The Technological Republic
INSTANT #1 NEW YORK TIMES BESTSELLER - AN NPR BEST BOOK OF THE YEAR - "A cri de coeur that takes aim at the tech industry for abandoning its history of helping America and its allies."--The Wall Street Journal From the Palantir co-founder, one of Time's 100 Most Influential People of 2025, and his deputy, a critically-acclaimed and sweeping indictment of the West's culture of complacency, arguing that timid leadership, intellectual fragility, and an unambitious view of technology's potential in Silicon Valley have made the U.S. vulnerable in an era of mounting global threats "Not since Allan Bloom's astonishingly successful 1987 book The Closing of the American Mind . . . has there been a cultural critique as sweeping."--George F. Will, The Washington Post "Provocative . . . worthy of your time."--Edith Chapin, former Editor-in-Chief of NPR Silicon Valley has lost its way. Our most brilliant engineering minds once collaborated with government to advance world-changing technologies. Their efforts secured the West's dominant place in the geopolitical order. But that relationship has now eroded, with perilous repercussions. Today, the market rewards shallow engagement with the potential of technology. Engineers and founders build photo-sharing apps and marketing algorithms, unwittingly becoming vessels for the ambitions of others. This complacency has spread into academia, politics, and the boardroom. The result? An entire generation for whom the narrow-minded pursuit of the demands of a late capitalist economy has become their calling. In this groundbreaking treatise, Palantir co-founder and CEO Alexander C. Karp and Nicholas W. Zamiska offer a searing critique of our collective abandonment of ambition, arguing that in order for the U.S. and its allies to retain their global edge--and preserve the freedoms we take for granted--the software industry must renew its commitment to addressing our most urgent challenges, including the new arms race of artificial intelligence. The government, in turn, must embrace the most effective features of the engineering mindset that has propelled Silicon Valley's success. Above all, our leaders must reject intellectual fragility and preserve space for ideological confrontation. A willingness to risk the disapproval of the crowd, Karp and Zamiska contend, has everything to do with technological and economic outperformance. At once iconoclastic and rigorous, this book also lifts the veil on Palantir and its broader political project from the inside, offering a passionate call for the West to wake up to our new reality.
Meltdown
The incredible story of a once-venerable Swiss bank that produced a litany of financial scandals and whose collapse reveals the amorality at the heart of the global banking system. Credit Suisse was a 166-year-old bastion of global banking. But a veneer of high-class service disguised a darker, much dirtier reality. From its sterile Zurich headquarters, Credit Suisse banked dictators and drug dealers, hid stolen Nazi gold, and helped corrupt bankers fleece the firm's own clients of billions of dollars. Its top executives oversaw a global operation that laundered money for autocrats; they hired spies to track one another through the cobbled streets of the Swiss financial capital; and they helped clients hide their money from the world's tax authorities. This is the story of a tawdry total meltdown of one of the biggest, most influential, and most scandal-ridden banks on the planet. Duncan Mavin is uniquely sourced to tell the story of Credit Suisse's scandal-ridden demise, with dozens of inside-the-room contacts that spill exclusive details about the bank onto these pages. The bank's collapse, in March of last year, was the biggest shock to the financial system since the Financial Crisis of 2008, and sparked a media frenzy. But only Duncan has had access to key sources within the bank's executive suite--including former CEOs--and the inner circle that brings this critical, rollicking story to life. Meltdown will appeal to the global audience of readers fascinated by the corruption that permeates international finance and who wish to understand the role of money and those who shuffle it around the world in manipulating the world order in their own interests. It is an international tale that takes us from Mozambique to Australia, from Hong Kong to New York, and inside the hushed, marble corridors of Zurich's banking elite.
On Progress and Prosperity
In the last 250 years, the world has gone from poor to rich, sick to healthy, and isolated to connected. How did we get here, and why do some seemingly intractable problems remain? What are the best ways forward? What do the best minds in fields as diverse as economics, social thought, progress studies, and investment management have to say about these questions? In his second book of essays, book reviews, interviews, and other writings, Laurence B. Siegel, author of Fewer, Richer, Greener and Unknown Knowns (to which this book is a sequel), provides a window into some of the greatest minds in these fields, including Steven Pinker, Henry Kissinger, Michael Lewis, Malcolm Gladwell, and Harry Markowitz. Topics include: - Progress, growth, and productivity- Investing and finance- Technology and innovation - Policy and governance, and- Provocative takes on the big questions in economics, investing, human flourishing, and public affairs.Filled with stories, anecdotes, personalities, and vivid graphics, and conveyed with a sense of humor, this book provides refreshing and useful perspectives on the mysteries of economics, investing, and human progress.
