthy. Why W2 professionals and business owners hit income ceilings... and how to break through. How to put idle cash to work without locking it up for decades. How to build wealth without quitting your job, timing the market, or hoping for a million-dollar salary. Who This Is For: High-earning professionals ($85K-$250K+) who feel "broke on paper." Business owners, real estate investors, and side hustlers seeking control, not just income. Legacy-minded leaders who want strategies that work in every market. If you've read Rich Dad Poor Dad, The Millionaire Next Door, or I Will Teach You To Be Rich and still feel like something is missing, this book gives you the system you've been searching for. You'll walk away with a proven method to apply immediately. No gimmicks. No overwhelm. Just clarity, control, and peace of mind with your money. Buy the book. Apply the strategy. Build the life and legacy you were meant to create.
The Five-Year Stellar Stock Index and The Yield On Cost Gold Mine
This is not a story book. This book is an instructional manual based on financial research. Sorry, but it's all about the numbers. To appreciate the powerful investment approach that the FYSSI supports, you will have to understand the numbers. Just simple adding, subtracting, multiplying and dividing, decimal points and percentages. This is not a get rich quick scheme. If you can grasp the measure and the magnitude of how your investments (big or small) can grow, and how money can make money, you will perhaps feel much better about your monetary future. The intent is to provide a list of stocks that illustrate excellent investment choices. The Five-Year Stellar Stock Index (FYSSI - pronounced "Fizzy") can help you achieve a far better return than the average annual return you can get with an S&P 500 index fund. Dedicated To The 78% of Americans Who Live from Paycheck to Paycheck (2023 Survey by Payroll.org - Forbes Advisor, www.forbes.com)
Profit-sharing Between Capital And Labour
"Profit-Sharing Between Capital and Labour" presents a detailed examination of profit-sharing models during the 19th century. This collection includes six essays exploring the theoretical and practical aspects of distributing profits between employers and employees. The book also features a memorandum on the industrial partnership at the Whitwood Collieries from 1865 to 1874, offering a case study of early efforts to implement profit-sharing in a major industrial operation. This historical account provides valuable insights into the challenges and opportunities of aligning the interests of capital and labor. This work will be of interest to those studying the history of labor relations, business management, and economic theory.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Wellbeing Centered Workplace
A heartfelt personal journey that unlocks the power of evidence-based wellbeing at work In The Wellbeing-Centered Workplace, Chris Cummings shares a powerful personal and professional journey following his partner's mental health challenges that motivated him to quit his corporate career and start Wellbeing at Work, a global purpose-led business empowering organizations to prioritize employee wellbeing through community engagement, meaningful connections, and expert knowledge sharing. This book offers an honest account of how prioritizing wellbeing--both personal and organizational--became the cornerstone of sustainable growth, stronger leadership, and elevated team performance. Through real-world experiences, strategic insights, and lessons learned, the author reveals how wellbeing is not a soft skill but a strategic advantage that drives innovation, resilience, and results. Readers will also find 10 practical steps that organizations can take forward to create thriving workplaces, with each step supported by case studies from senior business leaders who have found standout success in a particular area. A must-read for leaders, entrepreneurs, and change-makers looking to build purpose-driven organizations where people and profits thrive together. In this book, readers will find discussion on: The huge benefits of flexibility in courting the global talent pool and how we can engage with wider communities The unique desires of Millennials and Gen Z and the growing number of people taking career breaks or shifting to new careers in their fifties How to ensure the human aspect in the workplace while complementing the rapidly developing technological landscape The Wellbeing-Centered Workplace is a practical, thought-provoking read for business leaders and managers to understand and adapt to the new world of work across every level of their organizations.