The Transformative Power of Family Wealth
"For wealth and business owning families and their advisers, this is the ultimate guide to getting it right." David Chong, Group President, Portcullis (Singapore) Pte. Ltd., described by the Singapore Academy of Law as The Guru of Asian Family Offices "Building on his previous work, The Transformative Power of Family Wealth is packed with insight and offers wealth owners powerful tools for channeling their resources into a force for good. Must reading not only for those stewards of family wealth, but for all those striving to serve them." Amaury Jordan, CFA, co-founder of Avalor Investment (Switzerland) and TriLake Partners (Singapore) "Philip's book is a very worthwhile read for those who work with wealthy families. In particular, the paradigm of the Theory of Change as a mechanism to help to shape a succession planning strategy is fascinating. It is also refreshing to read a positive exposition of the role that private businesses can play in regenerating society." John Riches, Partner RMW Law and President of the International Academy of Estate and Trust Lawyers "With his extensive experience and deep insights, Philip's latest book is required reading, not only for wealthy families and their advisors, but also for policy makers and thinkers as they ponder the role of wealthy families in tomorrow's world." Edmund Leow S.C., Senior Partner, Dentons Rodyk & Davidson LLP, Singapore A manual for avoiding the common pitfalls of family wealth and businesses with a focus on how families can prosper while governments capture the benefits of wealth owning residents and citizens In The Transformative Power of Family Wealth, retired lawyer, wealth advisor, and tax consultant Philip Marcovici delivers a startlingly insightful and practical discussion of how family wealth and business owners can navigate internal and external challenges and have a positive and benevolent impact on the communities around them. For governments navigating the challenges and benefits of attracting and retaining wealth owners to their countries, an invaluable resource. The book explains how to handle the difficulties associated with generational succession, family infighting, growing societal inequality, and complex taxation regimes. It walks you through: How to retain and grow your family's wealth through generations so you can continue to have a positive impact on the world How to handle internal family "derailing" events, like divorce, mental illness, fraud, and more Strategies for mitigating political risk for family-run businesses with international exposure and investments Approaches for governments to consider, including the adoption of regenerative tax systems that capture opportunities to create vibrant economies that address growing wealth and income inequality Perfect for owners of family-run businesses and families with wealth, as well as the professionals, advisors, and consultants who work with them, The Transformative Power of Family Wealth is a must-read for lawyers, accountants, policymakers, legislators, regulators, journalists, and anyone else with an interest in improving their understanding of the issues affecting family wealth.
Financial Fitness 101
Start turning your financial chaos into a beautiful symphony of success today! You never thought your parents would consider a night around the kitchen table fun until finances turned into a game of Monopoly with real stakes. As a child, you learned that keeping track of budgets was less about the board and more about making sure you had enough play money for pizza on Friday nights. Those marathon sessions taught you that money isn't just for spending; it's a tool for crafting a life you love.Fast forward to adulthood, where navigating finances feels less like a game and more like an obstacle course designed by a particularly tricky sadist. But fear not! This book transforms the daunting numbers into playful pals, equipping you with skills to conquer your financial fears.Unlock the secrets of savvy budgeting without sacrificing your avocado toast.Master the art of investing, making money work for you while you binge-watch your favorite series.Say goodbye to anxiety and hello to a future where your financial dreams can take flight.The class is now in session!Get your copy of Financial Fitness 101 and we will get your wallet in shape for the future.
NeoCapitalism
NeoCapitalism: Capitalism's Next Step presents an economic framework aimed at addressing the shortcomings of contemporary capitalism, such as recurring financial crises, widening inequality, and environmental unsustainability. The book proposes a two-currency system and outlines strategies for fostering economic stability. Key Concepts 1. Two-Currency System: - Stability Currency (SC): A non-market currency used exclusively to fund essential public services like healthcare, education, and national defense. It is designed to be stable and insulated from market volatility. - Market Currency (MC): A market-driven currency supporting private enterprise and innovation. It operates within the traditional capitalist framework but is complemented by the SC's stabilizing influence. 2. Addressing Inequality: The SC ensures universal access to essential services, reducing economic disparities and fostering social equity. 3. Tackling Market Volatility: By separating public service funding from volatile markets, the system reduces economic shocks and enhances resilience. Regulatory frameworks are emphasized to curb speculative bubbles and systemic risks. 4. Sustainability and Innovation: Encourages sustainable practices by integrating environmental and social considerations into economic models. Supports technological advancements while addressing challenges like automation-driven unemployment. 5. Global Interdependence: Advocates for international cooperation to manage interconnected economies and mitigate geopolitical risks. Implementation Strategies - Gradual transition through pilot programs. - Transparent public communication to build understanding. - Regulatory oversight and use of technology to streamline administration. Philosophical Approach The book emphasizes a balance between individual freedom and collective well-being. It advocates an economic model that prioritizes both market dynamism and social stability. Challenges and Solutions The book acknowledges potential criticisms, such as inflation, market distortions, and political resistance. It provides detailed counterarguments and proactive measures, emphasizing transparency, education, and phased implementation. "NeoCapitalism" offers a roadmap for a fairer and more sustainable economic future, calling for bold reforms to create a society where economic growth and social justice coexist.
Financial Mathematics
This textbook is designed to facilitate a thorough learning for students of financial mathematics. It includes exercises and theoretical questions across seven chapters: Interest Theory, Financial Flows and Annuities, Profitability and Risk of Financial Operations, Portfolio Analysis, Bonds, Modigliani-Miller Theory, and Brusov-Filatova-Orekhova Theory. The last two chapters are dedicated to modern theories of capital structure, including problems and tasks. More than 130 detailed solutions are provided to help students solve the assignments in the textbook. This textbook is suitable for undergraduate and graduate students in all financial and economic fields, including finance and credit, accounting and auditing, taxes, insurance, and international economic relations. It is also useful for professionals in financial and economic specialties, including financial analysts, as well as anyone interested in mastering quantitative methods in finance and economics.
Shaping Cutting-Edge Technologies and Applications for Digital Banking and Financial Services
The book explores the importance of AI-based predictive analytics tools in the financial services industry and their role in combating financial fraud. As fintech continues to revolutionize the financial landscape, it also brings forth new challenges, including sophisticated fraudulent activities.
Private Markets
Comprehensive guide to the private market, covering allocating capital, portfolio construction, product evolution, and more Written in accessible language, Private Markets: Building Better Portfolios with Private Equity, Private Credit, and Private Real Estate addresses the challenges and opportunities with investing in the private markets, including understanding the merits of the asset classes--private equity, private credit, and private real estate--product evolution, and the structural tradeoffs, and how to incorporate these versatile and valuable tools in client portfolios. This book leverages Tony Davidow's 40 years of experience working directly with advisors and high-net-worth families/ ultra-high-net-worth families. Davidow is an award-winning author and has also been recognized for building Franklin Templeton's alternative education program (2023 recipient of the "Wealthie"). Topics discussed in this book include: How private markets can be used to increase the likelihood of achieving client goals? Examining the historical risk and return characteristics of the private markets relative to their public market equivalents. Exploring the benefits of private markets including the potential for higher returns, an alternative source of income, diversification, and hedging against the impact of inflation. Now that private markets are available to a broader group of investors outside of institutions and family offices, Private Markets: Building Better Portfolios with Private Equity, Private Credit, and Private Real Estate is an essential resource for all financial advisors and individual investors who are considering allocating capital to these once elusive investments.
Our Money Narrative and the Impacts on Our Financial Wellness
Research on Two Economic Laws of Household Consumption Function
Global Business Environment
This book discusses the shifting paradigms in global business environment from the Fourth Industrial Revolution (Industry 4.0) to the Fifth Industrial Revolution (Industry 5.0). It captures the current shifts caused by rapid technological advancements and globalization, which impact political, social and economic changes.