On Labour
"On Labour: Its Wrongful Claims And Rightful Dues, Its Actual Present And Possible Future" by William Thomas Thornton offers a comprehensive exploration of labor dynamics, rights, and economic considerations. This book delves into the complexities of labor's role in society, examining historical perspectives and projecting potential future scenarios. Thornton analyzes the claims made by labor, weighing their validity and advocating for rightful compensation. The work also provides an insightful view of the current state of labor and envisions possible improvements. An important read for those interested in the history of economic thought and the evolution of labor relations.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Profit-sharing Between Capital And Labour
"Profit-Sharing Between Capital and Labour" presents a detailed examination of profit-sharing models during the 19th century. This collection includes six essays exploring the theoretical and practical aspects of distributing profits between employers and employees. The book also features a memorandum on the industrial partnership at the Whitwood Collieries from 1865 to 1874, offering a case study of early efforts to implement profit-sharing in a major industrial operation. This historical account provides valuable insights into the challenges and opportunities of aligning the interests of capital and labor. This work will be of interest to those studying the history of labor relations, business management, and economic theory.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Artists Labour Market, Cultural Policy and Creative Economy
Focusing on artists and creators, this shortform book analyses the labour market in the creative economy in the context of cultural policies.
Stock Exchange Investments in Theory and Practice, With Chapters on the Constitution and Operations of the Bank of England, and the National and Local Debts of the United Kingdom. A Course of Lectures
"Stock Exchange Investments in Theory and Practice" by Sir Joseph Burn offers a comprehensive exploration of investment principles and practices as they were understood in the early 20th century. This book, derived from a series of lectures, delves into the intricacies of stock exchange operations, providing insights into the financial landscape of the time. Burn meticulously examines the constitution and operations of the Bank of England, shedding light on its pivotal role in the United Kingdom's financial system. The book further discusses the national and local debts of the United Kingdom, offering a detailed analysis of the economic factors influencing investment decisions. This historical account provides valuable context for understanding the evolution of financial markets and the enduring principles of sound investment strategy.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Municipal Ownership and Operation of Public Utilities in New York City
"Municipal Ownership and Operation of Public Utilities in New York City," penned by Samuel Seabury, delves into the complexities of public service management in the burgeoning metropolis at the turn of the 20th century. This detailed study examines the feasibility and impact of municipal control over essential services such as water, gas, and transportation. Seabury's work offers a thorough analysis of the potential benefits and challenges of public ownership, providing insights into the political, economic, and social considerations that shaped urban development. It remains a valuable resource for understanding the historical debates surrounding government regulation, infrastructure development, and the role of public utilities in shaping modern cities. A must-read for historians, political scientists, and anyone interested in the evolution of urban governance.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Climate Change and Water Scarcity in the Middle East
This book considers what is needed for water, sanitation, and hygiene services (WASH) in the Middle East to adapt to the growing challenges of climate change.
Money, Simplified
A straightforward investing guide - packed with visual resources - for everyday investors by an experienced and proven wealth manager In Money, Simplified, experienced wealth manager and financial, retirement, and tax planner, Peter Mallouk, delivers an easy-to-follow and powerful new guide to long-term investing. Mallouk has created your passport to financial confidence, drawing on his decades of investing and wealth management experience to walk you through the strategies, technologies, and mindsets you need to understand and apply to create a financially secure future for yourself and the people you love. Money, Simplified clearly identifies the most common - and expensive - investing mistakes made by people at every stage of their investing journeys and shows you exactly how to avoid them. It busts common investing myths, explains some destructive investing biases, and outlines why emotionally driven financial choices are counterproductive (and how to eliminate them). Inside the book: Accessible advice paired with intuitive visual resources, illustrations, and charts to help you understand the book's simple, powerful strategies Specific advice for navigating bear markets without losing your cool and investing in bull markets where good deals become hard to find Discussions of how new investing platforms and technologies can boost - or shrink - your portfolio's returns Perfect for everyday investors at any stage of life, Money, Simplified is an invaluable strategy guide for everyone doing their best to build a financially prosperous, secure, and rewarding future.
The Political Economy of Interwar Foreign Investment
France was interwar Poland's main ally, and the biggest source of the country's foreign investment. In the 1930s dissenting voices compared French actions in Poland to imperialism and colonial expansion. The book untangles the complex mix of economics, policy, and politics in Franco-Polish relations.