Enough
If you have ever averted your eyes when walking past something for sale that you really wanted, knowing you could never afford it, you need this book. If you have ever had to decide which bill to pay because you couldn't pay them all, you need this book. If you have ever looked at your bank account and wondered if you'll ever have enough to achieve your dreams, you need this book.You are so much better than you give yourself credit for! When you embrace that inherent value that makes you so amazingly unique, the universe can't help but to agree. Your value is endless, so why shouldn't your financial value match that?The way we've been doing women's empowerment is all wrong. We've been trying to follow an established system, moving up in the world the way all the men did before us. But that's not what we need to do. We need to feel comfortable bringing those qualities into the workplace that have been shunned--compassion, empathy, openness. And that by doing so, we can multiply the financial results we see by tens and dozens of times.It's time to aim higher than you ever had before and courageously expect the results you have always dreamed of having. You don't need more certificates, more training, more accreditation, or more experience. The truth is, you already have everything you need to have a career that excites you, inspires you, and lights your passion. You were born with all the inner wealth you needed, and this book will help you gain a life worthy of that masterpiece that you are.You have been endowed with absolutely everything you need to fulfill that dream that you have inside. That dream is not wrong. That big, scary, ambitious goal that you hide away from others is real, and it's true to who you are. Once you understand that, you can start to build revenue streams that flow to you, whether it's through your career or your business.This is the book for any woman or anyone identifying as a woman who is looking to master the game of wealth accumulation. Drop the crippling anxiety that plagues most women and begin creating a new financial reality for yourself today. Entertaining, thought-provoking, and powerfully written book full of sage advice to help you let go of your deepest self-sabotaging beliefs and behaviors that are preventing you from getting the money you want and deserve.
Entrepreneurial Finance
If you want to start a business, you have to understand finance. This new, second edition of Entrepreneurial Finance is the go-to guide for students determined to become successful entrepreneurs, and, ultimately, to leave their mark on the business world. Including an abundance of case studies and practical examples throughout, the second edition of Entrepreneurial Finance is a refreshingly easy-to-grasp introduction to financing a new business, guiding the reader step-by-step through the three key financial statements: profit & loss, balance sheet and cash flow. It explains the various considerations for raising capital, covers term sheets and their pitfalls, and explains how best to use accounting data to create a financially-intelligent business. With increased coverage of funding, company valuations, pitch decks and business plans, this highly-anticipated second edition is the ultimate resource for students determined to succeed both academically and in the business environment. With the authors' commercial know-how (garnered through their backgrounds as seasoned entrepreneurs and business angels), as well as their understanding of the academic landscape, this book is the perfect balance of the theory and practice behind entrepreneurial finance. In particular, Simon Hulme's extensive teaching experience ensures the text is specifically tailored to finance novices and entrepreneurial finance students. Visually appealing and engagingly written, this book, together with its range of bespoke digital resources, breaks down complex concepts and communicates them with clarity. The ideal resource for university students taking entrepreneurship and business courses, it will also be valuable for entrepreneurs who wish to scale their business, as well as managers seeking to consolidate their understanding of entrepreneurial finance.
International Debt Report 2024
For more than five decades, the World Bank's premier annual publication on debt, now titled the International Debt Report (IDR), along with the associated International Debt Statistics (IDS) database, has helped shape policies in development finance by sharing timely and comprehensive external debt data and analysis with the international community. Drawing on data collected through the World Bank's Debtor Reporting System, this publication has kept pace with evolving borrowing patterns and new lending instruments, measured the impact of initiatives to relieve debt burdens, and promoted best practices in debt recording and reporting. Each year the report presents analysis of evolving trends in external debt stocks and flows of low- and middle-income countries (LMICs) as well as issues and challenges for development finance. The IDS database provides comprehensive information on external debt stocks and flows of public and private borrowers in LMICs (by borrower and creditor), the terms on which external loans are contracted, current and future debt service, and debt indicators in relation to key economic variables. IDR 2024 encompasses - analysis of external debt stocks and flows for 2013-23; - the macroeconomic and debt outlook for 2024 and beyond; - the debt transparency agenda; and - one-page summaries per country, plus global, regional, and incomegroup aggregates showing debt stocks and flows, relevant debt indicators, and metadata for 5 years (2019-23). For more information on IDR 2024 and related products, please visit the World Bank's Debt Statistics website at www.worldbank.org/debtstatistics.
Land and Buildings Transaction Tax 2024/25
Land and Buildings Transaction Tax 2024/25 is the only comprehensive guide to Land and Buildings Transaction Tax ('LBTT') in Scotland. LBTT is a tax devolved to Scotland which, whilst initially based on Stamp Duty Land Tax, is different in a number of key areas. These differences are explored throughout the text. This title provides clear and practical guidance on the general rules of LBTT and also includes: - Background to LBTT- Detailed coverage of many of the exemptions and reliefs from LBTT (including new sections on Green Freeports relief and changes to the Additional Dwelling Supplement for joint buyers)- Consideration of the rules regarding leases- The practicalities of LBTT compliance and administration- Special rules for partnerships and trusts- Anti-avoidance rules- Numerous worked examples This title has been completely reviewed and revised for 2024/25, and incorporates all of the changes in legislation to April 2024 and the impact of important LBTT Tribunal decisions - particularly in relation to the Additional Dwelling Supplement. This is an essential guide to LBTT for practising tax specialists, solicitors and accountants. This title is included in Bloomsbury Professional's Scottish Tax online service.
Beyond Resilience
The vast majority of startups digital transformation programmes fail despite having both time and money, energy and resources. Why to answer this question the book amasses interviews and case studies from within big corporates and successful startups as well as industry observers, regulators, commentators and practitioners.
Introduction to Fixed-Income Analysis and Portfolio Management
A concise but comprehensive introduction to fixed income analysis for undergraduate and graduate students. Offering more concise and less technical coverage of the material featured in the classic text Bond Markets, Analysis, and Strategies, this streamlined book is rightsized for a one-semester fixed-income course. In accessible terms, Frank Fabozzi describes the sectors of the fixed-income market, details how to value fixed-income instruments, and shows how to measure interest rate risk and how to manage a fixed income portfolio. Key concepts are illustrated with extensive examples and exercises, and end-of-chapter questions invite further research. The result is an incisive but approachable introduction to fixed-income analysis for undergraduate finance and business students. Comprehensive coverage of fixed-income marketsEasy-to-understand framing of mathematical concepts accommodates a wide readership with varying levels of mathematical expertise Extensive illustrations and examples animate analytical chaptersWritten by an expert with deep experience in the asset management industry and the classroomPragmatic modular structuring of content enables adaptability to different curricula Instructor resources available
The Fireproof Retirement Plan
Planning your retirement is similar to preventing a forest fire. Forest fires can quickly get out of control and burn through acres of precious land, leaving a path of desolation and mournful memories. Al Martinez was a career forest firefighter. He battled the blazes and became a Fire Safety Officer responsible for protecting some of our nation's most valuable assets. Today, Al helps people protect their financial assets, preserve their desired future, and provide for their family using The Fireproof Retirement Plan he created. In this book you'll learn how to: Fireproof your retirement fundsQuench the market volatility infernoCreate a "fire line" around your incomePrepare for unexpected blazes late in lifeLeave a lightning-proof legacy You've grown your retirement savings for decades. Now learn how to provide for your family and protect your assets by securing your future using The Fireproof Retirement Plan.
Distributed Ledger Technology on Financial Reporting Errors in Banks
The book by Dr. Anderson Emmanuel Oriakpono examines the transformative role of Distributed Ledger Technology (DLT) in reducing Financial Reporting Errors (FREs) in the banking sector. It investigates FRE causes, such as omissions and principle violations, using case studies from Enron, Wells Fargo, and Nigerian banks. DLT's transparency, decentralization, and automation are presented as solutions to financial reporting challenges. Practical applications like smart contracts, immutable audit trails, and real-time data sharing enhance accuracy, compliance, and efficiency. The book explores regulatory and ethical considerations, including data privacy, ownership, and adherence to global standards. Balancing innovation with legal frameworks, particularly in Nigeria, is emphasized. Emerging trends such as AI integration and asset tokenization demonstrate DLT's potential to revolutionize financial systems while addressing operational inefficiencies and fostering trust.
Passive Income Pathways
Unlock the doors to financial freedom and take control of your financial future with "Passive Income Pathways" by Esther Ojogbo. In this comprehensive guide, you'll explore the power of passive income and discover proven strategies to diversify your income streams, allowing you to build a life of abundance and security. Whether you're a seasoned investor or just beginning your journey to financial independence, this book provides a step-by-step roadmap to creating multiple income sources that work for you-so you can make money even while you sleep. From side hustles and rental properties to digital assets and dividend investing, Esther Ojogbo guides you through a variety of passive income opportunities, each designed to help you achieve financial stability and long-term growth. Packed with real-life examples, practical tips, and actionable strategies, "Passive Income Pathways" is more than just a guide to wealth-building-it's a blueprint for living life on your own terms. You'll learn how to leverage the gig economy, master the art of portfolio management, and unlock the potential of your creative assets through intellectual property. With insights that blend personal experience with expert knowledge, Esther Ojogbo delivers a powerful message: financial freedom is within reach for anyone willing to diversify their income and take consistent action. Whether you're aiming to supplement your income or achieve complete financial independence, this book is your ultimate guide to designing a future filled with financial security and unlimited possibilities. Are you ready to transform your financial landscape and create a legacy of wealth that can be passed down for generations? Begin your journey with "Passive Income Pathways: Diversifying Your Financial Streams" and start building the life you've always dreamed of.