Do the Hard Things First
TRANSFORM YOUR PSYCHOLOGICAL RELATIONSHIP WITH MONEYYou don't have a money problem.You have a habit of avoiding money-and that avoidance is costing you your peace, power, and future.In Do the Hard Things First: Master Your Money, bestselling author Scott Allan breaks down the fear, confusion, and emotional blocks that keep smart people broke, reactive, or financially stuck. This isn't another investing manual or "manifestation" book-it's a no-BS roadmap for building a financial system you actually trust.Inside, you'll learn how to: Overcome scarcity thinking and take ownership of your financesSave your first $1,000/month-and your first $10,000/yearStop emotional spending and install systems that make decisions for youCreate a simple, powerful money plan that aligns with your valuesEarn, spend, save, and give from a place of clarity-not fearYou don't need a financial degree to master your money.You just need to stop avoiding the hard stuff-and lead your finances with intention.This is the reset.It's time to become someone who builds wealth on purpose-starting with the habits most people run from.
How to Retire
Retirement isn't the end; it's the beginning of your next great chapter. Whether you're planning to travel the world, settle in a charming overseas village, or simply enjoy slower mornings, How to Retire is your essential guide to building a fulfilling, financially secure life after work. Inside, you'll discover how to: Take Charge of Your Finances - Create a smart income plan using savings, pensions, Social Security, and passive income strategies.Travel More - Learn how to enjoy travel as a retiree, whether its short term or longer.Retire Abroad - Learn the best places to live, how to navigate visas and healthcare, and build a community in a new culture.Create a Purposeful Life - Find meaning through hobbies, volunteering, part-time work, and a daily routine you love.Filled with real stories, expert advice, and practical solutions, How to Retire will inspire and equip you to embrace this exciting stage with confidence. Live smart. Travel well. Retire on your terms.
Money & Spirit
Money & Spirit - Your Path to a New Kind of Wealth Money is much more than numbers in a bank account. It is a mirror of your story, your beliefs - and your consciousness. This book invites you to explore your relationship with money on a deeper level. It weaves together psychological insight, spiritual inspiration, and practical exercises into a path that unites head and heart. Discover how old scarcity patterns operate - and learn to transform them with compassion. Find out how true abundance starts not in the outer world, but within yourself. And allow yourself to see money as a tool for your soul - for freedom, joy, and growth. Money & Spirit is your companion if you: - want to free yourself from fear and guilt around money, - seek inner clarity and trust, - long to align your life with your true values. Abundance begins within. This book shows you how to welcome it into your life - day by day.
Gold Wars
Debasing the price of gold to protect the dollar has failed. A new system is now inevitable. The Western media fixation on Bitcoin--price, memetics, and volatility--ignores the strategic resurgence of gold. The narrative framing of the rise of gold ignores the cause: an underlying structural shift. In 2023 and 2024, Chinese gold imports surpassed most Western central banks' entire holdings. China doesn't need to announce a gold standard. It only needs to create conditions where gold becomes more trustworthy than Western fiat. The shift won't require an edict. It will occur by default, when trust fails and metal remains. The new significance of gold isn't driven by inflation fears or chart patterns--it reflects a tectonic restructure, a repricing of trust. Not trust from the public--but from institutions. Central banks keep buying gold. There was no mania. Just a quiet shift from paper gold promises to physical certainty. Then suddenly the Bank of International Settlements gave the transition a big shove via Basel III. Power is flowing East. China and Russia have drawn in massive amounts of gold while dumping Treasuries. The BRICS will unveil a gold backed e-CNY to compete with the dollar. Simultaneously, they are forcing the US debt back home in exchange for real assets, choking the Fed/Treasury on the mountain of paper, and grabbing the financial power. This momentous shift is already underway Western banks, lacking the gold to cover their obligations, are increasingly trying to financialize the problem. A Chinese edition of the original edition of Gold Wars was published by the prestigious Shanghai Jiao Tong University Press.
Smart Luck
Smart Luck: An Entrepreneur's Guide to Success and Happiness is the entertaining and insightful story of how someone no one heard of created unheard-of success. Known as the "Real Estate Expert Real Estate Experts Buy From", Jim Courtney used early challenges - father's bankruptcy, mother's mental illness - to make him a millionaire before he was forty, and a "zillionaire" when it comes to having a fulfilling life of prosperity and service. Jim's credo is "every business is a people business," and his winning formula is creating scenarios where everyone wins.You'll read his uncommonly sensible common sense secrets for success, and "winning traits" anyone can cultivate. You'll laugh, you'll learn, and you will find yourself saying, "Hey, I can do THAT!"Yes, Jim wrote the book to celebrate a celebrated life - and he also wrote it for you, the reader.Guaranteed, you will find countless helpful gems to create your own "smart luck."
The Psychology of Stock Market Investing
Think stock market success is about numbers and secret formulas?The truth: it's all about your mind and emotions.Smart investors make dumb decisions not because they lack skill, but because they fall into emotional traps they don't even see. Fear. Overconfidence. Herd thinking. These quiet forces silently drain your wealth.The Psychology of Stock Market Investing reveals how the real game is played not on spreadsheets, but in your mind. You'll uncover the emotional blowups behind Wall Street's worst disasters in the past and see how even billionaire investors and brilliant minds lose their way. Inside, you'll learn: Why most people buy high and sell lowHow to spot bubbles before they popHow Warren Buffett avoids emotional trapsTools, habits, and checklists to help you stay calm and invest smartDon't let your mind sabotage your money. Buy your copy today and build the discipline to invest with confidence.
The Psychology of Stock Market Investing
Think stock market success is about numbers and secret formulas?The truth: it's all about your mind and emotions.Smart investors make dumb decisions not because they lack skill, but because they fall into emotional traps they don't even see. Fear. Overconfidence. Herd thinking. These quiet forces silently drain your wealth.The Psychology of Stock Market Investing reveals how the real game is played not on spreadsheets, but in your mind. You'll uncover the emotional blowups behind Wall Street's worst disasters in the past and see how even billionaire investors and brilliant minds lose their way. Inside, you'll learn: Why most people buy high and sell lowHow to spot bubbles before they popHow Warren Buffett avoids emotional trapsTools, habits, and checklists to help you stay calm and invest smartDon't let your mind sabotage your money. Buy your copy today and build the discipline to invest with confidence.
Carpenter
Explore the history and craft of carpentry through Volume 28 of "Carpenter," published by the United Brotherhood of Carpenters and Joiners of America. This volume offers insights into the union's activities, advancements in carpentry techniques, and the broader context of labor in the United States. A valuable resource for historians, tradespeople, and anyone interested in the evolution of skilled trades and labor movements.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Abc Universal Commercial Electric Telegraphic Code
"The Abc Universal Commercial Electric Telegraphic Code," specially adapted for financiers, merchants, shipowners, brokers, agents, etc., is a historical reference work detailing a comprehensive system of codes used for telegraphic communication. This book offers a fascinating glimpse into the world of early telecommunications and the methods used to compress and transmit complex business information quickly and efficiently. Compiled by William Clauson-Thue and the American Code Company, this codebook provides a detailed overview of telegraphic codes, essential for anyone interested in the history of communication and business practices. While primarily of historical interest, "The Abc Universal Commercial Electric Telegraphic Code" remains a valuable resource for researchers, historians, and anyone curious about the evolution of global commerce and the technologies that shaped it.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Eppo/Olaf Compendium of National Procedures
This Hungarian EPPO/OLAF volume focuses on criminal and administrative investigations in Hungary. As Hungary is a non-participating Member State to the EPPO, the EPPO chapter of this book discusses the relations between the EPPO countries and the Hungarian Prosecution Offices under a Working Arrangement as well as the rules of the Hungarian Prosecution Offices when investigating EU fraud and financial crime offences. It covers the material collected, co-operation with the Hungarian judicial authorities, criminal investigations into PIF-offences and compliance with the EPPO-Regulation. This volume also deals with the impact of OLAF investigations in Hungary and their significance for the Hungarian criminal justice system. Prof Dr Krisztina Karsai has acted as the publication's national expert. While written in English, the volume includes footnotes that reproduce the original Hungarian legislation in the local language. Easily navigable with the help of visual symbols, it is designed as a quick reference tool for academics, students, practitioners and other interested readers.
